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Medical Insurance During COVID-19: What Should You Know?



Medical Insurance During COVID-19 What Should You Know

The worldwide outbreak of novel coronavirus (2019-nCOV) is on top of everyone’s mind. With passing days, the number of cases testing positive for COVID-19 is rising, which has also created panic amongst the public. According to WHO, more than 4 million cases have been confirmed globally, which is still rising. India is also following the same pattern. Considering the increasing fear among citizens and the rapid spread of COVID-19 in the country, many insurance companies have started covering treatment costs for the same.

Although, there is no vaccine available currently to contract the disease, here are some specific things you can do while maintaining social distancing:

  • Stay at home.
  • When coughing or sneezing, cover your nose and mouth.
  • Always wear a mask when you go outside your home.
  • Disinfect your home frequently.
  • Dispose-off used material in closed dustbins.
  • Maintain a 6ft gap while standing near someone.

Apart from these basic things, you must also follow government guidelines for the same to reduce panic. With many sudden changes happening across the world or even in your locality, worrying about your health insurance covering nCOV treatments is valid. You must note that most of the insurance companies in such times are offering coverage for this disease under health insurance, and you can buy medical insurance online from some insurers have introduced specific policies to deal with the pandemic.

According to the directions of IRDA on COVID-19, the treatment costs are now covered under health insurance. When you buy medical insurance online, you can read about its benefits and choose your desired coverage; while considering essential factors.

Some crucial facts you should know while buying medical insurance online for COVID-19 are:

  1. Sum assured

Coronavirus is a deadly disease, which significantly affects the elderly, kids, and people with a weak immune system. Since getting the treatment against such a disease is high, opting for a higher sum assured will help when you buy medical insurance online.

  1. Waiting Period

The initial waiting period of a policy is usually 30 days but varies from one insurance company to the other. You can get details of the waiting period from your insurance executive or through the customer support team.

  1. Inclusions

Whether you buy medical insurance online or offline, the policy covers:

  • Pre and post hospitalization expenses
  • COVID-19 test charges
  • Quarantine charges if the treatment is being taken at a registered medical facility
  • Ambulance charges
  • Room rent
  • Cashless treatment facility

Since the inclusion determines the benefits you can get under the policy, make sure you read them all in the policy document.

Why Buying Medical Insurance Online is Essential?

Given the current spread of this pandemic, there are many reasons to buy medical insurance online that cover novel coronavirus disease.

  1. High Treatment Costs

The world has seen many Severe Acute Respiratory Syndrome (SARS) diseases, but none have been like SARS-COV-2, generally known as novel coronavirus. The treatment cost for this disease is also high, which can disrupt your financial health. The tests conducted for the diagnosis of COVID-19 cost around Rs 4500 for an individual, where the related treatment cost is also high.  Buying medical insurance online is a better alternative than looking for a local agent as it helps you save money. Consider buying it as a precautionary measure against disrupting your financial health if the odds come knocking at your door.

  1. Protection of Senior Members

One of the reasons for buying medical insurance online is also to offer health protection to your family members, especially your parents. Since the effect of the virus is known to be harmful to senior citizens and people with lower immunity levels, it becomes essential to cover their health under a policy which makes getting the necessary treatment easier.

Apart from these, you must avoid the common mistakes while buying health insurance policy online to get enhanced benefits.

Beat the Odds with the Right Medical Insurance

The outbreak of COVID-19 has taught us many things, one of them being the importance of having health insurance. These days, many insurance companies offer benefits to deal with COVID-19 in their health insurance plans. Reputable insurers like Tata AIG provide online medical insurance plans covering the treatment costs for novel coronavirus along with various additional benefits.

Be safe and buy medical insurance online to ensure your family members stay healthy and happy during times of crisis.

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Mahesh is leading digital marketing initiatives at RecentlyHeard, a NewsFeed platform that covers news from all sectors. He develops, manages, and executes digital strategies to increase online visibility, better reach target audiences, and create engaging experience across channels. With 7+ years of experience, He is skilled in search engine optimization, content marketing, social media marketing, and advertising, and analytics.

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A - Z Health Guides

Types Of Glaucoma And its Ayurvedic Treatment



Glaucoma treatment

Glaucoma is a collective term used to describe eye diseases caused by an excess of glucose in the blood. Most of these diseases lead to loss of vision and eventually blindness as they damage the nerve connecting the brain with the retina. Doctors have divided Glaucoma into various types depending on its effect and impact area. Glaucoma Treatment in Ayurveda offers a completely natural and side-effect approach to this disease.

Primary Glaucomas

Primary glaucoma is the result of unknown medical reasons. It is of the following types: 

  • Open-Angle Glaucoma: Open-angle glaucoma is one of the most regular types of glaucoma across the globe. In the United States alone, every 9 out of 10 glaucoma patients suffer from open-angle glaucoma. Most people don’t realize the symptoms before the disease shows its effect and causes loss of vision. However, most people fail to note the loss of vision initially. Experts are yet to pinpoint the exact cause of this problem but the most apparent reason for this problem is a build-up of excess pressure in the rear part of the eyes. As time goes by, the pressure damages the optic nerve and starts degrading the vision. If left untreated or overlooked, it can eventually lead to blindness. People suffering from diabetes and high blood pressure bear a higher risk of getting this kind of glaucoma. 
  • Normal-Tension Glaucoma: Normal-tension glaucoma is another version of open-angle glaucoma that occurs in people with usual eye pressure. You may have a higher risk of getting normal-tension glaucoma if you suffer from low blood pressure, heart problems, have a family history of the disease, and have Japanese ancestry. The exact reason for this problem is yet to be found, however, research shows that reduction in eye pressure can decrease the pace of this disease and prevent any loss of vision. 
  • Angle Closure Glaucoma: Also known as narrow-angle glaucoma or acute glaucoma, it is a serious condition that needs immediate medical attention. The patient should be rushed to the emergency room if they experience red eyes, blurry vision, an upset stomach, and intense eye pain. Under this condition, the outer layer of the iris creates a blockage and prevents eye fluids from draining out of the eye. It increases the pressure inside the eye and needs to be treated without any delay. If left untreated, it can cause blindness within a few days of blockage. Doctors use laser treatment to drain out the fluid and bring the eye pressure to its normal state. Chronic angle-closure or slow glaucoma is from the same category but doesn’t show symptoms. It can be treated with surgery, laser treatments, and medication if diagnosed on time. 
  • Congenital Glaucoma: It is an inborn condition that leads to Glaucoma signs in infants. Babies are born with glaucoma in one or both eyes. It is a rare condition that affects one in ten thousand babies. However, it is not difficult to recognize the signs of glaucoma in a child. Kids suffering from glaucoma have a higher sensitivity to light, cloudy eyes, teary eyes, and their eyes are huge than normal. The good part is that this condition can easily be treated with surgeries without permanent loss of vision. 

Secondary Glaucoma

Glaucoma caused by other medical conditions is known as secondary glaucoma. It has the following types: 

  • Neovascular Glaucoma: Neovascular glaucoma is when extra blood vessels are formed in the eye and they start covering the segment responsible for draining excess fluid out of the eyes. The condition usually results from other complications like diabetes and constantly high blood pressure. People suffering from neovascular glaucoma suffer from vision loss and constant redness in the eye. It is not easy to treat this kind of glaucoma as the effect of treatment depends on subduing its underlying causes that are far more difficult to cure. 
  • Pigmentary Glaucoma: Pigmentary glaucoma occurs when pigment present in the iris (the coloured part of our eyes) starts flaking off and blocks the drainage channels of the eye. White people suffering from near-sightedness are more likely to suffer from this problem. Doctors are yet to find a way to prevent flaking off of pigment in the iris. 
  • Exfoliation Glaucoma: Exfoliation glaucoma or pseudoexfoliation glaucoma is a kind of open-angle glaucoma that occurs in people suffering from exfoliation syndrome. The condition leads to excess deposition on drainage channels in the eyes leading to blockage and an increase in internal pressure in the eyes. Recent research suggests that it is a genetic problem, so you need to be careful about it if someone in your family already suffers from this disease. The best way to stay ahead is by going for regular checkups and keeping a check on your blood sugar levels. 
  • Uveitis Glaucoma: It occurs in people suffering from uveitis, a medical condition that leads to inflammation and swelling in the eyes. Every two out of ten uveitis patients develop uveitis glaucoma. Experts are yet to find the exact cause for uveitic glaucoma but it is possible that it is caused by inflammation and scars in the center of the eye. It blocks or damages the fluid drainage channels leading to an increase in pressure inside the eyes. 

Apart from these, there are several other causes responsible for this disease which includes tumors and cataracts. Sometimes, even eye injuries or accidents lead to glaucoma. 

Glaucoma Treatment in Ayurveda? 

Though surgeries and medication have their own role to play in case of emergent treatment of this disease, the Glaucoma Treatment in Ayurveda works when you need to treat the underlying cause of this problem. Ayurveda offers a completely natural and side-effect approach to this disease that reduces eye pressure without any chemicals and restores the normal functioning of the eyes. It can slow down the progress of this disease through Panchakarma therapies and herbal medication and also offers permanent relief from the most common underlying causes of this problem like high blood pressure and diabetes. Ayurvedic Glaucoma treatment is rooted in time tested methods and techniques that work on the overall health of the patient and provide lasting relief from concerning problems. 

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Questions To Ask Before Buying a CBD Product



There has been a lot of talk about CBD. You are probably thinking about trying this yourself. CBD can be used to treat a wide variety of health issues. If you have concerns about your health, you should certainly go and talk to a doctor. At the same time, you might be looking to incorporate CBD as a part of your treatment plan. There are lots of CBD products available, so it is important for you to ask the right questions before you decide to make a purchase. Make sure you purchase your CBD products from a reputable dispensary, such as, if you want to get the most out of your purchase.

Does The Product Contain Any THC?

There is a common misconception that taking CBD will get you high. In reality, this is not the case. THC is responsible for getting people high. CBD and THC are the two main substances that are isolated from the cannabis plant. Even though a lot of people get them confused, they are not the same. THC is responsible for the psychoactive effects. Therefore, if you do not want to take something that gets you high, you need to make sure the product you purchase does not have any THC in it. If you have questions about whether THC is in a certain product, you should talk to a representative at the store.

How Do I Take This Product?

Next, you need to understand how you take that specific product. There are lots of ways you can get CBD into your system, and you need to think about the administration method that is best for you. There are some people who like to smoke or inhale CBD. There are other people who like to include CBD and their food and drinks. You might even be someone who likes to rub CBD directly on the surface of your skin. This usually comes in the form of a cream or lotion. Think carefully about how you want to administer CBD. This can have a significant impact on your experience.

How Quickly Does the Product Act?

Furthermore, you should think about how quickly you will feel the effects of the product. You might be looking for something that can give you some immediate relief. In general, the faster something causes effects, the faster it will dissipate. If you are looking for something that will last a long time, you may need to try a product that takes a bit longer to create its effect. Everyone has a slightly different preference, so you should talk to a representative from the store to figure out how quickly something will exert its effects. That way, you know what to expect when you try that specific CBD product.

Will it Interact With Anything Else I Take?

Finally, it is important for you to figure out if that CBD product is going to interact with anything else you take. There are a lot of people who take prescription medications on a daily basis. If you take prescription medications, you need to understand how CBD is going to impact how your body metabolizes your medications. It can be difficult to answer this question alone, which is why you need to talk to a doctor to learn more. You need to make sure you put safety at the top of your priority list when you try CBD. One of the most important things you need to think about is whether CBD will interact with any other medications.

Choose the Best CBD Product for Your Needs

In the end, there are a lot of questions you need to ask before you decide to try CBD. These are just a few of the many questions you need to consider. Ultimately, you need to think about the benefits and drawbacks of each option before you make a decision. Remember that the right product for one person is not necessarily going to be the right product for you. You need to purchase your CBD products from a reputable dispensary because you know that it has been properly tested and found to be safe. Take the time to find the right CBD product for your needs.

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5 Ways to Use CBD For Self-Care



5 Ways to Use CBD For Self-Care

CBD, or cannabidiol, is a naturally occurring compound found in the hemp plant. And while it’s commonly used as a wellness supplement, it can also be applied topically for self-care and pain relief. One of the biggest benefits of using CBD for self-care is that you can tailor your experience to your needs and concerns — whether that be helping you with sleep, stress relief, inflammation, or overall health — by choosing which type of product you’d like to use (e.g., capsules vs. oil).

CBD has been gaining popularity in the medical community and consumers alike. And it’s not hard to see why. The compound offers a wide range of benefits, ranging from reducing inflammation and anxiety to treating insomnia and even migraines. But is there anything else that CBD can be used for? Sure thing. See this list for five ways you can use CBD for self-care.

CBD oil can be used topically for pain relief and to moisturize dry skin and hair.

One of the easiest ways to use CBD for self-care is to use it as a topical. CBD oil can be used on achy muscles to provide pain relief, but it can also be used to moisturize dry skin, soothe the symptoms of eczema, and even help with acne. But how does it work? Well, CBD oil has the ability to penetrate the outer layer of your skin and bind to receptors in your skin cells. This activation of cannabinoid receptors, in turn, stimulates the production of natural moisturizers, which helps your skin stay hydrated.

If you’re looking for a supplement for sleep, try CBD capsules that you can take before bedtime

Before you try CBD capsules or any other type of CBD product, it’s essential to understand why CBD could be helpful for your sleep. CBD works by affecting your body’s endocannabinoid system — a system of neurotransmitters and receptors that help regulate your mood, appetite, memory, sleep, immune system, and pain.

CBD capsules are an excellent way to get the benefits of CBD, as CBD is absorbed well through the stomach. The capsules are also easy to carry around and take with you on the go. There are dozens of different CBD brands out there, and each of them has a different way of administering CBD capsules. Some of them use pure CBD oil, while others use a mix of CBD and another oil, like coconut oil or olive oil.

Make your own skincare products with CBD oil — like a DIY face mask!

If you’re into do-it-yourself (DIY) projects, you can make your own homemade face masks with CBD oil. All you need is CBD oil, vitamin E oil, and some other basic ingredients like honey and clay. Mix the ingredients together and rub them on your face. You can also add essential oils for a nice scent if you’d like.

This is a great way to use CBD oil in your daily routine without having to worry about the price or side effects, and you’ll be able to make all of these products with ease. Some of the best products to make yourself with CBD oil include a face mist, face mask, and moisturizer.

Another fun DIY: make your own CBD bath bombs!

If you’re making your own bath bombs, you’re probably looking for a way to make them more fun — and effective! Here’s a fun way to add CBD to your bath bombs: If you’ve ever taken a bath with Epsom salts, you know that it can be a relaxing experience. Epsom salts are also one of the best sources of magnesium, which is an essential element for good skin and muscle health. Epsom salt baths can be a great way to relax; you can make it better by adding CBD to your bath bombs.

For those who are looking to get their feet wet with CBD, a tincture is a great place to start. It’s a simple yet effective way to reap the benefits of CBD. You can add a few drops to your favorite beverage or food and even to your skincare products. It’s a discreet way to get your daily dose of CBD. But there’s more to CBD than just tinctures.

How do I choose a CBD product that’s right for me?

The first step to choosing a CBD product is deciding what the product will be used for. Will it be used to treat anxiety or insomnia? Maybe it will be used to treat a medical condition like cancer. Once you have decided on what you want the product for, you will begin to narrow down your search and find the right product for you. Choose a quality CBD provider from an online dispensary and only get products that are high quality and organic.

It can be a little confusing to try and figure out how to use CBD oil and add it to your regime. As a general rule, the easiest way to use CBD oil is to take a few drops under the tongue. This is usually the most effective way to get the CBD oil into your system, and the effects can be felt in under 15 minutes. Some people find that it helps to add the oil to their food or drink, but this isn’t necessary. There are also CBD capsules, which allow you to take your CBD in a different way. The downside to this is that the effects aren’t as strong and can take longer to be felt.

Conclusion: If you’re interested in trying out a new way to take care of yourself, then CBD may be the perfect option for you! It can be used in a variety of ways, making it easy to tailor your experience to your needs and concerns.

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