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Guaranteed Installment Loans for Bad Credit Students: How To Choose One




Students are the backbone of any economy. They are the future stakeholders of financial activities that any country generates.

However, it is noteworthy that a large population of students have to access personal loans for their educational needs. And to your surprise, an equally large population does not have access to conventional lending options.

Ideally, a student would approach a central or a mainstream bank for educational loans. But, the issue with the conventional banking system is they make hard checks on credit scores.

To put this into perspective, the bank officials would scrutinize your credit history before offering you a loan. This makes it difficult for students with bad credit history to access these loans.

Thankfully, there are private lenders who can offer easy installment loans to students with bad credit. In fact, students can get installment loans with bad credit approved within minutes. The process is convenient and hassle-free for most.

Keep reading to know how you can apply for one and choose the right lender.

Apply Through Money Lending Networks

Before you apply for a loan, you’d need to find a lender. As already mentioned, with a bad credit score it is unlikely that conventional banks would offer you a loan. So, you need to look for private lenders who offer bad credit loans.

A rather convenient way to find the right lender is to apply through an online money lending network. Ideally, these networks can connect you with various lenders when you apply.

To put this into perspective, as you search for your loan amount and fill in your basic details, the network should show you around 10-12 lenders who can offer you a loan.

Notably, you should still try to ensure that the lender is trustworthy. Usually, these networks also offer a rating for every lender they have in their catalogue. You can easily compare their ratings and choose the one with better customer reviews.

Know The Application Process And Fees

Regardless of whether you apply online through a network or approach a private lender personally, you should enquire about the fees.

It is noteworthy that you’ll be needed to pay higher fees for these loans. The reason being, these loans are usually considered high-risk loans.

The lender, notably, does not consider the credit history of the applicants. And to more surprise, they don’t even ask for any collateral.

The amount for online installment loans usually ranges from $100 up to $100,000. And all that is available without much scrutiny from the lender.

All these reasons are enough to explain the reason- why private lenders charge such a high-fees for processing these loans.

Look For A Tenure That Does Not Fuss You

An additional perk of applying through online networks is that you can compare the term of your loan. Ideally, an online lender would offer you a range of amounts you can borrow.

For example, when you apply online for a bad credit loan, the lender would offer you to choose between $100 and $50,000. Now, of course, your limit would vary according to your personal finances.

As already mentioned, the lenders do not perform hard credit checks, they still can ask you for your bank statement. Skimming through your bank statement allows them to look into your income and monthly expenses. Thus, helping them ensure whether you can make timely repayments or not.

In addition to this, when you compare the tenures from more than one lender, you actually stand a chance to choose a term that does not disturb your monthly budget.

To put his into perspective, let’s say your monthly income is around $1500 and your expenses are around $1200. The lender would consider that you can pay $300 on tops. So, accordingly, they’ll make an offer to you. And you can choose the one that fits rightly into your budget.

Compare The Rates Of Interest

An important thing to note here is that not every lender would charge you the same rate of interest. Though the interest they levy would be comparably higher from the conventional options, they can still vary from lender to lender.

For instance, some lenders may charge you as high as 50%, while others may only charge around 10% interest on the loan amount.

It is rather crucial to compare the rates of interest that your lender is offering you. This is to make sure that you don’t end up paying too high an interest when you could have had the same loan at a lower interest.

The online money lending networks, once again, offer an additional edge in this context. You can easily compare the rates of interest in catalogs or tabular form. And, therefore, make a better decision.

Do Not Forget To Look For Additional Perks

Amidst all these checks, it is quite easy to get swayed with a luring deal. But, notably, many lenders offer additional perks when you borrow money from them.

Some lenders may offer you rewards or enroll you in an incentive program, while others may offer you a flat waiver on processing fees.

It is rather convenient to look for additional perks that every lender has to offer. These perks might not benefit you immediately, but they are definitely a great help in the longer run.

Money lending networks list the discounts, offers, and other benefits that private lenders have to offer. So, you can easily compare these perks as well, without having to toggle between different screens.

An important, rather indispensable, point to remember when applying for an online installment loan is ‘responsible borrowing’. You should think about how much money you need, and how you’ll be repaying it.

Besides, applying for a short-term installment loan would demand careful optimization between the loan you take out and the tenure you choose, along with the repayment you make. All these factors can have a drastic effect on your credibility and, of course, your personal finances.

Nevertheless, online installment loans would cater to all your emergency cash needs. The process is easy and convenient, and the disbursal is also quick. So, if you’re running late on your tuition fee payments, online installment loans might just be the right choice for you.

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Mahesh is leading digital marketing initiatives at RecentlyHeard, a NewsFeed platform that covers news from all sectors. He develops, manages, and executes digital strategies to increase online visibility, better reach target audiences, and create engaging experience across channels. With 7+ years of experience, He is skilled in search engine optimization, content marketing, social media marketing, and advertising, and analytics.

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How to Craft a Superior Return Policy for Your E-Commerce Business?



e-Commerce Website

One of the biggest concerns of owners of e-commerce businesses is the relatively high rate of returns compared with conventional brick-and-mortar businesses. With a Forbes report mentioning e-commerce sales increased by 24% in 2020, the returns are also likely to increase. As much as returns take a slice off the business’s profits, having an effective returns policy can help to retain customers and generate a positive ROI. Some tips on designing a returns policy that will help to increase sale and customer loyalty:

Make Your Returns Policy Easily Accessible 

Some e-commerce store owners tend to think that one way of reducing returns is to hide the policy in the hope that customers will not be able to find it and take advantage of it. However, dissatisfied customers will send the items back anyway and be more aggrieved, making it more difficult to satisfy them. To avoid this, ensure that customers can find the policy on your website easily. Also, be sure to include it in the sales receipts and customer correspondence. A more visible returns policy signals confidence to customers and reassures them that the store is eager to please them.

Avoid Confusing Customers with Verbiage and Legal Jargon

For customers to figure out your returns policy, you should ensure that you use clear, crisp, and unambiguous language avoiding complex sentences and jargon that only a lawyer would be able to decipher. Remember, a confused customer tends to be annoyed and unlikely to be loyal to the store, especially when he’s already dissatisfied with the items purchased. A confusing returns policy will also lead to extra requests for support. It is far better to provide customers with a policy that is clear and concise, observes Sherpack noted.

Specify a Reasonable Timeframe

Specifying too tight a deadline for returns indicates that you do not want customers to benefit. Since an extended time for allowing returns acts as a guarantee of satisfaction, it is observed that the number of returns goes down when the window is widened. Because customers know that they can rely on you for an exchange or a refund for a long time after receiving the item, they feel more assured about its quality and tend to be more loyal.

Define What Returns Are Acceptable

It is important to be clear regarding the coverage of your returns policy. For example, you may specify that the item has to be “as new” or unused for it to qualify. Inform that a manufacturing defect or damage in shipping will be eligible for a replacement but not a refund. Not defining the condition of the item or whether the return is limited to an exchange or a store credit can lead to customers becoming annoyed.


You can reduce the number of returns by providing better and more product details. One of the main reasons why customers return items is that it is the incorrect size or the wrong item. Ensure that the images are clear and well-lit as well as taken from multiple angles. Ensure proper measurements are given to prevent disappointment.

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QuickBooks Enterprise Hosting- The Best Technology With the Best Accounting Software



QuickBooks Enterprise Hosting- The best technology with the best accounting software

The world is rapidly progressing, and to survive in the market, you need to match the speed, so it is essential to select accounting software suitable for your business requirement. Previously, businesses use paperwork in the accounting process, and now with the advancement of technology, business owners are adopting cloud accounting options. 


Currently, there are plenty of accounting software solutions available in the market with their distinct features. But, there is sturdy and compelling accounting software, and that is QuickBooks accounting software. QuickBooks is a globally acknowledged accounting software that has advanced accounting functionalities and benefits of easy usage. Due to cloud computing, now the QuickBooks Enterprise known as QuickBooks Enterprise Hosting. With cloud hosting, the impressive features of QuickBooks Enterprise have attained a new level and became the popular option of accounting for accounting professionals and enterprises. 


There are different cloud service providers available in the market for businesses. You can choose the appropriate service provider as per business requirement and reduce the IT resources. 


Negligence in the accounting process leads to failure: 


There could be many causes due to which any small or large business leads to failure. But, neglecting the accounting process is the foremost reason for the collapse. Without maintaining and following any streamlined accounting process will lead your business into a chaotic situation, and eventually, the company gets destroyed. You have to be attentive to your accounting processes to sustain and maintain business continuity, irrespective of your business size. 


The critical and foremost reason for legitimate management of your accounting process is to reflect the financial status of your business for better planning of budget, captivating the investors, making strategies, and more. Hence, the perfect approach to manage the accounting process flawlessly get achieved by using the robust accounting solution QuickBooks Enterprise Hosting. 


QuickBooks Enterprise Hosting – An elixir for every accounting concern 


QuickBooks Enterprise is popular accounting software, and for accounting professionals, it’s a one-stop solution for all accounting issues. There are various versions available for QuickBooks in the market, but none beats the features and functionalities of QuickBooks Enterprise. Mostly, users install this advanced accounting software on their desktops. However, to achieve the maximum benefits of this sturdy software then you should use the cloud platform known as QuickBooks Enterprise Hosting. 


QuickBooks Enterprise Accounting Software 


Within the three versions of QuickBooks accounting software, the enterprise version is the advanced and powerful version available, which is generally beneficial for medium-scale businesses comprising more than 15 to 20 employees. The Enterprise accounting software got developed for progressive companies, as it provides a devoted platform to all the accountants. The Advanced QuickBooks Enterprise software is a single software solution designed to meet the requirements of various industries, and this is why it’s the leading accounting software version of QuickBooks. 


The specified features for the various industries that are available with QuickBooks Enterprise Hosting are: 


  • Manufacture and Wholesale – 

Advanced inventory management, including barcode scanning, improved pick, parcels and shipping, landed costing feature, cycle count, and many more features. These features make inventory management easy. 


  • Contractors –

It provides a job costs centre for summarizing every kind of information at a single point so that you can work efficiently.


  • Non-profit functionalities –

Ease of managing nonprofit workflow with features like the smooth and instant entry of donations, easy budget setup, and immense storage capacity in adding high donors. 


  • Professional utility –

You can view each customer on a single dashboard and project management with ease. You can set up a specific billing price and using customized reporting such as unbilled expenditures by recording profit and loss statement as per the assigned task and more


  • Retail features-

You can easily customize and automate the pricing with integrated inventory management for seamless inventory management in a retail store. 


  • Accounting professionals – 

Accountants can perform instant reconciliation and can review client data. 


Benefits of QuickBooks Enterprise Hosting 


  • Sustainability & Continuity –

In QuickBooks Enterprise Hosting, your business continuity and sustainability remains the same. The system always functions and continue your software applications as the cloud hosting providers assures replicas of complete data intermittently from their multiple data centres to prevent data loss in any circumstances. 


  • Integration with other applications –

With QuickBooks Enterprise Hosting, you can integrate various applications and additional features as per your business needs. It allows you to combine the functionalities like ERP, CRM, MS Office Suite, and much more to accelerate the processing standards and efficiency.


  • Customer Support –

Cloud hosting providers of QuickBooks Enterprise takes responsibility for all your IT related concerns. They will provide customer support from the experts related to all your issues, including installation, fixings, and software updates at any time through phone, chat, or email. 

  • Automated Backups –

QuickBooks Enterprise Hosting offers advanced automated backups for your data that gets stored on the cloud servers. If any disaster occurs, your information is safe and secure to maintain your business reputation without any data loss. 


  • Data Security –

QuickBooks Enterprise Hosting providers take complete responsibility for your data safe with different layers of security measures such as firewalls, two-factor authentication accessibility, intrusion detection and prevention system, and much more. 


  • Enhanced Collaboration –

QuickBooks Enterprise Hosting offers working in real-time with the team members ensures efficient productivity, editing and sharing of data and files instantly. It also enhances the team collaboration with the synchronized files, distant accessibility of data, and removing process of sharing documents via email. 


  • Accessibility –

QuickBooks Enterprise Hosting offers you accessibility of your accounts from anywhere and any time, irrespective of the device you are using. You require the internet and any device like a tablet, laptop, or smartphone to access required business data. 


Finally, we can say that QuickBooks Enterprise Hosting is the advanced technology that gives you balance in your business to attain the growth you desire in business. It provides an exceptional solution to resolve business concerns. Selection of the correct service provider for QuickBooks Enterprise Hosting is necessary, as it will take your business growth to the next level. 


At SageNext, we provide QuickBooks Enterprise Hosting as per your business requirement. For any further assistance, you can contact our support desk for further clarification or queries. The contact number is – support (Toll-Free) +1-855-922-7243. You can even send us your question via email for customer support, and the email address is – [email protected]

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5 Simple Tactics to Brand Your Taxi Services



uber clone app

Taxi services are high revenue-generating platforms and flooded with many service providers. Getting a branded one among the competitive environment by providing high-quality taxi services as per expectations of the riders is the ultimate aim of all the service providers. 

Since the preferences of the riders are continually varying, an updated business model with all the essential options is an important requirement for the service providers. As we all know that the Uber clone app model is one such platform that includes the customized options and features to make the service providers offer the services in the right way.

Though this model is perfectly fit, high-brand value is also an important need for the service providers to receive more bookings from the riders. In this blog, you will find the simple tactics to create brand value for your taxi services. 


Ensure Online Presence

A first and foremost tactic is to ensure the online presence consistently. Since the needs of the customers are continually varying, being available on their time is the important criterion to create the brand for the taxi services. 

An uninterrupted online presence against any fluctuations is the important option for the service providers to identify the rider’s needs and offer the perfect services timely. Since social media usage is highly observed among the millennial groups, integrating them into the uber clone business model also ensures the online presence consistently. 

Open for Multi-Dimensional Trip Options

As soon as the online-based taxi services are emerging, not only the common people but also the corporate trips, official get together, outstation trips are also highly preferred online bookings. 

To meet those needs, the business model you selected includes the options for multiple trip bookings. With these, you can expand your taxi services in a multi-dimensional way. By offering unique services in these ways, gaining high brand value is the easy one for the service providers.


Feel-Free Accessibility

As we all know the participants of the on-demand taxi service are drivers and riders. Both of them need feel-free accessibility options.

To fulfill such needs, your app model holds multiple login options like email, mobile number, social media accounts. Due to these multiple options, drivers and riders can easily access your model anytime anywhere.

Drivers prefer simple onboarding options from the app model they partnered with. While you are building the app, you should mainly focus on these options. Prior to onboarding them, the validation of their skills and experience is also an important one. As the service provider, you can check the documents uploaded by the drivers prior to onboarding. 


Virtual Track Records

Location tracking is an important one for the riders to make the traveling arrangements in a comfortable manner. With the emergence of location-aware options like Google maps and smart navigation in real-time, instant updates regarding the location are provided to the riders easily. 

Due to the integration of location-aware options within the app models, the drivers can easily track the rider’s pickup location and the distance easily. With the pool of distance values, these newly added visual tracking feature shows the optimal distance where the trip can be made within the small-time period. 

With the completion of trips in the small-time period, the drivers now cover more trips per day. Covering more trips can also lead to gaining a high-brand value for your taxi services. This also increases the profit value and production value. 


Revenue Accelerating Schemes

One of the main concerns for preferring the on-demand taxi service app model is the instant revenue options for both drivers and service providers. Basic revenue schemes for the uber clone app business model are a commission for each ride, subscription, and cancellation charges. 

Commission on Each Ride: As soon as the new ride-booking request is confirmed, the commission from the rider’s payment can be directly deducted and credited to your account.

Subscription: In order to make the riders stay on the business model for the long tertum, the subscription plays a major role and it can be varied monthly and yearly. This is also helpful for the one who makes regular travels for their work locally or out of the region. 

Cancellation Charges: Within the specified time limit, the booked ride is canceled means, the specific amount is deducted and this will also boost the revenue value. 

In addition to the above schemes, the latest revenue options evolved in real-time are:

Booking Fee for Favorite Driver- If the riders feel the trip with a specific driver is comfortable and they need the same for future trips. A special amount deducted during peak hours will also boost the revenue value. 

Retaining Fee- Retaining the high-rated drivers in the top position will make them get more bookings from the riders’ side. To retain them at this position, a special charge is collected that also increases the revenue value easily.

With these multivariate revenue generation schemes, the number of drivers attached to the business model is more. Thereby, you can offer a wide range of services and also build your own brand easily. 



On-demand taxi services are getting many revolutions as per the rider’s expectations. Getting a high brand value in the competitive industry is the major expectation for every service provider. The tactics listed in this blog are very useful for the one who wishes to gain a high-brand value in the market easily. 

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Drugs Concerta vs. Ritalin | Clozaril drug side effects




Concerta and Ritalin treat ADHD, whereas Clozaril treats schizophrenia. This article talks about Concerta vs. Ritalin and also about Clozaril’s side effects.

Concerta vs. Ritalin

Stimulant drugs such as Concerta and Ritalin are prescribed to manage attention deficit hyperactivity disorder. They’re both methylphenidate hydrochloride, and they’re both different brand forms of the same medication. Although both of these drugs have a collective impact on the brain, the intensity, dosage, and duration of treatment vary.

Click here to know more about Concerta, Ritalin and more similar medicines

Concerta vs. Ritalin 

Stimulants are one of the most widely used ADHD medications. Motivations are effective in treating the disease in 70% of adults, according to the Cleveland Clinic. For 70 to 80 % of kids with ADHD, they are also successful.

Stimulants including Concerta and Ritalin reduce trembling, impulsivity, limited attention span, and other symptoms.

Stimulants, considering their name, have a relaxing impact on the brain. They function by raising dopamine and norepinephrine concentrations in the brain. These chemicals influence ADHD.

The main ingredient in Concerta and Ritalin is the same, but they function in distinct manners. Concerta is a long-acting medication that gradually raises dopamine levels. It implies that you just require to take it once a day. All-day symptom remedy Concerta operates for ten to twelve hours as per the Cleveland Clinic.

Since symptoms usually improve over time, it’s better to take this drug first thing every morning. By the end of the day, the impact could have worn off.

Ritalin, on the other hand, is an instantaneous, short-acting drug. This indicates that it has a swift effect on your body. It quite immediately raises dopamine and norepinephrine amounts. Ritalin is perfect for patients who require immediate symptom relief. Doctors prescribe to take Ritalin 2 to 3 times a day as it does not work and Concerta. To ensure that your body wholly absorbed 

the drug, take it 45 minutes before meals. 

The long-acting Concerta has a consistent, controlled release, while Ritalin releases more rapidly, and the amount drops between drugs. This causes the blood pressure to have more hills and valleys. Many patients respond better to Concerta’s slow release, while others can want Ritalin’s faster action.


Clozapine is an uncommon antipsychotic drug marketed under the brand names Clozaril and others. Doctors typically recommend it after attempting some antipsychotic medications for patients who have schizophrenia. It can reduce the risk of suicidal behaviour in patients with schizophrenia and schizoaffective illness.

It is much more beneficial than traditional antipsychotics,[clarification needed], specifically in treatment-resistant patients. Patients can take it orally or as an injection into a muscle.

Read more about Clozaril drugs at Get legal.

Side effects of Clozaril

Drooling, dizziness, drowsiness, headache, lightheadedness, tremor (shaking), vision issues (such as blurred vision), bowel problems, and weight gain are possible side effects. As the body adjusts to the drug, many of these side effects (especially sleepiness) fade. Consult the doctor right away if any of these side effects continue or worsen.

Precautions to take while using Clozaril

Consume dietary fibre, drink plenty of fluids, and exercise to avoid constipation. You may also include the use of a laxative.

Consult your pharmacist to determine which laxative is best for you.

Keep in mind that the doctor-approved this drug because he or she believes the advantage to you outweighs the incidence of side effects. The majority of people who take this drug do not experience any significant side effects.

This medication can cause your blood sugar to rise infrequently, which can lead to or intensify diabetes. If you have signs of elevated blood sugar, like increased thirst or urination, call your doctor right away. If you have diabetes, monitor your blood sugar as instructed and inform the doctor of the results. Doctors can modify your diabetes medicine, exercise regimen, or diet.


Concerta vs. Ritalin: The main ingredient in Concerta and Ritalin is the same, but they function differently. Concerta is a long-acting medication that gradually raises dopamine levels. Ritalin is an instantaneous, short-acting drug. 

Clozapine is an uncommon antipsychotic drug marketed under the brand names Clozaril and others. It is much more beneficial than traditional antipsychotics, specifically in treatment-resistant patients. It is used to treat patients who have schizophrenia.

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5 signs it’s high time for your business to get new office furniture



The office is the face of the entire company, because negotiations with clients, partners, suppliers, sponsors are held here. Therefore, office furniture should provide a complete comfort and safety atmosphere.

Moreover, furniture directly affects the performance of employees. Your college will hardly show good efficiency if he thinks about an aching back all day.

Today we will consider several clear signs that it’s time for your furniture to be improved or changed.

#1. Shady outer look

Perhaps this is the most evident reason to dispose of such furniture. However, many office workers continue to fearfully sit down at their workplaces, hoping that it won’t fall apart today.

On average, office furniture lasts 8-10 years. But if you see humps and depressions on the surface of office chairs, and it’s painful to sit on them, you need to change it right away. A new piece of furniture will cost less than paying sick leave for your employees.

#2. Too simple furniture

We continue to talk about office chairs. Experts say that chairs without armrests, seat padding, backrest adjustments, and castors are a true office disaster.

First of all, there is a lack of lumbar support, pressure on the discs of the lower back, excessive shoulder and muscle strain.

Sitting in the wrong chair for hours can lead to severe postural distortion and damage to the back, neck, and shoulders.

#3. Black gloomy cabinets and tables

The color of furniture affects the mood, performance, and emotional well-being of the employee. Moreover, it inspires customers’ trust, encourages cooperation, and sets up a productive dialogue.

For example, furniture of light shades assuages, erases boundaries, stimulates to achieve excellence, encourages honesty and fairness.

Dark brown tint is associated with nobility, stability, and luxury. Dark furnishings help to focus, increase physical endurance, stress resistance, and self-esteem. Dark interior adjusts to teamwork, promotes constructive negotiations.

Bright shades invigorate, improve activity, fill with energy and strength, help to highlight accents, and smooth out conflicts. But excessive brightness can cause aggression and intolerance, so know the limits.

Try to avoid one color. It’s better to engage 2-3 tones. Check out the ideas gallery on the Office Furniture Warehouse website for balanced combinations.

Choose office furniture in a muted neutral color (for example, gray), making it brighter with contrasting elements and decor.

#4. Angular asymmetric furniture

Furniture manufacturers today offer a huge number of different forms: square, oval, round, rectangular. If you still have angular tables, drop them. According to psychologists, it has a positive effect on employees’ performance.

Rounded corners can already be considered an industry standard, not a fashion trend. They are not only pleasing to the eye but also facilitate the perception of information. Therefore, seeing documents or other objects on such a table, the brain will potentially be drawn to processing them.


Also, throw away all asymmetrical pieces of furniture: for example, huge cluttered shelves hanging over workplaces will cause subconscious feelings of anxiety and reduce the performance of staff.

#5. Motley style

Most people think that the so-called corporate style is a logo of a characteristic color. But today it’s being introduced into office interiors as well.

It’s important to choose a single furniture style – classic, minimalist, hi-tech, etc. Therefore, if one table in your office is single-seated green-red, and next to it stands a chic black glass desk, both employees and clients will get the feeling of being in the flea market.

If you want to avoid this, sell all the motley furniture and buy everything in the same style.

Final words

Most often decreased employee productivity and a toxic office environment can be associated with the furniture that casts a blight on workers’ life.

Consider not only an appealing look but also furniture ergonomics. Focus on the needs of employees, their parameters. Pay attention to fabric and upholstery. It must be durable, water-repellent, and stain-resistant. And never try to save on furniture: remember, you always get what you pay for.

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Emerging Trends in the Foodservice Industry



No industry relies on customer feedback like the foodservice industry. Without paying keen attention to what customers require, achieving success in the foodservice industry can turn out to be a mission impossible. Restaurants and food companies that are excelling in this field are those that keep meeting the ever-changing customer preference. With increased awareness of health matters, people everywhere demand a healthy meal service from their favorite restaurants. It assures them that someone is concerned about their health.

Trends in the foodservice industry

Even before coronavirus hit the world, the foodservice industry was already experiencing an unprecedented transformation concerning service delivery. In ensuring that customers are satisfied and happy, restaurants and food companies have always endeavored to meet their customers’ needs most professionally. Here are some trends that have characterized this industry:

Small menus

Regardless of your preferred meal, you would be happy if it was prepared in the right way. Just like in any other industry, specialization is the key to producing quality. Long menus compromise the productivity of cooking staff or chefs because they have to spend a lot of energy and time working on an endless list of foods. Adopting a small menu allows you to focus on quality, since much time is dedicated to preparing a few meals that automatically turn out to be tasty and yummy.

Delivery options

As the idea of working from home is continuing to take root in virtually every society, people are gradually minimizing outdoor movements, hence preferring home deliveries. The food industry has been compelled to rise to the occasion and meet this growing need. Customers can have their favorite dish delivered to their doorstep while warm through food ordering apps. As established food companies prefer to use third-party delivery services, small restaurants and companies are coordinating efforts with their hired staff to do the delivery. Those using third-party delivery services are bound to meet some challenges, they include:

  • Lack of urgency-Since third-party personnel are not answerable to their clients; they end up being sluggish and insensitive to delivery deadlines.
  • Delivery service taking credit-To maintain your customers; they have to feel your presence at almost every level. Using a third party to execute your delivery needs can greatly compromise your ability to make a lasting impression on the hearts of your clients.
  • Customer service complaints-Incidences of customers being poorly treated or handled by delivery service personnel are all over. This is especially the case due to the lack of supervisory authority from the restaurant or food company side.

Online presence

There is no denying the fact that the online approach is taking over how most businesses transact. The foodservice industry is not an exception to this emerging trend. Creating a website would be the best route to achieving this objective. However, with all the costs involved in setting up a website, small businesses can opt for alternative approaches to setting up their websites. Here are workable options:

  • Open table
  • Reservation
  • Online reservations

Green kitchens and environmental concerns

Restaurants and food companies that are alive to environmental preservation will automatically win the hearts of many customers. In recent times, biodegradable wares such as wax paper cups, paper straws, and fiber to-go containers have been used to caution against the harmful effects of plastic waste.

The foodservice industry has experienced a tremendous transformation over the years. Despite this progress, everyone must ensure that they are eating healthy food that is good for the body’s wellbeing. Keep in mind that there are evil business people in this industry who are only concerned with making a profit, even if it is at the expense of their customers. Your health should be your number one priority.


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8 Phenomenal Ways To Cut Back On Business Expenses



8 Phenomenal Ways To Cut Back On Business Expenses

As exciting as running a business is, no one wants to receive high utility bills. One of the most significant drawbacks of owning a business is the expenses that come with it. Unless you know shortcuts to save costs, a large chunk of money will always go into these expenses. You can’t allow that to happen. After all, your business can only thrive when you have the necessary capital. So, it would be best to look into various ways you can facilitate your budget.

Fortunately, technology has made it much easier to manage budgets and track expenses. In addition, automation and cloud-based tech have significantly reduced workplace expenses. Incorporating more technology for a reasonable price will take care of your finances in the long run. However, along with upgrading your company devices, there are other factors you can also look into. Here are some ways you can save money while running your business.

1.       Start remote working

Remote working is the process where you and employees can work from anywhere. By doing so, not only do you save unnecessary traveling costs, but you also cut back on fixed expenses such as renting office space and paying for utilities. Numerous platforms such as Google Docs, Zoom, and Skype allow you to communicate, coordinate, and work from wherever you or your employees choose. If you have international franchises, you can easily reach out to them using these platforms without meeting them in person. As a result of your intelligence and quick thinking, you will save your company thousands of dollars. Better yet, you can channel this money into your company’s growth.

2.       Stay on top of bookkeeping

Bookkeeping helps you visualize your company’s accounts and funds in a single snapshot. It helps to improve financial decision-making and identify potential areas where your business is losing money. You can facilitate the bookkeeping process by doing an MBA with accounting concentration to avoid making mistakes. It is better to handle your financial records with proper know-how and certifications since you can’t afford to be clumsy when preparing statements for audits and tax periods. Bookkeeping mistakes can cost you a fortune. It is also much cheaper if you choose to handle your books instead of hiring an accounting firm with a hefty retainer.

3.       Pay invoices early

A business works on the principle of supply and demand. Your consumers buy from you while you buy from suppliers. If you hasten to pay invoices early, you get a chance to access discounts. If you want to make this happen, you will need cash at hand. In such cases, you can employ two cost-saving techniques. One is to get access to discounts, and the second is to reduce your inventory. You should find out what products are popular and what services people enjoy more. Once you know what they are, stock more of them. Get rid of any item that is less popular and mostly ends up in the warehouse ASAP. Having control of your inventory is essential. You don’t want to end up with products that take space and cost money but have no use. When you follow this technique, you will have cash for your invoices.

4.       Use free online tools

While there are tools that need you to lay down money to access them, there are also free tools. As a business owner, you shouldn’t hesitate to access these tools since they are free. Most free tools can get the job done just as effectively as paid tools. For instance, Wix is a free website builder that can help your business get an online presence. This platform also comes with payment plans if you’re interested in pursuing more options that are affordable. So not only do you get a chance to make your website for free, you get to plan your finances. The more you use free tools, the lesser you have to pay in annual subscription fees. Once you have exhausted all online tools, then you can start looking at paid options. When you reach this stage, you may have a good idea of what tools you need. This way, you’re saving yourself from splurging without research.

5.       Save electricity

The electricity bill is generally the hardest one to pay. You can’t afford to give away thousands of dollars on a utility that you can easily control. There are ways you can use the office building at total capacity and cut back on costs. Any electronic device that is not in use should be unplugged. Also, switch off lights in unused rooms. It will help if you use energy-saving light bulbs to cut power costs. You can also install solar panels to utilize solar energy for electricity. Though these measures may sound minimal, they’re your best bet in saving energy-related costs.

6.       Buy office supplies in bulk

When you buy anything in bulk, you usually get a discount. Ask your suppliers about bulk deals and avail them for your business. You can’t bail on stationery even if you work online. You can even recycle paper waste and sell it to recycling companies. The same goes for electronics. You can always contact a vendor and buy all your electronics from them in a large quantity. Individual buying costs more, so save yourself the trouble and look into bulk deals.

7.       Use internet marketing

Digital marketing is now the new norm. However, that doesn’t mean conventional marketing has stopped. It has only taken the backseat. Digital marketing can get relatively expensive when you don’t know what to do. But, if you’re smart about it, you can save money. Start by making social media profiles, a website, and create kick-ass content. Once you have the foundation ready, build upon it. You want to put out great content for a minimal cost. So, ensure you use a mixture of online and paid tools to create short but effective ads. Once you get a steady flow of consumers, all you need to do is repeat the same tactics.

8.       Outsource IT operations

When you outsource IT operations to countries such as China or India, you get excellent work for a minimal cost. These professionals will dedicate their time and money to taking care of all IT-related activities. Most professionals who will handle your work also have exceptional skills suitable for your company’s work. So instead of hiring expensive workers, look into cheap outsourcing options.

Wrap up

It can be challenging to find ways to save money while running a business. However, all it takes is a little research to make it sustainable. All you need to do is be smart with company resources. Look into outsourcing, energy-saving options, and bulk deals. At the same time, encourage remote work. Finally, ensure you’re always on top of your financial statements and invoices. Once you have more money to spend on your business than flushing it down the drain, you can invest in better growth opportunities.

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Philanthropy and Sustainable Approach in Providing Low-cost Housing Schemes in Georgia



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Some people, during tough times, seek support and assistance to improve their living standards and the majority of the middle-class find it very difficult for owning a house. When some kind-hearted and lively personalities observe this scenario; they gear up to serve society. The devotion can be in the shape of money and giving his precious time. This is the fundamental aspect of philanthropy.


There is a misconception that philanthropy cannot be done without money. However, philanthropy can include key elements like knowledge, time, and skills by providing necessary and valuable information. It is all about making people or nations stand on their feet so that they do not have to think themselves. There are political, philosophical, and moral gains according to the prevailing conditions in the US. Some of them include humanitarian, monitory, and voluntary acts, and the wealthy companies, however, it is not about rich or the poor, but rather bringing satisfaction, expression, and purpose.


E F Block Georgia, LLC is a sustainable, recycling company whose aim is to provide a safe, sustainable, and affordable building solution for both residential & commercial structures. The core responsibility is to help people with creating a balance between the natural resources, as well as act to stop global warming issue and emission of CO2, to ensure humans remain safe from health-threatening issues, thereby reducing the carbon footprint. With the help of Eco, sustainable, or Greenhouse, they aim to address the core issue that matters the most and should be taken on an urgent basis. Hence the reason why E F Block Georgia is there to address the core issue of concern.


The motive behind E F Block Georgia, LLC is to introduce to the people what good living is all about. The Chief Executive Officer of E F Block Georgia, LLC is Richard J. Randolph III, who is known for playing a crucial role in the arena of asset management and real estate. Richard J. Randolph III has provided multiple communities with many benefits, while easing the lives of many families by providing them with a comfortable and sustainable lifestyle. As a philanthropist, he wants to provide people with the best experience and comfortable houses. His focus is to make sure that moderation and efficiency are maintained keeping in mind the development space, materials, and energy. The core issues that E F Block Georgia, LLC and Richard J. Randolph III focus on are as follows:



Environmental Sustainability

One of the main aspects that Richard J. Randolph III and E F Block Georgia, LLC focus on is to ensure environmental sustainability is maintained. For this purpose, the houses are constructed to reduce waste and greenhouse gas emissions and saving water.


Universal Design and Social Sustainability

E F Block Georgia, LLC is known for its universal design that includes all the features of safety to ensure injuries can be prevented. To ensure a sense of security, they focus on key elements of vigilance with a flexible approach.


Economic Sustainability

Richard J. Randolph III is a strong advocate of economic stability and he has a history of doing so. Besides

E F Block Georgia, he has also previously served his duties as the CEO of a real estate firm known as Expedient Investments. So, he is familiar with the concept of economic stability and knows why this term matters the most especially in the current times when people are going through pandemic days. In E F Block Georgia, LLC they focus on careful planning so that the construction is according to the needs of the people at economic rates.


Building placement

E F Block Georgia, LLC and Richard J. Randolph III emphasize strongly on the placement of the building. Many organizations tend to ignore this core issue; however, it is one of the core issues on their list.


Establishment of an NGO

It is very rare to find people in our society who dedicate their lives to provide economical housing infrastructure and vow to deliver single-parent households. Indeed, it is hard to find, but Mr. Richard J. Randolph III who is the founder of The Randolph Foundation is on this great mission to support the people in providing economical housing facilities to the people of Georgia, USA. The organization was focused more on single parents’ households.


Mr. Randolph is eager to help those who are in need and going through tough times. Hence for this reason he was appointed as the Chief Executive Officer (CEO) for E F Block Georgia, LLC. The organization focuses on sustainable and affordable building material specially designed to protect homes from natural disasters like wildfires, hurricanes, tornados, and seismic activities. Mr. Randolph makes sure that the organization meets the requirements and specifications provided by the ICC, HUD, and FEMA.


Mr. Richard James Randolph III is an experienced entrepreneur who has focused his attention on several humanity-based ventures that involve asset management and real estate. He was responsible for getting 200 single-family homes renovated under his leadership. He has known how to cultivate relationships, as he has also been involved in philanthropy. Some of the communities he has worked with include Children’s Healthcare of Atlanta and The Atlanta Dream. These were also known as staple organizations within the community of Atlanta.


The Randolph Foundation, on the other hand, hosts training and seminars on the importance of affordable housing for lower and upper-middle-class families.


Under the shadow of climate change, building environmentally friendly dwellings has become a necessity, and it has become vital for all of us not to jeopardize our natural environment.

E F Block Georgia, LLC is a prominent company to conserve the environment while also providing cheap and sustainable housing infrastructure. Hundreds of business and residential projects have been completed throughout Georgia by the firm. E F Block Georgia, LLC provides cost-effective, ecologically friendly building solutions for all types of projects.


The Belief and Future of E F Block  Georgia, LLC and The Randolph Foundation

The firm’s top management believes in building without endangering the environment or wildlife. The company provides a complete and sophisticated EPS recycling solution in this regard. 87 percent of the EF blocks are constructed of EPS or Styrofoam. The foam packing is recycled and used in the construction of building blocks. This is how the corporation saves money on construction and keeps dirt out of landfills. Other approaches are being used to ensure that the site’s natural ecology is not jeopardized. The company’s principal mission, which has to be the number one EPS recycling firm, has been recognized by all sectors of the state.


How many non-profits and businesses have we seen in the United States that are working to help the poor and middle-class gentry? We can easily count the totals on our fingers. The bulk of the world’s population can only afford to rent or own a property. The majority of their savings are funneled into the wallets of contractors and real estate salespeople. The cost of housing is increasing every day. COVID-19 has resulted in the loss of millions of jobs. As a result of the virus, the situation has become increasingly tense. The Randolph Foundation’s main purpose is to assist people who cannot afford to house; they want everyone, regardless of their financial status, to have a house.


The Randolph Foundation and E F Block Georgia, LLC are on track to achieve their goals quickly, and this trend is projected to continue. Their unwavering commitment and perseverance paid off, and they were able to achieve their objectives. They started small but have proceeded to grow at a quick pace. They are continuously looking for new opportunities and collaborating with organizations that share their vision and share Georgia’s societal sorrow.


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Mistakes that Most Business Owners Are Not Aware Of



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These mistakes in business can be very costly and can easily harm your business’ ability to progress. However, the vast majority of these mistakes can easily be avoided by simply knowing about them and taking the necessary precautions to avoid them. This is why we’ve made this article to raise proper awareness of these mistakes business owners often make.

Forgetting The Phrase “The Customer is Always Right”

As a business owner, you would think that the most valuable people for your business are the ones working under you. However, that isn’t always the case. Sure, your employees are important, but not as important as the customers that support your business with their purchases.

Forgetting about this key fact will often lead to you losing the trust of your customers. Tone deaf decisions that only benefit your business but harm your relationship with customers never go well.

Not Investing in Advertising

Brand awareness is an essential part of running a business. Without a decent amount of brand awareness, your business will end up at the bottom of the barrel other similar businesses. One way to slowly ruin your brand awareness is a lack of investment in advertising.

Advertising lets your customers know who you are as a business. It allows your customers to identify you and choose your products over your competition. So you have to make sure that you invest in advertising in order to keep  your customers’ attention.

Failing to Maintain Their Lead Over The Competition

Getting ahead of your competition is the dream of every business owner. However, we’ve seen it time and time again where a business starts to slack once they’ve reached the top. This is a big mistake that many business owners can make.

Slacking off when you’re ahead is a recipe for disaster. A newer business with new strategies, and techniques will eventually catch up and take your place in the lead if you’re not careful. You need to make sure that you keep your momentum and never give your competition a chance to take your spot in the lead.

Lack of Long Term Plans and Goals

Planning should always be done on the part of the business. However, many business owners will lack plans that extend far into the future of the business and only focus on what is directly in front of them. We can tell you right now that lacking long term plans and goals can hurt your business as it grows.

Long term plans and goals allow you to set what you expect out of your employees and business as a whole. Without them, you might end up diverging from what makes your business appealing to your customers. It can become the beginning of the end for most businesses once this happens, as it can be difficult to get back on track without a plan or long term goal guiding you.

Having a Weak Hiring Process

Your business will only be as strong and effective as the employees you hire. This means that having a weak and generic hiring process will mean that your team won’t be as effective as it can be. Weaker hiring processes mean that almost any potential candidate can get hired, rather than the best of the best. So you need to make sure you have a way to improve your hiring process.

You can give your hiring process an overhaul to improve it. A few great ways to do this is to adjust it to take into account the candidate’s ability to adjust to your business, and adapt to ever changing challenges in their jobs, and to ensure that they can work well with other employees. Another excellent strategy is to have a staffing company like TLSS Denver send you candidates that fit your business for interviews. This filters out candidates that may have the right skills, but won’t be able to adjust to the specific demands of your business.

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What cloud accounting will look like in the coming years?



What cloud accounting will look like in the coming years

The one fact that you cannot ignore about technology is that it will keep on evolving as it will keep on changing with time. It doesn’t matter which technology we use as an example, you must have seen that it will be completely different from when it was introduced in the market and now after many years it would have completely changed and modified and become a mature technology. Well we can say the same thing about cloud computing which is one of the most powerful technologies in the current era and it is not only acting as a powerful technology but it is also acting as a springboard for many other technologies.

Although there are many different aspects of cloud computing that you need to consider, in this blog post we are going to talk about one of the most important applications of cloud computing that is known as cloud accounting.

Cloud accounting is on its way to conquer the whole world and bring the needed change in the accounting system. There is a huge shift towards cloud accounting and it can be seen through the various reports and surveys available on the internet.

According to a survey conducted by Sage software, 43% of the people think that soon there will be a major shift rather than happening later. This is a very big chunk of people who are expecting the cloud accounting solutions like Hosted QuickBooks to dominate the world of accounting.

There was another survey which revealed that most of the accountants are now willing to invest in accounting software and cloud technology as now they are understanding the importance of cloud and how it can act as a blessing for their firm.

Why are firms shifting to cloud accounting solutions?

Most of the accounting firms are now realizing that they need to match their pace with time and meet the versatile needs of their clients in this technology-driven market. There is also pressure on the accounting firms to be ahead of their competitors and one of the best ways to do that is early adoption of the most updated technology.

Both of these things can be easily achieved through cloud accounting solutions, regardless of the size of the company and their budget. Ease of access, enhanced security, multi-user access and backup facility are some of the points of attractions for accounting firms and SMEs.

There’s no denying the fact that most of the business is out there are no more ready to be confined to the old ways of dealing with accounting since it introduces a lot of invitations and this is one of the most important reasons why all the business is out there regardless of their size and the industry are moving to cloud accounting without any second thoughts.

There used to be a time when cloud accounting was limited to only child businesses but as cloud computing became mature, powerful solutions of cloud accounting became available for even small and medium-sized businesses and can take the example of quickbooks on the cloud which has become a new normal for most of the small and medium-sized businesses out there.

What are the perks of cloud accounting?

Ease of access – Cloud accounting solution makes accessibility very flexible as you can use your software and access your data from anywhere and at any time. With the help of cloud computing solutions like QB hosting, no business is able to get access to their accounting files even from on while on the go and this is around the small and medium-sized businesses to stay productive and level the playing field while competing with giant firms.

Backup– You also get a backup facility with cloud accounting solution and it helps you to fight against both man-made and natural disasters.

If there will be no backup for any type of business then any type of disaster will cause the end of the business and this is not what most of the firm owners want. The best part is that when you start using the powerful cloud accounting solution then you will not have to pay a single penny for backups if the cloud hosting provider will offer automatic backup as an add-on with the cloud package.

Pocket-friendly– Cloud accounting solutions are very cheap and you can easily afford it with even a limited budget. Therefore don’t worry about your budget while planning to migrate from desktop to cloud.

Small and medium-sized businesses on a visit to deal with budget day can’t go on shopping for costly solutions for the powerful cloud accounting solution that fits in like a glove in the limited budget of small and medium-sized businesses and this is why cloud accounting is a perfect solution for all the SMEs out there.

Better security– With your financial data on the cloud, you will not have to worry about its security and safety as the cloud platform is the most secure platform for your important financial data.

With the increasing number of cyber attacks every business needs to be prepared for any type of attack on their financial data and what can be better than cloud accounting since it comes with various layers of security which can be produced by even the most talented and experienced hacker for evil minded people out there.

Technical support– Without paying any extra price, you get round the clock customer support from your cloud hosting provider. This solves the IT hurdle which might disrupt the continuity of your business.

What will happen to cloud accounting in a couple of years?

Many people are thinking that AI, machine learning and cloud technology will become a threat to the accountant’s job as soon everything will become automated and lay off in the accounting industry will become a new normal for the whole world.

There are many new technologies that are being introduced in the market and all this technology will have an effect on the cloud accounting solution since the introduction of food technology always influences our technology and cloud accounting is no exception to this trend.

You can even take the example of big data that is going to have a very big impact on cloud accounting since cloud accounting is all about financial data and big data is playing a very important role in transforming how we use and analyse data.

But you need to understand that these advancements in technology will only enhance the working of humans and looking at the current technology used in accounting, the accounting system becoming fully automated doesn’t look to become real in even the near future.

You should never be afraid of being fired from your job just because cloud accounting is becoming more and more powerful since cloud accounting is only going to add people in their business as it is not going to replace accountants, bookkeepers and CPAs forever.

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