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6 Great Ideas For Student Loan Management

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Due to the higher costs of education in today’s challenging times, it is important for us to consider the effect of efficient student loan management. Each student must, however consider their loan management plan that can easily fit into their lifestyle and will fit within their budget.

It is important to have a sound plan that will also be simple to operate and easy to understand (should someone else design your management plan for you).

Below are six ideas that will help you consider your option for your management plan.

Create

Create accurate records of your loan details. Make sure to file your documents carefully and also make detailed notes of what agreements you have made: interest rates, schedules and so on. Make sure that you create an easy to use spreadsheet of all your details and put in a separate folder on your computer. Making sure that you keep detailed records of all transactions so it will be easy for you to review at any time when needed.

Plan

Make sure to plan all of your expenditures and allow for any contingencies that may happen. Make sure that you include money that you may require for day to day living.

Teach

Teach yourself how you can cut your expenses to the bare minimum. It may be an advantage to share costs with other students or friends. Do your own washing, try and avoid eating out and try and make your own nutritious meals at home. Live frugally, cut down on entertainment expenses by going back to basics, go for walks in the park, try natural entertainment option.

Work

Get additional income to help you get through. Look at other ideas to raise more money such as a building a passive income through a web based business or take a look at crowdsourcing, where you can get the crowd to finance your studies. Also save a percentage of your part time income to help when things get tough.

Study

You are going to have to study, right? So just try and increase your studying efforts by another ten percent and ramp up your efforts, this may actually have the benefit of helping you to win prizes and perhaps even get a scholarship.

Cash

Money talks and BS walk as they say in the classics. Another idea is to ask family members to consider giving you cash gifts instead of traditional presents. It may seem small, but it could just be enough to help you get through a difficult month.

Make sure that you consider the following:

• Make sure your monthly payments are paid in a timely manner.

• Minimize costs by paying higher monthly installments than you need to.

• Loan consolidation should be considered only as a last thing.

•Make sure to keep all of your personal details up to date with your financial institutions.

• Regularly check all of your statements so you can see there are no errors.

• If, for some reason you may be late with a payment, inform your financial institution immediately.

It can be a relatively easy thing to control student loan management in an effective and efficient manner, just make sure that you use the loan for the reason that it was intended

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Binance Adds New Crypto Trading Pairs for Its Users

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Binance Adds New Crypto Trading Pairs for Its Users

Binance, the world’s largest crypto exchange platform, is now adding new trading pairs. The users can now trade on these pairs ARPA/RUB, DF/USDT, FET/BUSD, LTC/UAH, SOL/USDC, STX/BUSD and SYS/USDT. Also, the trading pairs activate  at 2021-09-24 10:00 AM (UTC).

Binancians can trade the cryptocurrencies with listed pairs with low transaction fees in the Binance exchange. Besides these trading pairs helps the users to invest their assets on different cryptocurrencies. Additionally, Binance exchange is popular for its low trading costs which is much lower among other U.S exchanges. 

Binance Crypto Trading pairs

At present Binance exchange is trading more than 740 digital currency and fiat pairs including all top cryptocurrencies. The exchange is increasing its network by adding new coins and tokens to satisfy its users. Thus, Binancians are also happy to be a part of the exchange community to explore new trading pairs.

Unlike other U.S cryptocurrency exchanges, Binance ranks highest for its low spot trading fee of 0.1% including eToro and Coinbase. Along with trading, the users can fund their amount with fairly charges. However,  Binance offers its users a seamless trading experience through a variety of crypto assets and trading volume. 

Besides releasing new coins and tokens in the exchange, Binance also adds new trading pairs for its users. Binance currently open trading pairs for crypto assets and fiat currencies like ARPA/RUB, DF/USDT, FET/BUSD, LTC/UAH, SOL/USDC, STX/BUSD & SYS/USDT. In this  RUB and UAH are fiat currencies which do not depict any cryptocurrencies. 

Moreover, from the initial stage to present Binance have added more than 740 trading pairs and continue to increase the pairings enabling its users to trade their favourite coins. Besides, the low trading and transactions fees is the best competitive strategy used by Binance to sustain in the marketplace. 

For more information and updates, please visit:

Website:   https://www.binance.com/en 

Twitter: https://twitter.com/binance 

Telegram:  https://t.me/binanceexchange 

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Cardano Summit Begins Tomorrow, Here’s What You Should Know

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Picture of a Cardano logo with the galaxy behind it

The Cardano summit is scheduled to begin tomorrow, Saturday, September 25th. The summit is scheduled to run for two days, the 25th to the 26th, and promises to be a one-of-a-kind event. Meetups are available in six locations around the world. But the summit will feature both live and virtual events where anyone from around the world can attend. Local groups are also available with community-led events.

Events at the Cardano summit are split by the worlds they fall into. Currently, the summit features seven different worlds in which individuals can choose to participate in. These worlds include Cardano World, Utility, Impact, Governance, Adoption, Catalyst, and Community.

Related Reading | Cardano Founder Charles Hoskinson Says The Term Smart Contracts Needs To Be Changed

The Cardano community is still giddy with the recent launch of smart contracts capability on the network, and with good reason. This summit promises some bigger announcements following this incredible feat. Details of what might be expected from the team are still sparse. So right now, it really is a waiting game as the opening of the summit draws closer.

The partly virtual event features avatars for participants to communicate with one another. While also featuring notable keynote speakers from the crypto space that will speak throughout the two-day summit. In addition to these will be the availability of limited edition NFTs minted on the blockchain to be collected throughout the summit. Founder Charles Hoskinson will provide the live opening keynote across all seven worlds to mark the beginning of the summit.

Hydra 2, DeFi, And The Cardano Network

Cardano recently announced the launch of the Hydra Layer 2 solution that will enable developers to build and deploy their decentralized apps (DApps) in a safe and secure environment. With the launch of Hydra, Hoskinson tweeted that more information will be available about the solution at the summit.

More information about decentralized finance (DeFi) protocols launching on the network, with updates expected from decentralized protocols like Minswap and SundaeSwap, which are both built on the blockchain.

Related Reading | Why Cardano Bull Trend Isn’t Over And 91% Increase Is Imminent, deVere CEO Nigel Green

Founder Charles Hoskinson celebrates how far the blockchain has come up until this point. “The Cardano summit 2021 follows the launch of smart contract capabilities on Cardano, and a remarkable six years of intensive development and perf-reviewed academic research to create a third-generation blockchain platform which is not only eco-friendly but provably secure,” the founder said.

ADA price trending above $2.1 | Source: ADAUSD on TradingView.com

Future exploits by the developer are expected to be announced at the summit. Alongside how the project plans to bridge the gap when it comes to decentralized finance. The summit is open to participants from all around the world and sign-up is free at https://summit.cardano.org/.

Featured image from Beinchain, chart from TradingView.com

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Time Magazine Joins the NFT League in OpenSea!

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Time Magazine Joins the NFT League in OpenSea!