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An Inspirational Mesothelioma Success Story – How We Are Proving This Deadly Cancer Is Beatable

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There are countless books & stories online of how people have beaten all types of cancer without the need for orthodox treatments, yet stories of success against mesothelioma remain relatively rare & hard to come by. This is the main reason for sharing our experiences & success, in the hope of reaching the attention of those who need to know that mesothelioma by no means has to be the equivalent of their death sentence.

The main cause of mesothelioma relates to exposure to asbestos, with 1 in 10 people having previous asbestos exposure at some time later in life developing pleural mesothelioma. Around 80% of all people diagnosed with mesothelioma can recall being exposed to asbestos at some time in their lives & it is the presence of these asbestos fibres within the body which makes this such an aggressive form of cancer & a complicated one to beat.

Anyone who has themselves been diagnosed with mesothelioma, or who may be supporting a loved one will be well aware that the medical prognosis is not good. The average life expectancy from diagnosis is around 9-18 months, with a sharp decline in health & quality of life to be expected. As far as the reason for this disease taking a hold so many years after asbestos exposure remains somewhat of a mystery, perhaps a decline in the strength of the immune system or certain nutrients within the body which assist in the protection of our cells, which comes with age? A fairly likely explanation, yet how come so many people who have worked daily with asbestos over such a long period of time never develop mesothelioma, when others whose contact with asbestos may have only been brief end up developing this deadly disease? Are those who do not get mesothelioma simply lucky, or healthier than those who do? Well in my opinion the underlying causes here run far deeper than medical understanding & whilst it is possible that lifestyle factors may play a big role in the cause, we must consider that everything happens for a reason in this life & as for the outcome, well there is always a choice.

Just because one person (your oncologist) tells you this is how your life is now going to be & that you must accept this & prepare for what lies ahead, such as booking into a home etc. does not mean that this has to be the case. Even if you go get a second, third or even fourth opinion from other doctors – remember they all studied from the same textbooks, so to speak. They may well deal with people every day in similar circumstances but they too are likely to only be as good as what these people tell them, they do not know where else to turn. The answers you seek do exist; they just lie elsewhere & are in fact far simpler than most people would care to believe.

Our story

Our story began on the 11th February 2010, when the confusion over what was actually wrong with my Dad came to a close. He had gone to the doctors a while before having had difficulty breathing & after being referred for further tests & scans had already been wrongly diagnosed twice. The first suspicion was lung cancer, but then they called him in & revealed that the growth was in fact in front of his lung & so posed much less of a threat as it should be much easier to treat. We, as his family had raised hopes, only for them to be crushed beyond belief. As all those in similar situations will well know, this is the most harrowing time, to discover that the person or one of the people you love most in this world & have so much respect for is to face such a horrific & tragic end. It just does not seem right or fair in any way whatsoever, plus it always seems to be the good people in the world that such things happen to. My Dad has always been very successful, worked hard all his life & most of all his family are the world to him, he would truly do anything for us, yet we were supposed to stand back & just watch him suffer until he became almost helpless. “I don’t think so!” After a week or so of being completely inconsolable, my anguish turned to determination. I became sure that there were answers out there somewhere, I just had to find them somehow & so I got to work. I spent full days, for weeks on end reading & learning all about cancer from various perspectives & mainly at cellular level & combined this with my own spiritual insight & guidance to gain an understanding of how this could be overcome. In the meantime my Dad had decided to go with the recommendation of his oncologist for a course of chemotherapy, a decision which he would come to regret somewhat. Apart from the awful suffering he had to undergo as part of the side effects of this treatment, it was completely unsuccessful & had no effect whatsoever on the growth of his tumour. After all he had been through this news left him feeling very down & depressed & in acceptance of what was to become his fate. To make matters worse fluid was building up on his lungs making him fell very tired & breathless & poorly. He was admitted to hospital for the removal of the fluid & at this point was in a very bad way. They removed 3 litres of fluid from his left lung & for the week following the procedure he was in immense pain & was unable to leave his hospital bed; it was a terrible time for us all as it was such an awful thing to witness. I think that having gone through all this was what made my Dad turn the corner; he had had enough pain & more than enough suffering now & was prepared to try anything if it meant he did not have to go through any more. The week after he came home from the hospital he began the protocol I had designed for him & the improvement began almost immediately.

The fundamental principles to success

Although mesothelioma, due to the presence of asbestos fibres in whichever area of the body where the cancer is located, is slightly more complicated than other types of cancer; it is still cancer & cancer cells of any kind function in the same way. They need a supportive environment in which to survive, they are alive & all living things can survive only in certain conditions, when these necessities for survival are removed, they will perish. It is rather like a plant; you put the plant in a closed cupboard, therefore denying it of sunlight & it will get weaker, even if you still water it, it cannot survive without sunlight as this provides a source of energy which the plant converts to chlorophyll. This is the process which enables the plant to function at optimal health & therefore allowing it to thrive.

Both healthy cells & cancer cells need to produce energy to survive, they just happen to have complete opposite methods in achieving this. A healthy cell is aerobic, it uses oxygen to produce energy; a cancer cell in anaerobic & hates oxygen. Instead cancer cells produce energy through the intake of glucose. Already there is one clear method emerging through which we can weaken the cancer cells & boost the performance of our healthy cells; starve the cancer cells of glucose & get oxygen to our cells.

We can easily starve cancer cells of glucose by not eating any sugar! In practice, however, this is slightly more complicated than cutting out the two sugars in your coffee. Everything you buy which is pre-packaged contains sugar, from ready meals to baked beans -EVERYTHING! Anything such as fizzy drinks claiming to be sugar free should be avoided anyway for other reasons.

Cancer cells like high acidity levels, therefore foods which are acidic should also be avoided. The main area for confusion here exists around certain fruits, which may be loaded with cancer fighting nutrients, yet are acidic. My advice would be to cut out fruit for the first few weeks of your alternative treatment plan & then introduce it gradually. Blueberries & pomegranates are good ones, as are all berries due to their antioxidant properties. Bananas must be completely avoided though. An inexpensive way to neutralise the body’s pH levels is to dilute a teaspoon of baking soda in a glass of water & drink 1/2 hr. before meals. Be careful to ensure the baking soda you purchase does not contain aluminium.

The intake of cancer killing nutrients & the protection of healthy cells can also be achieved to a large extent through diet. It is advisable to compliment the diet with certain supplements which will help replace the nutrients known to be deficient in mesothelioma sufferers & to help boost the immune system, as well as overall health. When selecting your supplements please be careful; many supplements manufactured today are Genetically Modified, always try to find ones composed of completely natural ingredients. I have a list of recommended sources on my website.

It is vital that when attempting to beat mesothelioma, or any other type of cancer, that you are aware of everything you put into your body; it is either fighting cancer or feeding it. It is therefore essential that a cancer diet is strictly adhered to. There are many interpretations of what people consider to be the best foods to eat & avoid as part of the cancer diet, my advice would be to just be sensible about what you eat. Here are some basic guidelines to follow:

· NO SUGAR or artificial sweeteners – for the reasons mentioned above.

· Avoid acidic foods – the reasons for this I have already mentioned.

· No Dairy – There are a number of reasons for this; dairy produce is mucus forming & cancer cells love mucus, also the animals are injected/ fed with chemicals which enable them to produce milk all year round. (My Dad substitutes dairy with organic goat produce.)

· No Meat – A little organic chicken once per week is fine.

· No Bread – Contains sugar & yeast.

· Avoid Soya – Many health experts are advising to avoid soya due to the discovery that it is GM modified, in most cases.

· Eat Organic – I am sure most people are aware of the dangers imposed on our health through the use of pesticides & other additives for preservation purposes etc.

· Eat your Greens – Green, leafy vegetables are a good source of chlorophyll. Chlorophyll has so many benefits to our physical health & our connection with spirituality.

· Eat raw – Most of us have heard about how cooking destroys many of the valuable nutrients found in fruit & veg. Well this is true & even if a completely raw food diet does not appeal to you, try to at least achieve a substantial intake of raw vegetables each day. The best way to do this is to buy a good quality juicer, preferably one which also juices grasses. Carrots, beetroot & asparagus make excellent ingredients for your juices.

· Grasses – Wheatgrass & Baleygrass have a vast array of benefits for fighting cancer & can be added to your raw vegetable juices for increased potency. I would also recommend Chlorella Powder, as chlorella is the best source of chlorophyll that exists. In addition to this it contains every single nutrient in the human body in their natural form, its cells are almost identical to that of haemoglobin & it purifies the blood & is excellent for detoxification.

· Oils – Good quality oils such as extra virgin olive oil, not the regular cooking oils, can be used to dress salads & for cooking. They are an excellent source of good calories & are very good for those struggling with weight loss, as well as having various other health benefits.

The Budwig Diet

This should be an integral part of every cancer patient’s regime & it has been used to cure many cancer patients, even many with just weeks left, thanks to the work of Dr. Joanna Budwig, who dedicated her life to healing people with cancer through her discovery of the amazing benefits of organic cottage cheese & flax seed oil against this disease. She actually proved this recipe to be effective against many, many other diseases as well & her life’s work is still remembered & used by thousands of people with varying conditions worldwide today. The Budwig diet is well known about in Germany, the birth country of Dr. Joanna Budwig, but is less commonly known of in other parts of the world.

Preparation instructions

You will need:

Organic Cottage Cheese

Organic Flax Seed Oil

1 tsp Organic Honey

Blender

Preparation:

Spoon your organic cottage cheese into a blender & add the flax oil. The correct ratio for these ingredients is:

2 parts organic cottage cheese: 1 part organic flax seed oil

Add 1 tea spoon of organic honey to sweeten.

Blend for up to 5 mins. or until the ring of oil has completely disappeared from round the edge.

Serve.

Can be refrigerated to store.

Serving Suggestions: For a great cancer-fighting snack or dessert serve on a bed of fresh blueberries, raspberries or with dried acai berries.

The belief factor

We have discussed about the importance of diet & nutrition, the next thing which is equally important is “Belief!”

I can understand that initially it may be very difficult to have every faith in the renewal of your health, especially given the outlook from your oncologist’s perspective. I guarantee, though, that once you begin with your cancer diet & especially with the addition of some powerful healing & cancer fighting supplements the effects will be felt very quickly & then you may just begin to believe in your ability to overcome this.

Even the most sceptical people about alternative treatments, if they just give the diet & a few supplements a try, they will have to admit in the end that it is doing them good; I know this because my Dad was the ultimate skeptic on such forms of treatment, but now he would never stop what he is doing & is keen to do more & more of it.

Making plans for the future & starting projects are an excellent idea; you are accepting you will be here & in good enough health to see them through & ‘you are now believing!’

Emotional blockages to recovery

In addition to believing & having faith in your recovery, there are more often than not other emotional issues which need addressing.

Stress is the main obstacle here & in many cases of mesothelioma, more generally cancer, prolonged periods of intense stress & worry may have been a direct cause. When we suffer over a long period of time with such intense levels of stress & we see no way out, our immune system actually starts to shut down. It is almost like you are telling your body, through the intensity of your thoughts, that you see no escape from your circumstances & your body hears, as well as senses your anguish & so it answers your pleas & begins to provide you with a way out; it begins to shut down the effective functioning of your immune system & so disease has the door opened for its take-over. This will not be the case for everyone, yet it does give a viable explanation as to why 40 years or so after asbestos exposure, this disease may suddenly take a hold. The immune system has the ability to repair damage to cells & keep their healthy functioning in check, whether the cause is stress related or possibly due to poor lifestyle habits it does make perfect sense that in some way it has been compromised for cancer to begin to grow within the body.

Even if you do not believe that stress played any direct role in the cause of mesothelioma for you personally, the above does give a good indication of how negative its impact can be on your health & therefore all stress must be completely eliminated from everyday life.

Another possible emotional blockage can be one that relates to issues from childhood. Sometimes, even if this is rooted deep down in the subconscious, when life situations occur which reminds you of these issues from childhood they can cause emotional imbalance, which needs to be resolved.

A new start

You may find that being diagnosed with such a serious illness such as mesothelioma, especially if you choose an alternative treatment path, will cause you to address so many areas of your life & develop a completely new relationship with so many of the things you had previously never given a second thought about. The main one perhaps being food & just what a ‘treat’ may now be classed as; a chocolate role which can cause you so much harm or a fresh carrot juice, which will give you an almost instant lift & continued intake will be assisting in the saving of your life! It is time to realise the true purpose of food & its amazing potential for fighting disease & maintaining good all round health, not for just tasting nice for the time it is in your mouth!

Overcoming cancer is an extremely spiritual process & you will likely find yourself rediscovering your faith in the spiritual, or perhaps discovering it for the first time. Prayer should be practiced every day & your bond with the powers greater than yourself will strengthen & assistance & guidance will granted to you through prayer.

Many things & aspects of your life will perhaps take on a new meaning, embrace this & know that it is all part of the learning experience you were given & that you will emerge all the wiser, stronger & happier when you can turn round & look back on all this with your health renewed.

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Choosing The Right LED Or Reflective Film Enabled Traffic Signs

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We must all have seen many traffic signs on the roads when we commute to work every day. These signs include directions, warnings, alerts, caution about danger zones and just about every other information that will let you know if you can travel in that route or not. When you want to buy traffic signs for your property or commercial/residential establishment, you have to watch out for a lot of things. The first one would be visibility. What purpose would it fulfil if you install a traffic sign that cannot be read by all? Next, you need to decide on the materials that will make your sign look brighter. LED bulbs, with their great energy saving capacity and high efficiency, are one of the first choices of owners these days. You could also print your traffic signs on huge reflective films and get them stuck on hoardings in key areas. Here are a few points that you need to keep in mind when you choose these traffic signs.

Reflective films

When you are looking for a perfect traffic sign printing solution, you need to be clear on the answers to the following concepts:

a. How do you plan to use your traffic signs and would you like to specialise in a core traffic-regulated market? Are you looking to print only traffic signs or other things as well?

b. What should would you like your sign to be printed on? Do you want a mix of printing that will enable printing on sheets and rolls or do you want only one of those?

c. What kind of reflective film would you need to print your sign on? How much of ink adhesion are you looking at?

LED Signs

LED Traffic Signs are quite powerful and are very durable as well. These signs have great visibility and can be used to denote various alerts for road users. If you are looking for a LED-powered traffic signboard, you need to be aware of the following concepts:

a. How many LEDs are required in a sign? You should know that when you use more LEDs, the number of pixels in your sign goes up and increases the visibility of your sign from a long distance. When you choose lesser number of LEDs for your signs, they become weak and non-comprehendible.

b. From how far would the signs be viewed by the road users? This is an important point to remember because, if your signs are located close to the traffic, they will be viewed from a very close distance. Hence, you don’t have to invest in lots of pixels to make your sign huge and bright.

How much should be the ideal budget for this? LED bulbs consume very little energy and have a long life. This makes them costlier than the other fluorescent bulbs. Therefore, it is highly recommended to spend judiciously and invest on these signs only after clearly assessing the viewing angles, so that you don’t waste money on a sign that could have been in a smaller and cheaper way.

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5 Major Types of Accidents You Can Claim Compensation For

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The myth that you are safe once away from the accident prone zone such as road or industry is proved when even the most innocent looking circumstances become the reason for the unforeseen accidents. Here are the 5 major types of accidents which might lead to claim for a compensation.

Workplace accidents

Accidents well never forewarn you. Workplaces are deceptive places which however seemingly safe, are the locations for maximum number of accidents reported in the UK. Workplace accidents can be simple burns, cuts or lacerations and sometimes even fatal.

It is mandatory that your employer gives you protection against these through employee’s insurance. However, while claiming accident compensation the insurance company will pay you the insurance money along with the damages incurred by you.

Usually personal injuries that are seen in workplace accidents are slip, trip and fall, which might lead to back, neck and head injuries, cuts and lacerations. Repetitive strain injuries such as carpal tunnel syndrome, vibrations to body parts, etc. are common in ergonomically uncomfortable workplaces.

Road and vehicular accidents

Road accidents while on job are common for those who are in sales or delivery jobs. This causes injuries such as whiplash, neck injuries, back injuries, spinal cord injuries, loss of body parts, loss of hearing, loss of eye sight and in worst cases, death.

In road accidents, it is best to talk to a accident lawyer before making any claim. There might be twists and turns of the laws that you might not be aware of when to comes to road accidents. Since the company is no way involved in this and this seems to have happened away from the factory of office premises, there might be legal implications that you need to clear. Also, talking directly with the insurers without any of this knowledge will only create trouble for you. you might even lose potential chunk of the compensation.

Diseases

Contracting diseases due to workplace chemicals or agents is another serious condition that takes many years to detect and requires high amount of compensation. Most of these cases end up in permanent damage or death. They involve changing of jobs which is very stressful for most people.

Faulty product and machinery

Accidents due to faulty machines and products are less, but not uncommon. People get allergies from products, burns from faulty electronics and many more. The product manufacturer is guilty and can be charged for compensation for the loss. Letting an expert lawyer do this will be of less headache to you.

Sports injury

Most neglected topic is sports injuries. This is not just for the sports stars, but also for aspirants who train hard and meet with accidents that ends up ruining their career in sports. Broken arms, legs, ligament tears all are claimable.

Hire proper accident injury compensation lawyers to win your case claim compensation.

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Increasing Asbestos Awareness And Reducing Exposure Risk With Notifiable Non-Licensable Work

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The Health and Safety Executive (HSE) estimate that there are still some four million properties around the UK, which are likely to contain hidden asbestos materials, and often encountered in a friable ( fragile and disintegrating) condition. Any attempt to remove can result in fibres becoming airborne and inhaled by anyone in close proximity, from home owner or tenant, company employee to public visitors, as well as building and demolition workers.

It is frequently reported that still far too many firms seem to possess little or no asbestos awareness or training to correctly deal with the potential health risks. To minimise time and costs, the health and safety procedures are often simply ignored when existing building materials found to contain asbestos (ACMs) are dismantled and disposed of alongside standard building waste.

The Control of Asbestos Regulations 2012, which came into force on the 6th April, updates previous asbestos regulations by implementing EU Directive 2009/148/EC, and targets changes at around three quarters of a million workers in companies involved with non-licensable asbestos work. From now on, the “Non-Licensable” category of asbestos work will be divided into two with an additional category, to be known as “Notifiable Non-Licensable Work” (NNLW).

According to the HSE, ” All non-licensed work is required to be carried out with the appropriate controls in place. Employers will also have an obligation for notifiable non-licensed work (NNLW)”, which means they must:

  • Notify work with asbestos to the relevant enforcing authority.
  • Ensure medical examinations are carried out.
  • Maintain registers of work (health records).

The process involves specifying whether a type of asbestos work is either licensable, NNLW or non-licensed work in each case. To do this, a risk assessment must be carried out first to identify the type of asbestos-containing material (ACM) and an evaluation of its condition.

If the work is exempt from the need for a licence, it must be then determined if it is notifiable non-licensed work or just non-licensed work. The HSE advise that the key factors to consider are based on the type of work planned, whether maintenance, removal, encapsulation, or air monitoring and the collection and analysis of asbestos samples.

Identifying asbestos type is crucial. Although the most toxic forms were banned from use in 1985, white chrysotile asbestos fibres continued to be incorporated into a variety of building materials, including insulation wallboard (AIB), cement roofing, surface coatings and sprayed insulation, tiles and soffits, infill and adhesive tapes, etc. An import ban on chrysotile in 1999 was followed by a full ban in 2005. However, it must be assumed that any property built or renovated at any time until the end of the twentieth century has to be suspected of containing asbestos material.

Asbestos found in a fragile, friable condition is particularly prone to release fibres and is liable to be designated NNLW while work which disturbs the least friable materials e.g. asbestos cement can normally be treated as non-licensed work. Encapsulated asbestos, such as cement, paint or plastic, which are considered to be firmly bonded in a matrix, are more likely to be found in good condition and can usually be treated as non-licensed work.

The ever present risk is the disturbance and breathing in of asbestos fibres. Once ingested they embed in the lung linings and can eventually cause asbestosis disease or form the deadly incurable tumours of mesothelioma cancer.

A long gestation period of between 15 to 50 years is known to elapse before the first asbestosis symptoms appear, by which time, the disease may have spread to adjacent tissues or organs. A patient’s survival rate after a conformed diagnosis can be less than 6 months.

Under the requirements of the NNLW, the HSE requires ” brief written records should be kept of non-licensed work, which has to be notified, e.g. copy of the notification with a list of workers present on-site, plus the level of likely exposure of those workers to asbestos”.

By April 2015, each and every worker who is exposed to asbestos must be under medical “surveillance” every three years. The employer must maintain a register for each worker, which records the type and duration of work carried out with asbestos and is to be retained for at least 40 years along with copies of all medical reports.

The HSE state that ” Workers who are already under health surveillance for licensed work need not have another medical examination for non-licensed work but medicals for notifiable non-licensed work are not acceptable for those doing licensed work”.

With more than 1.8 million people annually exposed each year to asbestos and at least 2,000 cases of mesothelioma diagnosed annually, the new Regulations are an attempt to reduce disregard for health and safety on property renovations when there is still a potential hazard from exposure to asbestos.

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WSIB – The Importance of Knowing Your Rights If You Have a Asbestos-Related Disease

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Are the rates of asbestos disease increasing in the U.S? The answer is definitely yes.

Asbestos-related diseases are increasing in the United States and in some other countries, and this is because asbestos workers were exposed to this mineral, which is the main risk factor for developing the disease. The Workplace Safety and Insurance Board (WSIB) helps you to find out if you are entitled to compensation if you worked and were exposed to asbestos.

This is important, because when you are sick you do not have time to think of your disease causes, since you never thought of being ill with pain and even with so much danger to your health.

In Ontario, Canada, exists a Workplace Safety and Insurance Board (WSIB) that oversees your state’s workplace safety education and training system, provides disability benefits, monitors the quality of health care, and assists in early and safe return to work.

The most exposed workers to the risk of developing an asbestos-related disease are power plant workers, asbestos and talc miners, shipyard workers, auto break mechanics, demolition workers, pipe fitters, insulation workers, boilermakers and workers who make products which contain asbestos, such as firebricks, fire-retardant paint and asbestos cement.

The most common asbestos-related diseases are asbestosis, mesothelioma, benign pleural diseases, pleural plaques and lung cancer.

A cure does not exist for most of the above mentioned diseases, but there are treatments such as chemotherapy or radiotherapy, as for other types of cancer pathologies. There are also different ways of prevention the high risk of inhaling asbestos fibers when you work with this material.

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Mexican Tourist Auto Insurance – Tips on How to Purchase Insurance For Mexico

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Congratulations – you are embarking on an exciting road trip adventure to Mexico. You have your vehicle tuned and all of your gear packed, and now it is time to purchase your Mexican tourist auto insurance. Your Mexican auto insurance coverage decision could be the most important decision you make, but unfortunately it is often one of the most rushed and least researched decisions that many Mexico travelers make. Do not make the mistake of assuming that all Mexican insurance is the same, because the differences in insurance coverages and benefits can vary tremendously between Mexico insurance companies. Even though researching insurance coverage is not very exciting for most people, this article will show you how 5 to 10 minutes of research on the internet could save you thousands of dollars and many frustrating hours if you were to actually need to use your Mexico insurance to pay for a loss.

Use the internet to quote and purchase Mexican tourist auto insurance

The vast majority of Mexican auto insurance is now purchased directly from the internet. There are a number of websites that sell Mexico insurance, and buying your insurance from the internet makes a lot of sense for the customer. Would you rather wait till the last minute to buy your insurance at the border, or would you prefer to buy your insurance from the convenience of your own computer before you leave on your trip to Mexico? Most customers prefer to get their insurance taken care of ahead of time.

The best websites to buy your Mexico insurance from are ones that offer multiple Mexico insurance companies. This allows you to do comparison shopping through one website instead of filling out multiple quotation forms on multiple websites. One good Mexican insurance website with a comparison insurance rater will save you a lot of time and confusion.

Which websites can be trusted?

Before getting your insurance quote, make sure to look for a valid insurance license and contact information. Also, you may want to look for a ‘Surplus Lines Broker’ license number. A surplus lines broker is an insurance broker who has a direct contract with the Mexican insurance companies and is licensed to sell foreign insurance coverage within the United States. A surplus lines broker license is a good sign that the website is run by a company who specializes in Mexico insurance. If the insurance license is not a surplus lines broker license, this means the website is most likely run by an insurance agent who is selling through a surplus lines broker. This does not mean the products on the website are not valid, but you may not receive the same level of customer service as you would from a surplus lines broker who specializes entirely in Mexican insurance. You may also want to look for a Better Business Bureau listing and some sort of internet security approval such as Hacker Safe or McAfee Secure to ensure that your information will be secure during your internet transaction.

Mexico insurance coverage to look for

Once you have selected a website that sells Mexico tourist auto insurance, you will fill out the quick insurance quote form. Within a minute, you should be able to get a firm quote and begin researching the benefits of the insurance products offered. Remember, this will be a much quicker and streamlined process if you use a website that offers multiple competing insurance companies all under one quoting system (a comparative quote rater).

Look for a chart below or above the insurance prices that clearly explains exactly what the Mexico insurance limits are and what is actually covered. In this chart, you will want to look at the following categories:

Deductibles: The best Mexican insurance policies will offer fixed deductibles, meaning the deductibles will be locked at a set amount regardless of what the value of your vehicle is. Some of the less expensive policies will base deductibles on a percentage of the vehicle value. If the vehicle’s value is less than $20,000, percentage based deductibles may be fine, but when vehicle values get up in the $30,000 range or higher, the percentage based deductibles can get very high. If the website does not specifically list the deductibles, you should not use that website!

US Hourly Labor Rates for Repairs Made in the US or Canada: In the old days, most Mexican auto insurance companies tried to make customers repair their vehicles in Mexico. Repairs made in Mexico instead of the US were often much less expensive for the Mexican insurance companies, and many customers were unwilling to leave their car in Mexico, so the company got out of paying these claims. Today, many of the better Mexico insurance programs allow you to fix your vehicle in the US or Canada if you wish. The catch is that some of the less expensive Mexican insurance programs will only pay a limited hourly labor rate for repairs made in the US (some as low a $20 per hour). This means the customer would have to pay the difference in hourly labor rates out of their pocket. The best Mexican insurance programs will pay very high US labor rates such as $70 per hour or state that they will pay whatever the current US hourly labor rate is. These policies could significantly minimize your out of pocket expenses in the event of a claim. If the Mexico insurance website does not specify if repairs in the US are allowed or what the hourly labor rate is, do not use that website to purchase your Mexican insurance!

Vandalism and Partial Theft Coverage: Vandalism and partial theft (meaning only part of the car is stolen such as the tires, door panels, etc) is typically not covered by standard Mexican auto insurance. In the past few years the higher quality Mexican insurance programs have started to offer this coverage in their enhanced coverage programs. If you want to protect yourself against as many types of losses as possible, you should look for this coverage.

Liability Limits: This is the portion of the Mexican insurance policy that pays for damages you cause to third parties. This coverage is essential when traveling in Mexico. Most people in the industry feel that $50,000 worth of liability insurance is probably the minimum you should consider. Some of the best Mexican insurance programs will go up to $300,000 combined single limit (a lump sum for property damage or bodily injury damages), but it will also increase the insurance premium. Some customers wish to carry these higher limits to work in tandem with their US umbrella liability policies. You may want to ask your US insurance provider if your umbrella insurance will recognize your Mexico auto insurance as a primary coverage.

Medical Payments: This is the portion of the Mexico insurance policy that pays for medical costs for you and your passengers (people inside your vehicle). $2,000 per person with a total of $10,000 per accident is the lowest limit you should consider, but many policies will offer much higher limits. Some of the better policies will also increase this amount if you are hit by an uninsured motorist who is at fault. You may want to check with your US or Canadian health insurance provider to make sure they will cover you for medical costs incurred while traveling in Mexico. If not, you may also want to research an international health insurance plan – but that is a different subject.

Legal Service: Make sure your Mexico insurance includes legal service or legal assistance. This coverage will pay for any court costs, attorney fees, or bail payments that are a result of a traffic accident in Mexico. The service will also dispatch a legal representative to hold your hand through any legal procedures. This coverage is absolutely essential, so do not purchase any Mexico auto insurance that does not include this coverage!

Road Assistance: Most of the better Mexico insurance companies will include some level of road assistance that will cover towing expenses, flat tires, locksmith, and other services. This is a great coverage to have, so make sure this is included with your Mexico insurance policy.

Medical Evacuation: As the market for Mexican insurance becomes more competitive, many Mexico carriers are now bundling in extra special coverages to make their products stand out. When medical evacuation is automatically included with your Mexico auto insurance, it is an incredible value and convenience. This coverage will coordinate and pay for air or land ambulance services in the event of ‘grave illness or injury’. This means life threatening or very serious illnesses or injuries. Purchasing a medical evacuation program on your own will often cost hundreds of dollars per year, and can often have many limitations. The quality Mexico auto insurance programs that bundle in the medical evacuation coverage will usually cover multiple people in your travel group automatically up to four or more people. Make sure to look for how many people are covered by the medical evacuation. If the amount of people covered is not listed in the insurance quote details, you can assume that the medical evacuation may only cover the driver. Other websites do exist that specifically cover 4 or more people in your travel group, so it is highly recommended that you look for websites that offer this broader medical evacuation coverage.

Plane Tickets Home: Another great benefit that many of the better Mexico insurance websites are offering is plane tickets home in the event that your car is stolen or not drivable. This can save you thousands of dollars, and alleviate the nightmare of needing to coordinate your transportation back to your home from Mexico. If this benefit is offered, make sure to see for how many people the policy will provide plane tickets home. If plane tickets home is not listed, or the website does not specify how many people are covered, you should check a different website. A few websites do offer coverage for four people or more in your travel group.

When in doubt, call the website customer service phone line for help

The reputable Mexico insurance websites will encourage you to call their customer service departments if you have questions about the Mexico insurance. If nobody answers the phone, or does not call you back within a few minutes (during normal business hours), you may not want to purchase your insurance from that website! Most Mexico insurance websites are like ATM machines. The website is there for your convenience if you want to write the policy yourself, but you are also welcome to call the website customer service insurance agents and have the agents write the policy for you over the phone.

If you check for each of these insurance coverages and website features while shopping for Mexican auto insurance on the internet, you are guaranteed to purchase the best insurance for your situation. Five to ten minutes of research could save you thousands of dollars and hours, if not weeks, of headaches in the event that you need to file a Mexican insurance claim. Be safe, and have fun in Mexico!

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Information About Hip and Pelvis Injury Compensation

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The hip is a joint that connects our upper leg bones to our pelvis, giving us mobility. Our hip and pelvic bones are constantly at work for us, even when we are sleeping. Whether managing your everyday responsibilities or relaxing after they’re done, your hips are always playing a role in what you are doing with your body. They are a major component to your body’s overall stability, comfort, and physical capabilities. This explains why injuries to these areas are often very inconvenient and extremely painful.

Although most common in elderly patients, young to middle-aged adults and children can also be at risk for pelvic and hip injuries if they are involved in a serious accident. The most common types of accidents that cause severe pelvis and hip injuries include motor vehicle accidents, slip and falls, motorcycle accidents, pedestrian accidents, and even bicycle accidents. When a person is injured in such an accident as a result of another person’s carelessness, they are likely eligible for legal compensation. At this time, it would be in their best interest to hire an experienced personal injury lawyer for help with filing a claim against a wrongful party. They will develop an impactful case to profile the type of injuries their client suffered, and how it has negatively affected their overall health and quality of life. This will be the foundation of determining the amount of compensation that should be paid to the victim for their losses and damages.

Types of Pelvic Injuries

There are several types of hip and pelvic injuries, all of which are generally accompanied by muscle bruising and ligament sprains as well. They are all extremely painful, and can restrict a person’s mobility for months on end depending on the severity of the damage. Here are some of the most common hip and pelvic injuries seen as a result of negligent accidents:

Dislocations

Hip dislocations occur when an impact causes the ball-shaped head of the femur bone to come out of the cup-shaped acetabulum set in the pelvis. They are a very common injury among slip and fall victims, and victims of traffic accidents. It is unimaginably painful, and renders a victim immobile instantly. It can also cause nerve damage, resulting in numbness of the leg, foot, and ankle.

Hip Sprains

Hip sprains are serious muscle tears in the ligaments that support the hip joint. They occur when the ligaments are stretched past their limit and tear. This type of injury is tremendously painful, and can also result in bruising and swelling of the hip and pelvic area. It can take several weeks to heal, during which mobility is mostly restricted. Slip, trip, and fall accidents are common causes of hip sprains, but they also occur regularly in vehicle accidents and workplace accidents.

Pelvic Fractures

Pelvic fractures are among the most serious hip and pelvis injuries a person can sustain. This is because they have the potential to seriously change a person’s life forever. Some pelvic fractures comes with life-long consequences, or permanent complications. If the injuries are not permanent, they are still extraordinarily painful and are accompanied with months, or even years, of rehabilitation and healing. Painful physical therapy, loss of mobility, long-term medical care, and more are just a few circumstances a patient will face after fracturing their hip. Since the reproductive organs are in this area, more serious pelvis fractures can cause infertility, impotence, and sterility.

Hip Bursitis

One of the most common causes for hip pain, hip Bursitis is the inflammation of the bursa. The bursa is a fluid-filled sac that reduces friction between muscle tissues by providing a gliding surface. Although most cases can be treated at home with proper care and pain medication, they are very painful and can takes weeks or months to heal completely.

If you or someone you love has recently suffered a pelvic or hip injury as a result of a serious accident, call a licensed personal injury attorney to file a no-risk, no-fee claim. They have the proper resources and knowledge to effectively navigate your case and recover the fair amount of compensation you deserve.

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8 Arguments Adjusters Use to Damage Your Car Wreck Case

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Auto insurance companies use all types of arguments and tactics to avoid paying claims. The following list contains arguments commonly used by insurance adjusters who want to pay you little or nothing for your injuries and other damages.

The insurance company may try to argue that:

1. Your vehicle was the cause of the wreck, due to bald tires, faulty brakes, or tail lights not working. (You need to check to make sure if it’s true or not. The adjustor might just be making it up.)

2. You had “warning of the danger” within enough time to have avoided the accident if only you had been paying attention. (State laws vary. Find out if this is a valid defense.)

3. You could have avoided the accident if you had not been going “too fast for conditions”. (This is one that adjustors throw around very often.)

4. You made an unnecessary and unexpected stop. (Usually bogus. It’s the person following who has the duty to keep a safe distance.)

5. You made a sudden and unsafe lane change without warning. (Is there any proof of this? Or just a red herring?)

6. You gave no “stop” or “turn” signal. (You know if you did or not. Do not be bullied!)

7. There are supposedly no “independent witnesses” who can be found to substantiate your version of what happened. (That’s their tough luck. Your testimony can prove what happened, all by itself.)

8. There are supposedly witnesses the insurance company knows about, who dispute your version of the facts or substantiate the wrongdoer’s version. (Fine, demand that they give you copies of the witness statements. Oftentimes, such statements don’t exist.)

YOU GET THE PICTURE… AND THERE ARE HUNDREDS MORE!

The Insurance Adjuster considers it their job to seek out and find as many defenses and arguments as possible against you in your case. The Adjuster will question you carefully, and NOT always fairly! It all starts when the Adjuster “Just wants to take your statement”. Do NOT give the insurance company a statement until AFTER you talk to an attorney.

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Your Guide to Finding the Perfect Law Firm

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When an individual faces potential legal action, it is necessary to call upon a trained attorney. However, finding the best law firm is not a simple task of looking one up in the phonebook. Getting the best legal representation will take a little effort. Understanding what to look for and what questions to ask will help narrow down your choices.

Ask Friends and Family

The first and best place to start a search for the best legal representation to suit your personal needs is to talk to friends and family. However, before meeting with an attorney, even one that is recommended, make sure you have an understanding of why this professional has been recommended. Find out what they did for the person making the recommendation and why they would be the best choice for you.

Come to the Attorney Meeting Prepared

When visiting a prospective law firm, it is important to come fully prepared. Copy all documents and reports pertaining to your legal representation needs and bring them to the first meeting. These materials should include all documents relating to your specific case, such as bills, medical records, witness accounts, other contact information, as well as, law enforcement reports. Be prepared to describe your situation in clear terms that will allow the law firm to respond in a way that will help you decide if this is the best legal representation for you.

To Help Make a Decision Ask Questions

Before meeting with a law firm or attorney write down some questions that will help you gather the information you need to make a decision including:

  • How long has the firm or attorney practiced this particular type of law?
  • How experienced is the lawyer assigned to your case?
  • How does the attorney or law firm believe your situation needs to be handled?
  • What will be your participation in the case?
  • What kind of communication will there be?
  • Will a fee agreement detailed all expenses, billing and payment arrangements?

Conduct a Self-Evaluation After Meeting a Law Firm or Attorney

  • After meeting an attorney or firm, it is time to ask yourself some questions about hiring legal representation, such as:
  • How comfortable do you feel working closely with this firm or attorney?
  • What is your level of confidence concerning the experience and skill level that will be handling your case?
  • Do you understand the lawyer’s explanation about the situation and all that it legally involves?
  • Did the law firm or attorney take the proper amount of time to examine the documents you presented?
  • Do you have a good understanding of the fee agreement?

It may take several meetings with various law firms in order to make a decision about which one would provide the best legal representation. However, it is important not to rush into selecting a law firm or attorney, as the outcome of the case will largely depend on this factor.

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Los Angeles Personal Injury Settlements

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Minor claims for personal injuries in Los Angeles may take about six months to reach a conclusion. Where severe injuries are involved, the time required for resolution is likely to be two years or more. The cost of litigation to the insurance company is much more than it is to the plaintiff (the victim who files the claim).

In most personal injury cases the insurance adjustor makes an initial offer and tries to settle quickly. If that effort fails, the company gets down to negotiating. It is an art, but time-consuming. If a seasoned lawyer is appearing for the victim, he is sure to obtain a good settlement, provided all the details furnished to him are correct. The services of insurance company adjustors turned settlement counselors are obtainable. They know all the ropes. Also available are online tools and software to help the plaintiff.

From time to time the lawyer will keep the client informed about the progress of the negotiations, and also his recommendation when the final offer from the insurance company is received. It is for the client to accept or reject. The details of the proposal should be studied, and doubts clarified with the lawyer. If a settlement is accepted, the insurance company could be instructed to pay the lawyer and the medical bills directly. Sometimes the lawyer might accept the offer without referring to the client. This is improper, and the client could protest. Normally the insurance company issues the settlement check jointly in favor of the client and the lawyer.

There is a system known as ‘structured settlement,’ which is gaining popularity. Here the settlement money is paid over a period of time. It offers many initial options, and the money is kept in funds that allow it to grow. The recipient must make sure that the fund is a protected one. Once the structured settlement plan is accepted, it may not be possible to change the terms.

Settlement payments are tax-free. But if that money is invested, the income thereof could be taxable. Structured settlements offer better tax benefits. This is a matter to be discussed with a tax consultant.

If a minor is involved in a settlement, there could be complications. Court approval may be necessary.

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Fatal Car Accident Lawyers

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An increase in the number of cars operating on the roads has led to a tremendous increase in the number of car accidents also. In the midst of such unwanted events, lawsuits and criminal charges are bound to arise. As accidents are events having legal consequences, the role of a lawyer is that of great importance.

Fatal car accident lawyers exist to help a person file or defend a lawsuit. A car accident lawyer provides the offenders or car accident victims with information regarding the numerous practical and legal aspects of personal injury law and car accident claims. It is a fact that almost every person on an average is involved in at least one car accident in his lifetime.

Lawyers play an extremely important role in fatal car accidents. In such accidents, law may charge the offenders strictly. It is the duty of the lawyer to represent his client in court. By using legal expertise, a lawyer tries to avoid or minimize the penalties awarded by the court of law. In a fatal car accident they may also be required to defend a lawsuit. Contrary to this, lawyers may also be hired by the victims in order to claim compensations for the damages. This compensation is obtained by filing a lawsuit against the offending party. In case of a fatal car accident, it is the duty of the lawyer to preside over the details of the lawsuit. In the United States, lawyers play the role of counseling their clients regarding their rights, and argue in favor of the best interests of their clients.

In case of fatal car accidents the extent of the damages and injuries involved tend to be comparatively high, as a lot of legal requirements need to be complied with. A car accident lawyer is capable of effectively dealing with law authorities and insurance companies. Car accident lawyers have made handling a fatal car accident less complicated for people who are ignorant and unaware of any legality. Hiring a lawyer proves to be critical in ensuring that legal rights of the parties in the accident are protected.

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