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How to Easily Pay Off Student Loans

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No one said that paying off a student loan or getting a college education is easy. Everyone encourages us to go to school and get a great education, but, where are those same people when it is time to pay for it all? As we start to research aspects of getting our college education, we quickly see that every university worth going to requires us to pay a hefty sum. Many new university students must take on college loans to pay for school. There are many ways to pay off these loans, but, having a rich uncle or a rich father figure sure could help. Where is that sugar daddy that will help pay off the student loan? If you are the sugar daddy type, you already know that the sugar daddy and sugar baby relationship is extra special. As a sugar daddy who is seeking arrangements starts to do his research, he will see that there are many benefits to establishing a sugar daddy and sugar baby relationship. A sugar baby who is going to college will appreciate the allowance her sugar daddy gives her to help her pay off student loans. If there is one thing we can count on, the cost of tuition will continue to get higher each year.

When it comes to a world class education, financial aid and student loans seem to be how most students get through the university year. Every school suggests that the students get financial aid. As an example, Berkeley talks about the cost to attend which is around $40,000 as a base rate. As with every university there are more costs that get added into that figure. Some of those costs are tuition and fees, books and supplies, room and board, personal costs, transportation, health insurance and more. Students apply for financial aid and they get it, but, it is limited and the student has to take out more loan to pay for the education. Looking at all of these figures and the staggering cost, you start to wonder how the university student makes it without a sugar daddy in the first place. It is not uncommon for a university student to graduate with honors and experience a delay in getting their dream job or any job at all for that matter. The worst part is that these student loans and the money borrowed still drag on long after the graduate has left the university.

During the college education years, many young students look for a father figure that they can relate to. This figure head or Mentor can help them with financial issues like paying off debt associated with student loans or buying new clothes, school supplies and more. Most often this father figure, often called a sugar daddy, will establish a set amount of money for the student he is helping out. Many people wonder why this type of relationship is so easy for both parties to work with and the answer is fairly simple. Just like any relationship, the secret is open communication between the two people. For example, the sugar baby says to the sugar daddy something like, “I would like $300.00 spending money and I need $800.00 to help pay rent and $1000.00 per month for my student loan repayment.” The daddy suggests a figure he can live with based on his needs and the needs of the sugar baby. A winning situation is created with crystal clear communication and everyone is happy. Perhaps the reason these types of relationships work so well is that everything is talked about and agreed upon. Why shouldn’t it be? It is so much easier to plan your life when you have all the facts.

As with everything in life, including college, there can be a learning curve. As the student is experiencing this learning curve associated with adapting to university life, it is much easier for the student to adjust if that student does not have to worry about financial pressures. Many sugar daddy’s love seeking arrangements that allow them to help pay off student loans and get an inside look at the sugar baby’s university life style. Sometimes the sugar daddy is called a guardian and the sugar baby is called a brat. The term brat is often used because the guardian loves to take great care of the brat and spoil their brat rotten with all kinds of gifts, money and more. Both the brat and the guardian become very happy with the fact that they can set their own relationship standards and come up with any arrangement that suits them. There are many times when details of the arrangements are kept solely between the two consensual parties. However, there are also times when some issues are openly aired. One of the many issues that are freely talked about is that the two people involved are highly satisfied with the terms of the agreement. The guardian loves being able to spoil the brat and the brat loves to be spoiled by her guardian. They both love the fact that the relationship is on their terms and they are in complete control.

Having a drama free relationship that has no strings attached might be in the best interest of both people. Every year more and more university students are seeking arrangements that offer a beneficial circumstance for everyone concerned. A brat often looks to her guardian like he is a father figure. She will come to him for advice and offer him clear communication. She will often send him photos and video chat that will be a real treat for the guardian. A reality show this good cannot be scripted and is meant to be an enjoyable experience that becomes limited only by the imagination of the people involved. It is more fun to create your own real life show without all the drama that is associated with the wonderful world of television reality shows.

One of the greatest experiences that a college student can have is the experience of paying off student loans without the stress and worry. The real experience in getting the education is not in the stresses of loan payments and expenses. The real joy of the experience starts with the friends that are made and the fun that is being had by the student during their university years. For many young students, the experience of being around older, more experienced people helps to enrich the real world experience.

Having a sugar daddy or guardian is such a blessing, not just because of financial support. The guardian takes on the role of a father figure who is helpful to the university student in several ways. As a guardian you play a lot of roles. A guardian is a friend, a daddy, a support system and company for the student. A guardian helps a university student secure their potential and helps to save them from occurring debt and encouraging them to have some fun and gain some experience that is helpful in the world. Some of the social experiences that a guardian can help with are helpful for a university student later on in their dating years. It is the dream of every male to date a girl who is rich in worldly experience and well educated. Helping a student pay off student loans and enjoy life is an important part of the overall college experience, but, the experience goes so much deeper.

Much of the experiences that the guardian helps the brat with are going to become helpful in the working world too. The guardian helps to teach financial management skills because the brat must manage the allowance given to her. There are also the skills of time management. When the guardian tells the brat that he is sending a car to pick her up, be ready by eight o’clock, it teaches the brat to manage time, another important worldly skill. Other patterns come up that involve choices, like buying a red dress or a black one and weighing all the options that go with these choices. Just because the guardian is helpful and supportive that does not mean that the relationship is all fun and games, often the relationship is helping to teach important life lessons while keeping the brat in a protective environment. This type of education helps to establish the pattern that learning life lessons can and should be fun.

An important life lesson that is instilled throughout this whole process is that people help other people whenever they can. The brat knows that with daddy’s support she can worry about her studies and passing tests that are required of her. The daddy knows that he can reach out to the brat and she will send him some photos to give him an in-depth look into her personal and university life. This relationship of sugar daddy and sugar baby creates what everyone is looking for, that is, a creative, co -supportive relationship.

If you need to pay off your student loans, maybe the sugar baby lifestyle is right for you. On the other hand, if you love to adopt a brat and have the means, why not become a guardian? There are rewards on both sides of this relationship and there is way less drama. You owe it to yourself to check it out for yourself and see where you want to take it.

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NFT Project To Donate 100% Of Income To Help Afghan Women Access Education

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NFT Afghan women

Bookblocks.io, an NFT company has partnered with a New York-based company, Women for Afghan Women to help women in Afghanistan have access to education.

Under the new Taliban-run government, women in Afghanistan have had their rights to education restricted by the fundamentalist militants. Since this development, Afghan women have taken to the streets to protest. Over a dozen women protested outside the premises of what used to be the Afghan Women’s Affairs Ministry – until the Taliban turned it into the department for the “propagation of virtue and the prevention of vice.”

Bookblocks.io NFT

Bookblocks.io announced that it would be releasing a non-fungible token on October 5, and the proceeds of its sales would be given to Women for Afghan Women (WAW). Women for Afghan Women is a grassroots civil society organization dedicated to protecting and promoting the rights of disenfranchised Afghan women and girls in Afghanistan and New York.

According to the company, the inspiration for the NFT was Louisa May Alcott, who was a pioneer for women’s rights. “Not only did her many famous writings seek to lift women in society, but she was an ardent feminist, abolitionist, and supporter of women’s suffrage. As such, she seemed a perfect inspiration for our charity focus this month, which is dedicated to helping the woman and girls of Afghanistan find equality in all aspects of life.”

Total crypto market cap drops to $1.93 Trillion | Source: Crypto Total Market Cap from TradingView.com

The NFT is a portrait of Louisa May Alcott with two different butterfly wings. It signifies the hopeful emergence of Afghan women and girls from the restrictions that impede their freedoms. The background colors of each NFT are also different, signifying the diversity of backgrounds that make up the women and girls that Women for Afghan Women serve. There are also four different versions of this illustration to represent the 40% of Afghan children who suffer from malnutrition.

The company says it will mint 2200 copies of this NFT to represent the reported 2.2 million girls currently excluded from school in Afghanistan. 100% of the money raised from the sale of the NFTs will go towards Women for Afghan Women, with a 5% residual for each subsequent sale. The price starts at 0.025 Ether (ETH).

Other NFT And Crypto Donations To Afghanistan

There are several ongoing projects in the digital assets space that are focused on charity work towards Afghanistan. About a month ago, Jack Butcher, the founder of Visualize Value, launched a series of NFT “care packages,” that cover one Afghan family’s emergency needs for one month. This care package is still accepting donations via The Giving Block.

Related Reading | An NFT “Care Package”: Tokens That Deliver Humanitarian Aid In Afghanistan

Other organizations are also accepting crypto donations through The Giving Block to provide humanitarian aid in Afghanistan. They include: Save the Children. International Medical Corps, Direct Relief, and Code To Inspire.

Featured image from dw.com, Chart from TradingView.com

 

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Zilliqa Price Prediction 2021 – Will ZIL Hit $0.2 Soon?

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Zilliqa Price Prediction 2021 - Will ZIL Hit $0.2 Soon?
  • Bullish ZIL price prediction ranges from $0.113 to $0.155.
  • ZIL price might also reach $0.2 soon.
  • ZIL bearish market price prediction for 2021 is $0.048.

In Zilliqa (ZIL) price prediction 2021, we use statistics, price patterns, ADX, and much other information about ZIL to analyze the future movement of the cryptocurrency. 

Zilliqa is a public, permissionless blockchain which is created to provide high throughput with the facility to finish thousands of transactions per second. Moreover, it seeks to solve the issue of blockchain speed and scalability by offering sharding as a second-layer scaling solution. More so, it is home to many decentralized apps, and as of October 2020, it will enable staking and yield farming.

Zilliqa (ZIL) Current Market Status

According to CoinGecko, the Zilliqa price is trading at $0.084 with a 24-hour trading volume of $63,303,717, at the time of writing. However, ZIL has increased by 4% in the last 24 hours.

Moreover, ZIL has a circulating supply of 12,531,956,331 ZIL and maximum supply of 21,000,000,000. Currently, ZIL trades in cryptocurrency exchanges such as Binance, Huobi Global, OKEx, FTX, and Upbit. 

Zilliqa (ZIL) Price Prediction 2021

Zilliqa (ZIL) holds the 94th position on CoinGecko right now. ZIL price prediction 2021 explained below with a daily time frame.

ZIL/USDT Price Chart Daily Time Frame (Source: TradingView)

The falling wedge pattern is a continuation pattern formed when the price bounces between two converging and descending trendlines. This is a bullish chart formation, but it can also indicate reversal or continuation patterns depending on where it appears in the trend.

Currently, ZIL is waving in a range of $0.08. If the price of the ZIL moves upward, it will reach the resistance level of $0.137. If the trend reverses to the down side, then it will reach the support level at $0.067.

Zilliqa (ZIL) Support and Resistance Level

The below chart shows the support and resistance level of ZIL.

1632586417 814 Zilliqa Price Prediction 2021 Will ZIL Hit 02 Soon
ZIL/USDT Support and Resistance Level (Source: TradingView)

From the above daily time frame, it is clear the following are the resistance and support level of ZIL.

  • Resistance Level 1 – $0.117
  • Resistance Level 2 – $0.155
  • Resistance Level 3 – $0.201
  • Support Level 1 – $0.077
  • Support Level 2 – $0.048

The charts show that ZIL has performed a bullish trend over the past month. If this trend continues, ZIL might run along with the bulls overtaking its resistance level at $0.201.

Conversely, if the investors turn against the crypto, the price of ZIL might plummet to almost $0.04, a bearish signal.

Zilliqa (ZIL) Average Directional Index (ADX)

Now let’s look at the average directional index (ADX) of ZIL. Generally, the Average Direction Index (ADX) helps crypto traders identify the strength of a trend, instead of its actual direction. It can be used to check whether the market is changing or a new trend is initiating. It is associated with the Directional Movement Index (DMI) and basically includes the ADX line. 

The range of the oscillator is from 0 to 100. A high value represents a strong trend, and a low value shows a weak trend. It is often combined with directional indicators. 

The above chart shows the ADX of ZIL stays above the range of 16.43, so it indicates a weak trend.

Conclusion

With the further developments and upgrades that are happening within the ZIL platform. The cryptocurrency ZIL has a great future in upcoming days in this crypto market. However, it is possible to see ZIL reaching new heights.

Bullish ZIL price prediction 2021 is $0.155. As said above, it may reach even high heights, however reaching $0.2 if investors have planned that ZIL is a good investment in 2021.

Disclaimer: The opinion expressed in this chart solely author’s. It does not interpreted as investment advice. TheNewsCrypto team encourages all to do their own research before investing.

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Bit2Me Raises $23.9M After Several Successful Token Sales

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Bit2Me

Spanish cryptocurrency exchange, Bit2Me, has successfully raised $23.9 million (20M EUR) following three highly-demanded public sale rounds for its newly launched token, B2M. The first public sale, launched on September 6th, 2021, saw a staggering $5.9 million raised in just 59 seconds, followed by a second which raised $8.8 million in just 47 seconds. The final phase sold out in just 38 seconds, involving over 7,000 participants. Each marks some of the quickest and largest grossing for a public sale of an exchanged-based token in crypto history.

In addition to this staggering retail demand, Bit2Me also drew on its existing network of partners and investors, securing a further $3.3 million in private funds. Moreover, the Spanish exchange is confident this momentum will carry through to November 1st when B2M goes live on Bit2Me’s own cryptocurrency exchange, given both the figure raised so far and the growth of and interest from the community since B2M was launched.

Commenting on the token sale’s success, Koh Onozawa, a recent addition to Bit2Me’s advisory board, said that the sales are the product of “6 years of hard work and community building” undertaken by Bit2Me, with the team having “bootstrapped” the exchange from a small unknown exchange, to one of the largest in Europe, and the largest in the Spanish speaking world.

Onozawa went on to say that the team is excited to see what the future brings for the exchange and the change and impact it will have on the cryptocurrency exchange industry as a whole:

“We [Bit2Me] won’t stop until everyone can easily discover access and operate with crypto in their day-to-day lives.”

Evolving the Cryptocurrency Exchange Industry

Indeed, pursuant to this mission, Bit2Me has been on a development spree, reflecting its aim to become a one-stop ecosystem for all things cryptocurrency-related. Their product portfolio, aptly named the Bit2Me Suite, consists of a range of products specifically designed to cater to the bespoke needs of its committed user-base.

These comprise a series of exchange services, including Bit2Me Wallet – a multi-asset storage and exchange application that hosts over 60 different crypto assets, Bit2Me Trade – a high-frequency trading platform supporting market, limit and stop-limit orders and an over-the-counter (OTC) trading desk to support high-volume transactions.

Additionally, Bit2Me has rightly focussed on the area of the crypto-world which still arguably requires a significant amount of attention – fiat-crypto off and on-ramps. Bit2me Pay and Bit2Me Card provide payments solutions for cryptocurrency traders, allowing them to purchase crypto-assets with fiat currencies and spend crypto-assets using traditional online payment gateways.

In addition, the Bit2Me ecosystem also offers community-focused products like Bit2Me Academy for crypto learning, Bit2Me News, Bit2Me TV, directory services, event listings, loyalty programs and a range of on-demand services for the community.

B2M: Powering The Bit2Me Ecosystem

Powering all of this is Bit2Me’s newly-launched, Ethereum-based token, B2M. B2M is a utility token that acts as a medium for information and value exchange in the Bit2Me ecosystem. Users can pay for Bit2Me’s educational resources, such as courses in the Bit2Me academy using the ERC-20 token, and even receive exclusive discounts (up to 90%) on content.

These discounts also extend to fees paid when using Bit2Me’s exchange services, including Bit2Me Trade and Bit2Me Wallet. You will obtain these benefits only by holding B2M, you won’t need to spend it.

Finally, borrowing from the decentralized finance (DeFi) space, Bit2Me’s token will power the cryptocurrency exchange’s borrowing and lending facility. Users who effectively “stake” other cryptocurrency assets, such as Bitcoin (BTC) or Ethereum (ETH), making those assets available to be borrowed by others for trading purposes, will receive an interest payout. If lenders agree to receive these payouts in B2M, their earned interest will be significantly higher.

Finally, the team behind Bit2Me is also considering including a governance feature within B2M’s framework which will allow holders to vote on the platform’s product offering and additional features. This might include voting on specific features, cryptocurrency listings up and the general direction of the exchange.

If the successful public raise is an indicator of future success, Bit2Me is destined to be a giant in the cryptocurrency exchange space and remain as such for a long time into the future.

To learn more about B2M and Bit2Me’s suite of cryptocurrency exchange services, visit their main page here.

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XDC Network Price Prediction 2021 – Will XDC Hit $0.2 Soon?

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XDC Network Price Prediction 2021 - Will XDC Hit $0.2 Soon?
  • Bullish XDC price prediction ranges from $0.13 to $0.189.
  • XDC price might also reach $0.2 soon.
  • XDC bearish market price prediction for 2021 is $0.04.

In XDC Network (XDC) price prediction 2021, we use statistics, price patterns, ADX, and much other information about XDC to analyze the future movement of the cryptocurrency. 

XDC is an enterprise-ready hybrid Blockchain technology firm optimized for international trade and finance. The XDC network is based on the native coin known as XDC. Moreover, the XDC protocol is designed to support smart contracts, 2000TPS, 2seconds transaction time, KYC to Masternodes (Validator Nodes). 

According to CoinGecko, the XDC price is trading at $0.12 with a 24-hour trading volume of $6,798,745, at the time of writing. XDC has increased by 3.9% in the last 24 hours.

Moreover, XDC Network has a circulating supply of 12,238,141,964 XDC. Currently, XDC trades in cryptocurrency exchanges such as Bitfinex, KuCoin, HitBTC, Bitcoin.com Exchange, and Changelly PRO.

XDC Network (XDC) Price Prediction 2021

XDC Network (XDC) holds the 76th position on CoinGecko right now. XDC price prediction 2021 explained below with a weekly time frame.

XDC/USDT Price Chart Weekly Time Frame (Source: TradingView)

The above chart shows the Swing High and Swing Low patterns. A swing low is when the price makes a low and is immediately followed by two consecutive higher lows. Similarly, a swing high is when the price makes a high and is followed by two consecutive lower highs.  

Currently, XDC is waving in a range of $0.12. If the price of the XDC moves upward, it will reach the resistance level of $0.189. If the trend reverses to the down side, then it will reach the support level at $0.038.

XDC Support and Resistance Level

The below chart shows the support and resistance level of XDC.

1632582537 377 XDC Network Price Prediction 2021 Will XDC Hit 02
XDC/USDT Support and Resistance Level (Source: TradingView)

From the above daily time frame, it is clear the following are the resistance and support level of XDC.

  • Resistance Level 1 – $0.13
  • Resistance Level 2 – $0.15
  • Resistance Level 3 – $0.19
  • Support Level 1 – $0.09
  • Support Level 2 – $0.07
  • Support Level 3 – $0.04

The charts show that XDC has performed a bullish trend over the past month. If this trend continues, XDC might run along with the bulls overtaking its resistance level at $0.19.

Conversely, if the investors turn against the crypto, the price of XDC might plummet to almost $0.04, a bearish signal.

XDC Network (XDC) Average Directional Index (ADX)

Now let’s look at the average directional index (ADX) of XDC. Generally, the Average Direction Index (ADX) helps crypto traders identify the strength of a trend, instead of its actual direction. It can be used to check whether the market is changing or a new trend is initiating. It is associated with the Directional Movement Index (DMI) and basically includes the ADX line. 

The range of the oscillator is from 0 to 100. A high value represents a strong trend, and a low value shows a weak trend. It is often combined with directional indicators. 

1632582538 763 XDC Network Price Prediction 2021 Will XDC Hit 02
XDC/USD ADX(Source: TradingView)

The above chart shows the ADX of XDC stays above the range of 9.19, so it indicates a weak trend.

Conclusion

The XDC is one of the cryptos that keeps its ground against the bearish market. Furthermore, our long-term XDC price prediction 2021 is bullish. It has a huge possibility of overtaking its current all-time-high (ATH) of $0.19 this year. This will only happen if it breaks many past psychological resistances.

Furthermore, with the ongoing developments and upgrades within the XDC ecosystem, it could experience a great future ahead in 2021. It may reach $0.15 soon and it might even reach high heights, however reaching $0.2, if investors have planned that XDC is a good investment in 2021.

Disclaimer: The opinion expressed in this chart solely author’s. It does not interpreted as investment advice. TheNewsCrypto team encourages all to do their own research before investing.

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China’s Crypto & Bitcoin (BTC) Ban as Dreadful as Ever!

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China’s Crypto & Bitcoin (BTC) Ban as Dreadful as Ever!
  • Additional rules and regulations imposed for the crypto industry in China.
  • Even off-shore crypto trading now becomes illegal. 
  • China’s Judicial management consists of several bodies, now responsible for these new regulations.

The adaptation of the crypto regulations among various nations across the globe is getting severe with the passing of each day. These rules and regulations are not only a threat for the crypto exchanges alone but for the entire crypto industry. 

Amidst all these, the worse factors these days are making the already existing regulations even more aggressive. In such terms, China has newly imposed certain regulations upon its already prevailing crypto regulations. In spite of these new regulations, it seems there would not be any future for the crypto industry in the nation. Also, it’s well known that China has been into such regulations way back since 2013, upon Bitcoin (BTC).

The New Regulations

On 24th September, China announces officially certain new regulations in addition and upon effect immediately for the crypto industry. However, it seems these new additional regulations are much worse than the already existing ones and previous regulations.

In spite of this, the People’s Bank of China (PBoC) is one of the head council members for imposing these regulations. 

Accordingly, the official notice which was given out on 24th September states that all banks and other financial services providing firms to immediately cease all their services related to crypto trading, converting fiat to crypto, crypto to fiat and crypto to crypto, etc. 

Moreover, any individual who indulges in crypto trading with off-shore crypto exchanges, but presently living in China is also now illegal and against the law. 

Agencies Responsible for New Regulations

Although, it’s well known that these new implementations and regulations are done as many members brainstorming together. Apart from the PBoC, there are nearly ten agencies of the government together. 

On the other hand, the main agencies involved in these new regulations are the Cyberspace Administration of China (CAC), Public Security Bureau (PSB), Supreme People’s Procuratorate (SPP), and the Supreme People’s Court (SPC). 

In spite of all this, it’s quite evident that China is now targeting the criminal aspects of the crypto industry.

On the contrary, it’s well known that judicial and legal entities, Civil entities, and law enforcement entities are on par with these new regulations. 

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‘Side-eyeing Chloe’ Meme Fame Girl Sells NFT in Auction For 25 ETH

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‘Side-eyeing Chloe’ Meme Fame Girl Sells NFT in Auction For 25 ETH
  • ‘Side-eyeing Chloe’ sells her meme as NFT in an auction.
  • Auction started at 5 ETH and finally sold for 25 ETH. 
  • Many meme based NFTs are profusely being sold at high prices. 

The non-fungible token (NFT) industry is quite on the brimming these days. The last few months the market is up drastically. With the passing of each year, the NFT market and the industry is onto new heights as it has ever seen. In addition, many prominent game changing NFTs have significantly thrusted up the industry.

In spite of this, lately a few meme based NFTs have been selling hot cakes in the market. Am for sure that in all social media, this particular meme has been so viral for ages. This is the ‘Side-eyeing Chloe’ meme which has the image of a cute chubby little girl giving a puzzled look expression, which took all the internet to awe.  

‘Side-eyeing Chloe’ NFT

No one in the social media could have passed by without having a look at this meme image. Ever since it got out 9 years back, it’s still being used profusely. The ‘Side-eyeing Chloe’ image took place when the mother, Katie took her two young daughters to Disneyland in 2013.  

However, their mother did not reveal where she was taking the two girls to, as it’s a surprise. On the way in their car, Katie reveals to her daughters where she’s taking them to and films their whole reactions.   

Furthermore, out of surprise Chloe’s sister starts crying whereas Chloe just gave a side eyeing puzzled look with a snout face showing her protruding milk teeth, which was captured by the camera vividly. And so, Katie posted the video on social media, and the rest is history!

The Auction Close-off

In spite of all this fame, now the meme image is being sold as an NFT by Chloe herself. Also, this NFT was sold off as an auction though. 

Besides, initially the price was bid for 5 Ethereum (ETH), which approximate to $15,000. Fortunately, the auction finally closed off at about 25 ETH, which amounts to about a whopping  $74K! 

Furthermore, this NFT was bought by a music production company based in Dubai, called the ‘3F Music’.

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COTI (COTI) Hits New ATH $0.64 – Will it Hit $1

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COTI (COTI) Hits New ATH $0.64 – Will it Hit $1
  • COTI has hit its new all-time high (ATH) of $0.64. 
  • COTI aims to bring a scalable global payment system.
  • Recently, COTI collaborated with Cardano stablecoin hub, Ardana.

The world’s first platform developed for creating price-stable coins is COTI. Today, COTI has hit its new all-time high (ATH) of $0.64. It continuously displaying a bullish signal, if this trend continues then COTI can hit $1.

Furthermore, the first application, that is self-described as a fully encompassing finance on the blockchain is COTI Pay. The ecosystem was developed especially to face all the challenges associated with traditional finance.

More so, the COTI aims to bring a scalable global payment system. It facilitates a faster, more trusted, and affordable payment mechanism. The main advantage of COTI is its simplicity, ease of access, user-friendly environment, volatility, transparency, and so on.

Current Market Status of COTI

According to CoinMarketCap, the COTI price is trading at $0.6375 at the time of writing with the 24-hour trading volume of $836,744,896. In the last 24-hour the COTI price has increased by over 21%. The circulating supply of COTI is 868,672,118.03 COTI.

The above chart depicts a 24-hour price chart of COTI, currently it displaying a bullish sign. Eventually, if this continues without a breakout then traders can expect the hit of $1 soon.

COTI Collaborated with Ardana

The main reason behind the price upsurge of COTI is the latest announcement of COTI that it is collaborating with Ardana. It facilitates stablecoin payments to AdaPay. This means, using their stablecoins, users can purchase things wherever Adapay is accepted. The collaboration will build stablecoin crypto-to-fiat payments to the Cardano network.

Therefore, this might be the major reason for the price surge and the hit of the new ATH. With the forthcoming collaboration, upgrades, and updates we can expect more price gain in the upcoming days, we can also expect that the COTI price will hit $1 soon.

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CowboyZombies About to Launch a Presale: Here is What You Need to Know About the Project

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CowboyZombies About to Launch a Presale: Here is What You Need to Know About the Project

Introducing blockchain technology into other industries has typically had very positive results, and there is still no example of introducing blockchain when any industry got damaged in any way. Gaming, for example, is one of the handful of industries that were extremely open to blockchain technology from the early days, immediately seeing potential in its cheap and quick payments.

This was perfect for microtransactions, ensuring immutable ownership of various collectibles, and alike. It wasn’t long before gaming and blockchain became so well-connected that games started launching on the blockchain itself.

One of the biggest upcoming examples of this is CowboyZombies, a new Shoot-to-Earn game inspired by shows such as The Walking Dead and zombie games like Left 4 Dead.

What is CowboyZombies All About?

As the name suggests, CowboyZombies pitches cowboys in their fight for survival against zombies. The game sets you in 1970, although it gives off a strong old west feeling. In it, cowboys are living their best lives, herding their cattle, hunting deer, and occasionally solving problems like chasing bandits and other criminals.

This all changes when the zombie attack starts, and cowboys are forced to use all of their skills to fight for survival. They have a variety of guns and knives at their disposal, and there are 5 ranks of cowboys and cowgirls fighting against 4 different types of zombies.

The game has very unique gameplay and expertly made UI, created by a team of 7 well-known expert designers. Best of all, it differs from standard Play2Earn games by using a Shoot-to-Earn approach.

CowboyZombies Presale is Coming

The project has plenty of goals to cross off of its roadmap, and the first one on the list is its upcoming presale, which will take place at the beginning of October on DxSale. Following this, the project will start focusing on achieving major listings, such as PancakeSwap, as well as a number of CEXes, in order to become universally available.

It will also see the launch of cowboy and zombie NFTs, as well as an NFT marketplace, NFT zombies battle, and more. At some point in 2022, it will introduce additional CowboyZombies characters, expand its team, launch NFT Farming, and work on its marketing campaign.

The project specified that it aims to focus on the entire world, but it also revealed that it will have a special focus on using influencers for marketing in China. This comes as a surprise, given China’s dislike for cryptocurrency-related products.

However, the project was very clear regarding the fact that this will be only a beginning, and that its goal is to go worldwide, and become a go-to blockchain game for gaming and blockchain enthusiasts.

Furthermore, it will also cooperate with a game studio to create a mobile version of the game. This will allow players to enjoy the game even on the go, which will open up new opportunities to earn while playing, which is becoming a more and more popular concept. The game will, of course, be available on Android and iOS alike.

It should be pointed out that the project is still in its early stages, and it will take some time before it reaches its full potential, as well as the popularity levels that it is pursuing. However, looking at its beautiful designs and a well-planned roadmap, there is little doubt that it will conquer the attention of the gaming and blockchain space fairly easily.

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All Players Earn in CryptoTanks Regardless of a Battle’s Outcome

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All Players Earn in CryptoTanks Regardless of a Battle’s Outcome

The play-to-earn gaming economy continues to grow due to massive public demand.

CryptoTanks, a new game running on Polygon and Binance Smart Chain, leverages NFT technology to empower the players. Bringing a military and shooter-oriented game to the play-to-earn ecosystem is a further expansion of this growing ecosystem.

The CryptoTanks Game Explained

Several play-to-earn blockchain games have proven successful in recent months. Ranging from Axie Infinity to StarAtlas and MOBOX, there is a lot of momentum in the space. Players enjoy the concept of controlling their in-game assets and potentially monetizing them in the future. It is the way video games should be: players control their assets and interact with others through built-in marketplaces to earn passive income.

CryptoTanks follows along the same train of thought, although its game is slightly different. The military theme is a different spin on blockchain gaming, as there is still a limited amount of playable game genres today. However, any game can use blockchain technology and NFTs to empower its players, and there is still much exploration.

The mechanics of CryptoTanks are comprehensible: play the game by using in-game tanks, participate in battles, complete quests, and upgrade machines to increase their characteristics and value. Every in-game item is a non-fungible token(NFT) that players can exchange for real money. As there is no need to buy expensive NFTs to start playing CryptoTanks, the game approaches the free-to-play / play-to-earn level.

Although not everyone will be a fan of the 8-bit gameplay, it is an enjoyable experience and makes it approachable for players of all ages. However, it is worth noting there is tremendous variation in the game, as the scenery will change regularly. Additionally, the game offers multiple game modes, including solo and team-based play. The three game modes can award experience, $TANK tokens or money.

Similarities With Battle City

Upon taking a closer look at CryptoTanks, one can see an overlap with the Battle City game for Nintendo and GameBoy consoles, released in 1985. Certain elements are alike, yet CryptoTanks’s team has added mew locations, missions, tanks, battle modes, decentralized finance and non-fungible token aspects. It is a modern reboot of a cult classic that came out several decades ago.

Through CryptoTanks, players can explore a world of nostalgia while benefiting from new technology development by the cryptocurrecy community. DeFi and NFT introduce new gaming incentives, such as the ability to earn or put in-game assets to work for revenue. Players can still enjoy the iconic 8-bit graphics of Battle City but with a few modern twists. CryptoTanks, as a gamified yield farming project, combines beauty with nostalgia and guaranteed prizes.

What Are The Benefits of CryptoTanks?

Whereas other games would require players to make a significant upfront investment, CryptoTanks takes a different approach. Players can buy NFT tanks from the marketplace. Additionally, players can rent tanks from other players for a revenue share of the winnings. The third option is earning $TANK tokens by playing the game and completing objectives.

The team aims to make CryptoTanks as accessible as possible. The mobile applications for Android, combined with desktop applications for Mac OS and Windows, are a step in the right direction. Launching on iOS would be big, as mobile games are trendy these days. As players earn $TANK tokens for every game played regardless of the outcome, there will always be a way to convert playtime to real money.

The developers plan to introduce more functionality in the future. One of them would make players unique characters with personality traits. Going down that route would create a unique experience for everyone, which is unusual in the gaming industry. Whether that is feasible or not is a different matter. Assuming it is, there will be different types of classes, yet no two players in the same class will have the same experience.

Closing Thoughts

It is interesting to see more game types in the play-to-earn blockchain universe. The majority of current games are fantasy and RPG-themed, yet there are dozens of gaming genres. Combining that genre with blockchain and NFT technology can lead to innovative concepts over time.

If that experience can be made unique for every player, the industry will likely undergo tremendous growth. Developers continue to push the boundaries of what is considered possible. All of these developments will prove beneficial to video games as a whole, even if not all titles will embrace the play-to-earn model.

 

 

 

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Home Loans With Bad Credit: 3 Key Factors To Help Get Approval

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Taking on a mortgage is no trivial thing, with the debt created typically in the hundreds of thousands of dollars. For bad credit borrowers, the task of getting approved can be extra difficult, but it is worth noting that there are some mortgage providers willing to approve applicants seeking home loans with bad credit.

Of course, securing mortgage approval comes down to meeting the criteria that lenders lay down, and convincing them that monthly repayments will be made without a hitch. Happily, credit scores actually have very little to do with it, providing bad credit borrowers with a window of opportunity.

The factors relate to income and debt-to-income ratio, and so long as these matters are addressed satisfactorily, the mortgage provider is extremely likely to grant the home loan application. But what are the factors and conditions that applicants need to be aware of?

1. Bad Credit Is Not Important

The biggest mistake applicants make is to think that the credit rating they have is a hugely important factor in the approval process. It is not, and in fact only affects the interest rate that is charged. So, those seeking home loans with bad credit can feel confident of getting the funds they need.

The reality is that if the credit score is very low, the interest rate on the mortgage is going to be high. This means two things. Firstly, the credit score can affect the affordability of the deal, thus impact on the chances of securing mortgage approval.

Secondly, it means that improving your credit score can have a positive impact, lowering the interest rate and thus helping to make the home loan more affordable.

2. Securing Better Terms

Since, the scores are linked to existing debts, the best way to improve credit scores is to clear those debts. That way, the score rises and the chances of getting a home loan with bad credit are improved.

The best way to clear those debts is to take out a consolidation loan and pay them off. The original debt is replaced by a new loan, but the new terms should make it is more affordable. This can improve the debt-to-income ratio, which in turn greatly improves the likelihood of securing mortgage approval.

Alternatively, trying to clear individual debts bit by bit. This will take a much longer amount of time, and the impact is likely to be less. Remember, a down payment needs to be saved in advance of securing a home loan too.

3. Making the Mortgage More Affordable

The affordability of any loan is the crucial element in the approval process, with the debt-to-income ratio establishing whether it is or not. But since the monthly repayment sum is the key, lowering it can help make the deal affordable. When it comes to a home loan with bad credit, this may be the fastest way to making the mortgage affordable.

Accomplishing this is pretty simple. Just take out a mortgage on a longer term than usual. Extending the term from 30 years to 40 years, for example, can reduce the repayments each month by perhaps $200. And once affordability is confirmed, securing mortgage approval is a formality.

Bear in mind, however, that a home loan with a longer repayment period is going to be more expensive in the long run. The amount or interest paid over 40 years will be more than over 30 years.

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