Connect with us


Credit Cards For People With Bad Credit, No Credit, And Poor Ratings



We live in the world of credit. Most of the banking institutions offer different forms of credit from credit card to signature loans.

Majority of people often find themselves in bad credit situations like court judgment, bankruptcy, repossession, foreclosure and loan default,due to lack of enough financial knowledge and discipline which often make it difficult for them to get any credit at all in future. So – what exactly is credit?

Credit means that you are getting a service or cash grant to rent for your own purpose. You are often bound with a contract or agreement to repay in future as agreed with lender or service provider. Credit exists in different forms like loan, mortgage, signature loan, or credit card.

Every financial institution or lending agency, will first check your credit history, before they will consider giving you credit. If you have defaulted on credit or loan before or have bad credit history you will find it almost difficult to get credit any time you apply for it.

However, it’s possible for you to improve your bad credit history or build a new good credit history by repairing your bad credit, thus re-establishing your credit-worthiness. This process is called credit repair. It’s the process in which consumers with unfavorable credit histories attempt to re-establish their credit-worthiness.

Though there are lots of credit repair companies nowadays that promises repairing your bad credit for you, but if you can follow simple guide, it’s very possible for you to do it yourself – after all it’s your credit.

If you repair your bad credit it will make it easy for you to get low interest credit, car or home loans. However, with poor credit rating you may not be able to get loan or be subjected to high interest rates and several other unnecessary conditions. So it’s very important that you repair your credit if you have bad credit. You will get lots of tips on how to do this easily in this book.

Your credits score – how you can improve it.

Your credit score is a very important in any financial transaction that you make or intend making in future. So it’s good you know what exactly your score is, understand its meaning and learn how you can improve it if it’s not good enough.

“Many factors can contribute to a negative rating from the credit reporting agencies. Many factors like are non-payment of an account or late payments over an extended length of time, can contribute to someone getting a “bad credit” rating or poor score. Whether non-payment of an account is willful or due to financial hardship, the result can be the same, a negative rating. … But there is hope to get credit cards for people with bad credit, poor credit or lower credit score”

Credit report – its effect on your personal credit

Credit report is a compilation of your credit history, past financial transactions and personal information possible. This report is usually compiled by accredited agencies known as credit reporting agency.

Credit reporting agencies are organizations that help credit card companies, loan companies, banks, and departmental stores in the country to ascertain the credit worthiness of their would be clients.

Once they have detail information from these sources, they give it to any organizations in need of it when requested. Though they keep on file information concerning you and your credit, they don’t make final judgments as to your credit worthiness. The decision is up to the credit card companies or any lender which you are dealing with.

Credit cards: – types and what you need to know about them.

Nowadays, everybody wants to have at least a credit card. Everywhere you go you see adverts from various banks and other financial institution offering you credit card. However, before you apply for a credit card, there are several factors you need to consider. So it’s very important that you know more about the types of cards available, and one that will work best for you.

Secured credit card: – A secured credit cards for people with bad credit requires a security deposit as collateral before you can get approval. Its type of card that best suit the need of people with no or poor credit who are trying to build their credit history. Your collateral must be equal or greater in value of the credit amount you are applying for.

With a secured card you put up your own money (into a savings account with the bank you are applying for credit card) and that amount (or part of it) is the credit line for your card. Put in $500 and you could have up to a $500 credit line. You can deposit anywhere from two hundred to two thousand dollars into an account, and that will be your spending limit.

This will give you the flexibility of using a credit card and because if you pay off every statement you are letting creditors know that you can handle credit (again) and your bank may soon begin extending your credit line beyond what you have put in. So you are on your way back to healthier credit, to a status where you will no longer need a secured card.

Business credit cards: – These are the card that’s available for business owners, directors and business executives. They come with several features just like any traditional credit cards. You have to consider the terms and condition for these types of cards too before applying.

Student credit cards are another type of credit card specifically for students. These types of cards are made for students because of their lack of credit history, and if given chance they can build their credit history with such card.

Prepaid credit cards: – are set of cards that are just acceptable wherever the traditional credit cards are acceptable, but they are not credit card. You will have to always transfer money to your card before you can make use of the card and you may not be able to spend more than you prepaid for the card.

Presently this is almost the best card for people that want to avoid interest and other fees charged on traditional credit card and also for people with bad credit. However, other little charges like monthly fees, application; over the limit and ATM fees are still applicable, but these gets offset if you pay your bills via money order

Whichever card you decide to choose make sure that you go over the terms applicable very well to avoid putting yourself in financial bondage. In second part of this article we will continue looking at other types of credit card.

Balance credit cards are unsecured standard cards designed to allow consumers to save money in interest charges by transferring higher interest credit card balance onto a lower interest rate credit card.

Low interest credit cards are other types of non secured standard credit card. They offer either low introductory APR that change to a higher rate after a certain period of time or a low fixed rate. You can take advantage of the low introductory APRs to make larger purchases for now and pay them off several months later. It wont be possible to get this credit card for people with bad credit

Air Mile Credit cards are cards that are good for people that travel frequently or planning to go on vacation. It’s a form of reward card that allow you opportunity of obtaining a free airline ticket. You will need to accumulate specified air miles before you can be entitled to free ticket. All accumulated mile points will be based on dollar amount of your credit card purchases over a period of time based on predetermined point level.

Specialty credit cards are other set of standard non-secure cards designed specifically for individual business users and students with unique and special needs.

Make sure that you study the terms of any of the card that you pick very well to avoid risking your credit rating. Also, when you pick any of the reward cards make sure you study the forms and offers very well because credit card issuing companies do offer different reward programs and their promotional offers often change. So make sure you thoroughly look over the card’s terms and conditions of each specific card before applying.

google news


5 Newly Added Crypto: C4G3, BLIZZ, FREE, PKD, BRIGHT



5 Newly Added Crypto: C4G3, BLIZZ, FREE, PKD, BRIGHT
  • 5 newly added tokens: C4G3, BLIZZ, FREE, PKD, BRIGHT.
  • CAGE is a new decentralized meme revolution.
  • PetKingdom (PKD) was developed on Binance Smart Chain (BSC)

Crypto markets have been adding many new tokens to the crypto industry. Now let us see the 5 newly added tokens: C4G3, BLIZZ, FREE, PKD, BRIGHT.

1. CAGE (C4G3)

CAGE is a new decentralized meme revolution. It has launched its governance token C4G3. The team behind C4G3 aims to influence the marketing power of using memes and build products with them at the core. Henceforth, the foremost goal is to launch the Cage meme Index which will be used by the Cage network.

According to CoinMarketCap, the C4G3 price is trading at $0.01719, with a 24-hour trading volume of $474,743. In the last 24 hours C4G3 has dropped 5.99%.

2. Blizzard Network (BLIZZ)

The second newly added token is Blizzard Network (BLIZZ). Blizzard network is a yield accumulator that provides easy and simple farming options at the same time for users enabling some crypto trading experience. More so, on the Blizzard network, the BLIZZ token is utilized as a governance token.

At the time of writing BLIZZ price has surged 82.18 $ in the last 24 hours. According to CoinMarketCap, BLIZZ’s price is trading at $5.17 with a 24-hour trading volume of $577,553.

3. FreeRiver (FREE)

A Decentralized Exchange (DEX) on the MoonRiver blockchain is FreeRiver. FreeRiver also provides a portfolio management tool. The native utility token of FreeRiver is FREE.  

According to CoinMarketCap, FreeRiver price is trading at $18.66 with a 24-hour trading volume of $2,186,972. At press time, FREE has gained 35.60 in the last 24 hours.

4.PetKingdom (PKD)

PetKingdom (PKD) was developed on Binance Smart Chain (BSC). Players of PetKingdom can spend $PKD non-fungible token (NFT) to purchase incubators, so it will help to unlock the character. Furthermore, PetKingdom is a Non-fungible token (NFT) game that enables players to an entirely new level. In that, players can complete the tasks and join in battles to collect $PKD.

At press time, PetKingdom’s (PKD) price is trading at $0.2749. As per CoinMarketCap, the 24-hour trading volume of PKD is $497,503.

5. Bright Token (BRIGHT)

The last newly added token is Bright Token (BRIGHT). BRIGHT is the token behind a powerful community BrightDAO. More so, the best ways to allocate $BRIGHT are a fair drop and an ongoing fair distribution mechanism. Bright token (BRIGHT) can be traded in the crypto exchanges such as BKEX, Uniswap (V3), AOFEX, LBank, and BiBox.

Accordingly, as per CoinMarketCap, BRIGHT price is trading at $0.8569 with a 24-hour trading volume of $1,651,208, at the time of writing.

google news
Continue Reading


Decentralized Role-Playing Game Nine Chronicles Launches Arena Season 0



Decentralized Role-Playing Game Nine Chronicles Launches Arena Season 0

Nine Chronicles, a massive multiplayer online role-playing game (MMORPG) backed by South Korean blockchain company Planetarium and video game juggernaut Ubisoft is off to a flying start after launching Arena Season 0 on September 8th.

The inaugural season, called Yggdrasil: The Alpha Season, will run until approximately October 6th, (ending once block number 2,463,999 has been validated) and allows players to win their share of 896,000 NCG tokens in prize pools along with rare and exclusive NFTs that provide players with in-game utility and built-in value.

Why This Game Could Be the Next Big Thing in Blockchain-based Gaming

With a robust Discord community and a Twitter following of more than 36,000 people, Nine Chronicles is set to capture the imagination of MMORPG players and crypto enthusiasts alike. But that’s just one reason the game is likely to take off.

Just last month, Planetarium raised $2.6 million in venture capital funding from some of the top funds in the investing in the gaming sector to grow the staff of developers and continue building out the content for the game itself.

But of course, there is an even bigger reason Nine Chronicles is set up for success. It follows in the footsteps of Axie Infinity in offering players a chance to earn cryptocurrency and NFTs using its unique version of a play-to-earn model that will continue to evolve as the game matures.

It’s estimated that Axie Infinity has generated a whopping $485 million in revenue since July. With the incentives Nine Chronicles has in place for players and the fact that the value of in-game NFTs is directly connected to the size and passion of the communities around these play-to-earn games, the game could be the next to rock the crypto world and put value back into the hands of players rather than solely profiting publishers.

More about the Play-to-Earn Features behind Nine Chronicles’ Inaugural Season

Yggdrasil: The Alpha Season features four main rewards for players:

  • 448,000 NCG tokens split between all players who qualify for arena gameplay.
  • 448,000 NCG tokens split between the weekly top 500 players in the game.
  • Six mythical-grade costume Ruci character in-game NFTs and 34 legendary-grade costume Rui in-game NFTs.
  • 100 titles for top-tier arena players

How Players Can Qualify to Earn Rewards

The rewards offered during the first season of Nine Chronicles have the potential to be so massively valuable that the game takes off, but players do need to qualify to earn rewards by doing three things:

  1. Get to level 17 to unlock arena mode.
  2. Continue competing in the arena to get higher ratings for characters.
  3. Claim rewards through the Nine Chronicles portal.

Players can participate in a maximum of 20 available fights every single day. They need arena tickets to enter into battles. They can receive five tickets every six hours (or every 2,000 validated blocks).

The current architecture of the game does not allow for more at the moment but the plan is to allow for more arena tickets to be made available to players in future seasons.

Why the Future Value of the NFTs Could Skyrocket

The end-of-season rewards for Nine Chronicles players are both abundant, scarce, and potentially insanely valuable in the future, so the game covers every base.

All participants who enter the arena get to earn NCG tokens. Top 500 weekly players get to split the same share of tokens, plus the game rewards players who stake their NCG tokens throughout the season.

The rewards don’t just come in the form of more tokens, but a chance to mint one of 240 NFTs exclusive to the first season. That includes the chance at 1 of 9 Rui character NFTs.

To have an exclusive character that there are just nine of for a community that experienced an 850% growth in daily active users in the second fiscal quarter of this year means Nine Chronicles could see players playing to earn some insanely valuable rewards.


google news
Continue Reading


Top 3 Crypto Tokens on Fire Now



Top 3 Crypto Tokens on Fire Now
  • The top 3 crypto tokens on fire now are GALA, TRX, KIRO.
  • GALA is the utility token of the Gala Games Ecosystem.
  • TRON uses delegated proof-of-stake consensus mechanism.

In the crypto market, the top 3 crypto tokens on fire now are Gala (GALA), TRON (TRX), and Kirobo (KIRO)

1. Gala (GALA)

GALA is the utility token of the blockchain gaming project, Gala Games ecosystem. More so, Gala Games seems to be one of the best performing cryptocurrencies. GALA tends to use emerging trends in the blockchain industry, so the players in the Gala Games can experience more control over the trending and popular things in the gaming industry. Players of Gala Games can own non-fungible tokens (NFTs).

According to CoinMarketCap, Gala’s (GALA) price is trading at $0.09384 with a 24-hour trading volume of $190,437,409. At the time of writing the circulating supply of GALA is 6.98B GALA.


Blockchain-based decentralized digital platform TRON has its cryptocurrency TRX. Henceforth, the features that are utilized by Tron are blockchain and peer-to-peer (P2P) network technology. TRON uses delegated proof-of-stake consensus mechanism. TRON working to organize a global entertainment system for the cost-effective sharing of digital content.

Accordingly, as per CoinMarketCap, TRON’s (TRX) price is trading at $0.09197 with a 24-hour trading volume of $1,862,431,358. At press time, the circulating supply of TRX is 71.66B TRX.

3. Kirobo (KIRO)

Kirobo (KIRO), a cryptocurrency token designed on top of the Ethereum platform. It prevents users from cryptocurrency transaction risks and makes crypto management as easier, simple, and secure as online banking. Furthermore, Kirobo has created logic layers over the Bitcoin and Ethereum network, it will provide a unique transaction code. The code has to be entered by the recipient to receive the funds from the sender.

More so, at the time of writing, Kirobo’s (KIRO) price is trading at $0.3641. As per CoinMarketCap, the 24-hour trading volume of KIRO is 1,163,247.

google news
Continue Reading


The Immediate and Future Functionalities of Studyum



The Immediate and Future Functionalities of Studyum

The legacy education system is plagued with problems that must be addressed. In the United States alone, there are 81.5 million students enrolled in the public education system. The US government spends $680 billion annually, over 7% of its GDP on education. This equates to more money per student than in most other countries, and yet per a report from the Social Progress Index, the US is ranked 91st out of 163 countries when it comes to access to quality education. But the problems that plague the US education system are not unique – they plague other nations as well.

While there are a million and one opinions on what’s wrong, and why and how to fix the system, we have reached a global consensus on two points: First, the modern education system is failing. Second, students’ lack of motivation has reached an all-time high.

Technology has become an inseparable part of our daily lives, especially with the recent generations. We never leave the house without our phones and the ongoing pandemic has only made us turn to technology even more for comfort. The advances of the gaming industry have made its products addictive. Is it strange then that students are more interested in gaming than learning? Now, this is a clear problem for educational institutions, but could it also be the solution?

Implementing the principles of gamification into the workings of its platform, Studyum is turning the problem into a solution. By harnessing the power of advanced technological solutions like blockchain, NFTs, and visual technology, Studyum is building an edtech platform designed for success in the modern world.

What is Studyum?

Studyum is a revolutionary learning platform built on a secure decentralized blockchain. It combines artificial intelligence, machine learning, facial recognition, 3D avatars and NFT to offer an unrivaled experience for educators and students.

The Studyum platform tackles the problems of the educational system by creating an environment where students are effectively motivated to succeed. Studyum addresses the issues by merging its innovations with the learning experience, for both educators’ and students’ benefit.

The Studyum platform will utilize the STUD token as the utility token of the platform.

Benefits for educators:

  • Access to a groundbreaking learning management system.
  • An intuitive platform to create content in 2D or 3D and generate unique NFT collectible cards.
  • Tools to motivate their students, combined with a reward system that encourages progress on the platform.

For teachers, the tools they need are now at their fingertips, allowing them to reach and engage students like never before.

Benefits for students:

  • Tailored digital learning experience, with facial microexpression analysis to follow the student’s style and needs.
  • Outstanding 3D avatars that connect the online and physical world together.
  • A unique combination of VR, AI and machine learning.
  • A reward system with tokenized NFT collectibles.
  • Access to a decentralized NFTfi marketplace, where users can swap, stake, and trade.
  • Tools to optimize student’s learning, such as the SMARTchat and the support of the community.

Studyum allows students to learn their own way and at their own pace so they are never “left behind.” The platform adapts to them, and not vice versa.

A look inside: The immediate functionalities

With the launch of Studyum, these functionalities are operational from day one:

  1. Licensing courses for coaches. This makes it easier and more efficient to implement a better user experience for the coaches, students, and parents.
  2. Training programs for coaches and parents. This means all those who participate can contribute to the success of education.
  3. Training programs for students. The uniformity of this successful user experience will give structure to the innovative methods of the Studyum platform.
  4. Group and individual learning. This is the best of both worlds. No student gets “left behind” while the success of group learning is also ensured.
  5. Homework section. This allows for homework to be set up, all on the platform.
  6. A lesson-by-lesson curriculum and course roadmaps. This gives the educators a turnkey solution, so they have the resources to focus on the success of each student.
  7. Creation of user blocks, so that AI can be used to help provide personalized programming. The user does not have access to this information, as it is stored privately. Using AI can ensure this is a tailored experience so everyone can win.

A look ahead: The future functionalities

Voting and staking tokens are important future functions of the platform.

A portion of the unsold tokens from the IDO  launch (see explanation below) will be frozen to provide funding for any STUD token holder to create content. This will work similarly to many token-curated registries in that an individual stakes a certain amount of STUD to be able to teach a lesson.

If anyone believes that the class holds no purpose or that the teacher is not qualified, they can challenge them for the position of the teacher. The Studyum community can ensure the quality of proposed classes by either challenging the teacher’s competence or the credibility of a class being offered. If an individual succeeds in proving the teacher or the course are inadequate  (meaning that the teacher was deemed unworthy), then the person who issued the challenge has a right to the funds staked by the original candidate.

For Investors

As an investor, this project also has the potential to be one of those you wished you hadn’t passed up. How can you be a part of this from the very beginning?

The Studyum ecosystem will utilize the STUD token, powered by the blockchain. STUD tokens will be available for purchase when the IDO stage starts.

An Initial Dex Offering or IDO is a fundraising method in which the token is issued via a decentralized liquidity exchange that relies on liquidity pools. You can swap your tokens with other traders in the exchange. Investors can buy tokens at the point of launch, then resell them at a higher price later in the IDO process.

To find more and join the Studyum community, click here.

google news
Continue Reading


Inflatable Bitcoin Rat Makes Comeback Due To Federal Reserve Ethics Issue



bitcoin rat

This content was originally featured on Bitcoinist

In October 2018, a massive inflatable Bitcoin rat was erected outside of the United States Federal Reserve building by artist Nelson Saiers. Now, the former Managing Director for Deutsche Bank AG and hedge fund manager turned mathematical artist is back at it, as the Fed is up to no good once again.

Here is a glimpse at what is going on at the Fed currently that’s caused Saiers to raise a such a stir, how it involves Bitcoin, and what you can do to take a stand like Saiers has.

Nelson Saiers And His 2018 Inflatable Bitcoin Rat

Bitcoin wouldn’t be where it is today, trading at more than $40,000 per coin, if it weren’t for early evangelists spreading the cryptocurrency’s message.

No other form of money exists with such scarcity, and it is thanks to a foundation of mathematical code. Math is right up Saiers’ alley. Saiers has been referred to as the “Warhol of Wall Street” due to his financial-based artworks, and received his PhD in Math at the age of 23.

Related Reading | Bitcoin Golden Cross: Everything You Need To Know About The Bullish Signal

As an artist, he’s produced pieces heavy with geometry and numbers. In one such example, Saiers features $10 bills crushed up in a vending machine costing only 50 cents each.

Here $10 bills are for “sale” for 50 cents. Alexander Hamilton, whose image adorns the $10 was a huge advocate for a “national bank”. His ideas provided the foundation for the creation of the Federal Reserve a century later. Cheap Money (low interest rates which are often impacted by the FED) was a central cause of 2008 Crash, a description reads.

Saiers’ latest piece is also directly outside the Fed, because he’s trying to raise awareness for something he’s shocked there isn’t more “outrage” over: Federal Reserve presidents playing games with rates and other levers while they are also trading securities in their personal accounts.


Crypto has come a long way since Saiers' last stunt in front of the Fed | Source: BTCUSD on

The latest Bitcoin rat has been slightly modified from the 2018 original. The newest has a black right eye, which represents how the actions of the Fed presidents are “a real black eye” for the Federal Reserve’s “reputation.” The eye also says POW in reference to the proof-of-work consensus mechanism Bitcoin uses. The black eye also references “getting punched” Saiers told us.

Also updated from the original is the sign that said “I smell a rat.” It now reads “I smell 2 weasels” along with the question “does anybody know how to get to Dallas?” Saiers has shared some exclusive photos with us, which you can check out below.

1632159499 163 Inflatable Bitcoin Rat Makes Comeback Due To Federal Reserve Ethics

What’s Going On With The Fed?

The situation the art piece is referencing, is an “ethics review” called for by Fed chairman Jerome Powell, in response to letters Senator Elizabeth Warren sent to the Fed’s regional bank presidents demanding stricter ethics policies, especially around each president’s own holdings.

All this comes following several Fed presidents disclosing stock trades, which have come under scrutiny. The “2 weasels” in question are, Boston Fed President Eric Rosengren, who held stock in in Pfizer, Chevron and AT&T, and Dallas Fed President Robert Kaplan who traded seven-digits worth of stocks like Apple, Amazon and Delta Air Lines, according to a CNBC report.

The problem isn’t that these people were trading stocks, but doing so while also – as Saiers points out – making “rate and bailout decisions.”

So how does this all involve Bitcoin? Well, aside from the fact Saiers has used BTC in the past to prove similar points, the lack of noise around Wall Street and traditional markets over this ethical issue has caused him to turn to crypto instead.

1632159499 870 Inflatable Bitcoin Rat Makes Comeback Due To Federal Reserve Ethics

“Satoshi couldn’t stand bailouts,” Saiers said, “so I wanted to bring attention to it to the crypto world.” Saiers’ art is now standing in opposition of the Fed right now.

Related Reading |  Bitcoin NFT “The Death Of Fiat” Commemorates Historic Crypto Bull Run

With Saiers’ statement now out there, will crypto help the rest of the world wake up to what is going on right under their noses? And when they do, will they finally understand why Bitcoin is so special? Probably not, but the more central banks cause distrust, the better the case for Bitcoin in the long run.

Special thanks to those like Satoshi, Saiers, and others who selflessly fight causes that effect so many others. If you want to get involved and stop this, buying BTC is one option, but you can also contact your local state and federal elected officials and let your voice be heard.

Follow @TonySpilotroBTC on Twitter or via the TonyTradesBTC Telegram. Content is educational and should not be considered investment advice.

Featured image from iStockPhoto, Charts from

google news
Continue Reading


Cardano (ADA) Will Pick Up Pace Soon Reaching Over $3



Cardano (ADA) Will Pick Up Pace Soon Reaching Over $3
  • Cardano (ADA) is considered as one of the top 5 cryptocurrency in the market. 
  • The price of ADA is expected to hit back its new ATH soon.

Cardano (ADA) is considered as one of the top 5 cryptocurrency in the market. Currently, ADA holds 4th position on CoinMarketCap. ADA is on a weekly bounce right now from the $1.9 mark to ATH of $3.16. 

Moreover, ADA sellers pushed the price down to $1.89. On August 16, this level stands as the start of the last two weeks’ rally. As per CoinMarketCap, the ADA price is trading at $2.11 with a 24-hour trading volume of $4,750,535,352, at the press time.

Cardano ADA Will Pick Up Pace Soon Reaching Over 3
ADA/USDT Price Chart (Source: TradingView)

An ascending channel is created by joining the swing lows with a lower trend line and the swing highs with an upper channel line. A breakout above an ascending channel may represent that the upward trend will continue, whereas a breakdown below an ascending channel may indicate that the trend will change.

The price of ADA is expected to hit back its new ATH $3.10 soon. Even more, the price of ADA can reach great heights soon.

Sidney Vollmer of the Cardano Foundation asked the community members of Cardano to keep an eye on some mind-blowing partnerships at the Cardano Summit. This will occur in the upcoming weekend on September 25-26. 

Furthermore, the announcement could be a sign of the upcoming things to come. More so, upcoming discoveries can make the ADA price higher.

google news
Continue Reading


How DIFX Stands Apart from Other Exchanges with Its Unique Trading Pairs



How DIFX Stands Apart from Other Exchanges with Its Unique Trading Pairs

It is only natural for multi-asset traders to take an interest in cryptocurrencies. After all, blockchain is on its way to becoming one of the top five emerging technologies. In fact, The World Economic Forum made a prediction that by 2025, blockchain tech will account for 10% of the Gross Domestic Product worldwide.

With Forex, spot metals, company shares, indices, exchange-traded funds (ETFs) and spot commodities already at their fingertips, throwing the complexity of managing crypto into the mix isn’t exactly ideal for the multi-asset trader. At least it certainly wasn’t for Jeetu Kataria, Co-Founder and CEO of DIFX – Digital Financial Exchange.

Mr. Kataria, as a lifelong multi-asset trader and venture capitalist, first realized the inconvenience of switching between digital and traditional assets back in 2017. A multi-asset trading platform was originally his vision, but after assembling an elite team of bankers, technologists, marketing execs, and fund managers, he came up with the idea of a platform where “cryptocurrencies can be used to trade traditional assets with the cross pairing between all assets.”

Imagine being able to buy gold by investing in XAU with BTC, or investing in Google by purchasing GOGGL with ETH. This is just the tip of the iceberg in terms of what DIFX’s unique asset trading pairs can offer in terms of the future of financial product trading.

One of DIFX’s goals is to “connect individuals, prime brokers, and corporations while solving real-world payment problems by offering simple, impactful, secure payment and cross-border trading solutions.”

DIFX’s set of trading tools has made this possible, in particular the MetaTrader5 platform, which is where all traders in the DIFX ecosystem can trade over 500 assets in cryptocurrencies, commodities, forex, options, and stock CFDs. Some examples of MetaTrader5’s diverse trading pairs include BTC/USDT, ETH/USDT, KOKO/ETH – the list goes on.

DIFX’s also recently launched their spot exchange platform. In conjunction with the launch, KokoSwap announced they would be listing their token KOKO, on DIFX as their first centralized exchange. DIFX ecosystem, and MT5 in particular, look thoroughly equipped to smooth out the cracks in multi-asset trading, making the digital future of finance more accessible to those who will set foot onto its otherwise divided terrain.


A diversified portfolio and the ability to track investments are becoming increasingly important in today’s fast-paced trading environment. When it comes to all types of investments, DIFX will be a one-stop-shop. When trading on the DIFX exchange, users won’t have to switch between different windows or tabs to trade indices, forex, commodities, stocks, and cryptocurrencies all at once. This streamlined procedure will transform the way trading is currently carried out and give investors a seamless trading experience across crypto and traditional financial markets.


google news
Continue Reading


Ethereum Is Ready For Inevitable Climb Over $10,000, Says Crypto Analyst



Picture of a rocket flying over an Ethereum logo

The year has come with a lot of optimistic predictions for the price of the second-largest cryptocurrency by market cap. Its current trends have seen analysts put the digital asset at above $10,000 by the end of the year. And now, another crypto analyst, Lark Davis, has echoed what his counterparts have been saying in regards to the altcoin.

Lark believes that Ethereum breaking above $10,000 is inevitable and only a matter of time. Saying that the digital asset is poised to grow 190% would see it break this price point. The crypto analyst lays out his analysis on his YouTube channel, which currently has over 433K subscribers. In the video, Lark says that this price is already “programmed in” and adds that “it’s coming.”

Declining Ethereum Exchange Reserves

Lark starts out his analysis by pointing to the depleting supply of Ethereum. More specifically, the exchange supply of Ethereum being low such that there isn’t a lot of ETH waiting to be sold as the price goes higher. This is evident in the recent volume of ETH being withdrawn from exchanges. Recently, Ethereum saw record volumes being taken out of exchanges as 1.2 billion worth of ETH had been withdrawn from centralized exchanges last week in the space of 24 hours.

Related Reading | Ethereum Sees Record Daily Volume Withdrawn From Centralized Exchanges

The analyst points out that the decline in the available supply of Ethereum is leading to a supply-side crisis. Bulls have accumulated some of their biggest bags so far and will most likely not be dumping their bags soon. More often than not, waiting for the price of the asset they invested to 5-10X before they think about dumping their bags. So these long-term holding is creating a supply shock for Ethereum.

ETH price struggles with new week opening | Source: ETHUSD on

Comparing the supply to last year, Lark notes that the exchange supply continues to drop dramatically, save for a few spikes. While supply outside exchanges grows as people move their coins out of exchanges to use for other activities like staking. Comparing the charts and movement, Lark points out that while the supply drops, the price of Ethereum rose with this decline. This trend is similar to the current trend of Ethereum. Exchange supply has fallen and if history repeats itself, this puts the market close to testing another price discovery for the digital asset.

ETH Burn Is Rocket Fuel For Price

Crypto analyst Lark Davis brings to the forefront of the ETH burn. With over 300,000 ETH already burned in just six weeks after the upgrade, amounting to over $1.1 billion, Lark sees about 1 million ETH being burned by the end of the year. This is adding to the supply shock currently expected to come. With less ETH coming into circulation, supply is going to dwindle.

Related Reading | TA: Ethereum Plunges to $3,150: Can Bulls Save the Day?

Lark refers to this rate of burn as “rocket fuel for price appreciation.” This amount of Ethereum being burned gives credence to Lark’s prediction for a 190% increase in the price of ETH, which would lead to the altcoin breaking the $10,000 price point.

Finally, Lark points out that the big money is starting to notice Ethereum. An example of this is Cathie Wood revealing her firm, ARK Invest, has gained more confidence in the asset, explaining that they would split their crypto bags into 40% ETH and 60% BTC. This interest from institutional investors will be the driving factor for Ethereum towards $10,000.

Featured image from CryptoPotato, chart from
google news
Continue Reading


Rarestone Capital Announces Strategic Investment in Rainicorn to Bolster Play-To-Earn NFT Farming Economy




Rarestone Capital, an active venture capital fund and accelerator, has announced a direct strategic investment in Rainicorn, a multifaceted platform that has established itself as a hub for innovation in the crossover between NFTs and DeFi, with a focus on gamification.

The investment, which includes the direct purchase of Rainicorn’s native token (RAINI), is rooted in a common goal to grow and develop Rainicorn’s play-to-earn ecosystem through a community-centric approach. Part of the deal includes hands-on marketing support, including community, socials, and viral marketing under Rarestone Labs, the fund’s incubation arm.

The Rainicorn ecosystem, dubbed the Rainiverse, includes the popular play-to-earn trading card game The Lords of Light, which is currently undergoing its first public card pack drop off the back of strong community presales. The competitive trading card game allows players to collect playable NFT cards, which can be used to build decks that will be capable of decimating their opponents in turn-based combat. The game also enables leveling up of cards and includes elements of DeFi, including the ability to stake high-level cards for passive income. These in-game features allow players to earn Photon, the primary game currency, through a variety of strategic and competitive actions, creating earning potential.

Rarestone Capital Co-Founder Charles Read explains, “We are extremely excited to form a long-term partnership with Rainicorn. Currently, the top dozen play-to-earn games are processing nearly $1 billion in transactions, despite the market still being in its nascent stages. Given the demand for Raini’s early drops and their team’s vision and execution ability, this partnership is extremely exciting for us.”

Rainicorn Co-Founder @Mindspheres says, “We see this partnership with Rarestone Capital as the game-changer that will take Raini to the next level. The level of support and the connections that Rarestone brings to the table is highly complementary to the Raini project, and our vision.”

Rainicorn’s ecosystem also includes a cross-chain NFT platform, launchpad, and a marketplace where players can purchase and exchange NFTs. With a team spanning the globe, including Australian co-founders, Raini’s vision is to create a vast and diversified interconnected ecosystem, with an extensive roadmap of innovative features and revolutionary concepts to help drive the space forward.

google news
Continue Reading


Solana Drops Close To 20%, Rebound Or Start Of Correction?




Solana has been caught in the crossfire as investors woke up to a bloody Monday due to hurdles in the Asian markets. The top cryptocurrencies by market cap are in the red recording moderate to heavy losses in the 24-hour chart.

Solana Follows The General Sentiment In The Crypto Market

At the time of writing, Solana (SOL) trades at $143,53 with a 10.9% loss in the daily chart. In the weekly chart, the cryptocurrency is amongst the worst performers on the crypto top 10 with a 17.9% loss.

SOL with moderate losses in the daily chart. Source: SOLUSDT Tradingview

After Solana, Polkadot (DOT) is the closest to record similar losses for the weekly chart with 17.6%, followed by Cardano (ADA) with 17.1%, XRP with 16.5%, and Binance Coin (BNB) with an 11% over the same period.

Bitcoin and Ethereum outperformed other cryptocurrencies on the weekly chart, with BTC recording only a 4.7% loss. Solana dropped during the weekend following a long period of profits and an-all time high north of the $200 mark.

As it has happened in the past, investors seemed to favor BTC and ETH, the largest cryptocurrencies, in expectations of further downside in the macro-economic outlook due to the potential risk of default by Chinese real estate developer titan, Evergrande.

Related Reading | Bitcoin Price Sinks 10% As Market Braces For Macro Storm Ahead

As seen below, the China 5-year credit default swap has increased, according to data shared by ZeroHedge. This suggests that many investors are betting on the possible failure to honor its financial commitments by the Asian giant.

Source: Zerohedge via Twitter

However, Primitive Crypto founder Dovey Wan believes the opposite. Commenting on the Evergrande situation, Wan highlighted that the Chinese market and its companies operate differently than those in the West.

Therefore, she expects the situation with the real estate to not escalate to the point of Lehman Brothers, the financial services firm that defaulted in the U.S. during the 2008 economic crisis. Wan said:

Evergrande is not a vapor financial co, tho it’s high leveraged real estate developer sill retains good trunk of property/lands+ good cash flow biz like property mgmt co on its book. The situation can trigger macro panic but the substantial threat is far less than Lehman.

Bitcoin Holds The Key For Solana In The Short Term?

In previous bearish momentum for the crypto market, most of the assets followed Bitcoin. Therefore, BTC’s price could determine what happens to Solana in the near future.

BTC stands on critical support in the daily, trading at $43,855, and could find its next support in the high area of $30,000 potentially returning to its previous range.

Related Reading | New To Bitcoin? Learn To Trade Crypto With The NewsBTC Trading Course

However, Solana (SOL) has demonstrated resilience in that scenario, and it could potentially become one of the few cryptocurrencies capable of enduring another major sell-off.

google news
Continue Reading