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It’s Your Own Damn Fault You Are Paying So Much for Your Education

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OK, maybe it’s not all your fault. Colleges themselves have something to do with the high cost, but it’s definitely because of your choices. Are you one of those individuals who complain about the high cost of your college education? Are you a graduate that gets depressed every time you have to make a ridiculously high student loan payment? If so, could you have done things differently and still received an excellent higher education?

According to the College Board, the average total published charges for full-time undergraduate students by type for 2013-2014 are as follows: Public Four-Year-In-State $18,391; Public Four-Year-Out-of-State $31,707; Private Nonprofit Four-Year $40,917. According to another study released by the Institute for College Access and Success (TICAS), the average debt incurred for student loans had climbed to $29,400 for the class of 2012. The 2013 figure is up by almost 10 percent compared to the group estimate the year before of $26,600. This shows an increase of an average of six percent each year from 2008 to 2012. When students and parents are looking for someone to blame for the high cost of their college education, they should look first to themselves and reflect on what they could have done differently. Here are some things to consider.

1. You could have studied harder.

As colleges compete to attract the brightest students to their school, they are prepared to offer the best deals possible including a full ride. Many colleges will offer additional grants and scholarships to high school graduates with high GPA, SAT, ACT scores; these are called Merit-Base Scholarships.

2. You could have gotten more involved.

Most college athletes are attending school on an athletics scholarship, however if you are not athletically gifted there are many other extracurricular activities you could have gotten evolved in. Some colleges and universities offer special grants and scholarships to students with particular talents. Music, journalism, drama and volunteering are a few categories for which these awards are made. In addition to schools providing scholarships to students with special interests, community and government organizations do as well.

3. You could have fought for more free aid.

Just completing the FAFSA is not enough; nor is it the only step in applying for financial aid. One hundred and fifty billion in financial aid is awarded to college students each year and over one million scholarships. There are scholarships based on athletic ability, academic merit, disability, race, nationality, religious affiliation, location, financial need and more. With a little research and patience, you could have found a long list of scholarships for which you are eligible even within your own school and community.

4. You could have chosen a school and major that offered you the best financial aid incentives.

How did you choose the college you applied for? The one with the best reputation, prestige, because that where your friends and family attended or maybe because you like their football tea? Maybe you attended where your boyfriend/girlfriend is going. However, a more responsible way would have been to select the school that offered you the best financial aid package.

When it comes to choosing a major, there can be many factors to think about. Studies have shown that most people don’t work in the field that their degree is in; it would have been financially smart to have chosen a major with the best financial aid incentive. Scholarships and grants vary by major, so with a little research you could have found a college and career field that was in need of people to fill them and offer several financial incentives to those who pursue a major within those fields.

5. You could have stayed in-state and off-campus.

A state college or university charges lower fees to state residents. Since public institutions are subsidized by state revenues, their tuition costs are lower than private schools’ costs. Here are the facts: A student living at home can save as much as $6,000 per year. Some students choose to attend a community college for one or two years, and then transfer to a four-year school. Tuition costs are substantially lower at community colleges than at four-year institutions.

6. You could have served in the U.S. Military.

The military offers many educational benefits that service members can take advantage of during or after service. Service members have access to benefits that range from financial aid and college funds to programs that convert military training into college credits. Here are some of those programs: Tuition Assistance, Post-9/11 GI Bill, College Fund Programs, Loan Repayment Programs, Service Members Opportunity Colleges (SOC), Community College of the Air Force (CCAF), Testing Programs plus others.

7. You could have asked your employer and/or parent’s employer for help.

Many employers offer Employer Tuition Assistance Programs to their employees and their families. Your employer may offer you up to $5,250 in employer education assistance benefits for undergraduate or graduate courses tax-free each year, per section 127 of the Internal Revenue Code. Another smart strategy would have been to get a job working for a college because many colleges offer tuition-free education to their employees.

8. You could have been strategic with your FAFSA to maximize your awards.

Studies have shown that one out of every seven FAFSA forms are completed incorrectly causing students to leave money on the table. In addition, many students never question their financial aid awards. Here are a few things you could have done wrong: you waited too long to complete the FAFSA or worse you did not fill it out at all, you kept assets in the student name, you overstated assets and income, you didn’t update the financial aid office when circumstances changed.

9. You could have saved on those expensive books.

You could have rented or bought used textbooks, sold your old book and reinvested the money for the next set. You could have borrowed, traded or teamed up with classmates to share the books or the cost. Doing so would have saved you thousands yearly.

10. You could have kept your grades up.

Almost all college funding are tied into your grades, each time you withdrew or failed a class it may have cost you to retake plus kept you in school longer which also cost you. If you did not meet your school Satisfactory Academic Progress (SAP) policy you would have lost or been at risk of losing your Federal Student Aid plus any other scholarships, military benefits and even employer assistance benefits.

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Bitget KCGI 2022 Officially Begins alongside Extended Registration

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Singapore, 19 May, 2022 –  Leading global derivatives exchange, Bitget, today announced its bi-annual trading competition – King’s Cup Global Invitational (KCGI), has officially begun. Due to overwhelming response since its launch, the deadline for registration has been extended. While the actual competition will still commence on May 20, 10:00 (UTC +8), participants can continue to register for the competition from May 20, 10 :00 (UTC +8) to May 24, 10:00 (UTC+8). KCGI 2022 will officially conclude by June 10, 10:00 (UTC+8). 

When registration for KCGI 2022 officially opened on May 9, a record number of 500 registrants were recorded, signifying a positive response for the long-awaited return of the trading competition for the Bitget community. As details of the competition continued to emerge, including the doubled prize pool as well as a variety of gifts offered as prizes, the number of users continued to increase. To date, more than 3,000 registrants have been recorded, representing a 500% increase since launch day. In light of such an overwhelming response from the community, and following the momentum of last year’s popularity, the registration window has now been extended by four days to May 24. Users with at least 300 USDT in their futures account at the time of application will be eligible to participate in this year’s KCGI.

During KCGI’s initial debut in 2021, more than 10,000 users participated. Responses from the community were largely positive, with more than 88% of users indicating that they would participate in the next edition of KCGI, and more than 79% of users stating they would share this initiative with other fellow traders. Trading competitions have proved to be innovative and interactive avenues to build and expand existing communities within the crypto space. By offering a separate opportunity and environment for users to engage in, alongside the possibility of earning fruitful returns, also reiterates the flexibility and endless possibilities available to traders within the space. 

Commenting on the official commencement of the competition, Bitget’s CEO, Sandra Lou said, “Leveraging on the growing influence of trading competitions, as well as the successful run of KCGI, we will continue our efforts in introducing more rewarding and enticing initiatives for our users to participate in. Most importantly, we look forward to giving our users more options when looking to diversify their investment portfolio. 

Sandra continued to add, “We are extremely heartened to see the overwhelming response from users during the initial round of registration. With this unprecedented move of extending the deadline, we are looking forward to seeing the competition unfold. Let the games begin!”

For more information on KCGI, please visit https://www.bitget.com/en/kcgi/spring/2022 

About Bitget

Established in 2018, Bitget is one of the world’s leading cryptocurrency exchanges. Currently serving over two million users in more than 50 countries around the world, Bitget accelerated its mission to promote decentralised finance in 2021 with a 500-strong workforce spanning over 20 countries. 

Since Bitget’s official launch in the crypto derivatives market in June 2019, the platform has now become one of the world’s largest crypto copy trading and derivatives exchanges, and is ranked in the top five globally by CoinMarketCap and CoinGecko for derivatives trading by volume. Bitget’s flagship product, One-Click Copy Trade, has attracted more than 20,000 copy traders, innovating the experience for crypto derivatives traders worldwide.

Adhering closely to its philosophy of ‘Better Trading, Better Life’, Bitget is committed to providing comprehensive and secure trading solutions to users globally, aiming to be the portal that transcends Web2 and Web3, that connects CeFi and DeFi, resulting in an expansive bridge to the vast web of crypto. In September 2021, Bitget announced its sponsorship of world-renowned football team Juventus as its first-ever sleeve partner and PGL Major’s official esport crypto partner soon after. Partnerships with the leading esports organisation, Team Spirit, and Turkey’s leading and long-standing football club, Galatasaray, were also announced in early 2022.

For more information, please visit:

Official website: https://www.bitget.com/en/

Telegram: https://t.me/bitgetEN

Twitter: https://twitter.com/bitgetglobal

LinkedIn: https://www.linkedin.com/company/bitget-global/

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Famous Futuristic George Gilder Weighs BSV Over BTC at Summit

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Bitcoin (BTC) Prices Hold Steady After a Severe Turmoil
  • The Summit is held annually to help investors discover new market trends.
  • Gilder highlighted the advantages of BSV over BTC to the current issues.

As per renowned futuristic George Gilder, a “dynamic Bitcoin” that has “really created a miracle in recent months,” BSV is on the verge of becoming the de facto standard for all global currency in the next five to ten years. The Famous futurist gave an online “Six Predictions Summit” presentation to a group of financial experts, highlighting the advantages of BSV over BTC as the answer to the current economic and technical issues.

Framework for New World Order Required

According to Gilder, “immutable, unhackable” Bitcoin and the blockchain have produced freedom from political control currency. “Dual hacking crises” (technology hacking and economic hacking) affect today’s globe. Still, they may be addressed by establishing a new global economy and laying a framework for new world order.

The Six Predictions Summit is held annually to help investors discover new market trends. Due to current travel and other constraints, this year’s event was hosted online instead of in person. Renowned investing trend spotters Jim Rickards, James Altucher, Ray Blanco, Zach Scheidt, and Alan Knuckman joined hosts Doug Hill and Matt Insley on the show.

George Gilder has referenced Bitcoin’s “digital gold” myth at several points. Aside from noting that “the original Bitcoin, BTC” and Bitcoin Satoshi’s Vision or BSV are distinct, he reaffirmed gold’s usefulness as a long-term store of wealth.

Gilder said:

“Bitcoin Satoshi Vision has really created a miracle in recent months, rather than the static Bitcoin, which people hold on for dear life. It’s a dynamic Bitcoin that moves with the advance of technology.”

Despite the fact he called BTC “Bitcoin”, “the original Bitcoin” was not the answer he was talking about. The asset was regarded by him as being of no use to anybody except speculators, terming it as static.

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Is the Future of Real Estate in the Metaverse?

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Is the Future of Real Estate in the Metaverse?

Although the metaverse is not a new concept, it has recently gained much more attention. Many are now becoming familiar with the idea, and are looking into what its future offers and how they can be a part of it. The metaverse will completely transform the current way of life for the average individual, affecting work, trade, entertainment, leisure, exercise, social interactions, and everything in between.

Apart from the retail players, big tech companies are also getting into the space. Facebook, the world’s most popular social media platform as of 2021, has recently rebranded to “Meta”, showing its commitment to this new space. According to an official announcement, rebranding was necessary because the company is shifting its focus to bring the metaverse to life. Footwear and apparel giant Nike is also preparing for the metaverse and has signified interest in creating its own space, as well as Adidas, another powerhouse brand.

The metaverse will transform many aspects of life by improving interpersonal interactions, establishing communities, and helping businesses grow. The climate required to create and operate a successful business will also change considerably. Firstly, the metaverse will allow businesses, regardless of size, to establish digital stores for their goods and services. A significant advantage of these capabilities for the average company is that opening a physical store is no longer necessary. This could significantly reduce overhead costs without having to sacrifice customer reach. In a virtual world, a company can tap into wider audiences beyond the physical boundaries imposed in a real-life setting.

There are also multiple metaverse use cases for the entertainment sector. For example, entertainment brands could use metaverse locations to preview music to excite virtual fans, holding mega concerts to listeners around the world. Furthermore, fans may also get the chance to meet and interact with their favorite celebrities, an opportunity rarely possible in the real world.

Additionally, people can gather for leisure activities in virtual parks to play or bond over shared interests and ideas. These locations could replicate attractions available in the real world, engaging all different types of users in the process. For instance, people can build teams based on varying activities, including everything from traveling, virtual combat, or playing chess. The metaverse will offer a slew of new opportunities for individuals and brands alike.

One of the less obvious but very promising advantages of the metaverse is the opportunity to capitalize on virtual real estate. Regardless of sector or industry, the shift to the metaverse still requires individuals and businesses to establish a presence on the metaverse; this is where virtual real estate comes in and plays its part.

All metaverse offerings, including commerce, healthcare, entertainment, and other sectors, must set up shop somewhere in the metaverse to reach their desired base. Individuals can also invest in virtual properties for various reasons, In parallel to the traditional real estate market, Investors can earn profit by purchasing properties and leasing them to businesses and other franchises. Investors can also simply buy virtual properties, hold them into the future, and later flip them for a potential profit. With 500 million dollars sold just in real estate in the metaverse, last year projections state that it will double this year!

The key to making the best out of a real estate investment is getting in early. As with everything else, early buyers catch on quicker and are in a better position to make a profit if and when the value increases. Investors are able to pick their property at floor price in a strategic approach that will allow the potential for a larger profit as well as an easier sale just as investors do in the traditional real estate setting. Users looking to get into digital real estate in the metaverse can start their virtual portfolio and begin with Ethereum Towers.

Ethereum Towers

Ethereum Towers is a community-centric vertical megastructure set in the Ethereum Worlds metaverse. Consisting of 4,388 separate apartments, Ethereum Worlds is a major player in the space available to investors interested in taking an early chunk of the metaverse real estate market as it grows. The apartments in the structure are in two identical towers, each with 101 stories. Each apartment is an NFT on the Ethereum network and is available as an ERC-721 token.

All owners in the Ethereum Towers can use their apartments however they please. Each owner can personalize their space how they wish, giving them full autonomy over their digital real estate asset. For this, the Ethereum Towers offers a marketplace with a wide range of accessories, furnishings, and ornaments that owners can purchase and set as preferred. Since each apartment is available on the Ethereum blockchain as an NFT, ownership is guaranteed and easily verifiable.

Due to the deliberate design, Ethereum Towers apartment owners and guests can explore the social benefits of a large community with similar interests. All residents partake in a virtual social experience supported by meaningful interpersonal interactions. Each tower possesses communal areas where owners can meet and interact, regardless of any preconceived boundaries that would limit interaction in the physical world. Through these interactions, users can build a strong sense of belonging and establish friendships along the way.

Perhaps the most significant advantage to Ethereum Towers is the investment opportunity it offers. In the metaverse, unlike in the real world, digital property assets usually have a much lower entry barrier, making it much easier for interested investors to get involved before the masses. The value of the apartments are projected to increase over time as meta living becomes more popular, providing early adopters a chance to capitalize on being first movers.

Getting In Early

Investors that have been able to identify ideas that dramatically impact the functionality of the future have always prospered. Those who understand the impact and utility around the metaverse too will have a major headstart within the benefits that this realm will offer. With Facebook being one of the largest and most successful companies taking action to rebrand itself as “Meta,” this should give investors a clear idea that a new significant era is on the horizon.

 

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