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Best Credit Repair Programs Guide: Learn to Tell the Difference Between Good and Bad Companies

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If you’re tired of getting turned down for credit cards and/or loans, it’s probably time to work on repairing your credit report. and you Many people turn to professional services since it can be a difficult process to review the reports, have negative items removed, and to work on repairs. However, not all of these services are worth the time and investment. Some are outright scams. What do the best credit repair programs offer?

Some of the good things to look for include a free consultation, adherence to local laws, longevity, and an association with at least one attorney. The ideal credit repair organization will NOT charge you outright. They will offer you a free consultation and review your report in order to let you know what can and cannot be done. Ask them if they have experience with the type of situation you need resolved, such as huge credit card debt or having an IRS lien removed.

Speaking of attorneys, it’s probably for the best that you stick with a program that has attorneys working for it. Law firms are the best credit repair programs since they already know all of the laws regarding the credit agencies, banks, and lenders. Having them on your side is especially helpful if there are any suspicious items on your credit report and you have concerns about attempted fraud.

What are some of the “red flags” you absolutely must look for? How do you know when to turn away from a “credit repair program”?

Features Best Credit Repair Programs Do Not Have

What to AVOID:

• Any company that tries to demand upfront payment.

• A promise of a “fast / easy fix”. There are no “fast, easy fixes” when it comes to credit repair.

• Any sort of guarantee or promise that a company will “raise your score”

• Companies that have unresolved complaints against them.

• Any suggestion that you “lie” or create a “parallel identity”.

• Make any suggestion or do anything whatsoever that makes you feel uncomfortable.

The fact is that the best credit repair programs never make any promises, aside from the guarantee that they will take a look at your credit reports and give you an analysis of whether there really is any hope for you, and that they will help you in any way they can as long as the methods adhere to both local and federal laws.

Before signing any contract, read all of the disclosures. Do NOT set up an auto-detect payment plan. Familiarize yourself with the “Credit Repair Organizations Act” so that you’ll know what exactly a company is forbidden to do. If the program is legitimate, you will only have to begin payments upon receiving proof that they are doing everything they possibly can (legally) to help you.

Now that you know what the best credit repair programs offer, you can get started with your search. Many people recommend Lexington Law, as the company offers a free personalized consultation and access to your TransUnion report summary. There are also a lot of positive Lexington Law reviews online.

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Illuvium (ILV) Listed on Binance

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Illuvium (ILV) Listed on Binance

ILV Token is now available on the world’s largest crypto exchange Binance.

Users can buy, trade, and withdraw ILV on Binance on following dates:

  • Deposit & Trading: September 22nd, 2021 at 06:00 (UTC).
  • Withdrawal : September 23rd, 2021 at 6:00 (UTC).
  • Trading Pair: ILV/BTC, ILV/BNB, ILV/BUSD, and ILV/USDT.

Illuvium (ILV)

Illuvium is an open space adventurous gaming platform built on the popular Ethereum blockchain. The Illuvials are creatures with different affinities, classes, and abilities which are to be captured and hunted in the alien world. Thus, these gaming features attracts a lot of regular gamers and hardcore DeFi fans. 

The ILV is the native token of Illuvium ecosystem which is used to reward the users for participating and hunting those creatures. Moreover the savings of these ILV tokens helps the players to become a part of Illuvium community. According to CoinMarketCap, the ILV token holds the value of $582.62 USD with a surge of 10.97% in the last 24 hours. Also, the ILV token listing in the Binance exchange is 0 BNB. 

For more information and updates, please visit:

Website: https://www.illuvium.io/  

Twitter:  https://twitter.com/illuviumio 

Telegram:  https://t.me/illuvium

Binance Overview

Binance is the world’s biggest cryptocurrency exchange attracting large users through its super secure platform. Importantly all crypto users will have one Binance account to trade their digital assets in the market. At present, Binance is expanding its trading feature by listing new tokens each day. 

In addition, Binance always strives to provide best quality coins which increases the trading volume and the transactions rate. Additionally, Binance holds its own blockchain based token, BNB. Thus, the listing fee for all new coins or tokens will be 0 BNB in Binance exchange. 

For more information and updates, please visit:

Website: https://www.binance.com/en 

Twitter:   https://twitter.com/binance 

Telegram:  https://t.me/binanceexchange 

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Twitter Thrashes on John Wall’s NFT Using Fortnite Backdrop

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Twitter Thrashes on John Wall’s NFT Using Fortnite Backdrop
  • John Wall’s NFT uses Fortnite game’s images in it. 
  • Crypto enthusiasts take to Twitter to express their anger and disappointment. 
  • Each expresses their reviews, thrashing the John Wall’s NFTs profusely.

Of course it’s obvious that the whole non-fungible tokens (NFT) market is recently full of skepticisms. The real problem arises when unknown people produce NFTs themselves , profusely the artists. The worst is that these artists use well known and established famous individuals and celebrities without their consent themselves. Thus, creating epic chaos for all, and a bad remark on the NFT industry too. 

Accordingly, a recent  NFT has been receiving thrashes like anything. Most of these are upon the Twitter platform. In spite of all this, the launch of John Wall’s NFTs, named the ‘Baby Baller’ is the one with all such negative hot news. 

The Baby Baller NFT

The NBA star John Wall needs no further introduction, as he’s well known for his epic games. With such epic stardom and fame, John Wall decided to get himself into the NFT industry. In spite of this, John Wall launched a  number of NFTs with the series title of ‘Baby Ballers’. 

In spite of this John wall terms that this NFT project is to raise funds for charity. Also he adds, it’s for the betterment of the ‘Ballers Community’. 

However, the launch of his Baby Ballers NFTs, has used the background image a picture from the ever craze warfare game, the Fortnite.

 Moreover, the image in the backdrop is said to be from season 5 of Fortnite. Apart from this the NFT features the baby baller with fingers shooting the basketball in a basketball court. 

Enthusiast’s Thrashes

Despite the first attempt into the NFT industry, everyone took to Twitter criticizing and thrashing John Wall’s NFT and the design team behind it. In addition, many people term this kind of work as an absolute showcase of lack of creativity and laziness. 

Also, one tweet shows that if John Wall has planned for a project worth 600 Ethereum (ETH), then the project’s NFTs have to be unique evidently.

Furthermore, another tweet questions commonly that if one is a celebrity they should not use their fame and status for bridging in NFTs which they ought to leave and scam in just a few months later.

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Nexo Eyes SEC Broker Dealer License While U.S. Competitors Face Regulatory Pressure

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Nexo looks to see how regulations in DeFi impact U.S. based firms.

There’s truly never a dull moment in DeFi. Reports have emerged this week that interest-yielding platform Nexo is pursuing an acquisition of an SEC licensed broker dealer with the intent to offer a “modified version” of the company’s products. How this would impact their current offering is unclear.

The move comes at a time of seemingly increased rocky roads for DeFi platforms.

Interest-Generating Products & Disruptive DeFi

Along with the company’s pursuit of a licensed broker dealer, Nexo is also in talks with nationally chartered banks. The platform is reportedly interested in finding a chartered bank partner that will sell Nexo products, likely with the intent to have better buy-in with U.S. regulators.

Additionally, reports state that the platform is looking at applying for an exemption to offer securities to non-accredited investors. Nexo is a London-based platform, which may play out to be a substantial advantage versus competitors that are stateside.

In recent weeks, U.S. state regulators have started to focus on DeFi platforms that are U.S.-based, namely Celsius and BlockFi. Regulators in a handful of states in the U.S. have begun issuing cease and desist demands for both firms. Meanwhile, major U.S.-based exchange Coinbase has been in a back-and-forth with SEC with regards to the exchange’s potential interest-yielding product, Coinbase Lend. Coinbase seems to have now placed an indefinite hold on a timetable for Lend, should the product even come to life at all.

Nexo is likely taking a close eye to see how these situations play out in the coming months, so they can position themselves accordingly when stateside regulators start eyeing non-U.S. based interest yielding firms that are operating in the states.

Native platform tokens, like $NEXO, have stayed away from U.S. integration as regulatory decisions still leave outcomes in question. | Source: NEXO-USD on TradingView.com

Related Reading | Bears Lose Hold On Market As Bitcoin Breaks $44,000, Crypto Market Tops Up $200 Billion

The Road Less Traveled

During the midst of the DeFi madness with regulators, Nexo has still been building on it’s capabilities and offerings. In an email this week, the firm announced the addition of top-ups, withdrawals, and borrowing and earning with DOGE. At the beginning of September, the platform crossed 2M users. And last month, the platform introduced free and instant transfers from one Nexo wallet to another, as well as unlimited free internal withdrawals.

Nonetheless, Nexo co-founder Antoni Trenchev has said that overseas exchanges will have to “cross the same bridge” that Celsius and BlockFi are currently having to cross, in due time. “We haven’t quite decided on the particular variations of the exemptions and exactly how we’re going to structure this,” added Trenchev.

Will Nexo have the advantage of seeing how things play out for U.S. based firms, or will overseas platforms be subject to increased scrutiny? Consumers are left waiting for the snail-paced regulatory movement to determine how things play out.

Related Reading | Did The SEC’s Gary Gensler Threaten Crypto And DeFi In The WaPo Interview?

Featured image from Nexo.io, Charts from TradingView.com
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Arweave (AR) Price Climbs up Over 19% In the Last 24-Hour

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Arweave (AR) Price Climbs up Over 19% In the Last 24-Hour