Connect with us

Home Improvement

Easy Bedroom Decorating Ideas

Published

on

Decorating your bedroom can be a great way to give your self a tranquil retreat, yet so many people neglect this room. Often times people focus on the public rooms of the home – the kitchen, living room and guest bathroom but the bedroom is your own private sanctuary and you owe yourself to decorate it!

If decorating your bedroom seems like an overwhelming task, you might want to take it easy and make small changes over a period of time instead of one huge change. On way to ease yourself into decorating the bedroom is to start with the walls. Artwork can make a huge difference in the look of your bedroom and is one decorating idea that you can easily reverse if the look doesn’t work.

What is the first thing you notice when you walk into someone’s home? The walls, right? Walls enclose the home, giving a thematic impression. So, if your walls are empty you’ve got to get to work to populate them. Wall hangings can be expensive, but that’s only if you purchase something by a famous dead artist. You can create your own artwork without any art instruction whatsoever. First, you have to consider your theme. If you have a Victorian, feminine or shabby chic bedroom theme then you will want floral or feminine artwork. A modern bedroom theme will look best with prints in sleek frames. A tropical look? Then get some jungle style prints or prints of exotic animals and birds.

Do you have hundreds of pictures and just don’t know what to do with them? If the idea of a personalized bedroom picture wall appeals to you, you could arrange the photos into a huge wall photo collage. Examples include pictures of exotic places, weddings, and children growing up. If there is a teenager in your home, their bedroom is probably home to a huge collection of music CDs. They can create their own wall collage using the cover art from their CDs. Although you will have more fun creating your collage yourself, there are companies that will take care of this for you. The cost ranges from about $50 for an 8×10 to $150 for a 20×24 wall collage.

If your bedroom contains foliage, you might want to consider pressing leaves or flowers and framing your work; the best of these are flat. You basically place the leaves or flowers in a book to allow them to dry flat. They are ready for your wall hanging when they become crisp. This shouldn’t take longer than a week or two. After the items are pressed, you will just need to mount the artwork and hang it on your wall.

When you decorate your bedroom with artwork you are only limited by your imagination. Don’t be afraid to experiment. As mentioned previously, artwork is easily reversible. So, be imaginative and creative and design your artwork.

google news

Home Improvement

Renovating The Game Room With Cork Flooring

Published

on

By

In some grand design scheme, builders constantly put the family room, often known as the game room, directly above the living room or master bedroom. This means the sound of running feet, blaring movies and incessant beeps from video games travel through the thin floor boards and into the rooms where adults are trying to watch television or enjoy something resembling peace and quiet.

Granted, the vast majority of the time playrooms are carpeted, which does offer some insulation from sound and noise, but there are even better options for parents seeking to quiet the pitter patters of little feet overhead – cork flooring.

Naturally Insulating

Cork is one of nature’s perfect designs. Cork is actually comprised of interlocking chambers with tough walls surrounding pockets of air. This design makes the material spongy yet durable. It is also naturally insulating and resistant to moisture. Cork has been used in wine bottles for millennia, and in more recent centuries, cork has also been used to create flooring tiles.

Cork Flooring

Cork flooring tiles are simple to install, attractive with their unique texture and finishing, and best of all – a soft surface to cushion footsteps and block a great deal of noise. This is perfect for play rooms and game rooms. Not only is cork flooring great for the peace and quiet sought by parents, it is also easier to clean than carpet and just as comfortable for lounging and running.

Cork flooring has a natural give that doesn’t mat down or get dirty over time. It is also finished and sealed, so any spills wipe up quickly and easily which is always a plus in rooms children frequent. And if cork flooring tiles on the floor aren’t enough sound insulation, you can actually use them on the walls as well to create a quiet, yet attractively unusual look in your room.

Installing Cork Flooring

Installing cork flooring is no more complicated than installing laminate flooring. Perhaps it is even easier as cork flooring tiles come in squares rather than long strips which may mean less cutting and trimming as you install.

Pull up the carpet and remove any nails or tacks from the subflooring. The simplest cork flooring tiles to install are interlocking in the same way laminate flooring is, but some tiles require adhesive. If you are installing cork flooring yourself opt for interlocking tiles. Lay out tiles beforehand if you are not confident in how the finished product will fit, especially if you are using alternating colors or patterns.

Once you are sure you know how the tiles will lay, start installing in one corner of the room and work steadily across until you’ve worked your way out of the room completely. Be sure to include a vapor barrier in the form of a plastic sheet under the tiles. You can secure the tiles by locking them together at the seam according to the manufacturer’s directions and carefully cut or trim tiles to fit in the corners or edges of the room.

google news
Continue Reading

Home Improvement

Review of Zalman ZM-MFC3 Fan Controller

Published

on

By

INTRODUCTION

Fan controllers have been around for ages it seems. These are products intended for true PC hardware enthusiasts who enjoy optimizing their systems to the max. Zalman was one of the pioneers in this sector with its famous ZM-MFC1, a device that only allowed us to control fan rotating speed. The concept of a 5.25″ panel from which you could control all your fans directly was very well received by modders and PC builders. The unit which I will be taking a closer look at today is a much more evolved product compared to Zalman’s first attempt. The average score for the Zalman ZM-MFC3 is currently 76% but the voices are somewhat inkoherent.

Zalman ZM-MFC3 is the natural evolution of the ZM-MFC2. Both have the same functionality, the only real changes are the design of the unit and how the data is displayed on the screen.

Here are the specifications of the ZM-MFC3:

Characteristics:

– Visualization of real time power usage

– Alarm system in case a fan stops

– Timer: it indicates the time of use of the computer

Dimensions: 147 x 87 x 42 mm (fits in a 5,25″ bay)

Supported fans: 4 altogether, 3 with 3 pin connectors and 1 with a 4 pin (PWM) connector

Method of regulation of the fans: Voltage for the 3 pin fans and PWM for the 4 pin fans

Voltage scale: Measures from 10W to 999W

FIRST IMPRESSIONS

The Rehobus ZM-MFC3 comes in a cardboard box of rather small dimensions with a quite sober design. Already from viewing the box we can get a preview of the most important functions of the ZM-MFC3. I like that Zalman has included a detailed showcase of the main functions on the backside of the box.

When I opened the box I found the unit itself in an antistatic plastic bag. All the accessories were located in a white box and there was also a rather extensive manual which was located under the fan controller. The accessories that Zalman has included are; 4 cables for connecting to the fans (3 with 3 pin connectors and one with a 4 pin PWM connector); 4 temperature sensors; a PCI bracket with a CVS connector for measuring the power and some screws for the installation of the unit.

IN DETAIL

Zalman ZM-MFC3 is a quite small device (147 x 87 x 42 mm) which fits perfectly into a 5.25″ expansion bay. The depth of the unit is not even half of a normal DVD drive. It has a rather sober and elegant design I think.

There are two stickers on the top side of the ZM-MFC3. They hold information about of the serial number and model of the unit.

The front of the ZM-MFC3 is very simple. The only two elements of interest are the screen and the button/wheel.

All the connections are located in the back of the unit. From left to right there are 3 connectors for 3 pin fans and a 4 pin PWM connector. To the right of the fan connectors there are 4 connectors for the temperature sensors. Then there’s a CVS connector for the voltage measurements. Farthest to the right, there’s a DC power connector.

INSTALLING ZALMAN ZM-MFC3

In spite of my first impression, the installation of the ZM-MFC3 wasn’t too complicated since the connectors are easy to identify and the corresponding cables couldn’t be fitted anywhere else.

The most problematic thing I had to confront was the connection of the power consumption meter which involved several steps. First I connected the CVS cable to the ZM-MFC3 and then I installed the PCI bracket in my case, then I connected the watt meter to the power supply and finally I connected the USB connector from the watt meter to the PCI bracket.

Yes, they are many connections, but with a little patience the installation is fairly easy. Once the installation was finished I turned on my PC and directly there was o ton of information on the Rheobus panel. It was really refreshing that I didn’t have to install any software on my PC to get the readings.

The presentation of the information is fairly clear and as Zalman says; the visualization of the panel is excellent from any angle which is great because you are rarely directly in front of you PC. With the clear display a swift glance at the panel is enough to register the readouts from it.

Now you might be asking; what about controlling the speed of the fans? It’s truly a piece of cake, just push and hold the wheel in for three seconds to enter the correct mode. Then you choose fan by pushing the wheel button until you have selected the one you which to alter. Finally, to change the speed of the fan, you turn the wheel in the desired direction.

CONCLUSIONS

Zalman has yet again proved why their products are so popular amongst consumers in the PC hardware segment. The ZM-MFC3 is an excellent product. It excels in terms of design, function, connectivity, presentation of the information and its relative simplicity.

The functions that Zalman ZM-MFC3 offers are quite extensive and very useful. I would have loved to be able to read out some more interesting info from it like the CPU and memory frequency etc. The display is really clear, both in terms of the visibility and how the information is arranged.

google news
Continue Reading

Home Improvement

Protecting The Car With A Garage Or A Car Cover?

Published

on

By

When winter comes along, many people think that cars now belong indoors. They know that leaving a car outdoors unprotected is not an option. It is a recipe for disaster. Any car that is left parked outside, without any form of protection, is guaranteed to get wrecked in some way or another. The fact remains; a car that is uncovered has a shorter life expectancy.

So the question remain, what form of protection to provide? There is a choice of two forms of protection; a garage, or a car cover. Both have their own advantages and disadvantages. They must be weighed up by the individual, to see which is the better of the two for him.

Garages:
The advantage of garages is that when parked in a garage, the car is completely closed off from any form of weather condition, and therefore cannot, in any way, be harmed by them. Garages are also very convenient for the car owner, as he always know where his car is parked, and never has to search for a space. Another advantage of garages is that they can be used by anyone. More or less any car can drive into the garage and be protected.

However, the disadvantages of having a garage largely lie in the money and space involved. Garages are expensive to build as they are not merely three wall and a door. There is more to a garage, and the money mounts up. Aside from this, a lot of people simply do not have the space to build a garage. Even if they did, they would much prefer to use that space for extending the house, rather than building a room to keep a car over night.

In addition, when a car is stored in a garage it is not dust and dirt free. Whilst the garage may be able to protect it from the detriments of nature, and car thieves, the car is still exposed to dust and dirt, and hence will still need constant cleaning.

Car covers:
The main advantage of car covers is the how compact they are. Car covers, when not in use, can be folded up and tucked away,out of sight. They can even be stored in the trunk of the car. This enables the car owner to take it along with him wherever he goes, so that he and his car are always covered. This is something that garages can never have – portability.

Car cover are also inexpensive, and cost effective. Cover covers are a drop in the bucket compared to the expense of a garage, and they also provide excellent coverage and protection. In fact they will even protect the car from dust and dirt, unlike garages. They will be able to save the car owner hundreds of dollars over the years that would have otherwise been used for cleaning, polishing and repairs.

On the other hand, the good car covers only come custom-made. This means that they are designed to fit the one car, perfectly. The cover will fit the car like a glove, maximising the protection, but it means that no other car can use it. Thus, it cannot be shared amongst family and friends, and when a new car is bought, the cover needs to be changed too.

In addition, car covers are not as sturdy as garages. Yes they will be able to protect the car from just about everything, including knocks and scrapes. Covers absorb the impact without leaving a mark on the car itself. However this is on a small scale, and should there be a more fierce collision, the cover will be inept at shielding the car.

google news
Continue Reading

Home Improvement

Five Indoor Gardening Tips

Published

on

By

Indoor gardening is just as exciting and fun as shopping to furnish your home. Like furniture, plants provide your home with an aesthetic value. In addition, adding flowers and plants to your home help cleanse the air by producing oxygen and utilizing carbon dioxide. Here are five important gardening tips to help optimize the health and aesthetic benefits inside your home.

Water

Don’t make the mistake of thinking that all plants need a lot of water. Thinking this way may cost you the health of your plan. Each plant is different in its needs and depending on the variety may only need minimal watering. Make sure you do a little research about the particular plant that you choose to garden in your home.

Humidity

Most people don’t even think about the conditions of the air in their home when considering their plants. Not only is the humidity important for humans, it is equally important for your plants. Two things you could do that may help are: spray your plants with a fine mist of water in the morning and keep the leaves dust-free by wiping them off with a damp cloth.

Potting

There’s a plethora of different colors, styles and sizes of flower pots to choose from, which can be very pleasing to eye. Make sure that whatever type and/or quality you choose the pot is clean and the soil is fresh before placing your new plants into it. This one step will help you to avoid infections to your plant and certainly encourage a healthy growth.

Fertilization

Different species of plants require different fertilizations. Indoor gardening soil with added fertilizers can be purchased from your local hardware store. Make certain that you don’t make the mistake of over- fertilizing. This can lead to the death of your plants. With the right amount of water, light and humidity, extra fertilizer may not be required. Research your specific plant to prevent disaster.

Lighting

Let’s face it, mostly all plants need light. Not only do humans require sunlight, but the health of indoor garden will depend on it. Open the blinds and let the sun shine in. It’s really that simple. Never substitute the rays from sun with fluorescent lighting. You and your indoor garden will benefit from nature’s gift.

google news
Continue Reading

Home Improvement

The Benefits Of Carpet Cleaning

Published

on

By

Carpets are a highly popular flooring option for homes because they’re warm and soft and make the whole family feel welcome and at home. Clean carpets are central to this feeling, and vacuuming, even as frequently as once a week, isn’t enough to keep carpets truly clean through the wearing activities of the day. Regular home life demands a lot from carpets, and professional carpet cleaning is the best way to keep them in great condition. There are many benefits of carpet cleaning, not the least of which is that it contributes to the great feeling everyone gets from walking barefoot on freshly cleaned carpets. Call today for your personal, professional carpet cleaning consultation and let the experts show you how your home can seem new again through clean carpets.

There is a thought that professional carpet cleaning uses damaging chemicals, but this isn’t the case. Modern carpet cleaning methods, specifically hot water extraction, uses water heated to more than 200 degrees Fahrenheit to remove dirt and particles and clean the carpets. The pressurized water loosens stains, dirt and other mites, which is all removed through the industrial vacuuming equipment. Hot water extraction is also entirely soap free, safe for all carpets and, most importantly, is safe for kids, pets and the environment. There is no residue left behind and your carpets will feel healthy and pure. In addition, hot water extraction carpet cleaning is safe for all types of carpets, from shag to berber to carpets with decorative patterns. Modern carpet cleaning methods will not upset the delicate fibers of your carpets and will actually help them look new longer.

One of the main benefits of professional carpet cleaning is that it reduces the level of allergens in your home. Carpet attracts bits and pieces that come in from the windows, which fall from shoes or enter the home in any amount of ways. Carpet is almost like a filter because it keeps all those particles snug within its fibers. However, when kids and pets lay on the carpet they’re getting close to those sometimes harmful particles, and vacuuming can even bring them close to the carpet surface without removing them, causing allergy flare ups and irritations. Professional carpet cleaning thoroughly removes all of these particles for a clean and healthy floor you’ll feel good about letting your kids get close to.

The same particles that cause allergies in your family can also cause depreciation to your carpet fibers. Dirt, stains and microscopic materials can get wedged in your carpeting and wear the fibers down, especially in high traffic areas where particles are being stamped in more frequently. Eventually, those particles will cause visible wear in addition to a distinct roughness under bare feet, and in time the carpeting will need to be replaced. Stains have the same adverse effects and are highly visible, even after the application of store bought carpet cleaners. Professional carpet cleaning completely removes stains and dirt from your carpets and will extend the lifespan of your carpeting, keeping it looking new longer and saving you from having to replace it prematurely.

Homeowners today are just as interested in the environmental consequences of their actions as they are about the effects of the products they use, and professional carpet cleaning meets all expectations. The hot water extraction method accepted by professional carpet cleaners is eco friendly because it relies on extremely hot temperatures to loosen particles, remove stains and sanitize carpets. Even the conditioners, stain removers and protectors used in certain carpets are environmentally friendly, and wash away neatly. There is no residue left behind in your carpets and nothing polluting to the environment, so homeowners can relax knowing their clean carpets are not at the expense of the planet. Green carpet cleaning is a celebrated and highly effective home cleaning method that can be used on every carpet type, every home and for every family.

One of the greatest benefits of modern professional carpet cleaning methods is that they practically eliminate the drying period for all types of carpets, reducing it down to just one hour. With hot water extraction cleaning, the water and all of the particles and dirt with it are entirely removed because of the industrial suctioning equipment, so there’s nothing left behind. Not only does this give carpets the truest clean, it means carpets will be ready for furniture and regular life in no time. There’s also no risk of mold or mildew build up because there’s no dampness. Carpets are clean and fresh through and through, and will remain soft and fluffy for many months to come.

google news
Continue Reading

Home Improvement

Why Is Matte Gray So Popular?

Published

on

By

Advantages of Gray

Gray is a common occurrence in modern kitchens. Namely because gray goes well with nearly every color with which it is paired. In fact, some people think that adding a gray finish is one of the best methods to add contrast and depth to a kitchen.

Gray is so adept that it gives the designer freedom in every category from transitional, to modern, and even traditional. The fact that there are over 50 shades of gray (hehe) is what enables this color to harmonize so well with others. By choosing the correct shade you can add elements of brightness for a cozy ambiance or keep it monochromatic for a more modern look.

Benefits of Matte

One benefit of a matte cabinet door is that imperfections such as fingerprints and scratches are a lot less obvious than on cabinets that have a gloss finish. This isn’t to say that they don’t appear at all, they do, but it is much less noticeable.

Furthermore, the color on something with a matte finish will often appear more consistent than that of a glossy finish. This is due to the fact that light doesn’t reflect off of a matte finish as much as it does on a glossy finish. The reflecting light can often create the illusion of different shades.

Disadvantages of Matte

A cabinet door with a matte finish soaks up light instead of reflecting it. This results in a less vibrant look. You should also be aware of the fact that matte cabinet doors don’t reflect any light, so they won’t help to make your space feel any bigger. This means that matte is often chosen for a large spaces while gloss is usually picked for small spaces.

Matte cabinet fronts are not quite as easy their glossy counterparts, having said that, they are not difficult to clean. Just be sure to use a microfiber cloth so that you don’t scratch your cabinets.

If you’re using a laminate material for your cabinets, make sure that you check out samples carefully and that the material has a smooth finish. Some matte-finish laminates have a texture to them, this means that there are plenty of nooks and crannies for dirt and dust to hide in. However, this shouldn’t stop you from buying textured laminates because they can look spectacular in the kitchen. Just be aware of the pro and cons between them.

google news
Continue Reading

Home Improvement

Do You Have Small, Tiny Red Bugs in Your Bathroom?

Published

on

By

Although there are several possibilities, the potential of a stored product pest infestation should not be overlooked- in particular, the presence of flour beetles.

The confused flour beetle and the red flour beetle look very similar in appearance. The best way to distinguish the two is by examining their antennae. The RFB’s antennae take on a clubbed shape with three segments at the end, while the CFB’s antennae gradually enlarge towards the tip, ending in a four-segmented club.

Another difference between the two beetles is that the RFB (primarily found in southern states) is a strong flier, while the CFB (primarily a northern pest) does not fly.

As adults, both beetles have shiny, reddish brown bodies that are about 1/8 inch long, flattened, and oval. They have a very wide food range including flour, rice, cereals, grains, spices, grain products, shelled nuts, dried fruit, chocolate, beans and other similar materials.

Average life span of both the confused and red flour beetle is between 1 and 3.5 years. They have four life cycle stages, which include the egg, larvae, pupae and adult. It’s important to note that all four stages of the life cycle may be found in infested grain products at the same time.

When female beetles of either species lay their small, white eggs, they do so in flour or other food material. The eggs, which are coated with a sticky secretion, become covered with the product and easily stick to the sides of sacks, boxes, and other containers.

In the larvae stage, both species are small, slender, and worm-like in appearance. When fully grown, the larva is 3/16 inch long and white, tinged with yellow.

As confused flour and red flour beetles transform into a small pupa, they gradually change from white, to yellow, and then brown. Shortly after turning brown in color, they transform into an adult beetle.

So now that we’ve identified the pest, the next question is:

Why is a pest that feeds on flour, rice, and other grain products in my bathroom instead of my kitchen?

The answer to the above question is very easy- you have a food source in your bathroom.

To eliminate the pest problem, you just have to remove the food source. Thoroughly inspect your cabinets, drawers, and closets for rodent poisons, septic system treatments (powder or flake form), hidden pet treats, rice bag heating pads, prescription drugs, etc. It can be a frustrating task, but with a little persistence, you should be able to locate the source of your problem.

Happy Hunting!

google news
Continue Reading

Home Improvement

Commercial Kitchen Equipment Cleaning

Published

on

By

Oh no… not dirty kitchen!

I have come across many people worried about their utensils and heavy appliances in their commercial kitchen set-ups, as they are unable to keep track of a cleaning schedule that is pertinent for such kitchens. It is especially true for most of the units during the rush period, especially at the end of the year, especially in India when all festivities and celebrations are lined up one after another.

When I say dirty kitchen, it is not merely the environment; it has to do with the functionality of equipment and their overall condition that give a kitchen its real identity.

We all know that daily cleaning is the only way to keep things in order, operational, but if that is not the case with your kitchen, you should rely on scheduling a cleaning exercise, almost like a mandatory training that corporate want their employee to go through. If your housekeeping department can stick to spring cleaning for rooms, why can’t you do it for the kitchens?

There are more than one reason to carry out regular cleaning of kitchen, which can be listed down as follows:

A. Upkeep of the kitchen environment

B. Upkeep of the kitchen utensils and appliances

C. Upkeep of the working environment.

Did I cover all points? Yes, most certainly. Because, within these three points lie the success of a commercial kitchen in a restaurant or hotel.

The fact of the matter is if these three pointers are kept in mind all the time by the maintenance department of the hotel, or the kitchen staff, no unforeseen circumstances will arrive like break down of equipment, short-circuits, excessive power consumption, etc.

In a 24×7 environment, kitchens in commercial establishments hardly find a rest period and therefore, demand extreme care. Try to divide the kitchen into segments (usually the layout itself act as a division, wet area, dry area, burners, chillers, etc.). It is ideal to select one area during any particular time (preferable night time, when the traffic/rush is low) to concentrate on its cleaning. The very next day choose another area, maybe. This cycle of brisk cleaning goes a long way in maintaining kitchen equipment and utensils, not allowing grease and dirt to settle down on them.

It is very important to ensure that kitchen equipment are always in the best possible working condition. Cleaning not only increases the life of all equipment, but also increases their resale value. This is vital as in some years in you might think of upgrading your equipment. In that case it is better to get the best resale value.

Therefore, the straight point here is about “well-maintained working equipment” that companies “should” have.

Unattractive equipment are those that are inconsistent in their performance, and irregular cleaning schedule and lack of emphasis on annual maintenance are usually the reasons for the outcome. In such a case, nobody would like to claim the ownership of such products. Isn’t it? So, it is better to keep a periodic cleaning schedule as part of duty rosters. It is like inculcating a habit. And this isn’t hard to achieve at all, if you decide to have it in the first place with a will to succeed.

Thankfully, many companies are trying to build their operational SOPs of kitchens keeping in mind maintenance as pertinent objective to be achieved. This way they have been able to achieve functionality (efficiency) of old equipment on a par with the best/new equipment in kitchens.

At the same time, having an annual maintenance contract (AMC) in place with an established company goes a long way in securing sound working conditions of kitchen equipment.

Remember, maintained equipment will always be a good proposition for you in future. Not only will your operational cost be less, it would be valued at a higher side (resale value) when you plan to do away with them.

google news
Continue Reading

Home Improvement

House Insurance Cost: Summary of Home Insurance Policies, Coverage, Quotes, and Discounts

Published

on

By

Homeowners insurance is a type of insurance policy that protects owners against damages and losses caused by perils such a burglary, fire, lawsuits from visitors getting injured, extreme weather, and so forth. Your entire life can change in a minute. What if your house suddenly burns down? Or a once-in-a-lifetime flood or tornado comes through to destroy it? You’ll be protected as long as you are smart with house insurance cost and the policy you choose.

If you already have homeowners insurance, it’s a good idea to review your policy each year with your financial advisor to make sure you still have sufficient coverage to meet your needs. You can always add on to your policy at any time to reflect the changes on your house and property, such as remodeling, renovation, landscape changes, and so forth.

As with any type of insurance, people take the time to shop around and get different quotes from various companies and compare what is included and the prices. When taking house insurance cost into consideration, think about the rebuilding price instead of the current home value. The materials and construction costs of having your house rebuilt will likely cost a lot more than what the current value of the home is.

Home Insurance Cost By Policy Type

Where should you start with the research? Just understand that there are a number of insurance policy types, ranging from an HO-1 to HO-8. Most single-family homeowners find HO-3 to be ideal, as it is fairly comprehensive and provides coverage of most of the “perils” they will face, such as theft, fire, and wind. However, flood and earthquake coverage typically isn’t included, so you might want to add those on if you think you will need them. Even a small creek can become a raging river overnight – don’t underestimate the destruction water is capable of.

Some banks will actually require you to get flood insurance if you live in the “flood zone” in order to qualify for a home loan.

How much DOES house insurance cost? It really depends on factors such as the home value, where you live, the crime rate, size of property, your own credit history, and so forth. People in riskier areas will obviously have to pay more. In broad terms, homeowners can expect to pay between $30 – $40 per month for every $100,000 of home value. There are discounts available for those who take extra precautions, such as getting fire alarms, sprinklers, security cameras, etc.

The best way to go about getting low house insurance cost and discounts is by visiting Lemonade Insurance, where policies start “at $25 a month”, and claims are paid out quickly.

google news
Continue Reading

Home Improvement

Spring/ Summer Home Maintenance

Published

on

By

Before anyone, decides to, seek the so – called, American Dream, of home ownership, he should, look ahead, with his eyes, wide – open, and consider, the responsibilities of being a homeowner. Since those, who purchase real estate, for investment purposes, factor – in, effectively, as many foreseeable expenses, and expenditures, as possible, before deciding if it’s a wise investment, wouldn’t it make sense, for those purchasing, a house, to have a better idea/ concept, of some of the financial responsibilities, it involves? While nearly all, realize the monthly costs, associated with mortgage payments, including principal, interest, real estate taxes, and many escrow items, they seem to pay, far too little attention, to many of the other costs, associated with home ownership. While some, try to procrastinate, and therefore, often overlook, properly preparing, for many of the eventualities, smart homeowners break up, these possibilities, in order to effectively plan, to become better prepared, While there are many approaches and possibilities, this article will attempt to briefly, consider, examine, review, and discuss, a seasonal approach, to planning. This article will examine the preparations, and smart plans, for Spring and Summer planning and maintenance.

1. What/ Why, Spring Cleaning?: We’ve all heard of Spring Cleaning, but, when was the last time, you considered, why we do this, at this specific time of year. In most areas of the country, we experience four seasons, and, the most severe, is Winter. The low temperatures, ice, snow, and other weather conditions, often, create a wide variety of stresses and strains, on both a house, and the related, exterior components, and grounds! We drag in a wide variety of substances, on our shoes and coats, including snow, ice, salt and sand, etc, as well as leaves, which may get blown into the home, also. When the temperature changes, and we wear different clothing, often accompanied by changing – over our closets, most people feel elated, to be rid of the cold, severe weather, and our dispositions brighten. When we clean the houses, thoroughly, inside, and outside, we become capable of evaluating, the best way, to properly maintain our property. Spring is usually the best season for exterior painting, addressing issues related to concrete, on walkways, and foundation, and preparing our gardens and grounds, in order to beautify the grounds.

2. Specifics: The specifics of maintenance and repair, for this season, is creating a schedule, for specific items, and preparing a realistic reserve, for these purposes. Items, such as exterior painting, maintenance of decks and patios, etc, should be scheduled, on a realistic schedule. Additional reserves should be put aside, for caring for the air conditioning, window – screens, etc, so there are fewer unforeseen surprises!

3. Enjoy the house: Enjoy your house, to its fullest capacity, while avoiding being house – rich, but consumed, by a so – called, money pit. When you prepare, and maintain your property, on a realistic, smart schedule, you significantly reduce many of the stresses and strains of home ownership.

Be a smart homeowner, and plan accordingly. This can either be, unnecessarily, stressful, or a planned, seamless experience!

google news
Continue Reading

Trending