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100% Debt FREE For Life (Including Real Estate)



The key to financial security and comfort is CASH FLOW. Cash flow can be defined as the difference between what you EARN and what you SPEND each month.

The most accurate version of cash flow is averaged because it includes periodic expenses like insurance costs or repairs that may only occur less frequently throughout the year.

There is a very simple 7 point system that will allow you to significantly increase your cash flow AND pay off all mortgage and non-mortgage debts in a fraction of the time.

This formula was developed by a company called VIP Financial Education for the employees of companies like NASA, Chicago Title, and RE/MAX to name a few. It is a bullet proof process if you follow it.

Here is a summary of the steps:

Step One: Define your top 3 to 5 financial goals for the next 5 years. This should be done individually and cross referenced with your significant other (if you have one).

Step Two: Complete a Cash Flow Cruncher. This is a comprehensive budgeting spreadsheet VIP designed for their clients. This tool is very helpful to manage income, expenses and monthly cash flow. It generally takes about 30 minutes to complete.

Step Three: Review your starting cash flow and FICO credit scores. For some this is an eye-opener. It’s important to know where you’re starting and where you want to end up in order to create a realistic map. You can get your accurate Equifax, Experian and TransUnion credit scores with no negative impact to the scores at You can get free reports with NO credit scores at

Step Four: Identify tools known as Debt Weapons. Debt Weapons are tools provided both in and out of banks which allow you to achieve several very beneficial results. Debt Weapons are available to everyone, you just need to know WHICH to get, WHERE to get them, WHEN you should pursue them, and WHY you should get them. Until you can answer those 4 questions, you should not attempt to access Debt Weapons.

Step Five: Pay off all your non-mortgage debts first. This process should be very strategic. There are several processes available to do this, however the process they share which apparently works most successfully is to consider 4 very important factors.

1: Target Rates

2: Types of Accounts

3: Interest Rates

4: Impact to Credit Scores

Step Six: Begin to pay off mortgage debts next. There are several effective ways to accelerate the elimination of mortgages. Many people have been taught that mortgages can be considered ‘good debt’. In a way that is true, however, it is also true that every single person I have ever talked to who is experiencing any level of financial discomfort has debt. It is a fact that over a traditional 30 year mortgage you will pay substantial amounts of interest, regardless of your interest rates. It is also a fact that there are easy ways to counter this outcome without sacrificing your lifestyle.

And the most disappointing fact of all is that most of us were not taught these techniques in school.

Step Seven: Cash Flow Stack. Cash Flow Stacking is a process VIP designed which shows you a simple way to simultaneously build income producing assets which are then used to quickly pay off liabilities. You will achieve your goals far more quickly when you follow these 7 simple steps. It just requires action.

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Bitcoin (BTC) Holders Gained Impressive ROI Despite High Volatility



Bitcoin (BTC) Prices Hold Steady After a Severe Turmoil
  • Bitcoin has established itself as an alternative new-age financial instrument.
  • There is a steady increase in the price of Bitcoin from 2017 to 2021.

The recent crypto market bloodbath is slowly ending with major coins turning green. Bitcoin is the most popular and valuable cryptocurrency at the most significant market capitalization. Since its inception, Bitcoin has established itself as an alternative new-age financial instrument despite its volatile character. Bitcoin’s worldwide acceptability and unrestricted pricing have made it a popular investment option for those looking for an alternative to the stock market.

Investors who have been patient with Bitcoin have seen excellent returns on their initial investments. Although the token has fallen dramatically from its all-time high of $68,789 USD, it has given almost a 130% return last year. There is a steady increase in the price of Bitcoin from 2017 to 2021.

Read More: Bitcoin Price Prediction

Altcoins Gaining Popularity

A prominent crypto analyst Lark Davis recently shared a tweet mentioning Bitcoin ROI if a user had invested $100 every week last year, further citing dollar cost averaging and how it affects it. Have a look at the tweet.

Many notable currencies, including Ethereum, Litecoin, and Ripple, have increased stature and value, while Bitcoin has remained the most popular in the investment community. These coins are regarded as long-term safe bets, and investors have reaped handsome rewards as a result. In 2015, Ethereum was trading at between USD 200 and USD 250, but it marked an all-time high above USD 4,000 in 2021.

Bitcoin and Ethereum’s high price points make it hard for inexperienced investors to amass vast amounts of virtual currency. Doge, Shiba, and other altcoins are gaining popularity due to new investors’ ease of purchasing 1,000 – 10,000 of them at the present market value.

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Whale Alert Traces 3,500 BTC Transferred To Unknown Wallet



Will Bitcoin (BTC) Break its Resistance level and Move High