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How AI Is Instrumental in Transforming Cloud Computing?

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The cloud computing market has made great progress in the last decade which in turn has largely affected the work culture in various ways.

Both, AI and Cloud Computing have turned out to be important in the current digital era. It is transforming professionals and businesses to store their valuable data.

Cloud is a pretty new technology and thus many firms or enterprises are worried about whether it will evolve over time or not. Cloud technology with AI is shaping the future!

AI (Artificial Intelligence) is playing its part to enhance cloud technology and helping to streamline the immense possibilities of the cloud.

AI & cloud computing together is bringing in changes in the corporate sector and the fusion is believed to be paving the future of technology.

Machine learning is one of the crucial aspects in the fusing of AI & cloud computing. It will assist the reduction of cybercrimes, make reliable & quick decisions, and improve the customer experience.

Cloud computing is changing the way of doing business and has become a significant computing commodity in different fields. The integration of AI in cloud computing is enhancing the capabilities within the market.

As more businesses are getting on the cloud, it needs to be more integrated with AI to attain business efficiency.

At a large scale, the role of AI in enabling cloud computing within the organization is to ensure easy access, workflow, storage, and sharing of data in the reduction of cost & energy.

Let us discuss in detail the role of AI in cloud computing…

The Role of AI (Artificial Intelligence) in Cloud Computing

In recent surveys, the global value of AI is expected to cross 89 billion annually by the end of 2025. A significant portion of the money will result from AI’s contribution to cloud computing.

The support provided by AI in cloud computing is acting as the driving factor for enhancing cloud technologies.

The study report by Mckinsey suggests that ‘across 19 business areas and more than 400 potential use cases, AI has the power to create $3.5 trillion and $5.8 trillion in value every year’. The study also suggests that the numbers could rise to $15.8 trillion.

It can be said that organizations along with the cloud innovators are able to optimize the AI technology benefits.

In many ways, the cloud is enabling companies with access to AI.

Use of AI-SaaS Integration

Businesses get more value with Artificial Intelligence tools with Software-as-a-Service (SaaS).

AI tools are integrated into the cloud computing technology to offer more value & functionality to clients.

For example – The volume of data can be hard for some businesses to handle and thus the CRM tool can be used to capture the customer data.

Use of Dynamic Cloud Services

Businesses are relying on cloud computing tools and AI is changing the perspectives.

Are you running a retail shop? Brands will be able to sell their products with a cloud-based retail module.

The use of AI in cloud computing is based on modeling-pulling and thus businesses have better command over their data.

Self-Management of Cloud with AI

The incorporation of Artificial Intelligence tools helps to reduce the workloads & eliminate duplication.

The AI-enabled machines are able to record the work efficiency and save the time of workers & employees.

AI machines with the mix of the cloud are enabling people to complete their strategic tasks in the best manner.

Different Ways AI is Improving Cloud Security

AI now has improved security on the cyber front and the technology is assisting in scrutinizing the vulnerabilities.

The IT industry is working collectively to improve many of the systems designed to prevent attacks. Experts are looking into the automation of cloud security with the help of AI and machine learning.

AI is helping out in cloud security in the following ways –

Identification of Vulnerabilities

Threats are real even if the backend and server-side is secure. The possibility of potential threats always increases with technological advancement.

But AI has proven instrumental in identifying the potential vulnerabilities in the system.

AI is able to work independently to locate the potential problem and help developers fix the security flaw. It can also help users and team members with the identification of areas that needs improvement.

Automated Detection & Fix-Up

An automated system powered by an AI cloud is capable of analyzing the events. The AI will be able to respond instantly to threats, rather than waiting for things to happen.

With proper utilization of the systems, businesses are able to detect the threats faster than before, within a quick time.

Detection of Events

Cloud computing technology is secured, but with the mix of AI, it becomes lethal.

A lot of information is used or digital content is used in the build-up of a model that will precisely show how the events will play out.

The pro-active action becomes possible due to the proper detection of events. Organizations are also better prepared for cloud computing events that might occur in certain instances.

The business will be able to avoid any mishap with the detection of the right kinds of events.

Real-Time Monitoring

The security parameters are always up in cyber computing with the help of AI.

With the help of algorithms, AI is able to detect possible threats and that ensures effective recovery.

Cloud security is always top-notch with the help of AI.

Summing It Up!

Cloud computing is helping all kinds of businesses and with AI integration it becomes a significant commodity in different fields.

The future seems to be highly tied together with growth in both cloud & AI.

As more businesses are adopting cloud technologies, AI will deliver the required efficiency. It becomes easy to protect the cloud with AI. A point is expected when no cloud technology will be without AI (Artificial Intelligence).

There are huge changes in the IT sector and several other industries with the fusion of both.

Transfer all kinds of business apps and functions on the cloud to attain a technological edge over the competitors. There is immense scope for all kinds of businesses & industries to avail of cloud technology and AI.

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How to Make Money Online: 5 Easy Steps I Use to Make $100 Paydays

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Are you looking for another easy way to make money online?

Do you want to know how to make money online?

I use this simple 5 step system to consistently make money online each and every day.

And it is easy to set up even if you are a complete newbie.

I will share with you how this simple 5 step system below so that you can review it for yourself and decide if it can work for you.

I am here to tell you that I regularly make $20 to $100 each and every day using this simple little system that takes no time to set up. All you need is a little bit of understanding of websites and you are off and running. And, if you have any challenges in understanding how to work with basic instructions you can easily get someone to help you to set it up.

Here is my simple and easy to set up money making system that earns money daily.

Step 1: Set up an awesome splash page

A splash page is simply a one page site that has a bit of teaser ad copy and an opt-in box where a visitor who is interested in your offer can leave their name and email address in order to receive what you are offering.

It is easy to set up and can be done in less than an hour.

Step 2: Offer a free quality freebie

Now you offer a free quality freebie.

Once you identify the niche you want to exploit you simply locate or source a free product such as an eBook on the subject or a subscription to some newsletter in the niche.

You can get an eBook or other such product from countless sources online on any niche you care to research. Just make sure that the product comes with PLR or master giveaway rights so that you can distribute it freely.

Step 3: Capture your visitors’ email addresses

When a visitor lands on your splash page (sometimes called a landing page or an opt-in page) they will read your offer and if they are interested in getting that freebie they will have to enter their name and email address in that opt-in box.

They will then immediately be taken to a download page where they can receive their freebie.

And let me also say this… if that freebie eBook has a link in it with one of your affiliate programs embedded in it and they click on it to see your main offer, when they buy you will then receive an affiliate commission instantly!

The more visitors that opt-in to receive their freebie the more that will download that freebie onto their hard drive. When they click on your link whether that is next day, next week, or next month, any purchases made will generate for you that affiliate commission we all seek.

The goal here is to get that freebie onto as many hard drives as you can so that it can sit there and entice your “subscriber” in the future.

Step 4: Provide them value and information over a series of emails

Step your autoresponder with about 12 – 15 quality emails on the target niche and drip feed them that material at the rate of one email every two days. Make sure it is good content and that it is informative for your readers.

For the first three or four emails do not offer any affiliate products because you are building trust with your target audience.

After the fourth email, you can start to introduce an affiliate link in your pre-scheduled emails for an affiliate product you may be promoting. When a subscriber clicks on that link and buys your product you will earn another affiliate commission.

That is all it takes to build your residual income if the product you are promoting is a membership type service that requires a monthly fee to participate.

Step 5: Drive traffic to your opt-in page

This step is simple and yet complicated if you think too much at this stage.

All you have to do is drive traffic to your site.

Sounds simple, right?

It can be.

Just do whatever you can to direct traffic to your site.

If you have a blog, post regular updates.

And remember, it is merely a numbers game. The more traffic you direct to your site, the more visitors who opt-in to your offer and more sales you generate when they click on your link. And with that comes larger affiliate commissions and an increased revenue stream. And as I stated earlier, if you are promoting a membership type service that requires a fee to join, you will begin to generate residual income from your efforts as well a an increasing affiliate commission check.

The larger you build your list, the more sales you will generate. The more sales you generate the larger your residual income and the larger your overall take home pay.

That is how I generate $20 – $100 paydays on a consistent basis.

The system is simple and easy to set up.

And it works every time.

For free additional information on how you can generate a regular and even residual income online visit my newest website and download my free report “The $200 A Day Cash Machine” and see what you think.

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Marital Bliss

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Marital Bliss? “Young love followed by heavy financial divorce? Is it worth it?”

These days our marital status changes as quickly as Robbie William’s ever dying flings. It’s not always intentional but our ability in modern times to cope with difficult or inconvenient situations is non-existent. Divorce is as common as sugar on a pancake and it’s quite sad that at my tender and vulnerable age, the only honorable couples I could respectfully look up to are dead or characters in classic myths.

Every girl dreams of the day they walk down the aisle to the adoring gaze of their future husband but my dream and others is rapidly becoming faded. Although I do think ill get married one day, I am very wary of the meaning ‘love’. In my short life time I have been hurt twice by people I thought I could trust, but things have a way of working themselves out. Whether a couple decide to stay together for sheer convenience or for the fact that there are children involved in their ‘sick equation’ it still eliminates the theme behind marriage, that is love!

‘I’m divorced’ is such a harsh statement but one we seem to take lightly. 30 years ago it was rarely heard of except in memorable stories of Henry the eighth, the serial committer. Once a couple married it was usually for life.

Nowadays, on average 22000 couples a year file for divorce in Britain alone, So is this a case of becoming tired and bored of your other half or on a more serious level due to domestic violence, adultery or worse still, the inability to rekindle a burnt out flame? I suppose everyone has their own personal reasons but not half in my opinion are acceptable. Some people later in life regret the way they rushed such a life changing decision, and some don’t look back at all. I’m inexperienced in what I preach but I know enough from what’s around me. Our environment, lifestyles and shockingly job titles often cause us to break the sacred vows we made to each other. Many people would not admit to money being the problem in their home because it’s something we don’t care to think about. If the ‘breadwinner’ of the family suddenly brings home two loaves instead of one it without question changes how we behave, live and judge other people. For a short time life is great but we must remember that money is a materialistic and dangerous thing. It makes us begin to believe that we are better and deserve better but in reality the only difference is your wallet. It seems obvious now that wealth makes you that much more untouchable and limits the thing you cannot do but does it bring happiness in all cases?

Things take a turn for the worse when here are children involved and many people stay together because of this. Although it seems sometimes that children are too young to pick up the bad vibes and be affected things are not as they appear. Just because they don’t comment or stop playing and laughing does not mean they haven’t noticed that their ‘mummy and daddy’ don’t love each other anymore. Children are loyal and naive, they believe what their told and never question it because they don’t know any different. When they get older they re-assess the situation and look at it more sensibly, often they can feel bitter and cheated by their parents.

Most children from a divorced family divorce themselves. This is expected however, as every one in three married couples divorce within five years.

Are we as humans incapable of being faithful? Is society today too tempting for our weak hearts?

“To love and to cherish in sickness and in health, until deaths do we part…”

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Tips To Survive Your Favorite Endless Running Game App

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Game apps on android and iOS are nothing short of exciting and entertaining. There are just so many of the games to try when you have time in your hands and you can make selections according to what game types you find interesting and fun to play. Considering that the games can be quite addictive it is important to exercise control so you do not end up neglecting things that matter all in the name of making it to the next level in your favorite game.

Endless running games are some of the most exciting, especially because of the speed involved and the unexpected obstacles and challenges you must avoid and get through to keep moving up the levels. These are games that will keep you holding your breath hoping that you do not suffer fatalities making the quite popular among users. The choices for the running games are numerous and more keep being developed every now and then with improved features and challenges. But how can you try and improve your survival rates when playing the running games on your smartphone or tablet?

Tip 1 – Position the phone strategically to maximize the game graphics. The size of your screen will determine how big and visible the graphics; it may be a good idea to flip your phone horizontally to get better visibility and bigger images for that matter to improve your gaming experience.

Tip 2 – Understand what the running game is all about. The running games are always about dodging obstacles and enemies among other challenges. The only way you will know how to run right is if you know what you are supposed to avoid and what you are supposed to run right into to gain rewards. Try and get as much information about the game as possible before you start with your run so you do not end up running blindly.

Tip 3 – Check out demos and practice to get familiar with the game. Some of the running games will come with demos that you can use to get familiar with the game. Take advantage of those to get a feel of what the game is all about so you can enjoy an easier start.

Tip 4 – Try as much as possible to play uninterruptedly. Regular pauses in the running games will only increase your chances of instant death once you un-pause. Try and enjoy a smooth run until the next stop, but don’t pause just because you feel the challenge has become too much or too hot to handle.

Tip 5 – Learn to relax and remain in control of the run no matter how intense it gets. When you freak out tackling a challenge you increase your chances of making wrong moves and turns that end tragically. In as much as you want to win, remember it is just a game and therefore not a very serious matter.

Tip 6 – Know your rewards and how to use them to your advantage. Some people find it hard to move up the levels because they do not make use of gained rewards such as coins.

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Affordable Website Hosting – 7 Tips

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Don’t get ripped off by your website domain hosting. Take a moment and see if you’re really getting value for money. Below are the 7 key questions you need to ask you website host, to ensure you are getting a good hosting deal.

The good news is that there are thousands of website hosting providers out there that are screaming for your business. And it’s usually no sweat to change. So let’s check out the crucial questions:

1. Get a Plan That’s Affordable

Yes I hear you. The price of your website hosting has to be affordable. I don’t like reaching into my pocket either. I am happy to chip in the dollars where I can see a provider is simply the best of the best – but otherwise forget it.

Pricing can be a confusing issue as it does vary across different website hosting providers. Some offer a free service (with lots of disclaimers) whereas others can run into the hundreds of dollars each month. Shop around and make sure you are comparing apples with apples. You shouldn’t have to pay more than $10-20 per month for a secure mid sized website.

2. Get a Generous Bandwidth Allocation

Your website needs bandwidth. Every time someone visits your site, their computer is placing a request for information. Your website host responds to this request by sending your content directly to the user’s computer. The whole process happens very quickly. Every website hosting package comes with an allocation of bandwidth.

If you have a content rich website, which has lots of large images or available downloads, users are going to consume a large amount of bandwidth. This places a high demand on your bandwidth allocation. If you step over your bandwidth allocation, your website will cease to be transmitted. Which essentially means your site will be offline until either the next billing cycle, or until you grovel to your website hosting provider.

Naturally, you don’t want this to happen. Ensure that your website host provides you with a generous bandwidth allocation and all will be rosy.

3. Get a Large Website Space Allowance

Just like a file on your hard drive, your website does take up space. Sometimes this can be a few megabytes, other times a few gigabytes. It really depends on your site. A good domain hosting provider will give you a generous website space allowance (preferably unlimited). If your host only offers a small allowance, such as 10-100MB, be wary. In this age of increasing media capabilities, this allowance will be eaten up quite quickly.

4. Secure an Uptime Guarantee

The last thing you want is your website hosting provider to flick off their server. This turns the lights off your website and turns you into a panicking zombie. A quality website hosting provider will provide a 99.9% uptime guarantee. You’ll never get a 100% guarantee as there will always be maintenance requirements.

It’s also worth checking out what the guarantee is. The better the guarantee, the more serious the company is in keeping it.

5. Access to a 24/7 Helpdesk

In the wonderful online world, things go wrong. Either you accidentally clicked the wrong button, or you’ve lost your password. I’ve been there and it’s no fun. The anxiety faced can often be multiplied by a poor website hosting provider who is either ‘out to dinner’ or ‘answers requests within the next 24 hours.

Well this is not good enough. You need a website hosting provider that will actually be there when you need them. Every second that your website is offline is bad news. You must demand a help desk that’s manned 24 hours a day, 7 days a week. Preferably by phone, email and direct online chat. Anything less is a quality compromise.

6. Easy Installation Features

I’m not a tech head. Chances are you’re not either. Some website hosts offer a great interface that allows you to install content management systems, backups and plugins at the click of a button. This saves you hours of work. Ask your hosts to define their installation and add-on features. If they sound easy to use, give them a thumbs up.

7. Money Back Guarantee

Does your website hosting provider put their money where their mouth is? Are they prepared to back their service with a rock solid guarantee? If so, this removes a lot of your initial risk. It allows you to sign up with them, and if things don’t turn out to your liking you can shake hands and head off into the distance with your money still in your pocket. Go for the money back guarantee and ensure you’re with a quality website hosting provider.

Conclusion

It’s best that you take the time to choose an a website hosting provider that meets the above seven criteria and fits effortlessly into your small business plan. Once you have the right hosting plan, you can ease back into your chair and forget about it, knowing that everything is under control.

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11 Common Cross Browser Compatibility Issues

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Cross browser testing helps the developers to verify the compatibility of the web application across various browsers. With the help of this test, developers can ensure that the web application retains its functionality irrespective of the browser or browser version. However, it is a complex process and might cause errors at certain times.  Some of these issues can often throw the developer off track and delay the web app production process. This process can drastically harm the reputation of a company. So, in this article, we are going to discuss the most common cross browser compatibility issues that a developer might encounter. We will also try to find possible solutions that can help the developers to overcome this obstacle. However, before discussing the problems, we need to understand the basics of cross-browser compatibility testing.

The Basics of Cross Browser Compatibility Testing

During the earlier years of the internet, people mostly used Internet Explorer to access the web. However, with the advancement of technology new browsers have been introduced for the Web industry. These browsers have successfully dominated the industry with the help of attractive features. For instance, Google Chrome dominates more than 50% of the modern web browsing industry. Therefore, the developers must ensure that their web application performs smoothly on all browsers that are available in the market. This is because a company cannot afford to alienate any segment of the industry due to browser incompatibility. Moreover, they must also ensure that their web application retains its functionality on the older functions of the browser as well.

Cross-browser compatibility testing helps the developers to achieve this goal by testing it on thousands of different browsers and browser versions. This test also ensures that all the visual elements of the web application stay in the correct location irrespective of the screen size or resolution. Now let us look at some of the common issues that the developers might encounter while performing cross-browser compatibility testing.

The Most Common Cross Browser Compatibility Issues

1.Performing Validation for HTML and CSS Codes

Performing the validation of HTML and CSS codes can become tricky depending on the browser. This is because various browsers have different methods for detecting and interpreting these codes. So even a small error like a missing bracket can cause drastic outcomes in these browsers. Whereas certain browsers can automatically fix these errors and run the code smoothly. The best way to fix these errors is to increase the vigilance of all web developers and testers. They must analyze all these HTML and CSS codes properly before executing them. There are also various CSS and HTML validation tools that can help the developers in this process.

2.Missing the CSS Reset Options

Ordinarily, every browser has its design layout that is automatically applied to every website. However certain websites have their unique design. To utilize this design the developers have to override the default browser design layout. In case the developers fail to conduct this, the website will be rendered differently depending on different browsers. To solve this issue the developers have to use CSS reset style sheets to override the default web design layout. Normalise.css is one of the most commonly used CSS style sheets in the web development industry.

3.Detection of the Doctype Error

Doctype is considered one of the basic lines for the web development core framework. However, if the developers failed to include this line, it can cause some major errors during the rendering process. Commonly, a browser runs into different modes like strict mode and quirks mode. Most of the modern browsers don’t perform the test for Doctype. However certain old browsers such as internet explorer version 8 still perform this check. So, these older browsers still use strict mode and perform all the checks including the Doctype error checking. The quickest solution to this problem is to mention the doctype at the top of the source code. This will help the developers to display the webpage as intended.

4.Various JavaScript Compatibility Issues

JavaScript compatibility issues often occur when developers try to use modern JavaScript functions with older versions of a browser. For instance, this error can occur if the developer tries to use ECMAScript in Internet Explorer 11. Proper research on JavaScript compatibility is the only way to solve this error. The developers need to find out all the features that will be compatible with the browser on which they are working. Various tools help the developers to convert JavaScript into the latest compatible versions. All these features can help the developers avoid various errors related to JavaScript compatibility. Various other third-party JavaScript functions work similarly to the default JavaScript library.

5.Issues Related to the Layout Compatibility

In the earlier part of this article, we discussed the process of performing CSS reset. However, this process can cause layout compatibility issues in certain situations. This issue is mostly caused due to non-compatibility of a website layout. In certain cases, a non-responsive web application can also cause this error. However, it is quite simple to fix this issue. Developers can use various tools like Flexbox while working with modern web layouts.

6.The Use of Untrusted CSS Libraries

The conventional web layouts can never provide a customized experience for a web application. Therefore, the developers often use third-party CSS libraries for providing customization, scalability, and security to a web app. However, the use of untrusted CSS libraries can have dramatic outcomes in the web development life-cycle. These outcomes include the improper working of CSS libraries or the crash of the entire framework. To avoid these errors the developers must use trusted and well-known libraries like angular JS. They should also check the documentation of a CSS library before integrating them into the development framework.

7.Unavailability of Separate Stylesheets for Different Types of Browsers

Most of the common cross-browser compatibility issues are related to the stylesheets. These issues mostly occur when the older browser versions do not support the modern style elements of a web application. The use of different CSS fixes for various browsers can also trigger this compatibility issue. The easiest way to solve this error is to implement different style sheets for different browsers.  To verify this process the developers can use conditional spreadsheets. This process will help them to link the stylesheets with the respective browser or Browser version.

8.Improper Choice of Testing Tools and Platforms

A web tester can’t conduct all the testing processes single-handedly. Therefore, he will require the assistance of certain tools and platforms to complete this process. Many web developers believe that the choice of tools is completely random and does not have any significant impact. In reality, a proper tool can help to increase the development potential of any web development company. To make the correct choice, the Testers should perform thorough research on the business requirements and project needs. This data will also help them to get an idea about the needs of their users. Lastly, web developers should also consider the recent market trends and developing strategies to make the perfect decision. Let us consider the example of LambdaTest to understand the potential of a Cross browser testing tool.

LambdaTest is a platform to perform automated cross browser testing on multiple browsers and devices simultaneously. This platform uses a safe and secure online Selenium Grid to perform all the testing processes. The cloud-based server helps the developers to perform all the testing applications from anywhere in the world.

Using this platform, the developers can also verify the functionality of the locally hosted web applications. The developers can reuse the LambdaTest test scripts in various other developing projects as well. LambdaTest also helps a tester to perform automated visual testing on the UI elements of a web application. LambdaTest maintains an activity log to store all the final test reports during the web application development life-cycle. Lastly, it provides various attractive plans to support the growth of small web developing companies.

9.Ignoring the Functions for Vender Specific Tasks

As we already discussed earlier, all web applications are not created with the same intentions. For instance, a company can create a web application for conducting business, storing data or displaying some vital information. Depending on the purpose of the web application, the developers have to customize the designing and development process. For instance, developers have to arrange all the visual elements properly to avoid any compatibility issues. The primary goal of a vendor-specific web application should be to maintain user satisfaction.

10.Old Systems for Browser Detection

To optimize a web application for a browser, the developers need to understand which browser the end-users are using. The conventional way of completing this process was using a simple browser detection system. However, with the advancement in technology, these systems have failed to deliver the correct results. To solve this problem, the developers have to get rid of the conventional browser detection system. Instead, they can use modern technologies such as a modernizer which conducts a series of super-fast tests. These tests will reveal all the browser features. The developers can use this data to provide a seamless experience.

11.Insufficient Testing on Real Devices

In this modern generation, most companies try to complete the testing process with the help of an emulator or virtual machine. Many web testers have the misconceptions that an emulator can completely substitute a physical device testing process. In reality, there are certain factors that a virtual machine or an emulator can never simulate. For instance, it cannot perform testing for human interaction on various web applications. It is also impossible to use emulators to perform visual element testing. To solve this issue, the developers can use various online cloud platforms to perform remote testing on physical devices. There are various platforms like LambdaTest that can help the developers to achieve this goal.

Wrapping Up!

So, we can conclude that cross-browser compatibility testing is an important process to ensure the proper functioning of a web application. The developers must perform this test to ensure that they can provide the ultimate user experience to their end-users. In this article, we discussed various obstacles that might occur during the cross-browser compatibility testing phase. However, with the help of innovation and work experience, the testers can easily overcome these hurdles.

Lastly, we would like to recommend the testers seriously consider the tool and platform selection process. During this phase, they can consider the project requirements and their company ideals to make a perfect choice. This process will help the testers to use the full potential of the testing environment. The primary goal of a web developer should always be to quickly provide high-quality web applications to the end-users.

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3 Forgiveness Quotes Everyone Should Live By

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Forgive and forget. Isn’t that just one of the most overused forgiveness quotes in history? If you’re looking for something a little more than that, then this article is for you. Read on…

Forgiveness Quote # 1: “There is no love without forgiveness, and there is no forgiveness without love.” – Bryant H. McGill

Love can be quite complicated; but if there’s one thing you can be sure of, it’s that love and forgiveness go hand in hand.

Parents, I think, understand this best of all. Mothers and fathers who truly love their children might get angry when their kids break something in the house or disobey their orders, but they’ll always forgive them in the end.

Runaways who leave home in the heat of an argument can also relate to this. The lucky ones who have loving parents will always be welcomed home with open arms.

Forgiveness Quote # 2: “Always forgive you enemies; nothing annoys them so much.” – Oscar Wilde

Talk about cheekiness. This Oscar Wilde quote is almost a spin-off of the Christian mandate “love thy enemy,” isn’t it? For most people, getting them to forgive their enemies is almost impossible; but from Wilde’s perspective, it looks quite doable and even satisfying.

So if you have someone who makes your life a living hell – say, a boss or a rival at work – try forgiving their transgressions against you. Think about this quote as you do so, and I am confident it will make your day.

Forgiveness Quote # 3: “To forgive is to set a prisoner free and discover that the prisoner was you.” – Lewis B. Smedes

In this particular Lewis B. Smedes quote, you are being made to discover how your inability to forgive other people affects you.

Most people think that withholding forgiveness gives them power over others, but they fail to realize that they themselves are also held captive.

As long as you hold that grudge, your heart will never be at ease and you will remain forever bitter. Is that really how you plan to live the rest of your life?

These forgiveness quotes might not make sense to you at the moment, especially if you’re still too angry and too wound up to listen. Give yourself time to relax and let go. In due time, you will find it in your heart to forgive even those whom you find most unforgivable.

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Practical Tricks For How To Get Your Newborn To Sleep At Night

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Babies are one of the most precious gifts for parents. In simple words, it is a blessing for parents. Having experience of becoming a new parent is undoubtedly a feeling that cannot be expressed into words.

But apart from this, there are still a few things which you as a new parent do not know or mentally not prepare, and somehow this becomes the reason for creating a bit of fuss in your routine cycle.

For a new parent, one major thing that becomes a bit problem is when the baby won’t sleep at night hours, so what new parents start to do Is finding the ways and start searching.

To consider this, today in this article, I try my level best to jot down some of the effective ways for how to get your newborn to sleep at night, through which you can be aware of it a bit early especially before your delivery time and then able enough to tackle your baby after your delivery.

So without any wastage of time, let’s get the ball roll, and unveil the tips about how to get your newborn to sleep at night together.

Tricks that help to make your baby sleep well at night

Feed well:

One of the major mistakes which most new parents make is to not be sure or set the time that when and which time you need to feed your baby.

So my advice for all the new mothers wondering how to get your newborn to sleep at night is to make sure that during night hours, specifically at the time when you sleep, avoid feeding your baby. As for babies, there is no day and night time, and they sleep when they want to sleep.

So, one trick which you can adopt is to make sure that your baby is not sleeping too much in the day. Try to entertain your baby or spend day hours with your baby, so through this automatically, your baby will sleep at the time when you sleep.

The second thing is, try not to feed your baby in sleeping hours. Make sure that you feed your baby well, and your baby is not hungry before sleeping.

A white noise:

White noise is also one of the best considerations which you can pick at night time. If your baby wakes at night or in the middle of the night, then play a sound like a lullaby or a gentle/ soothing sound. You can play that near your baby, so doing this will help your baby to make him sleep at night.

Keep your surrounding calm and comfortable:

Make sure that at night times your room lights are properly off, the surrounding of your baby room is calm and comfortable. Additionally, also try to avoid switching on and off the lights during the time of your baby sleeping.

As most of the time, a little bit of distraction or disturbance in your baby sleep becomes the reason for keeping your baby awake.

Hope after reading this little piece of guide regarding how to get your newborn to sleep at night will help you and let your baby sleep well at night hours.

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Refurbished VoIP Business Phone System Is Cheap And Reliable

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The VoIP or the Voice over Internet Protocol cloud technology offer the sophisticated phone systems that you need for your small business or office needs with a limited number of employees. The VoIP phones offer a range of features like the virtual receptionist option, the voicemail, conference calling music on hold and much. But unlike the traditional phone systems, these are not as expensive and also are easy to install requiring less wire too. Since they are run by the cloud-based technology, they entail less hardware installation and thus less setup cost apart from the zero maintenance cost.

Simple internet phones

All you require to install a VOIP business phone system is the internet access and the IP phones. The first step involves signing up for the service that has to be completed by the member of the team that is installing the system for you. Most of these companies will have the phones pre-figured for you when you order them and explain your exact requirements to them. Subsequently, they will ship the phones to you that should ideally arrive within seven working days following which the easy setup begins.

The original hardware

Once the phones are customized and configured, you will only have to plug them on and embark on the activation service and restart them once. When you want only the best and at reasonable prices, the best you can do is to opt for the Cisco IP phone system that are refurbished, but maintain the same quality as the original CISCO hardware. Those that setup and maintain these systems are the same people who are a part of the authorized training labs for the various programs for the official CISCO examination.

Customized and pre-configured

The configuration that all small business and office business telephone systems have are identical cookie cutters that run the systems. Only small improvisations are enough for individual customization. The technical guides on the phone will help you to set up the phone at your office that will have just he functions that you need. You can have the extensions that you need for each employee with the personalized number that will help you in streamlining your internal as well as external line of communication.

Managing your personalized system

With the CISCO refurbished systems, you will have facilities like using their computer for calls and manage a line of direct communication with the internal staff as well as engage in video conferencing if needed. Since these systems come from the professionals that manage such systems, you will not have to worry about maintaining them either. This type of refurbished system will not just cost you less while buying but also save the expenses of the technicians having to come to your office and install them that is chargeable on an hourly basis.

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Navigating the Health Claim Maze

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Introduction

The second half of getting sick is fussing with the health insurance claims process. I have some tips to pass-on from my own health claims experiences that might help you navigate this maze. Since I also sell health insurance, my understanding of the process and structure gives me an added perspective. This is not a rant on health insurance business or healthcare – just some techniques that can be helpful.

I am way too experienced in running the Health Claim Maze. Unfortunately, I lost my older brother to cancer last year and as his friend, and later executor, had the task of helping on the insurance issues.

First the Good News

I have always gotten the right answer eventually from every health insurance company on every health claim I have dealt with. Each and every insurance company honored their insurance policy and correctly paid what was due (or had a valid reason to decline a claim). Most claims were handled correctly and timely without any intervention.

This included the Kansas Health Insurance Association (the Kansas health insurance risk pool) which paid over $500,000 for my brother’s lymphoma treatments over his two year illness. It gave him access to any treatments that were appropriate. The final cost to him, in addition to his monthly premium, was his deductible and cost sharing of $3000 for each of the two years ($6000 total).

The core value of any health insurance plan is offsetting the huge financial risk of a major illness or injury and getting you access to the treatment you need.

Choosing the Right Insurance Company

Claims service matters. Unfortunately, most folks select insurance companies based on price and not value. An important value to consider is the ease of getting help if you have a claim.

Look for an insurance company that has kept their claims call center in the United States. Nothing will make the claims process more frustrating than trying to get help on a complex health claim over a bad phone connection with someone who is talking a different version of English. Avoid any insurance company that has chosen the cheap off-shore claims helpline strategy.

Second, ask around about the claims service reputation of an insurance company. This is a good question for your insurance agent. Some insurance companies focus on making the claims process easier while others only offer only adequate service. It is worth paying more and getting the quality service.

Organization Matters

Setup a filing system to keep all claim benefit paperwork. Since the annual insurance deductible follows the calendar year, it is helpful to sort any claims “Explanation of Benefits” by the year the healthcare service was rendered. At the very least, have a box or file to toss any health insurance paperwork – keep it all. You will need this paper trail if a major health claim problem erupts.

If you are dealing with a major illness with a high volume of claims documents you will need a more advanced filing concept. For my brother, I had three files for each year: 1. Paid Claims; 2. Claims in Process; 3. Claims being appealed. I also stapled any unpaid healthcare provider invoice or appeal letter with the claims documents. Within these files, all claims paperwork was sorted by date of service. With pounds of claim’s documents generated by my brother’s illness, organization of the paperwork was very important.

The Contract / Sales Booklet

Always keep in your file the actual health insurance contract and the detailed sales booklet. The sales booklet is much more accessible and a good starting point to understanding your benefits. I purposely send the detailed booklet to each of my clients when they apply for insurance. The contract is what the health insurance company is obligated to do in exchange for your premiums and is the final word on any dispute.

Troubleshooting the Maze

Most health insurance claims are automatically (particularly if you are “in network” with your healthcare providers) and correctly handled. With any organization, even if well intended and well run (I count most health insurance companies in this category), balls are still going to get dropped and mistakes will happen. Always treat the claims representatives politely (my wife’s very wise advice) and enlist them as allies.

Here are three primary claims problems with troubleshooting techniques that I have used:

Problem #1: Claim Denied

Health claims are often denied for minor technical reasons. Don’t panic. You have work to do.

First Action: Call the Insurance Company’s claims office and ask for an explanation. Why was the claim not paid? Often it is a simple problem that can be quickly corrected.

For example: a client that had a hospitalization ($45,000 three day hospital visit due to a heart rhythm problem), but had the claim initially declined by the insurance company. A phone call to the insurance company revealed they needed a detailed bill to process the claim but the hospital had only sent a summary bill. This was quickly resolved with a second call to the hospital. A payment for the claim (less policy deductible) was quickly sent.

Second Action: Appeal the Claim. You will see on any “Explanation of Benefits” a procedure to appeal any claim that has been denied. Follow this path (normally a mailed letter). Keep a copy of everything. You need to appeal within a limited time period. I made it a policy with my brother’s claims to appeal the same day I received any Explanation of Benefits that did not pay the claim. Always send an appeal by certified mail to establish the date the appeal was made and who it was sent to. An appeal forces a higher level of assessment and typically shifts the claim to a special claims appeal review department.

Third Action: Follow up the appeal with a phone call. Normally, you will get an appeal response by mail within a specific time frame outlined in the appeals process. If you don’t receive a timely response or a response that you don’t understand, call the claims appeal office and ask for help. Request a supervisor if you don’t get an adequate answer.

Fourth Action: Ask for a copy of the contract clause that impacts the claims outcome and reread it. Have the claims representative or the supervisor explain the contract language and why the claim is ineligible for payment. You will eventually get the right answer (I always have). If the right answer is a denial, you are owned an explanation you understand.

Problem #2: Past Due Notice from Health care Provider.

This is a warning flag – something has gone astray in the claims communication or processing and you need to figure it out. Intervention will be needed.

First Action: Confirm with the healthcare provider that the claim was properly filed. Several times, I have found that the provider never got the policy information and was unable to file a claim.

Example: Both times that my brother was taken to the hospital, the ambulance service was never given any insurance policy information. The late notices alerted me to call them and provide what they need to file the claim.

Second Action: Call the insurance claims call center and confirm that they received the claim. Ask for an explanation on why claim payment has been delayed. Discuss when the claim payment will be handled.

Third Action: Repeat if necessary. If not resolved after calling the provider and health insurance claim office a second time, request the insurance company to contact the healthcare provider and resolve the communication issue directly. If this is refused, see: “Fourth Action.”

Fourth Action: The “Poor Man’s Conference Call” – my favorite technique to deal with communication barriers between healthcare providers and claims processors. Get access to two difference phone lines (I normal use a land line and my cell phone) and call both of them at the same time with a phone at each ear. Force them to dialogue with you as the conduit until the problem is resolved or until they accept your request to discuss the problem directly without you.

The “Poor Man’s Conference Call” has worked both times I had to use it. Reserve it for your stubborn communication problems when you need a “nuclear option” to force direct contact to resolve a claim problem. Because of HIPAA rules and legal risks, it is normal for healthcare providers and insurance claims processors to be reluctant to discuss any claims issues directly. Health care is a crazy world with privacy, legal barriers, office procedures and multiple layers of processors that limit cooperation and foster communication impediments.

Problem #3: Out-of-Network

The best way to avoid claims paid at the much lower “Out-of-Network” rate is to make an honest attempt to use “In-Network” vendors. If you choose to use providers that are not on the preferred list, you will pay more out-of-pocket and often have to meet a higher deductible.

Below are situations in which you are forced to use providers outside of the prefer ranks:

First Situation: Emergency Treatment. The health insurance contracts that I am familiar with and sell make an exception for any network issues if you are unable to choose a preferred provider due to bonified medical emergency. Your claim will likely be processed initially based on the “Out-of-Network” rates and then you will need to appeal for claim payment based on the emergency treatment exception and request adjustment to an “In-Network” settlement.

Second Situation: No Ability to Select an In-Network Provider. I have appealed and been successful based on the argument that there was no opportunity to select a preferred provider.

Example: My brother was transported by an ambulance service that was summoned by calling 9-1-1. He had no control over which ambulance was dispatched. The ambulance service was not a preferred provider and the initial claim was figured based on “Out-of-Network” rates which left a substantial balance. After an appeal, this balance was paid by the insurance company.

Another example: You select an “In-network” facility but are assigned an “out-of-network” doctor or provider. My brother’s pathology sample was sent to a lab that was not a preferred provider. He had no control of the transaction and no ability to select who got his lab work. I again was successful on appeal.

Third Situation: No network provider available. Any health insurance contract that I am familiar with has an exception for any network issues if no preferred provider is reasonably available. You may have a basis to appeal if you can show that no provider on the network will take you or that none of the preferred providers are within a reasonable travel range.

Example: My brother’s doctor that specialized in infections was not a preferred provider. All of the claims from this provider were initially process as “Out-of-Network.” I was able to prove that no “Infections Doctor” that was on the preferred provider list was available to treat my brother within 30 miles. An appeal, based on network provider availability, was then successful and the claim adjusted.

Summary

While most health insurance claims are processed correctly, you still need to be prepared for the few that aren’t. Always follow-up with phone calls, ask for help and appeal an unfavorable outcome, if necessary. Be polite and enlist the claims representatives to be your allies. Remember, you deserve explanations that you can understand and help resolving any claims processing problems. I hope my organizational and troubleshooting tips are helpful.

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The Benefits of a VoIP Phone System

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Consumers and businesses alike who still use traditional land lines need to discover the amazing benefits of a VoIP phone system. The crux of the platform is voice services provided over the Internet. The quality of these systems is incredible, and they are significantly cheaper than traditional voice options. The economic benefit alone is reason enough to switch, but we are just getting started. If you don’t already know about these amazing systems, you need to read further. Let’s take a closer look at the many benefits provided.

Cost Efficient and Completely Scalable to Your Exact Needs

These phone services are perfect for a single person or an entire corporation. You have complete control over how much you want. Thanks to the move off of public switched telephone lines and the emergence of Internet calling equipment, manpower, maintenance, and even long distance calls are extremely cheap! These savings are passed on directly to you, the customer. If you are running a business, the savings and scalability that VoIP can provide allow you to optimize your bottom line.

A Ton of Other Media Services Are Also Included

This means fax and video calling and instant messaging too. These added features cannot be provided by traditional communications companies. Added media features go a long ways for businesses. Have video conferences and keep in constant communication with your employees via instant messaging. You can add users to the network for quick messaging and video calling. Plus, you will also be able to see which users are online and active.

Your Number Moves When You Do

Remember when your phone number would change every time you moved? VoIP technology has banished this antiquated hassle. When you decide to move, whether you’re moving a single line or a whole business worth of lines, your number moves with you. There is no more hassle in moving. You can even travel with your line! It is common for business people with VoIP connectivity to bring their line along when they are out of the office for an extended period of time. As long as you have an Internet connection, you have phone services. The number remains the same, and you can keep in contact with business associates and customers without breaking a sweat.

No Boundaries

Since VoIP technology is hosted over the Internet, traditional area and country codes are losing relevance. For example, if you lived in Germany, but subscribed to an American phone number, you could make calls to America at the cost of domestic calls, which is cheaper than international calls.

Safe in the Case of A Disaster

Should anything happen to your physical location like a natural disaster or a fire, you’re networks and phones are secure with VoIP services. Even better, you will be able to keep your lines and networks online after a devastating disaster, so you can get back to work without missing a beat.

There is really no competition when it comes to affordable phone services. If you still use a traditional communication line and have not considered VoIP technology, it is time for you to see what it can do.

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