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Private Student Loans – An Easy Guide



Private student loans can give you a real advantage because they can be used to help you cover those other costs that may not be covered under the normal type of student loans.

A rule of thumb is to firstly apply for the government loans that are available and then use these private loans as a top up solution.

The reason that many of these private loans are available was because it was found that there is need to fill those gaps that the normal government type loans missed out.

Private Student Loans – Benefits

Very low interest rates

Flexibility of payments

Ability to arrange for automatic deductions of loan payments.

Chance of getting substantial discounted loan rates

Deferred payment options can be available.

No upfront fees and charges


Cosigner s are people who can strengthen the approval rating of loans that you apply for.

Having a cosigner can also help to reduce your interest rate.


Under normal conditions you must be a f U.S. citizen a permanent resident

You have to be enrolled at an eligible educational institution.

You must be of legal age.

If you don’t have a cosigner then it is advisable to have at least 24 months of established credit history.

Certain conditions may also apply to your place of residence, check each institution for these conditions.

Cosigners may belong to any state and there is no restriction based on state.


The first thing you need to do is to submit the application, make sure that all the required paperwork is in order. Make a checklist of things that you are required to submit, this will make it easier and also act as a method to double check if you have all the right documents.

Normally you will have an instant ‘yes or no’ decision, the approval process can sometimes be earlier. You can expect a result within 10 to 14 days.

It is advisable that your cosigner is of high standing and has a good credit score. This will help in getting your application through quicker.

When you then submit your documentation.

The fees that are normally charged are industry standard fees and do not vary much between institutions. Your fee structure will be determined during the application process. These fees will also change slightly depending on your own credit score.

Your repayment schedule can vary from fifteen to twenty years.

I hope this private student loans guide has been of help, good luck with your studies.


Conflux (CFX) Price Sky-Rockets 60 Percent in the Last Week



Conflux (CFX) Price Sky-Rockets 60 Percent in the Last Week
  • ShuttleFlow is a Conflux-based cross-chain asset bridge.
  • Sponsors pay the user’s transaction costs to assist with onboarding.

Promoting global token economy infrastructure. Conflux connects artists, communities, and markets globally. It is a high-speed first layer consensus blockchain that uses a Tree-Graph consensus algorithm to process blocks and transactions in parallel for improved speed and scalability.

It is the first regulatory compliant, public, and permissionless blockchain in China, linking decentralized economies to enhance the global DeFi ecosystem. Moreover, Conflux uses a well-tested PoW consensus to offer protocol-level security and anti-reentrance attack mitigation.

Increased Issue of Tokens

ShuttleFlow is a Conflux-based cross-chain asset bridge that allows smooth asset transfers across protocols. Moreover, it is the blockchain that can scale without compromising security or decentralization.

Built-in staking interest supports creative DeFi applications. The increased issue of tokens presently yields an annualized rate of 4%. Sponsors pay the user’s transaction costs to assist with onboarding. This mechanism enables individuals with no wallet balance to participate in the blockchain. 

Conflux’s token economy revolves around the $CFX token, which holders may use to pay transaction fees, stake for rewards, rent storage, and participate in network governance. Also, CFX compensates miners who guarantee the Network’s security. The Shanghai Free Trade Zone will explore cross-border trade using the offshore Renminbi (RMB) stable coin.

As per CoinMarketCap, Conflux Network price is $0.393001 USD. In the last 24 hours, the coin has gained 2.55% percent of its value. Furthermore, comparing the current CFX market cap to yesterday’s market value shows an increase.

The CFX gained sixty percent in the past 7 days. Moreover, Conflux Network has recently demonstrated great promise, and now may be an excellent time to invest.

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Bitcoin Falls to $40k Resulting in Over 180,700 Investors Liquidated



Bitcoin Falls to $40k Resulting in Over 180,700 Investors Liquidated
  • UK’s Financial Conduct Authority publicly warned investors.
  • The largest crypto by market cap fell 10% in the previous week.

Fear of default by Evergrande Group, a Chinese real estate company, triggered a new round of crypto selling. 182,798 traders had been liquidated as of this report. The largest single transaction was a $14.52 million Bitfinex-ETH liquidation order. values the global crypto market at $1.84 trillion, down around 1.6% from the previous day. The largest crypto by market cap fell 1% in the last 24 hours and 10% in the previous week.

After Tuesday’s sell-off, Bitcoin seems to have steadied around $40,000 support. After such a drop, analysts expect BTC to stabilize later this week.

A Parabolic Rise is Long Over-Due

Before the flash collapse earlier this month, funding rates were high, according to Delphi Digital, a crypto research company. However, the market was not as aggressive this time, resulting in a slightly better result. The developments surrounding Evergrande may cause increased volatility in the coming weeks.

On the charts, strong overhead resistance at $55,000 may limit short-term purchases. The U.S. With the Fed’s policy meeting ending on Wednesday and Bitcoin options expiring on Friday, volatility may remain high this week.

After this year’s relative Bull Run, an anonymous cryptocurrency expert told Nairametrics a parabolic rise is long overdue. Moreover, several weeks ago, the UK’s Financial Conduct Authority publicly warned investors about the risks of trading crypto assets.

The global crypto market is in the red due to the Evergrande crisis, dubbed as China’s Lehman Brothers. The uncertainty caused by Evengrande’s crisis impacted global stock markets. This crisis has a ripple effect on the cryptocurrency market as well as the global equity markets.

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Study Reveals Even By 2030, C02 Footprint From Bitcoin Mining Not a Concern



Study Reveals Even By 2030, C02 Footprint From Bitcoin Mining Not a Concern