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It Makes Sense To Shop For Mortgage Renewal

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In today’s market, there are many people who shop endlessly during the first purchases for their mortgage while accepting the first offer of the bank during mortgage renewal. However, often the first offer is not the best offer to go for. Even today, banks mostly begin renewal offer at posted rates.

It is seen that almost 60 percent of people sign back renewal letters without considering the availability of other offers. Hence financial institutions find it difficult to offer incentives for their best offer.

The thing that needs considering is the fact that the arrival time of renewal letters is usually about three weeks before the actual renewal of the mortgage. Hence there is very little time to make use of the lower rates that were available in the previous three or four months or make arrangement to finance with another lender.

Consumers are required to pre-approve 90-120 days in advance of their renewals with other institutions before the actual renewal date. This provides them with immediate benefit of having the lowest rate available on the market for the longest duration possible prior to the actual renewal date. The best thing is that it is completely free and there is no obligation associated with it.

As the mortgage is paid off for the first time by a borrower, much of the blended principal and interest payment fulfils the interest. With time, the interest gets lower while the principal keeps increasing. This type of blended payment has great implication to the borrower of mortgage.

It is wiser to shop the market before the existing mortgage holder sends anything to you. The different documents that will be required at renewal time are as follow:

· A letter from your employer on the company letterhead with your name, base salary (or hourly rate), normal working hours per week, length of service and position held.

· For self-employed or commission sales, personal tax returns together with the Notice of Assessments for three years.

· Completely filled standard mortgage application.

· The recent property tax receipt after knowing the charge of land/Mortgage.

Mortgage is a serious financial decision that should be taken with care. You should see that the institution you are placing your mortgage should provide you with the best combination of rates, features, and services. Don’t you think that had your current mortgage holder really wanted to keep your business, they would certainly have given you a competitive rate at the very outset?

Always remember that working with the very best mortgage people has the dual advantages of their education and resources and in the process saves you lot of money. Certainly a qualified borrower can ask for the best.

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Good Games Guild Announces Triple IDO on Seedify, Ignition, MoonStarter

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Panther and BUMPER Protocol announce partnership to provide seamless DeFi user experience

Jakarta, Indonesia, 24th October, 2021,

Good Games Guild, a gaming hub that aims to create the largest virtual world economy by optimizing its owned assets to get maximum yield, has announced that it will be introducing the $GGG token on three of the leading IDO platforms in early November 2021.

After finalizing their seed funding round and a private round, valued at a combined $1.7 million, the team at Good Games Guild are pleased to confirm that they will be carrying out the Triple IDO on Seedify, Ignition, and MoonStarter.

Here are the details for the IDO event:

  • IDO Price: $0.30 per token
  • Total Fundraising Target: $360,000
  • Number of Tokens to be Sold during IDO: 1,200,000 $GGG
  • Initial Market Capitalization: $387,750 (Exclude Liquidity Provision — At IDO Price)
  • Official $GGG token contract address: TBA
  • Blockchain Tech Platform: Binance Smart Chain (BSC) & Solana Chain (SOL)

Here are the details for the Triple IDO:

  • Good Guild Games is launching its $GGG token on the following IDO Platforms:

— MoonStarter

MoonStarter is a decentralized, multi-chain IDO Launchpad that supports innovative crypto projects across all blockchains with a goal to become the single-stop multi-chain launchpad for selected projects.

Here are the details for the token sale:

  • Number of Tokens to be Sold on MoonStarter: 116,666 $GGG
  • IDO Allocation: $35,000
  • Date and Time: November 2nd, 2021
  • Place: https://app.moonstarter.net/
  • Whitelist and Lottery Details: TBA
  • Token Type: Binance Smart Chain (BSC)

— Ignition

Operating as a decentralized swapping protocol, Ignition allows blockchain-based token projects to offer their private and public auctions to participants, leveraging both PAID Network and Polkadot technology. Ignition places a strong emphasis on creating a loyal community, which will best serve both projects and investors in the long-term.

  • Number of Tokens to be Sold on Ignition: 416,666 $GGG
  • IDO Allocation: $125,000
  • IDO Details:
    • Lottery open: Tuesday, October 21st, 2021, 2 PM UTC.
    • Lottery close: Friday, October 29th, 4 AM UTC.
  • GGG IDO: Wednesday, November 3rd, 11 AM UTC.
  • Token Type: Binance Smart Chain (BSC)
  • How to join? Check links below:

— Seedify

Seedify is an incubator and launchpad for blockchain games and gamers. At Seedify, they provide curated Initial Game Offerings (IGOs) through their platform, supporting quality blockchain games with reaching crowdsourced funding, as well as helping projects with community building and marketing efforts; all while providing an avenue for the community to get the tokens of upcoming blockchain games before they get listed on exchanges.

About Good Games Guild

Good Games Guild is a Gaming Hub that aims to create the largest virtual world economy by sponsoring millions of play-to-earn gamers, investing in play-to-earn games and their in-game assets, and building tools that will enhance the future of gaming and the Metaverse.

Good Guild Games is also a decentralized autonomous organization (DAO) that focuses on non-fungible tokens (NFTs) that are frequently used in blockchain-based games & virtual products.

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Bullish Avalanche (AVAX) Will Hit $71 Soon?

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Bullish Avalanche (AVAX) Will Hit $71 Soon?
  • Avalanche’s first desktop wallet launched version 2.0.
  • AVAX price will also hit its strong resistance level of $71 soon.
  •  we can also expect AVAX price may regain its lost position.

A layer one blockchain that functions as a platform for decentralized applications (dApps) and custom blockchain networks is Avalanche. Recently, Avalanche’s first desktop wallet launched version 2.0. The new features in version 2.0 are quite compatible with all the DApp on Avalanche blockchain. With this new update, Avalanche (AVAX) could climb up to its peak in the forthcoming days. Avalanche’s (AVAX) price will also hit its strong resistance level of $71 soon.

Accordingly, in the time of mid-may, the AVAX price experienced a huge crash after this now the asset went parabolic. After witnessing the ups and downs, AVAX has shown a bullish sign and surge over $60. Eventually, with the latest drop and corrections, the AVAX price chart has formed the w-shaped pattern and broke the resistance level, and moved upwards.

Furthermore, since the mid of August, the AVAX platform has undergone an immense surge of volume, which has given huge confidence and a boost to the price. After the recent up and downs from $60 to nearly $50 and also reached the resistance level. Therefore, as forementioned, AVAX formed a w-shape. Henceforth, with a recent gain in AVAX price, the asset broke the next resistance level and moved towards a strong resistance level at $71. If it breaks the resistance level then we can expect a new all-time high (ATH) soon.

AVAX Current Market Status 

As per CoinMarketCap, AVAX’s price has been trading at $66.73 with a 24-hour trading volume of $539,966,583. AT press time, in the last 24 hours, AVAX price has increased by over 1.90%. The circulating supply of AVAx is 220,286,577.21 AVAX. It can be traded in top crypto exchanges such as Binance, Coinbase, Huobi Global, Bitfinex, Gate.io, Kucoin, and more.

More so, currently, the chart displays an ascending channel pattern, if this trend continues then the levels at 1.4 FIB levels at $126 could be an achievable target. And we can also expect Avalanche’s (AVAX) price may regain its lost position and reach more heights will the new ATH.

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JPMorgan Says, Worries About Inflation Drive-Up Bitcoin’s Price

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  • The initial hype with BITO could fade after a week.
  • Gold used to be an effective tool to hedge against inflation.
  • The second bitcoin futures ETF in the U.S. launched Friday.

As opposed to investment opportunities in newly created futures trading exchange-traded funds. According to the global investment firm JPMorgan, inflation fears are driving bitcoin prices to record highs (ETFs). “The flow shift continues intact, supporting a bullish prognosis for bitcoins through year-end.” The business said, noting that investors are shifting their money away from gold ETFs and towards bitcoin funds.

A research note issued this week by JPMorgan Chase analysts led by Nikolaos Panigirtzoglou explained that inflation. Instead, the excitement surrounding the first U.S. futures trading exchange-traded fund has already been driving up. The price of bitcoin to all-time highs (ETF).

After just one day of trading, the Proshares Bitcoin Strategy ETF (ticker: BITO) has garnered almost $1 billion in assets under management. On Friday, the second bitcoin derivatives exchange-traded fund (ETF) in the United States opened.

They go on to say that “by itself. The introduction of BITO is unlikely to ignite a new phase of considerably. Additional fresh money into bitcoin,” and they provide the following explanation:

Our research indicates that bitcoin is perceived as an improved inflation hedge than gold. This perception, in turn, has prompted a transition away from gold ETFs and into bitcoin funds, which has occurred since September.

As the experts pointed out, “the initial excitement surrounding BITO may dissipate within a week or two.”

Earlier today, according to information from Bitcoin.com Markets. The price of bitcoin reached an all-time high of $66,899, a new all-time high. It is currently valued at around $61,249 at the time of writing. 

This index has climbed by roughly 40 percent. It is since the start of the month and by more than 90 percent since January 1, 2015. When the market expected the authorization of a bitcoin futures exchange-traded fund (ETF) by the Securities & Exchange Board of the United States. The bitcoin price significantly increased in value (SEC).

Not only have JPMorgan analysts clarified that the real driver behind bitcoin’s price increase has been starting to grow inflationary concerns.

But they’ve also mentioned that this has prompted investors to look at investments that, can act as a hedge against this risk, such as gold as well as bitcoin.

The gold standard was formerly seen as an effective inflationary buffer. However, it has been unable to respond effectively over the last week to growing concerns about rising cost pressures on the company.

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