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Valkor’s Gold Making Guide – Making Maximum Gold

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Some World of Warcraft players are surprised to learn exactly how much gold other players can make strictly through mining. Mining gold in World of Warcraft (WoW) has always been thought of as the “slow” method to acquiring large amounts of gold. But if you had the ability to look into other players’ accounts who strictly use the mining technique to acquire gold, you would probably be very surprised to see how much gold some of them have been able to acquire.

One of the “secrets” to mining large amounts of gold is to get a hold of a good gold making guide. There are a lot of these guides available, given that WoW is probably the most popular online computer game ever made. One of the leading Gold guides is called “Valkors Gold Making Guide”. This particular guide has been around for a few years now and was written by a player with several years of playing experience under his belt. It has become a best seller in the “gold making” category of WoW guidebooks for the simple reason that it works.

Thousands of copies of this book have been sold and are being used daily by World of Warcraft enthusiasts to make and sell gold for maximum profit. The guide covers a lot of ground in its 145 pages, but one of the main themes throughout the book is not just the making of gold, but also selling in the auction house. Too many players make the mistake of going to the auction house unprepared. Valkor’s Gold Making Guide spends a lot of time teaching your how to go to the auction house fully prepared so that your can maximize the spread between your buying price and selling price. “But low, sell high” is as true in the online computer gaming world as it is in the real world because the difference between the 2 prices is your profit.

WoW players who are best prepared for the fast-paced action in the auction house usually profit the most. Experienced Auction House WoW players typically will always do better in the game than players who may have expertise in other parts of the game but lack Auction House skills.

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Three Cheapest NFT Tokens – NFT, RONINGMZ, SURE

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Three Cheapest NFT Tokens - NFT, RONINGMZ, SURE

Non-fungible tokens are unique tokens that have exploded in popularity and sales this year. From digital arts or music to game characters or videos, these digital assets have been sold for millions of dollars.

Each NFTs are different and unique which are typically held on blockchain technology. It paves way for the creators an opportunity to monetize. Additionally, the sale of NFT is direct between the creators and the buyer of NFT which leads them to get more profit. Thus, the adoption of NFT surged exponentially and the popularity of NFT reached heights. Now, let’s dig into the three cheapest NFT tokens which are NFT, RONINGMZ, and SURE.

According to Coinmarketcap, APENFT (NFT), Ronin Gamez (RONINGMZ), and inSure DeFi (SURE) are the three cheapest NFT tokens. As a matter of fact, the NFT sales have been recorded to be in billions this year. The market value that NFT has gained among the investors is huge. Among these NFTs where each unique art is being sold in millions, there are cheap NFTs also available in the market.

Current Market Status

The current price of APENFT is $0.000003751 which has surged over 35% within the last 7 days. Whereas, Ronin Gamez (RONINGMZ) is now trading at $0.002036 which has boomed over 390% within a week. The third NFT on the list is inSure DeFi (SURE) is currently trading at $0.003509 that has risen to 13 .71% in a week.

Cheapest NFT Tokens

The hype for NFT and investors falling for NFT artworks is increasing every day. As a result, the sales of NFT just boomed this year. The NFT sales for the first half of this year are over $2.5 billion which seems astounding. Moreover, the well-known digital art “Beeple” was sold for $69 million at the auction house.

However, NFTs are collecting millions of dollars for just one unique art. They are not only in the form of art, NFTs are also in the form of images, videos, game items, and video games. Furthermore, at one point the price value of NFT might surge in no time which may result in high profit for the buyer. As NFTs are the trend in the market the demand is and its adoption is getting high.

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Creditology – Declare War on Your Credit Score!

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The Science and Math Aspect

Creditology as we may refer to it, is the mathematical equations and algorithms utilized to produce a score from a compilation of huge amounts of data that is supposed to predict the tendency for a borrower to default on a loan. This ambiguous and often arbitrary rating system has kept many Americans in a state of helplessness, and allowed banks and insurance companies to charge higher fees and rates based on a number that often times makes no sense, and is actually incorrect. An extremely valuable industry has arisen, that is empowering the consumer to have control over this number, it is called creditology credit repair.

How does Creditology Credit Repair Work?

Quality credit industry professionals have access to software that runs mathematical equations similar to the credit bureaus equations, except in reverse, to determine the optimum levels of credit limits against balances, types of accounts to maintain as open, length of time to keep accounts open, etc.

What is a Credit Score?

A credit score is a number generated by a mathematical formula that is meant to predict credit worthiness. The most common of the credit score standards is the FICO score by Fair Isaac. The FICO score ranges from 350-850 and is intended as a predictor of whether or not you will be 90 days late on a loan obligation. Fair Isaac uses thousands of credit reports to calibrate the FICO scoring model and is very secretive of the exact formula.

Here is a percentage breakdown of a FICO score:

o 35% – Payment History

o 30% – Debt Ratio

o 15% – Length of Credit History

o 10% – Types of Credit

o 10% – Number of Credit Inquiries

It is very possible to remove negative items from your payment history through a credit restoration service, or even on your own, with the right guidance. Consumers can increase their credit history with positive rated accounts that will improve score. With a good credit restoration company, it can be determined the precise number of new accounts to open, with the exact credit limits and balances to maintain to optimize the score.

Most people are aware of the three credit reporting agencies TransUnion, Equifax and Experian. The average difference in score between the highest and lowest of your three FICO scores is 60 points. This is the result of each of the credit bureaus having different items on their report, some correct, some incorrect and some that are not being reported in full compliance with credit law.

According to the Government Accountability Office, 80-90% of credit reports have serious errors on them, and this does not even include the more minute errors that a quality credit restoration company looks for.

How can I get a free copy of my credit report?

By law, all consumers are entitled to a free copy of their credit report from each of the three credit bureaus once a year. However, this is merely a record of accounts on the credit report and a general reference to status, ie “good standing”. Specifics are not offered such as delinquent dates, and most importantly the actual score. For this information, the consumer must pay the bureaus approximately a $40 fee. The law that was supposed to help consumers monitor their credit has become nothing more than a bait and switch to entice consumers to get their “Free Credit Report”, only to realize the vital information is not free!

The bottom line is that there are very different versions of credit profile enhancement, including removing reporting of negative accounts, where possible, removal of erroneous reporting, and frivolous reporting by creditors, as well as the mathematical dynamics behind creditology credit repair. The consumer must utilize a company that has ALL of the resources necessary to optimize all aspects of the credit profile, not just mail out dispute letters.

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Installment Loans and Bad Credit – You Can Get It Right

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You have bad credit. You need a substantial infusion of cash. Where do you go? Finding someone who is willing to extend a long-term or installment loan to you can be a challenge. However, having a verifiable income that will allow you enough cash left over from your monthly expenses to pay such a loan, it can be done.

Getting Lined Up

The first thing you need to to is to develop a positive attitude. That is best done by figuring out your finances, how much of additional debt your finances will allow you to cover, and developing a long-term series of financial goals. Figure how much you need to see you through. Set your goal. You should also check your credit rating so you have an good picture of how potential lenders view you.

Customer Service

In no way should you approach the lending market feeling any sort of desperation. You need an infusion of cash, that is it. If any lender makes you feel like they are doing you a favor, find another lender. You are doing the lender a favor by bringing them your business, poor credit history notwithstanding. If folks such as yourself did not exist, they would not have a business.

Start Traditionally

You should start by lodging queries at your local banks or credit unions. Simply explain, without mortification, why you have bad credit, why you need an infusion of funds, and how you intend to repay. Especially if you have been a long-time customer of a particular financial institution, you may be surprised at how willing loan officers may be to work with you.

Options Regarding Loans

Most traditional lenders, and other lenders, offer two types of loans, secured and unsecured. Unsecured loans are called personal loans or signature loans. Secured loans are those in which you offer valuable property as security to back up the loan. Secured loans are usually called home equity loans, line of credit on equity loans, and other similar epithets.

Online Opportunities

If you are seeking to borrow a large sum of money and do not have good credit, traditional lenders may not be your best source. Many could be better offer off by scouring the internet for long-term loans for folks with bad credit. Indeed, many offer them without the rigors of a credit check at all. In fact, due to recent economic downturns, many have entered the lending market seeing the need of financially down-trodden who need a lift to get back on their feet financially.

Short-term Opportunities

Should you still be hampered because of your credit past, consider taking out a series of small cash loans with establishments who report to the credit bureaus. As you prove your fiscal responsibility, other opportunities will become available.

Be Wise

Regardless of which route you choose, the important thing is to keep your integrity and to shop around. Find out about as many lenders as you can — their interest rates and their repayment terms. Find the one that is most amenable to you in terms of how much they charge for allowing you to use their money and how much they can make monthly payments fit your budget. Shopping around is best whether you seek out online lenders or traditional lenders.

Do Not Give Up

Have a goal firmly in mind. Have an amount in mind. (Do you really need that much?) Have a strategy for repayment in mind. Get ready to search, search, search. You will eventually find a lender who is willing to work with you for an affordable, long-term installment loan. You will find a lender willing to offer decent interest rates and payments you can live with.

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Chingari’s Crypto Token Will Be Empowered with Solana Blockchain

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Chingari’s Crypto Token Will Be Empowered with Solana Blockchain

Chingari is India’s popular short video sharing mobile application which has numerous facilities to attract the users. This entertainment app now secured $19 million in crypto funding rounds to build its token ‘$GARI’ with advanced crypto technology “Solana blockchain.” 

However, the Crypto industry is growing at a fast pace attracting almost all other groups into its digital world. It is significantly visible that crypto adoption is bubbling up along with its innovative technologies supporting the industry. 

Chingari ($GARI) with Solana

The CEO of Chingari, Sumit Ghosh is smartly moving along with the trend of crypto’s which will be the vital source in the near future. So, he planned to launch a new token called  ‘$GARI’ which will be the sensitive piece of the network. Thus, the capital amount $19 Million will be utilized to upgrade the platform, to inaugurate a Chingari’s crypto token with Solana blockchain. 

Moreover, the crypto funding was successful involving great investing ventures and individuals associated with crypto firms. It includes RepublicCrypto, Alameda Research, Solana Capital, Valor Equity Partners,Galaxy Digital along with Kraken, a US based Crypto exchange. 

Besides, the most interesting part of Chingari network is partnering with Solana Blockchain which is a popular crypto technology at present. In addition, the crypto market has a wide range of followers and users in India which can boost this partnership to a greater extent. 

Also, Solana is reaching its all-time high value in the marketplace for its transparent ecosystem and low transaction cost. Additionally, Solana blockchain is owning a censorship which develops an open network for platforms to achieve global adoption. Thus, Solana’s fame in the crypto market will raise the monetisation of the app. 

Crypto Funding

Further, the $19 million secured through fundraising includes various crypto assets such as Tether (USDT), stablecoins and USDC. More so, the short video app has a great reach covering up 30 million active users with over 78 million visual downloads. The CEO of Chingari app shares that the high scope of cryptocurrency in India will support the platform to achieve new milestones. And the robotic strategy of combining the new token with Solana will deliver promising industry developments in the market. 

However, the new advancement of launching the crypto token with the blockchain technology empowers the creators. It allows them to create their own digital space such as physical merchandise, non-fungible tokens (NFTs) creations. Besides, the creators are eligible to fund their favorite artists and stars.

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Payday Loan Lender: Limit Your Use To Make Payments More Affordable

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Applying for payday loans to help with budget failures can often lead to overuse. It is never good practice for a borrower to owe money to several payday loan lenders all at the same time. Between the finance charges and the balances due for each of the loans, your next few paychecks will carry a heavy burden.

Credit challenged applicants need to understand that there is a clear difference between owing money to creditors and short-term lenders. A direct lender is not in the revolving account business and unless you deal with a lender who processes installment payday loans, your payment is expected in full including fees by the time you get your next paycheck. With every other household bill and payments to every creditor how much money will you have left? Too often credit challenged folks turn to the short-term loan lenders for food and gas money or to recoup from paying another safe payday loan off. This is a tough cycle to get out of. You have to make on-time payments, so how do you ever get out from under the carpet of debt? One thing for certain is that you cannot get out of debt while still making debt. You have to take a stand against using any more credit cards or fast cash loans to make ends meet.

Minimum payments will not get rid of debt any time soon. All it will do is continue to drain your bank account while you dish out finance charges with every payment. It is important to focus on the one loan that costs the most and knock it out of your budget portfolio. It makes the most sense to get rid of high interest rate debt first. This will often point to paying payday loan lenders in storefronts or online first. You may have creditors that charge similar or possibly higher rates, but the short terms on a payday loan make finance charges happen more often. Minimum payments break the bank one small payment at a time. You can’t blame financial woes only on the debt.

Creditors will send you a bank statement. Do you open it or place it on the desk to take care of another day? Do you answer the calls from a direct lender? Chances are that they may call you to remind you of your upcoming due date. Unless you have not paid the bill, you don’t have anything to avoid. If you have missed the due date or your payment was returned insufficient funds, it is good to accept their call or read any communications they send. It is always best to make arrangements with the company directly. The last thing you want is debt in default. There will come a point that a borrower’s debt will get sold off to collections. You know those companies that call and send countless emails and letters trying to collect on your debt. Collections agencies are no fun to deal with never mind the damage default debt will do to your credit report. When you get a call from your creditor or direct payday loan lender accept it and work something out. It is much better for you in the long run.

Don’t use third party money for the wrong reasons. Extending your purchasing power is not a good enough reason to add debt to you plate. Make sure to leave these options for those emergency moments when unplanned expenses interfere with your budgeted plan. Multiple payments end up not being as convenient as spending the cash in the first place. Think it through and make the smart decision for your budget.

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Cavalry Portfolio Services – Remove Bad Credit

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You must dispute a negative item from Cavalry Portfolio to remove it from your credit report. You dispute directly with the credit bureaus. When you file a dispute you are telling the bureaus that the listing is inaccurate. The bureaus will then conduct an investigation into the listing.

The lender or collection agency will be contacted to verify the debt. Also the balance of the debt and the dates will be verified. If the mark can not be verified then the credit bureaus must remove it from your credit report. Frequently investigations result in the removal of negative marks.

You can write a dispute letter yourself or hire a credit repair service. If you only have minor damage to your credit report we suggest you dispute marks yourself. However if you have multiple bad credit marks it would be wise to hire a professional credit repair service. In addition a service can use advanced dispute techniques in case you have a mark that is verified.

Who is Cavalry Portfolio Services?

They are a collection agency. They will work on behalf of financial institutions or will purchase debt and collect for themselves. They actually offer individuals a contact name and email if you want to comment about their collection practices. Many agencies try to avoid hearing the negative feedback about their practices.

Instead they give the contact information of Todd Tipton his email is [email protected] and phone is 918.665.5686 to individuals wanting to comment about their company. They try to work with consumers and work out a payment plan.

Sometimes accounts can go to collections that are not valid debts. It is not uncommon for a lender mistake to cause your account to erroneously go to collections and for you to receive communication from a debt collector. You will not be able to explain that the lender made a mistake. Instead you will have to dispute the item with the credit bureaus.

In sum you can remove negative credit from your report, you do not have to wait seven years for the mark to naturally be removed.

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Worldwide Crypto Adoption All-set To Make Altcoins Breakout!

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Worldwide Crypto Adoption All-set To Make Altcoins Breakout!
  • Moneygram has collaborated with Stellar for Blockchain payments.
  • Banco Hipotecario has partnered with four new blockchain startups.

Large IT companies are demonstrating a strong interest in crypto-based payments, garnering huge public attention. It will not be surprising if the crypto sector replaces conventional financial systems.

On October 7th, 2021, the SEC approved the “Volt Bitcoin Revolution ETF” fund to promote blockchain technology. According to Volt creator Tad Park, Tesla, Coinbase, Paypal, and Square are among the companies included in the fund.

However, El Salvador’s commercial national bank, Banco Hipotecario, has partnered with four new blockchain startups. API3 is one of the revealed firms. This partnership will create blockchain solutions to provide consumers with Bitcoin-native DeFi products like trading and lending.

Peer-to-Peer fund transfer service provider Moneygram has collaborated with Stellar for Blockchain payments. Circle’s USDC stable currency would be used to enable quick money transactions, the firm said. Thus, many advancements are occurring in the crypto space. Most crypto assets are trending. 

Altcoins on the Rise

Solana’s spectacular Q3 performance pushed its price to an all-time high of $214.96, a 400% increase. Because its ecosystem is focused on security, data tools, and analytics, Q4 should be a lucrative quarter for DeFi. Terra Luna, following its Columbus 5 upgrade on September 30th, saw excellent growth in Q4. Token trading at $46.73 surpasses prior ATH.

In Q3, Dogecoin volatility spiked. The trend appears to be continuing in Q4, as the meme coin’s trade volume increased almost 400% last week. Moreover, it is also testing a key resistance level between $0.24 and $0.25, a breach of which may result in a new ATH.

Shiba Inu, a recent market phenomenon, surged almost 500% in four days, hitting a high of $0.00003502. Late Thursday, the dog-themed meme currency began to plummet. Furthermore, the asset has lost 30% in the past 24 hours. One of the whales just purchased over 1 trillion SHIB, prompting the price to soar. Because of this, the community believes now is not the time to purchase SHIB.

The crypto industry is growing like no before. Still, major events like Bitcoin Taproot upgrade, Ethereum merger, and Cardano Hydra layer 2 scaling solution update are on the way. As improvements are planned for late Q4, now looks like a good opportunity to purchase crypto assets and take calculated risks.

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Fantom (FTM) Price Upsurges More Than 17% In the Last 24-Hours

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Fantom (FTM) Price Upsurges More Than 17% In the Last 24-Hours
  • Fantom is a smart contract-capable blockchain platform.
  • Fantom’s DAG-based platform provides immediate payment, near-zero costs.

Crypto investors are taking note of Fantom’s recent rise. Fantom (FTM) was one of the major winners in the crypto market’s summer rally. Its price soared throughout August, reaching an all-time high of $1.93 on September 9, 2021. It has since cooled, but for fans of Fantom, this might be an excellent time to purchase.

The aim is to provide reliable and secure transactions via an open-source, permissionless platform. Fantom’s DAG-based platform provides immediate payment, near-zero cost, and unlimited processing scalability by integrating smart contract Dapp architecture.

Fantom Rivals

The potential for Fantom to be a better version of Ethereum (ETH), the second-largest cryptocurrency, is exciting. Fantom is a smart contract-capable blockchain platform. These applications enable blockchains to do more than transfer cryptocurrency from one user to another. The platform’s native cryptocurrency is the Fantom token.

The future may hold the most difficult task for Fantom. There are many Ethereum alternatives. Cardano (ADA) is the largest and has grown rapidly this year. Solana, too, is a growing platform with lightning-fast transactions.

Fantom FTM Price Upsurges More Than 17 In the Last
FTM/USDT: Source: TradingView

Fantom may be a good cryptocurrency investment due to its fast transactions and sophisticated smart contracts technology. Its price has fallen since its peak, and its market value is lower than some of its major rivals. It may yet have space to develop.

However, it’s difficult to predict which of these platforms will be the most long-lasting. According to CoinMarketCap, Fantom price today is $2.29 USD with a 24-hour trading volume of $2,970,596,604 USD. Fantom is up 17.19% in the last 24 hours.

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Why A Parabolic Move Is Expected For Bitcoin, Billionaire Mike Novogratz

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Bitcoin Fear

Bitcoin has been on the rise with the start of the new month. The first week of October brought with it good tidings as top cryptocurrencies in the market had begun to rally for the first time in weeks. Bitcoin hit a new 4-month high on Friday with its break above $56K. Bulls have set their eyes on new all-time highs before the end of the year and CEO of Galaxy Digital Mike Novogratz has echoed this sentiment.

New Investors Holding Up The Market

Billionaire Mike Novogratz was on CNBC’s “Squawk Box” to talk about the crypto market. Novogratz said that new investors were the reason bitcoin and ethereum price had held their high value. New investor enthusiasm has been on the rise since the bull market first slid into full gear at the beginning of 2021. But the recent turn of events in the crypto market has triggered a new wave of entrants into the space.

Related Reading | CEO Of Soros Fund Management Confirms That The Family Office Is Invested In Bitcoin

Novogratz puts the current crypto global wealth percentage at 0.5%, only a small number compared to other financial markets. Nonetheless, an impressive percentage is given that the crypto market is yet to enter its teenage years. The billionaire expects the percentage to rise well above 0.5% as more investors move into the crypto space.

BTC price trading north of $54K | Source: BTCUSD on TradingView.com

Speaking of new investors coming into the market and holding up the prices, the billionaire had this to say; “It’s holding because of just new money coming in. There was $17 billion of new venture capital that went into the first half of the year. It’s just a tremendous inflow of both talent and money.”

Expecting A Parabolic move

Novogratz’s firm Galaxy Digital is a well-known investor in the blockchain and cryptocurrency industry. Given this, the billionaire has always been bullish on the crypto market and has been vocal about his bullish stance. During his interview, the CEO revealed that he was expecting the crypto market to break new all-time highs through the fourth quarter of the year.

Related Reading | Investors Expect Ethereum To Outgrow Bitcoin, According To CoinShares Survey

“Not to sound like the ever bullish guy that I sometimes am accused of being, but I literally see a scenario where we take out the highs in Bitcoin and we have one of these parabolic moves in all the crypto going into the fourth quarter.”

Novogratz explained the reasoning behind his prediction using a racehorse analogy. He compared the movement of the crypto market to “the horse that turns the corner at the end” that ends up winning the race. Novogratz reiterated his bullish stance for the final quarter of the year. “The assets that are ahead in the fourth quarter usually have great finishes because everyone piles on and pushes the valuations higher.”

Chart from TradingView.com
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Ethereum to Outperform Its Rivals With the Launch of Altair Hard Fork

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Ethereum to Outperform Its Rivals With the Launch of Altair Hard Fork