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Can A Credit Union Help Build Or Rebuild Your Credit?

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The most important way of upgrading or reconstructing your credit is establishing a new credit history. And, an excellent place to go for assistance is a Credit Union because they live by the philosophy of “People Helping People”. They are dedicated to their local communities and focus on improving the quality of life for their members.

They offer financial tools designed to reconstruct blemished credit scores. Credit Unions understand that having “less than perfect” credit makes it difficult to obtain a loan; so they want to help guide their members with get back on track” loan programs. Here are some ways that some credit unions nurture your finances back to health:

Loyalty Loan Programs: These loans will help with immediate needs and also help rebuild your credit. These loans reward the members with on-time payments with a lower interest rate and loan payment over the life of the loan.

• Ability to borrow with an unhealthy credit score

• Flexible qualifying guidelines

• Incentives to lower your loan interest rate and monthly payment

• Improves your overall credit rating and credit score

Credit Builder Loans: These loans are usually made by Credit Unions to help members build or rebuild their scores. This type of loan is approved for a small amount, normally not much more than $1,000. Instead of the member getting the loan amount like they would with a conventional loan, the money is placed into an interest-bearing account. The member makes payments monthly, and after a year or two, the loan is paid off and the money, plus interest is given to the member.

• No qualifications necessary, except a reliable source of income.

• Usually a 12-month term

• Member’s repayment behaviors are reported to the credit bureau

Free Credit Counseling: Many Credit Unions offer free financial counseling. Members that take advantage of this program eventually see increases in their scores which helps create a more financially healthy member.

Repair your credit with a secured credit card: A secured credit card can be a creditworthy tool for people with less than perfect histories. Most of the time, a savings account is used as collateral for the secured card. Secured credit cards are the first step for members who can’t qualify for a regular unsecured credit card. Just be aware that most credit unions don’t promote their unsecured card options, so make sure you ask.

The quickest way to build up a satisfactory score is to borrow and pay back the loan on time. It isn’t difficult, it just takes some discipline. Locate a Credit Union near you and check out what options they have to offer. Rebuilding or establishing new credit is easier with a Credit Union so start constructing a healthier credit history today!

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Mr Beast Joins MetaWars’ Stellar Army of Backers

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Mr Beast Joins MetaWars’ Stellar Army of Backers

MetaWars is ready to launch to the stars after raising $2.3 million in seed capital, with none other than major YouTube star Mr Beast completing the stellar list of seed investors.

The hugely popular American content creator and philanthropist has been growing his cryptocurrency investment portfolio this year, and so the MetaWars team is especially delighted to have received his backing alongside seasoned venture capital firms after closing their strategic round.

Mr Beast joins ABV, Raptor Capital, CinchBlock, x21, CoinUnited.io, Double Peak, Magnus Capital, Everse Capital, Infinity Gainz, and Icetea Labs in providing the funding for the ambitious and exciting MetaWars project.

With these highly influential backers and their considerable reach onboard, the MetaWars team is expertly positioned to hit the marketing stratosphere and can fully focus on building the best space game in the blockchain.

The Massive Potential of MetaWars

MetaWars is a multiplayer sci-fi strategy game set in the future that will require both skill and strategy to master. A multi-layered, key tactical battlefield is the intergalactic setting for players to profit from the game’s war economy in a space exploration scenario.

Inside the game, players will need to find new universes, solve mysteries, claim territory, and defend their earned riches from adversaries in the metaverse. Anyone can build their own unique experience with the ability to exert control over the game’s ecosystem.

Players can wager, play-to-earn, and accumulate NFT collectibles through challenges, all while acquiring MetaWars’ utility tokens ($WARS) as profit, and in-game currency ($GAM) to help maximize that profit. The best players will also become the richest, according to the game’s design.

The Right Space To Be In

Video games have brought unprecedented growth to the cryptocurrency industry this year, with upwards of $50 billion reportedly raised in the first half of the year alone through investments, acquisitions, and public offerings in the blockchain gaming sector.

This is more than four times the number produced in 2020, catalyzed by a similar surge in the growth and popularity of non-fungible tokens (NFTs), which now play central roles in any video game title launched on the blockchain in the second half of 2021.

Following the advent of Decentralized Finance (DeFi) in the last two years, GameFi – which is simply the merging of DeFi and gaming – is already changing the way major stakeholders and investors find value.

In short, users can earn financial profits by playing video games. This is particularly important for projects aiming to serve large communities who want a loyal vase of users to utilize their tokens and engage with their products. And so the term Play-to-Earn was coined.

It is no great surprise, then, that Mr Beast – one of the largest YouTubers on earth with 71.6 million subscribers and a public passion for video games – chose to invest in MetaWars, one of the most promising titles that intend to maximize all of the capabilities of GameFi. His own personal interest in gaming makes his investment in the next huge trend a no-brainer.

Preparing For The WARS To Come

MetaWars is currently hosting an NFT auction for the public to gear up with mechas and additional resources. The prizes are valuable resources that would assist players in-game. To know more about the auction, visit here.

With $2.3 million seed funding secured, the next step for MetaWars will be preparing for its WARS public sale on three top launchpads.

MetaWars will conduct its public offering on GameFi, Red Kite, and Polylauncher on October 27th before listing on PancakeSwap, the leading decentralized exchange on Binance Smart Chain, on the same day.

Follow MetaWars’ official channels for more information and to stay up to date with developments.

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Crypto Platform Crypto.com Collaborated with Matt Damon and Water.org

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Crypto Platform Crypto.com Collaborated with Matt Damon and Water.org