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Can’t Trim Your Own Toenails? Medicare MAY Have You Covered

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Toenails seem like a simple part of our body to care for, and in many instances this is true. Unfortunately, as we age, several factors conspire to make this seemingly simple task more difficult. The advance of time and years of shoe pressure and minor injury often lead to toenails that are thickened, and differently shaped. Nail fungus infections become more common, further thickening the nails. The body’s ability to bend over to reach the toes decreases, especially when hip or back disease is present, or if the belly is a bit too large. Vision issues can also hamper one’s ability to see the nails safely. When one combines these factors, what is left is nails that standard nail cutters cannot work through, and toes that are too far out of reach to be easily worked on or even seen.

When these problems arise, many people turn to their foot specialists for care, as many people harbor suspicion of the sanitation of nail salons (sometimes rightfully so). Given the age group that most people begin to experience trouble with nail care, Medicare becomes the primary health insurance provider that the physicians must bill to receive payment for their services. The benefits Medicare provides for it’s enrollees is quite extensive, and includes many medical services, tests, and surgical procedures. Many people also assume that this coverage extends into more minor procedures, such as nail and callus care. While universal coverage of things like nail care for difficult-to-treat nails would be ideal, the reality is that Medicare only has a limited amount of monetary resources to pay for health care. The government has to place priorities on certain types of care, and nail care is not high on that list when compared to stroke or fracture care. Medicare’s philosophy on nail services can be essentially described as an unwillingness to cover nail care by a physician (podiatrist generally), even if someone cannot reach their own toenails or has poor vision, as someone outside of the medical community can generally provide this service (family, friend, nail tech). This policy effects many cases of nail and callus care in which medical treatment is sought, and defines such care as non-covered ‘routine foot care’. Medicare will not pay for such a service, and it is unethical and illegal for a physician to knowingly bill Medicare for this service. A cash price is usually set for payment by the physician’s office for this type of service. Medicare enrollees have the right to demand the physician submit a claim to Medicare, but this claim has to be a special code that shows Medicare this service is non-covered, and Medicare will eventually return with a confirmation of this, and the instruction to bill the enrollee a cash cost for this service. This special claim is not required by Medicare, who lets physicians recognize on their own when a service is non-covered, unless the enrollee demands it. The problem with this demand is that this only delays one’s physician from getting paid for their care, sometimes for weeks to months, even though the patient will still have to pay cash in the end. It is an unnecessary delay that is usually only serve as an antagonizing act by a patient on their physician.

Given all this, it is fortunate that there are some very common scenarios that change Medicare’s policy regarding toe nail care. Medicare is very willing to cover nail care when such care, if provided by someone outside of a physician’s office, would possibly lead to harm of that patient. For example, a person who is diabetic or has circulation disease has a greater chance of developing significant wounds and infections from minor skin nicks than someone who is generally healthy. For this reason, if an untrained individual cut their toenails and caused a small skin wound, the patient in question could be significantly harmed. Medicare wants to prevent this, and has set up a list of conditions in which they feel warrant toenail attention by a physician. This list includes the following conditions:

diabetes, arteriosclerosis (confirmed), rheumatoid arthritis, peripheral neuropathy, multiple sclerosis, arteritis, chronic kidney disease, ALS, leprosy, syphilis related nerve disease, beriberi, pellagra, lipidoses, amyloidosis, pernicious anemia, Freidreich’s ataxia, quadriplegia or paraplegia, Refsum’s disease, polyneuritis, toxic myoneural disease, Raynaud’s disease(not phenomenon), erythromelalgia, phlebitis (active), celiac disease, tropical sprue, blind loop syndrome, pancreatic steatorrhea

Unfortunately, the situation is not as simple as strictly having one of these conditions. Certain combinations of symptoms or findings on a medical exam need to be also present in order to justify this greater risk. These include things like thin skin, swelling, poor pulses, poor sensation, a history of amputation, and other various findings that need to be noted by the doctor and categorized into one of three classes. Together, these are known as ‘class findings’. Without their presence, Medicare will not cover some types of nail care, and also will not cover callus care. Adding even more confusion to the mix is the fact that certain qualifying diseases require one to have been to the doctor treating that condition within the last six months prior to the nail care date. Medicare requires the physician treating the nails to submit the exact date the doctor treating the qualifying disease was seen with every claim, or it won’t pay. Finally, the agencies that administer Medicare claims are numerous, each covering several states. There can be slight variation from state to state regarding these coverage policies, creating even more confusion when one moves to a new state and expects the same exact foot care coverage policy.

For those who completely qualify for toenail care, Medicare will pay 80% of the cost of this service, and some Medicare supplemental insurance will pick up the rest. The new HMO-style Medicare advantage plans usually cover 100%, minus any co-pay the plan has in place. Keep in mind that this payment to the physician is often quite low, sometimes under what a nail salon tech may get paid, depending on the regional Medicare carrier administering the program. Callus care reimburses a little bit more, but also carries more risk of complications if improperly performed. Medicare will allow this service to be performed no less than sixty one days apart. For those uncommon individuals whose nails and calluses grow bothersome faster, Medicare offers no other option.

As one can see, there are options for Medicare enrollees to have their toenails cared for by a podiatrist. Unfortunately, the restrictions that follow this care are extensive, and limit the option for medical trimming of toenails to only those with the greatest of risk for complications.

Beauty

How to Choose the Best Gourmet Hamper in Singapore

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Gourmet hampers are the perfect way to gift your loved one or for different occasions. These gifts consist of a combination of your favorite foods like cheeses, chocolate, and other decadents. Many online vendors produce versatile gourmet hampers with different components to suit and enhance your occasion’s experience. Choosing the appropriate one to suit your occasion is usually daunting with the numerous options available. This article outlines the proper guide to selecting the right gourmet hamper.

1. Consider the Person Receiving the Gift

When choosing a gourmet hamper, it’ll be vital to consider the person, either a loved one or a relative receiving the gift hamper. Remember that a suitable and jaw-dropping gourmet hamper comes with various components, like nuts, cheeses, chocolates, and many other decadents. Importantly, choose a hamper with the components that the individual loves. For instance, gourmet hampers with a lot of cheese and chocolate will suit most chocolate enthusiasts.

2. Check the Delivery

The delivery is an essential consideration when checking the appropriate gourmet hamper in Singapore. You can consider the delivery system, the cost, and the duration the vendor takes to deliver these hampers. Essentially, choose one that the vendor has a cost-effective and reliable delivery mode. A faster and more reliable delivery will be imperative to prevent any inconveniences that may result after purchasing your hamper.

3. Consider a Reputable Vendor

When looking for a gourmet hamper in Singapore, numerous vendors (online and physical) offer varying types. Before purchasing these hampers, it’ll be essential to consider choosing the right vendor for your supply. You can check at https://bearloonsg.com/hamper/to get the right one from the wide variety available. The vendors should have a wide range of products you can choose from, a secure and reliable payment system. Choosing a reputable and dependable vendor guarantees high-quality hampers.

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4. Consider the Gourmet Hamper’s Cost

Cost is an essential factor when looking for the right gourmet hamper. These products come at varying prices due to the different qualities and components in the basket. Before choosing the appropriate option, it’ll be wise to consider the one coming at an affordable rate. You can compare the options from different vendors and sites to choose those that suit your needs. Nevertheless, ensure that the lower price doesn’t entice you into purchasing lower-quality products.

5. Consider the Theme of your Occasion

Gourmet hampers come in different sizes and highlight products that suit different occasions. When choosing a suitable hamper for your needs, it’ll be essential to consider one that suits your needs. Furthermore, you can consider the customizable ones to suit your events like birthdays, valentines, etc. For example, if you want to enjoy or light up your valentine’s day, you can consider gourmet with components reflecting a romantic theme.

Wrapping Up

Gourmet hampers are the appropriate gift for your loved one, or you can use them to light up your occasion. Nonetheless, it’s usually daunting to choose the right one for your occasion with the vendors offering a wide range of varieties. Considering your occasion’s theme, the person you’re gifting, the vendor or supplier, and the price will help you get the suitable one.

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Acne-Prone Skin: The Best Face Serums

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Acne Prone Skin

Acne-prone skin needs high maintenance. If you have acne-prone skin, you must know how hard it is to take care of acne-prone skin. You can’t just buy some random product and start using them. You have to take care of every effect and ingredient of the product.

Acne-prone skin faces many skin issues, but a serum can prevent you from all these unnecessary troubles. You have to choose a serum that is hydrating and exfoliating. To get flawless and non-greasy skin, you should use face serum from shop.recodestudios.com.

Here we will guide you on choosing the suitable face serum for your acne-prone skin. Let’s find out the best ingredient for face serum.

What’s an acne-prone skin serum contain

If you choose an acne-prone skin serum, you must know what ingredient it contains. A good acne-prone serum has some common elements. So before buying a serum, look for these ingredients.

  1. Salicylic acid

Salicylic acid is the common element that we can find in all acne-prone skin products. It is known as beta hydroxy acid. The main work of salicylic acid is to remove dead cells and exfoliate the face. This also helps in clogging your pores.

  1. Alpha hydroxy acid

You can find AHA in all the acne-prone serums. The main work of AHA is to remove dead cells. It also helps in reducing inflammation. By using AHA serum, you can see improvement in pimple scars.

  1. Sulphur 

You can find sulfur combined with benzoyl peroxide or salicylic acid. It helps in removing the dead skin cells that can clog your pores. You can see more minor breakouts after using the sulfur base product because they can remove the excess oil from the face, which is the breakout.

  1. Vitamin C

One of the most common serum ingredients is vitamin C. You can never go wrong with vitamin c serum. It has anti-inflammatory properties. Vitamin C is an antioxidant that helps in reducing the redness of the face in acne-prone skin.

  1. Tea tree oil

It is one of the known essential oils made of leaves of tea trees. The tea tree works slowly and gives results after some time. You can also use pure tea tree if you have acne-prone skin.

How to choose the right ance prone skin serum

Before choosing a suitable acne-prone skin serum, you need to consider some facts.

  1. Look for ingredient 

Before buying acne-prone serum, scan the ingredient list. It would be best if you looked for a serum that contains salicylic acid, AHA, niacinamide, retinol, and zinc. We explain earlier about all these ingredients. Also, check soothing ingredients like aloe vera.

  1. Avoid the specific ingredient

You should avoid some harmful ingredients before choosing a serum.

  1. The serum doesn’t contain harsh chemical
  2. Don’t have any seed-derived oils
  3. Free of alcohol and sulfate
  4. Check review

Before buying the product, always look for reviews. The review gives a clear idea of whether you should buy the product or not.

These are some essential tips you have to follow before buying an acne-prone skin serum.

Conclusion 

It is tough to handle acne-prone skin. You will often face breakouts and pimples when you have oily skin. So to remove all the excess oil and pimple scar, we suggest you use a serum. Here we explain everything you need to consider before buying a serum.

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Bikini Cuts & Styles: What’s Right for You?

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Bikini
https://www.wickedweasel.com/en-us/models/jade-(1)

Every person has a unique body shape and size, so why should you wear the same bikini as everyone else? Many designers and brands have caught on to the fact that women want to highlight their individuality and flatter their best assets, so now they’re developing styles for every body type and size. While you might already know which bikinis are best for you, there are so many new styles out there, it might be time to discover new shapes that could be even better! 

This overview explores some common body types and the best bikinis to make them pop. Read on here to find a few more pieces for your bathing suit collection!

  • Smaller Chest

Finding a sexy bikini means working with what you’ve got. Regardless of what social media tells you is attractive, you can still highlight your features to look their best, even if you feel like you could use more (or less) in any particular department.

For women who have a smaller bust, you may want to explore bathing suit options with embellishments, prints, and details to accentuate the top of the bikini. These create the illusion of a larger chest and balance out your hips if you’re curvier down below. You may also want to shop bathing suit tops with extra padding or a push up design to create curves where you feel they’re lacking.

  • Bigger Chest

You probably already know that the string bikini is not your friend. Tiny strands are simply not made to hold up those glorious orbs of goodness! To ensure your chest is completely supported and your breasts stay in place, explore bikinis with underwire and thick straps. Double-stitching on the bands also means your bathing suit can handle more weight.

Thick halter bikini tops, bra-style tops, molded cups, and high backs are all going to make a huge difference in how the ladies are sitting.

  • Broad Shoulders

If your shoulders are broader than your hips, you want to find balance in your bathing suit. One tactic that may work for you is choosing solid colored bikinis, or a monokini with side paneling, that helps create the illusion of an hourglass figure. A cinched, high-waisted bottom literally pulls in your waist to develop more curves in your hips and draws the eye to your middle. An asymmetrical neckline is also a great way to cut up a boxy shape and introduce more curves.

  • Flatter Booty

Similar to resolving a smaller chest, a small booty can be easily enhanced with some frills and ruching on your bikini bottom. You should also explore bottoms in bright colors and loud patterns. These two strategies provide the illusion of a bigger behind and distract from a flat tush. Flat butts also do well in cheeky bottoms and micro bikini options because the higher cut creates what isn’t actually there.

  • Larger Booty

An ample backside means string bikinis and high-cut bottoms are uncomfortable and way too revealing. Don’t force yourself into these styles for the sake of the ‘Gram. Instead, choose cuts that accentuate your butt without cutting off circulation around your hips and thighs! Suits with extra fabric mean you’re never picking out a wedgie, while thong bikinis bare it all without digging in at all the wrong places. Either style is a great choice to show off what your mama gave you; it’s all down to your preference of how much you want to share!

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Image Credit: Pixabay

  • Stick Straight

Whether you’ve been described as athletic or as a stick, you’ve got a rectangle body type with minimal curves. Take back your sexiness when you choose bathing suits that show off those taut abs and jutting collarbone! You can play up the athleticism with bandeau tops and boy-cut briefs, or you can try for an hour-glass illusion with padded pushups and ruffled bottoms. Experiment with both styles to see what you love instead of fitting yourself into a box of what everyone else thinks is sexy!

  • Tummy Pooch

Anyone with a uterus has a little bit of that front pooch – it’s part of being a woman! So, unless you’ve got a personal trainer and private chef keeping your abs flat as an ironing board, you might find yourself feeling self-conscious when compared to Insta models and Victoria’s Secret Angels.

First, you don’t have to feel like you need to hide that tummy pooch, but if you do want to smooth it out, you have options. High-waisted bikinis are the perfect way to get the shapewear feel in a bathing suit. You can also opt for monokinis with cutouts that highlight a plunging neckline and tight waist to keep the focus away from your tummy and hips.

Wear What You Want

At the end of the day, fashion and sexiness are social constructs that evolve with the times. It doesn’t matter how your body looks in a bathing suit as long as you’re happy with what you see in the mirror. Accent your assets, show everything off, or hide it all – whatever feels right to you!

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