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How to Select a Secure Payment Gateway



Accept All Major Credit Cards and Electronic Checks for your Online Business, Retail Store and Mobile Sales Force using a Single Payment Gateway Service

A real-time payment gateway service provides merchants with a secure method for accepting credit card and electronic check payments. A secure online point-of-sale service allows the merchant to capture customer credit card or checking account information then transmits that information over an encrypted SSL connection. Successful transactions will move the customer payment from the customer’s credit card or checking account to the merchant’s business bank account.

The top rated real-time payment gateway services can be used to process retail, mobile and online customer sales. As a merchant you want to select a virtual point-of-sale service that can support your business as it grows. Therefore, you want to select a payment gateway service that can support multiple sales environments (e.g. retail, online and mobile) without requiring you to open multiple gateway accounts.

Since there are a multitude of real-time payment gateways to choose from I have provided a checklist to help you select the right service for your business. Ultimately, you must select a service that meets the unique requirements of your specific business.

Merchant checklist for choosing a payment service (e.g. features must be included at no additional cost):

o Real-time sales reporting

o Virtual Terminal/Batch Uploads for processing manual transactions

o Virtual POS for processing card present transactions

o Recurring Billing capabilities for processing membership and subscription services

o Integration Method for integrating payment processing into your back office software

o Online knowledgebase

o Online Help Desk

o “Live” Technical Support

o Load-balancing for processing multiple merchant accounts using a single payment gateway account. This will become an important feature as your business grows.

o Commercial and Open Source Shopping Cart Payment Modules

o Secure Online Merchant Interface

o Address Verification (AVS)

o Retail POS software support

o CRM Payment Modules (open source and commercial software support)

o PCI Compliant service

Optionally, you should be able to select the following add-on services:

o Electronic Checks processing

o Advanced Fraud Protection Tools

o PCI Compliant Data Storage and Retention for storing customer payment data

o Mobile Payment Software (e.g. iPhone)

Always keep in mind, when you choose a payment service you are selecting a service to process your customer payments which is the lifeline of your business.

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Create a Vibrant Online Presence With SEO Experts




Introduction of the Internet has cut off the geographical boundaries and has changed the entire concept of conducting businesses. To rule in the world of the Internet, it is vital to make your business visible to the clients. So, in today’s competitive era developing a website is not the end of the task. Businesses need a website which has the potential to attract traffic, engender leads and convert into sales. Search engine optimization is a whole new way to reach the goals of a business. A good website is the one that have adequate fodder to feed all the search engine spiders. This in turn ensures a better page ranking thereby making a business successful.

To acquire a prominent place, it is important to take help from a certified SEO provider. Their skill can certainly help you to get a good rank in search engine results. Here are some of the other advantages of hiring a dedicated expert.

Vibrant Online Presence:

SEO experts are much knowledgeable and are aware of updates. Making use of several techniques such as article submission, guest blogging, link building etc they develop a website. By building credibility, they make sure of a vibrant presence. The only aim of these tricks is to attract targeted audience. If your website has all the elements that a customer requires, it will convert into sales.

Eliminate the Risk of Blacklisted:

Very often due to a fall of rank, website owners get demoralized. To get success they make use of various short-cuts. But the harsh truth is, in the online world there is no such word called as short-cut. If you are trying to increase the rank to a good level by artificial means, it can turn destructive. Search engine algorithms can find shady or black-hat SEO techniques. Expertise in such scenario is the only answer to staying away from the blacklist.

Benefit from Quality Content:

The whole process of developing and increasing its level needs a lot of time and practice. Apart from usage of many techniques, incorporation of quality content plays a vital role. Your website needs to update every time by providing adequate information. If the website has the same content every time they visit, then surely it is going to cast a bad influence on your website. Content is a driver of the entire online marketing activity.

All the above-discussed points describe how SEO benefit a business. Their knowledge can turn the tables and make your business reach a prominent place. In today’s date, their experience and skill can certainly make sure of a vibrant presence.

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Rohan Online Elf Templar Class Build (Pure PvE/Pure PvP)




This is an awesome build for the Elf Templar, great at PvE and great at PvP. Templars are in a sense battle priests. They are extremely difficult to kill in PvP and PvE making it easy to solo and great in parties.

Stat Build: This builds points are mostly distributed in Psyche but has some points in intelligence too. The main reason I put points into intelligence is to get the most out of the Hammer based attacks and the DoT’s (Poison). This also leaves room to add skill points to some of the intelligence/psyche based healing and attack spells. I suggest if you get enough skill stones from cash shop or finding them from mobs you should put them in Mental Barrier or Party Absorb HP, and Absorb HP.

PvE: You have access to Magic Barrier and MP barrier making you impenetrable and nearly impossible to kill. With these skills in your arsenal you will be able to take on multiple mobs at the same time and destroying then quickly without seeing your HP bar ever go down. Doing your quests and solo grinding is a breeze, your only problem is that you might get bored lol. This build allows you to be able to tank some smaller bosses and not feel much pain. However larger bosses that have a lot of HP and do a lot of damage it might not be a good idea to tank since you have very low hp. This build even allows you to act as a priest in a party if a pure priest cannot be found. Has good healing and good resurrection skills. Unfortunately you can do the killing in the party and need to focus on party survival unless you are great at doing some light killing and healing at the same time 🙂

PvP: This build and the Templar are very good in PvP. They don’t have a huge amount of DPS but they can outlast most classes as they can absorb a ton of damage with MP Barrier and Magic Barrier and on top of that they can heal themselves making them immortal 🙂 You can severely weaken opponents using Dispel on them and deleting their buffs and you have the ability to cast Reflection which makes you immune to enemy harmful effects and casts them back at them. If you are low on mana or your absorption buffs are out you can use the Teleport spell to buy you some time for a recast of them.

Stat Point Build at Level 99

The recommended spell upgrades:

(Elf Healer Tree)

1. Heal-Level 5: Heals the target by 600% of Intelligence and 600% of Wisdom.

2. MP Recovery-Level 5: Increases the MP recovery speed of the target by 60% for 15 minutes.

3. Root-Level 1: For 4 seconds the target is unable to move.

4. Cure Confusion-Level 1: Cures the target of confusion.

5. Divine Aura-Level 1: Party only skill. When monsters become hostile, instantly resets the aggro value of the caster.

6. Cure Silence-Level 1: Cures target of Silence.

7. Magic Buff-Level 5: Increases the magical attack power of the target by 25% for 30 minutes.

8. Group Heal-Level 5: Heals the entire party by 700% of Wisdom and 200% of Intelligence.

9. Reveal Hidden-Level 1: Hidden players and monsters in a radius of 12 will be revealed for 30 seconds.

10. Magic Barrier-Level 5: Absorbs physical damage 12 times the caster’s Wisdom, lasts 60 seconds if not all damage is absorbed.

11. Teleport-Level 1: Instantly teleports 7 meters in the direction that the caster selects.

12. Resurrection-Level 1: Resurrects target of up to level 20 with 10% of HP.

13. Poison-Level 5: Deals 10 ticks of damage over time by 100% of Intelligence and 50% of Wisdom over 30 seconds.

14. Kill Time-Level 1: Causes the next skill cast to not have a recast time. Effective duration 15 minutes if unused.

The recommended spell upgrades:

(Elf Templar Tree)

1. Wisdom Buff-Level 5: Increases the Wisdom of the target by 15% for 30 minutes.

2. Reincarnation-Level 5: Resurrects target of up to level 100 with 75% HP and MP. Restores 70% of the experience lost.

3. Intelligence Buff-Level 5: Increases the Intelligence of the target by 15% for 30 minutes.

4. Rebirth-Level 1: If the caster dies within 30 seconds of using this skill, experience loss will not apply.

5. Absorb HP-Level 1: 3% of physical damage dealt is converted into HP.

6. Dispel-Level 5: Randomly removes 5 buffs from an enemy or 5 debuffs from a friendly target.

7. Holy Hammer-Level 5: Increases 1-handed hammer damage by 12% and attack speed by 60% for 30 minutes.

8. Party Absorb HP-Level 1: 2% of physical damage dealt is converted into HP for the entire party.

9. Reflection-Level 5: Harmful skill effects and debuffs are reflected back to the caster for 50 seconds.

10. Holy Crash-Level 5: 1-handed hammer attack skill with damage equal to 500% of Intelligence. Also stuns the target.

11. MP Barrier-Level 5: Each 10 HP damage taken is converted to 10 MP consumed.

12. Unravel-Level 1: Removes root status from the target.

13. Hammer Stun-Level 5: 1-handed hammer attack that damages 8 enemies in a radius of 14 meters and stuns for 6 seconds.

14. Final Crash-Level 5: Attack spell with damage equal to 800% of Wisdom.

15. AOE MP Drain-Level 5: Attack spell that damages the target and X enemies around it with 90% MP damage and does 14 times that amount as HP damage.

16. Cast Over-Level 1: The next skill used within 30 seconds can be cast instantly.

Credits go to

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Fire Bowls: A Brief History of Hibachi




When many people think of hibachi, they think about the Japanese-style teppanyaki dining that’s popular among Japanese-style restaurants in the U.S. With its literal translation meaning “fire bowl,” the word refers more to the tool that cooks the food than it does to a particular style of dining. Historically, the tool wasn’t even used to cook food until many centuries after its inception, as it was initially a heating device used by the Japanese to hold burning charcoal. The earliest devices were cylindrical or box-shaped with an open top. They were made from heatproof materials, such as cypress wood lined with clay. Although it was many years before it was used as a cooking device, it is associated in the U.S. with the small cooking stoves or iron hot plates used in modern Japanese restaurants.

A Long, Rich History

Hibachi traces its roots as far back as AD 794, when the first written records indicating its use appeared. Those early heating tools were made of cypress, with a clay lining on the inside that was strong enough to resist the fire. As with most tools, the design improved over time, and before long, craftsmen began making them out of ceramic, metal, and other heatproof materials. During this time, they also transformed from practical devices into decorative pieces featuring lacquered finishes and other embellishments. While they were initially used by aristocrats and samurai in Japan, it wasn’t long before all classes of people started using these practical devices to generate heat.

In the hundreds of years since they were originally developed, the heat bowls have evolved and taken on new uses. Prior to World War II, they were still used as heating devices, but during the war, Japanese troops used them as cigarette lighters and portable stoves. After the war, they were replaced by oil heaters, but they are stilled used today for some traditional Japanese ceremonies, and also as decorative antique items.

Hibachi in the U.S.

The hibachi grill made its way to America after World War II, when Americans wanted to re-create the meals they experienced while traveling to other parts of the world. Many restaurants began using small aluminum or cast iron grills to allow patrons to cook their own food at their table, which in turn contributed to the rise in popularity of grilling skewered meat and vegetables at home on small backyard grills.

Around the same time, this style of cooking took off at modern Japanese-style restaurants in the U.S. This type of dining experience emphasizes entertainment as much as it does the meal itself. Typically, guests gather around one large table, with a flat-top grill made of cast iron or sheet metal in the middle. The chefs cook Japanese fare in front of the guests, often adding a theatrical flair to the meal to keep guests entertained while waiting for their food. While the appropriate term for this type of meal is teppanyaki, it’s commonly referred to as hibachi in American culture.

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