Connect with us

News

Keeler: From Broncos Country to orphans in Africa, Demaryius Thomas made lives better. “He never got over leaving Denver.”

Published

on

Keeler: From Broncos Country to orphans in Africa, Demaryius Thomas made lives better. “He never got over leaving Denver.”

“Nice jersey.”

Cindy Trollinger looked for the voice. Her eyes eventually landed on a tall, handsome man seated in the JING Denver reception area, waiting for his takeout order.

“Oh, thanks,” she said, initially dismissing the stranger.

Nice jersey? Ha! Her hair was a mess. She smelled like her granddaughter. Cindy had pulled Demaryius Thomas’ No. 88 from the closet at the last second, a fashion Hail Mary on the way to Grandma duties. She’d never intended to be out in public. She sure as heck didn’t think she’d be hopping over to JING for Happy Hour.

Nice jersey? Sure, pal. And out the door she went.

It was then that her husband, Paul, trailing, took a quick look back. His eyes got wide.

“Cindy, Cindy, come back,” he said, stopping her mid-stride. “That is Demaryius Thomas.”

She turned around, peered into the dim light and looked at the handsome man again. Oh my gosh!  

“I am sooooo sorry,” she said to Thomas, who grinned and rose from his seat.

Trollinger is the board president of Bountiful Hope Foundation, a non-profit organization that focuses on youths — and orphans, specifically — in the African country of Lesotho. She knew D.T. and Broncos teammate DeMarcus Ware had recently returned from a junket to South Africa.

So what the heck? She introduced herself. She introduced Paul. The three talked a little football. But it was when Cindy mentioned Bountiful Hope, the mission and the mantra, that Thomas’ ears really perked up.

“Can I do something?” he asked.

***

Hello, Cindy, it’s Demaryius, wanted to text you so you have my number … I’m in Arizona right now rehabbing but will be back … Would love to meet …

She’ll miss the texts. And the smiles. Lord, that smile. Denver averages 300 days of sunshine a year. D.T. averaged 360.

“It makes me truly realize how much of a gift it was to know him,” Trollinger said of Thomas, who was found dead at his Georgia home last week at the age of 33. “It is just sinking in what a gift to have been able to call him a friend.”

As friendships go, it was beautiful. During Week 13 of the 2017 season, Thomas made good on his word, repping Bountiful Hope, repping all those orphans, as part of the team’s “My Cause My Cleats” initiative.

The left shoe, a red and purple number with white shoelaces, initially posted for $70 on the NFL’s online auction site. It went on to fetch $250 for Bountiful Hope.

“Demaryius stopped to take time to see, notice, and visit with ordinary people,” Trollinger said. “This is what is so special about Demaryius, and makes me cry with tears of gratitude.

“He took time to embrace the ordinary. I zoomed by Demaryius in such haste, and did not notice him. He, however, reached out and noticed us, and took his time to care. He ended up representing the small, little country of Lesotho on his (cleats). And when the orphans of Africa found out that a high-caliber player made their small, impoverished country visible on national TV, they felt seen and cared for in ways that changes lives. It gave them hope.”

News

Your Money: 6 tips to get started with college savings

Published

on

These are portraits of Bruce Helmer and Peg Webb, financial advisers at Wealth Enhancement Group and Pioneer Press business columnists

The cost of college has been rising well above the rate of inflation for more than a decade, but there are some signs that annual increases are moderating, according to the CollegeBoard. Its Trends in College Pricing and Student Aid 2021 survey reported a 1.6% average increase in total year-over-year (sticker) tuition and fees at full-time, undergraduate public four-year in-state schools (to $10,750, before inflation), and a 2.1% increase at private four-year colleges and universities (to $38,070, before inflation).

IS COLLEGE WORTH IT?

As the price of college continues to rise, more students and families are asking if college is worth it. According to the CollegeBoard, a nonprofit organization whose mission is to expand access to college, the typical four-year college graduate who enrolls at age 18 and graduates in four years can expect to earn enough relative to a high school graduate by age 33 to compensate for being out of the workforce for four years and for borrowing the full tuition (along with all fees, books and supplies) without any grant aid. The expected higher lifetime income really begins to accelerate after age 40.

Bruce Helmer and Peg Webb

Notably, 74% of private nonprofit four-year college students, and 60% of public four-year college students complete their education within six years, according to 2011-12 CollegeBoard data. Within both types of institutions, students with higher family incomes were more likely to complete a degree than their lower-income peers with similar high school GPAs.

Paying for college has been compared to buying a new or used car every year, but the sticker shock can be lessened if you plan ahead. Here are six tips to help get you started:

Get your retirement in order first: Your kids will have access to more sources of college money than you will once you stop working, so make sure you’re on the right path for your own retirement before you set aside money for your kids’ or grandkids’ college.

Start early: Even small contributions can add up if you give them time to grow. Investing just $100 a month for 18 years can yield $48,000, assuming an 8% average annual return.

Consider a 529 savings plan for potential tax advantages: Although contributions are not deductible, earnings in a 529 plan grow federal tax-free, and qualified withdrawals are free of federal taxes (and more than 30 states offer full or partial tax benefits, too). Lifetime limits range from $235,000 to $550,000 per beneficiary, depending on the plan.

  • You, as the account owner, control how the funds are invested and distributed over the life of the account. You can also change the beneficiary to another qualifying family member.
  • You can open a 529 no matter how much you make or the age of the beneficiary, which makes them particularly attractive vehicles for grandparents who want to lower the value of their taxable estates.
  • The account owner can withdraw funds at any time for any reason, but keep in mind that the earnings portion of non-qualified withdrawals will incur income taxes and an additional 10% penalty.
  • In 2022, you can elect to treat a 529 plan contribution of between $16,000 and $80,000 per individual beneficiary as if it were made over a five-year calendar-year period to qualify for the annual gift tax exclusion. (You do need to be aware of how these contributions will affect your gift- and generation-skipping limits in the same tax year, however.)

Custodial accounts give the child more control over the money: Gifting assets through the Uniform Gifts to Minors Act (UGMA) accounts or transferring assets through the Uniform Transfers to Minors Act (UTMA) accounts can be a practical way to expand the universe of available investment options, but they come with a caveat. UGMA and UTMA accounts weigh more heavily on financial aid decisions because they are considered an asset of the child, not the parent. Plus, their tax benefits are limited when compared to a 529, and use of these funds for tuition at K-12 schools is limited to $10,000. The biggest consideration, however, is that the money saved becomes the child’s at a certain age (18 or 21, depending on the state), regardless of whether they go to college.

Set up a Coverdell Education Savings Account for simpler needs: The Coverdell ESA offers tax advantages that are similar to those of the 529 plan, but limits contributions to $2,000 per year combined from all sources. If you’re contributing less than $2,000 a year, they can be simple to set up and manage. Keep in mind that there are phased income restrictions when setting up the account and no inflation adjustments. In addition, the funds need to be used up by age 30.

Take advantage of federal tax breaks: Depending on your modified adjusted gross income, you may be able to take the “American Opportunity Tax Credit and Lifetime Learning Credit” in the first four years you pay tuition for higher education. You can get a maximum credit of $2,500 per student, and if the credit brings the amount of tax you owe to zero, you can have 40% of any remaining amount of the credit (up to $1,000) refunded to you.

Need more info on college affordability? Contact your financial advisor or visit the CollegeBoard’s website.

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. 

Bruce Helmer and Peg Webb are financial advisors at Wealth Enhancement Group and co-hosts of “Your Money” on KLKS 100.1 FM on Sunday mornings. Email Bruce and Peg at [email protected] Securities offered through LPL Financial, member FINRA/SIPC. Advisory services offered through Wealth Enhancement Advisory Services, LLC, a registered investment advisor. Wealth Enhancement Group and Wealth Enhancement Advisory Services are separate entities from LPL Financial.

Continue Reading

News

Dylan MacDonald: Everything About Norm Macdonald’s Son

Published

on

Dylan MacDonald: Everything About Norm Macdonald’s Son

Hey, are you searching to know about Dylan MacDonald? Or in confusion why everybody is searching for Dylan MacDonald? Well, whatever is the reason for you to know about him, here is the catch-up for you. Go ahead and know more details.

Who is Dylan MacDonald?

Dylan is an American citizen, and he is the only son of Canadian stand-up comedians, Norm MacDonald and Connie. Norm died recently in September 2021, at 61 years while battling cancer.

Norm surviving with cancer for the past ten years. But he had not revealed it to his fans. He always kept his personal life private. The sudden demise of Norm made his fans curious to know about Dylan’s lifestyle, career, and personal life details.

Dylan MacDonald Age?

As of 2022, he is just 29 years old Dylan MacDonald was born on October 28th, 1992 in California, U.S.

Despite the fact, that his parents got divorced after living 8 years together. He had a healthy relationship with both of them However, he lives with his mother mostly.

What Dylan MacDonald is Doing Currently?

He also wants to build his career just like his father as a comedian. But as of now, he didn’t get any recognition in that particular field. However, he is trying to create a path for his career through his YouTube channel which is managing along with his friends.

They are publishing some kind of comic dramas on Dylan’s YouTube channel. Apart from the drams, they are creating shows like spelling bees and some Q&A shows.

1653757069 88 Dylan MacDonald Everything About Norm Macdonalds Son

Dylan’s Personal and Social Media Life Details

Dylan MacDonald is not yet married. He is single, and he is not even dating anyone right now.

Like his father, he is also away from social media. He is inactive on social media like Facebook, Twitter, Instagram, etc. But he often appeared along with his father at various gatherings. They both used to have a good relationship. His death will definitely affect his life.

Anyhow, all Norm MacDonald’s fans and we are hoping to see Dylan like his father with a good reputation and huge fan following.

For the latest updates stay with Stanford Arts Review.

The post Dylan MacDonald: Everything About Norm Macdonald’s Son appeared first on Stanford Arts Review.

Continue Reading

News

Eleventh heaven? Heat with a mixed, memorable history in 10 previous Game 7s

Published

on

Ravens kicker Justin Tucker’s record-breaking kick honored as NFL’s Best Moment of the Year

Yes, the Miami Heat have been here before.

Ten times to be exact.

Making Sunday’s 8:30 p.m. showdown at FTX Arena against the Boston Celtics in these Eastern Conference finals the 11th Game 7 in the franchise’s 34 seasons.

For many on the roster, though, it also will be something new, requiring, perhaps, some sage advice.

“Block out the noise as much as possible,” veteran power forward P.J. recommended, “and get ready to play a regular game like you’ve been playing.”

A look at the 10 previous times the Heat have been in this spot.

1997 East semifinals: Heat 101, Knicks 90. Tim Hardaway erupts for 38 points in his first career Game 7, with the Knicks’ Allan Houston and Chris Childs serving suspensions from the teams’ Game 5 melee. The victory completes a comeback from a 3-1 series deficit.

2000 East semifinals: Knicks 83, Heat 82. Patrick Ewing scores the winning basket with 1:30 left, with the Heat’s Jamal Mashburn then bypassing a scoring opportunity to pass to Clarence Weatherspoon, whose miss seals the Heat’s loss.

2004 first round: Heat 85, Hornets 77. Current Heat assistant coach Caron Butler leads the way with 23 points, as the Heat advance during Dwyane Wade’s rookie season.

2005 East finals: Pistons 88, Heat 82. With Wade limited by a rib injury, the Heat come up one game short of their first appearance in the NBA Finals.

2009 first round: Hawks 91, Heat 78. With Jermaine O’Neal sidelined by a migraine, Erik Spoelstra comes up just short in his first playoff series as coach.

2012 East finals: Heat 101, Celtics 88. Down 3-2, just like this time around against Boston, the Heat follow up LeBron’s James’ 45-point Game 5 with the first Big Three trip in the NBA Finals.

2013 East finals: Heat 99, Pacers 76. The Heat again leave then-Pacers coach Frank Vogel shaking his head, with James closing with 32.

2013 NBA Finals: Heat 95, Spurs 88. A game after Ray Allen’s miraculous 3-pointer keeps the Heat alive, the franchise’s third title is closed out in a rare anti-climactic Game 7.

2016 first round: Heat 106, Hornets 73. The rare Game 7 blowout, with Goran Dragic leading the way with 25 points, Purple Shirt Guy from Charlotte no longer courtside to taunt Wade.

2016 East semifinals: Raptors 116, Heat 89. Wade comes up one win shy from a playoff showdown against LeBron James’ Cavaliers, with current Heat guard Kyle Lowry leading the Raptors with 35 points.

()

Continue Reading

Trending