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Charity Auctions – Using a Cash Call

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Auctions are an excellent way to raise needed funds for worthy causes. They are also a valued social event for the people who enjoy attending them, whether they are directly involved with the cause or charity, or simply people from the community who like going to and participating in these events. Whatever the reason, you can bring a much more successful outcome to your live or silent auction through the use of a Cash Call, also called the Special Appeal, Fund-A-Need, Emotional Appeal, Bid for a Cause, or Bid for a Cure.

The Cash Call is part of the evening’s agenda, which is separate from the live or silent auction, but which is aiming to raise money for the same cause. It is a very common event that attendees will often expect. The way it works is that someone from the organization that is doing the fund raising will make an impassioned appeal to the audience members for direct donations. When done correctly, a Cash Call can in fact, bring in as much or more money than your live or silent auction.

Most professional auctioneers will be very familiar with the Cash Call, so they are an excellent resource to use to keep the energy levels up, and to keep referring back to this special appeal. While doing this, they can solicit further engagement from the audience members who may be actively bidding on items. Should an audience member not win an item, they may choose to donate the money they would’ve spent on it directly instead. Professional auctioneers are extremely adept at engaging the audience and keeping events moving along smoothly, and injecting fun, humor, and structure into your auction.

So the next time you’re raising money for a worthy cause, be sure to include a Cash Call in addition to your live and silent auction events, and watch the tally grow.

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Finance

Mexican Insurance Online – 10 Reasons To Buy Insurance Online Verses At The Border

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With the propagation of the internet it has become so much easier to do so many things like buying Mexican insurance online from the comfort of our home or office. Think of it this way, would you rather potentially stand in a long line in the heat to have to fill in a bunch of paperwork when you do eventually get to the front of the line?

If you are planning on taking a family vacation to Mexico, you should be aware of a simple fact many people overlook, you should have Mexican auto insurance to drive your car in the neighbor country. You can easily find a wide selection of Mexican insurance policies for your vehicle online, compare prices and even chat online with insurance experts without having to leave the house, turn on your car and drive to a location and wait in line.

But buying with comfort is not the only reason you should buy Mexican auto insurance online, being prepared should be your main motivation. Just think for a moment about it. You are desperate to go on vacation, you and your family are all packed up, you get in your car or RV or on your motorcycle and you head for the Mexico border. You arrive at the border only to realize that you can not cross into Mexico and start enjoying that delicious authentic mole; because you have an American plate, and your vehicle does not have Mexico insurance to move about the country.

10 Benefits of buying Mexico auto insurance online?

  1. Comfort – Buy from the comfort of your home.
  2. Flexibility – Start your Mexican insurance online quote and have the ability to save it and return at a future time to edit and complete the process.
  3. You are ahead of the game – Early bird gets the specials… Ever heard of that one? Well, getting your Mexican insurance online, will not only allow you to be ahead of the game but it will let you be at ease. Planning ahead, being cautious, and carefully reading through the protection you are paying for will give you peace of mind.
  4. Saving Money – You can compare Mexican insurance online quotes from many different Mexican insurance companies. Remember waiting to the last-minute usually does not entail saving money. If you opt to purchase Mexico auto insurance on the border and do not have the time to research your options, it might cost you an arm and a leg, literally.
  5. Ask Questions and Changes – Buying your Mexico insurance online will let you inquire about your doubts to an online representative via phone, chat or by email. This process allows you to research different insurance providers and choose the one that best suits your needs. In addition if you need to make any alterations to the Mexican insurance policy like a quick auto swap, adding a driver, or extending the vacation dates.
  6. Review – If you get your Mexican insurance online you will have the advantage of reviewing the coverage details prior to purchasing the Mexican insurance online policy. This is something that you will not be able to do if you simply show up at the border. You just will not have the time or the patience to go through all the small lines and details in your policy. Keep in mind that knowing what you are getting into is crucial, in order to avoid unexpected surprises in the long run.
  7. Security – Mexican online insurance companies go to great efforts to provide the latest in security and protection of your personal information using encryption and other security methods. The only paper involved is what you print out. If you buy at the border, for your protection ask questions of how they protect your personal information and you may be surprised.
  8. Flexibility – The policy information is readily available for you to keep an electronic copy of and print for your travels. If you lose those copies, you have a back-up and can reprint anywhere you have access to email or fax.
  9. Financial Stability – Mexican insurance online companies usually only provide quotes from financially stable Mexican insurance companies that are rated an A- or better by the industry standard company called A.M. Best. If you buy at the border, do you know what rating the companies are?
  10. Time Saving – When it is time for that next trip to Mexico, you can quickly log into your account, change the dates and reissue your Mexican insurance policy.

Now, as you can see these are just some of the benefits you get from acquiring a Mexico car insurance online. You get specialized attention and an insurance package catered to your requirements. Getting Mexico auto insurance on the US/Mexico border does not guarantee that you will be given the coverage you and your family need, or will you get the special attention you are expecting. Not to mention that your family’s safety during vacation should not be a bargain.

Think ahead, plan accordingly, get your Mexico insurance online and remember, you rather be safe than sorry. Organize yourself from the very beginning, do your research and you will be able to have the Mexican experience of your life knowing that your Mexican online insurance purchase will be there if you need it.

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Finance

Life Insurance Policies

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There are various aspects to consider before getting a life insurance policy. One of them is a sustained doubt about the significance and need for life insurance. A life insurance policy is relevant for all individuals who are concerned about the financial future of their family in case of death.

Apart from the purely protectional needs, life insurance policies, like whole and variable life insurance, offer the opportunity for tax-free investment and reaping dividends, and they have a built-in cash value. Purchased with due discretion, it can be utilized as liquid cash to cater to the various needs of policyholders.

There are various types of life insurance policies customized to suit the different needs of various individuals. Depending on the number of dependants and kind of insurance needs, a suitable life insurance policy can be chosen after consultation with financial experts and advisors.

Whole life insurance and term life insurance are the two basic forms of insurance policies. With time, there have been different variations to suit the changing demands of people. A term life insurance policy is also called temporary or short-term life insurance. These are purely protection-oriented and provide death benefits only if the insured dies within the period specified in the policy. In case the insured lives past the specified duration, no money is given.

People with short-term insurance needs, like a young individual with dependents, a house loan or a car loan, favor this kind of insurance policy because they are cheap and affordable in comparison to whole life policies. In the initial years the premiums are very low; however, as the mortality risk of the insured increases with age the premium cost increases and at time becomes more than that of whole life insurance.

There are now two kinds of term life insurance, namely level term (decreasing premium) and annual renewable term (increasing premium) policies. The premiums of level term are initially higher than renewable term, but become lower in the later years. Whole life insurance has an ingrained cash value and guaranteed life protection features. The initial steep premiums of whole life insurance may exceed the actual cost of the insurance. This surplus, which is the cash value, is added to a separate account and can be used as a tax-free investment to reap dividends, and is also used to enable the insured to give a level premium latter on. There is a guarantee of getting the death benefit on the maturity of the policy or death of the insured, apart from cash value surrendered in case of cancellation.

Return of premium is popular because it combines the features of whole and term policies. It costs double the amount of a term policy. The policy is made for a set time, but full value is given on death within that period or in case the policy matures. Universal, variable and universal variables are different variations of whole life insurance policies. A universal life insurance policy offers the flexibility to the insured to choose the kind of premium payment, the death benefits and the coverage amount.

Variable life insurance policies enable the insurance buyer to invest the cash value in direct investment for a greater potential return. A universal variable insurance policy integrates the flexibility factor of a universal policy and the investment option of a variable policy. Single purchase life insurance enables a buyer to buy the policy and own it through a one-time premium payment. A survivorship or second-to-die insurance policy is a joint form of life insurance policy which is devised to serve the specific purpose of certain individuals. Apart from these, there are also endowment life insurance policies. Endowment is with profit kind or unit-liked kind. On maturity of the policy or on the death of the insured the value of the policy or the amount insured, whichever is more, is given back.

Life insurance policies differ from company to company, and hence the various parameters have to be analyzed meticulously with the help of experts and financial advisors to get the best deal.

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Finance

Advantages and Disadvantages of PC-To-Phone VoIP

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Nowadays the technology is developing really fast. The internet connection is widely spread around the world. There are many possibilities to place the international calls. To save money – is the main factor to think about when you make overseas calls.

VoIP technology and software are good solutions. To find the best VoIP software, you need to test and evaluate different solutions.

The main criteria to consider when looking for the right VoIP software are:

Reliability, trustworthiness

Convenience

Simplicity in using

Affordability

Credibility

Long distance calls can be made for low rates and you can call other VoIP users for free. Those who travel a lot, will really appreciate this possibility. They are able to make calls often just using the laptop that has the internet connection. The VoIP account can be accessed just like the email from anywhere in the world. A good plus is that your bill can be checked online and it is easier to understand and to track it.

The software program is easy to use, just like the telephone, but on your PC. The program is installed and then all you have to do is to dial the number and make the call. The important fact is that you can talk much longer than on the traditional phone and pay for this less.

As any service VoIP has its own disadvantages. Let’s see some minuses of the service PC to phone calling.

Power cuts

In this case when there are power cuts, the VoIP phones cannot be used, basically they are useless, and this is the huge disadvantage.

Emergency calls

Not all providers will give this option, and some of them are not supporting any emergency calls.

Latency and loss of service

Latency is a problem, it appears during the calls sometimes. This will make the communication quite complicated and even irritating. This really annoys you when you try to make an important call and the person cannot hear you on the other part of the phone. Even worse, he hears the answer for his first questions, when he already asked you several more and this is really confusing.

Any decision that has to be taken should be well thought and considered, or better said contemplated. If you decide to install VoIP software, choose the one that will be clear for you. The pre-configured soft phone is a good solution. There is no need to enter many required parameters. Everything is already completed.

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