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Finance

Stock Loans

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Hedge current portfolio positions and gain access to capital resources through loans

against free trading, aged affiliate or aged non-affiliate securities. Make proper use

of your assets while waiting for performance and hedge your position should the

asset move against you.

Whether you need to borrow cash for personal or business purposes, these loans

against stock can be funded in as few as five business days and are available to

insiders, affiliates and common shareholders of publicly traded companies on U.S.

exchanges, as well as other major foreign exchanges.

Big Board or Large Cap stockholders are usually elegible for high LTV’s while Small

to Mid-Cap stockholders can receive respectable LTV’s based on exchange, price

and liquidity. Furthermore, no expenses or upfront fees are charged for our loan

programs.

Stock Loan is a loan. It is not a sale. For most of our borrowers, a Stock Loan does

not trigger a capital gains tax event unless they default. And though the proceeds

cannot be put into any marginable securities, they are available for other types of

investments or purchases. Interest can accrue or be paid quarterly.

There are no margin calls. Enron stock investors with a Flagship Stock Loan would

have received 90% loan to value out of their investment – and been free to walk

away without a single margin or house call, even after the infamous fall in share

price.

Yes, literally, walk away. These are “non-recourse” stock loans, so that if you wish,

you may simply walk away and owe not a penny more to us as lender, with no

negative consequence to your credit, forfeiting only the presumably devalued stock

shares. Why? We’ve written private hedges on every share. And though you may have

tax consequences in the event of default, you won’t have to repay your loan to us.

In the market? Out? Why not both?

So you want your stock investments to stay stock investments. You love your stock

picks. And they aren’t doing too badly, maybe have some great prospects next year

too. You rightly don’t want to sell (maybe capital gains taxes are looming?); you

don’t want to leave the market. But you need the cash. In… Out…Go…. Stay… What

to do?

Consider a Stock Loan for Your Stock Investment. Put a floor on your potential loss,

while keeping all of your potential gain. Stock Loan means you can do both. No

need to sell your shares if you’d rather leave them in the market working for you…

You can tap their value today ? safely ? so you can have the cash you require.

You’ll get 90% of the market value and no principle or interest payments, if you

choose to let interest accrue.

But… if the share price increases, that increase belongs entirely to you. The upside

(depending on the type of Stock Loan you choose) from the the stock portfolio is

thus yours. You stay in the market, and out, at the same time. The best of both

worlds!

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Finance

Advantages and Disadvantages of PC-To-Phone VoIP

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Nowadays the technology is developing really fast. The internet connection is widely spread around the world. There are many possibilities to place the international calls. To save money – is the main factor to think about when you make overseas calls.

VoIP technology and software are good solutions. To find the best VoIP software, you need to test and evaluate different solutions.

The main criteria to consider when looking for the right VoIP software are:

Reliability, trustworthiness

Convenience

Simplicity in using

Affordability

Credibility

Long distance calls can be made for low rates and you can call other VoIP users for free. Those who travel a lot, will really appreciate this possibility. They are able to make calls often just using the laptop that has the internet connection. The VoIP account can be accessed just like the email from anywhere in the world. A good plus is that your bill can be checked online and it is easier to understand and to track it.

The software program is easy to use, just like the telephone, but on your PC. The program is installed and then all you have to do is to dial the number and make the call. The important fact is that you can talk much longer than on the traditional phone and pay for this less.

As any service VoIP has its own disadvantages. Let’s see some minuses of the service PC to phone calling.

Power cuts

In this case when there are power cuts, the VoIP phones cannot be used, basically they are useless, and this is the huge disadvantage.

Emergency calls

Not all providers will give this option, and some of them are not supporting any emergency calls.

Latency and loss of service

Latency is a problem, it appears during the calls sometimes. This will make the communication quite complicated and even irritating. This really annoys you when you try to make an important call and the person cannot hear you on the other part of the phone. Even worse, he hears the answer for his first questions, when he already asked you several more and this is really confusing.

Any decision that has to be taken should be well thought and considered, or better said contemplated. If you decide to install VoIP software, choose the one that will be clear for you. The pre-configured soft phone is a good solution. There is no need to enter many required parameters. Everything is already completed.

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Finance

Why Pipe Tally Books Are Necessary

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As a mainstay of interstate commerce, oil drilling, and numerous other industries, the tally book has become an indispensable part of many workman’s uniforms. The book is especially used in the field of oil exploration and drilling, requiring that it remain convenient in design and accessibility in order to achieve its user’s note keeping and measurements with the utmost of ease. Although technology has advanced in leaps and bounds to provide spreadsheets, computer programs, and other instruments that all help in the collection and storage of data, oilfield workers know that it is a dependable and trusted tool to have on the job.

The utility of a pipe tally book becomes readily apparent when something needs to be checked immediately while in the field. While the modern convenience of a computer is office appropriate, a book that can be easily stored in a person’s pocket has no parallel. Whether one is required to record drilling depths accurately, provide mud loggers and drillers with important information, or decide which drill bit is most suitable for a dig, a pipe tally book has proven its usefulness for decades.

Tally books are also being used now for a variety of purposes as well. For example, in addition to their traditional uses, they provide a convenient way to provide safety information, employee training tasks, daily work lists, and more. Never before it made so many educational uses available at a fieldworker’s fingertips.

Recently, pipe tally books have become an effective way to successfully advertise one’s company. As such, they are being made available in a variety of custom covers with personalized logos and artwork for instantly recognizable company branding. They are also offered in a variety of sizes and colors, and are also available in a triple-fold format.

Sleek, durable, and dependable, they have endured numerous changes in technology and maintained its position as one of the most important tools a worker can have in the field. When simplicity is required, and a notebook that can withstand harsh and rugged circumstances is essential, then it is just what the situation calls for.

Companies enjoy the benefit that comes with ordering customized books. With the industry bustling, drilling activity and rising to new heights, the time saved with the reorders adds another popular element to the process. Customized books give the employees exactly what they need rather than some materials that do not apply to the line of work.

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The First 4 Steps to Get Massage Therapy After a Car Accident

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When I was hit by a drunk driver, the last thing I wanted was to mess with insurance. The other guy’s insurance company was willing to pay for massage therapy. But I didn’t have the time. And as a result, I was not fully protected.

Massage Therapy is one of the most effective healing tools available. It calms the muscles and mind down after a traumatic incident. It increases blood flow to the muscles, which increases healing. A great massage therapist will ask about the accident, and learn which muscles were tightened and harmed during the accident. As a result, your body will heal. Massage Therapy is the science of healing muscle. It is the only industry focused exclusively on healing muscle tightness and soreness. Seek out a massage therapist immediately if you are in a car accident to prevent those muscles from staying tight because of whiplash or injury.

I have outlined the steps describing how to get massage therapy for a car accident (or any accident) with the other person’s insurance company paying for it. These steps are the first 4 steps you should take immediately. Within 24 hours of the accident, take these steps to protect yourself. You must act quickly, or you may forfeit your care to the insurance company’s policies. To ensure you are well, follow these 4 steps below.

1. VISIT a Doctor or Chiropractor for a Doctor’s Note

You need a doctor’s recommendation for a massage. It’s a medical recommendation, like any other activity or prescription. Schedule a single doctor’s visit, and have your doctor recommend massage therapy as treatment. If you are injured on the weekend, visit a 24 hour clinic. Any doctor can prescribe massage therapy if you ask for it. But you must ask for it.

2. TREAT Yourself Immediately

The insurance companies have a policy called having a “Gap in Care.” It means that if you are not getting your treatments consistently and immediately after the accident, then you are not really hurt. If you are going to get massage therapy to remedy accident pain, then start immediately. And don’t stop getting regular treatments until you are better. Changes to your treatment plan or providers is fine, but do NOT stop getting some sort of treatment, or the insurance companies will claim you have a “gap in care.” And they will not accept your claim.

3. BEWARE of Delayed Pain

Whiplash can show up several weeks after accident. What happens is that the body goes into hyper-protection mode, as a safety measure. It pours adrenaline, and other chemicals into your body for several weeks to protect you from hurting (so you can escape the dangerous land of other cave people, ya know, with deadly mountain lions and other creatures). Then your body starts repairing weeks later. That repair period is when the pain really start.

Often, you won’t seek immediate treatment because you feel fine, then you start feeling really bad weeks later. Continue your massage therapy treatments for at least a month to make sure you prevent serious whiplash from affecting your productivity. The insurance companies understand this too. So continue treatment for at least month. And longer if you are genuinely in pain.

4. ASK Questions of the Insurance Company

Some insurance companies pay as you go. Other insurance companies want to pay out the claim at the end of treatment. Ask them lots of questions on their process. The adjustor is simply following a set of rules. If you can learn the rules, you can make the most of the claim (and save yourself a lot of headaches). Work within the system, not against it. Some great questions include, “How does the claim process work?” “Can I get checks as I submit receipts, or do you pay out all at once towards the end.”

Regardless of what happened, everyone involved wants to see you get better fast. So act quickly. And start a consistent treatment, and continue with it, until you are better. Good luck and Feel Better!

If you know a friend who would like this article, please forward it, or submit it on Facebook, Twitter or Digg. If you have friends in Dallas / Ft Worth, Texas, forward our website to them today. We look forward to meeting you and your friends soon.

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