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Listed Buildings Insurance – What You Should Know

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Are you the owner of a listed building in the UK? If so, it should be insured by a firm that specialises in listed building insurance. You might think that all buildings insurance policies are the same but that’s most definitely not the case. Most buildings and contents policies are written for the ‘standard’ market – listed buildings fall under the ‘non-standard’ category which means you’re well advised to discuss your particular insurance requirements with a specialist broker or insurer.

Make Sure That Your Property is Totally Covered

Owners of listed buildings have particular responsibilities. For example, if your home is listed and suffers damage caused by a storm, you’re responsible for the restoration of the property back to its condition prior to the incident. This is true regardless of whether the property receives minor damage or is completely destroyed. The insurance should be adequate to cover the total cost of re-building if necessary, so it’s important that you read the terms of your insurance carefully to ensure adequate coverage.

Selecting Insurance for Paintings, Art, and Antiques in Your Listed Home

If you need listed building insurance, it’s more than likely that you’ll need specialist home contents. Most insurance providers in the UK offer some cover for valuable items but they don’t write these policies to cover high value contents or to provide antiques insurance, paintings insurance and art insurance.

Again most contents policies are written for the standard market and set strict limits on valuable items, antiques insurance, art insurance and collections – these policies will usually provide inadequate cover for owners of listed buildings with high value home contents. This is because as a general rule, standard contents policies you are only entitled to a certain percentage of all items involved. If you own expensive antiques and art work, insurance that covers only a fraction of their value would leave you with a considerable net loss.

Here’s an illustration: let’s say that you have insurance that covers 75% of your home’s contents. Now let us assume that your contents are worth a total of £100,000. In the event of a catastrophe, you are only entitled to a reimbursement of £75,000. This means that you will have lost £25,000.

 

Some insurers have a condition called “average”. In plain English, you have only insured three quarters of your contents so are only entitled to three quarters of the sum insured i.e. £56,250. You are now facing a loss of £43,750.

 

This is why it is essential that you consider specialist cover and ensure that your sums insured for both buildings (re building cost not market value) and contents are adequate to cover a total loss.

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SEO in 2020. Important DIgital Marketing Strategies

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Video Digital Marketing

Video digital marketing for SEO is very big in 2020 in the realm of search engine optimization (SEO). First off don’t forget to create videos and submit them to YouTube,Vimeo, Daily Motion, Blip, Wistia, Meta cafe, Veoh, and Mega video. Be sure to make each video at least slightly different. The major search engines such as Google, Yahoo, Bing, and Duckduckgo.com really don’t want you to post duplicate content. It’s either highly frowned upon or even Penalized. Check out Google console to see any penalties enforced by Google. You’ll also see keywords that don’t show their origin in Google Analytics in Google console. Make the video descriptions relevant with keywords that you’ve researched on Google Ad planner for traffic volume, and keyword competition.

The Web 3.0

The internet or web 3.0 is still huge albeit the term was coined a while ago. This is that the internet will be semantically or big data driven from now on. Google even uses latent semantic indexing to cross reference web pages and semantically rank them. That’s why it’s crucial to canonize your website pages especially the home page. Make sure your main URL is the same URL throughout the website information architecture.

Web 3.0 was termed by John Markoff of the New York Times in 2006. It refers to the third generation of internet-based services that all in all aggregate the smart or intelligent internet. It’s web based services that compose of the intelligent web. Those using big data are an example, using intelligent analytics reports, Google trends, Advanced advertising mathematics, Google Ad planner, Ubersuggest, and more.

Google introduced Rank Brain which we’re still only even beginning to understand in 2020. It came out five years ago. Rank Brain is Google’s AI that uses machine learning to rank web pages with latent semantic indexing mathematical models, then latent diriclay, and after that dirrivitive allocation.

This can be derived from a list of things that we can’t assume. It could be co occurrence in web documents. This refers to distance between the keywords on the page itself. Google Ranks the importance of keywords in a search phrase. So if you search for “Super Mario Brothers” it will rank the keywords that should come up and give them a score based on abstractions and meanings that Google generates rather than the exact phrase which could return the wrong results without the semantic Rank Brain modeling (connectivity modeling). Citations and links on the web. This would be if there are a lot of pages about Mario, Luigi, Bowser, Princess, Toad, that link to the web page. It looks at linking in text, Bias to corpuses. This means that Google only cares about trusted sites linking in as opposed to all of the internet. Searcher click data corpi may be used.

So this means that if you can brainstorm keywords that are semantically on topic and use them in the web page, then semantically you have a better chance of showing up first as opposed to just sprinkling in the exact keywords into the article and making the article even sound bad or robotic/un human readable or even keyword stuffed (a big white hat SEO no no).

Where the website is pointing is important. If the site links to a Nintendo website often then this is factored into the semantic connectivity. Also, be sure to look at competitors pages or other sites that are ranking for this phrase and get keyword ideas for semantic connectivity or even keyword suggest tools.

Bidirectional Transformers for Language Understanding (BERT) is the latest addition to Google’s AI.

It touches one out of ten searches. It gives Google a better understanding of how language is utilized to help learn the context of single words inside of searches. It’s important to follow these algorithm changes in case they can be optimized for in the future, which will most likely be so.

Google’s John Mueller finally gave SEO’s hints for optimizing websites and web pages for BERT. BERT focuses on the relevance of the text on the website pages. SEO’s need to make sure that the pages aren’t random at all. Being relevant also means original content. BERT is trying to catch keyword spinning tools. Don’t just post the same old same old, which an auto spinner can spin and pass SEO copy scape tools. Your content won’t be as relevant as more thought out content, more detailed content, and more relevant content that has more depth, content research, on hands journalism, and SEO content correspondence to it.

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Drum Call and Response – Another Great Game For Your Music Lessons

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Preparation:

Arrange chairs in a big circle. Set aside one chair for yourself. If you have enough drums for the whole class, put one in front of each chair. The children will be using their hands to play the drums. You, the teacher, should ideally have a cowbell and a beater.

If you don’t have enough drums for the whole class, put them in front of every other seat – or even every third seat. You can get everyone to move around regularly, so the instrument distribution will be fair. If you don’t have any instruments at all, just clap the rhythms!

Teacher-led call & response

You, the teacher, make up a simple rhythm: as long as two bars (measures) of 4/4. Start with something really simple and obvious – like eight crotchet (quarter note) beats. The children copy the exact same rhythm on their drums. Without any pause, you play another one, maybe only altering it slightly, and they copy it.

Get gradually more ambitious and more funky, emphasizing some beats more than others. If the children don’t quite get a rhythm, repeat it until they do. Try introducing a few dynamics – see if they notice when you play quietly. Do they respond at all? You can discuss it later.

Give the children lavish praise and talk about what they’ve achieved and what they’re learning by doing it.

Pupil-led call and response

When you feel like a change, you could choose a trusted and reliable pupil to take your place (for a short time) with the cowbell. Then ask for another volunteer. Keep their turns short as by no means every pupil will be able to play rhythmically or come up with the ideas.

Another variation is to get the children to come up with rhythms in turn, going round the circle (on their own drums – not the cowbell this time). Each rhythm is repeated by the whole group.

This can be tricky because, when put on the spot, some pupils freeze, or cause the whole thing to grind to a halt. They won’t know instinctively how long to play or how to give their rhythm a clear end, and so the rest of the class won’t always sense when to repeat the rhythm. Be prepared to rescue the situation by counting in the next player.

However, at least everyone gets to have a go, so it’s perceived to be fair – which is very important. It’s also fascinating to hear how the class will interpret loose or ambiguous rhythms. When they repeat a loose rhythm together, they generally come up with a consensus of something more in-time. The effect is like “quantizing” in a sequencer: tidying up the rhythm and putting the beats and stressed in the right places.

Don’t forget to say something encouraging about each attempt.

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SEO Tips for Lawyers – Five Crucial Keys to Organic Search Engine Optimization

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Business referrals also play a huge role in building a practice for attorneys, but can only go so far. What happens when you want more business or would like to expand your firm? This is when many practices turn to marketing and advertising– yellowpage ads, radio, TV commercials, lawyer directories.

These are all good ways to promote your practice, but what if I told you there is a “free” source of leads that would facilitate potential seeking you out, right at the time he/she needed your services? Well there is and it’s called the modern day search engine.

Search engines, when used to the fullest extent, can act as pre-qualifying authoritative referral sources. Just as a consumer is more likely to get product or service recommendations form a friend or family member verses take what a commercial has to say at face value, search engines can be a strong lead source in your practice’s marketing mix because of the trust they are given for finding unbiased information.

Have you ever wondered why some attorney websites have top ten rankings on search engines, while others do not? You’re about to learn some of the secrets. Do not take this information lightly. As an attorney, what you are about to read could earn you thousands, or even tens of thousands of dollars in new cases and legal fees.

Below are Five Basic Organic Search Engine Optimization (SEO) Tips for Lawyers that have taken me years to understand. While paid listings or “sponsored links” do have a high ROI when managed properly, this article in particular is only speaking toward the natural or unpaid listings you see on popular search engines such as Google, Yahoo!, and MSN.

Some of these techniques may seem very easy to understand, even implement, but that is the beauty of it. With all the false information out there, it takes a long time to know what has value and what does not. As Mark Twain said, “I’m sorry this letter is so long, I didn’t have the time to write a short one.” It has taken me years to weed through the tricks, and fly by night gimmicks, and false information so enjoy and feel free to contact me with any questions. With that said, I present to you five crucial keys to organic search engine optimization.

SEO Tip One: Use Descriptive & Unique Meta Titles

Did you know one of the most important areas for your firm’s site in regard to search ranking is the “Meta Title” of your home page? This is the title that appears on the blue frame around your browser (i.e. Internet Explorer, Firefox). The title also appears in search listings. You can see your website’s title in its raw coding by choosing “View” and “View source code” from your browser.

Anatomy of the Meta Information

In epistemology, the prefix meta- is used to mean about (its own category). A website’s meta information is typically made up of three distinct areas: title, description, and keywords. According to many well-known SEO gurus, the “keywords” section is completely useless, but it can harm you if you use too many keywords.

Most major search engines have now filtered out the importance of the “keywords” section because of past abuse, “keyword stuffing,” as well as placing long lists of irrelevant highly searched terms. Do not put too many keywords in the keywords section, and do not rely on this section to help with search engine optimization (SEO). Some SEO experts still use it “just in case, ” but only place 10 – 15 keywords never repeating, and using a comma after each single term.

The title however, is still a hugely important area to naturally work in highest level key phrases, along with branding the firm, or your name if acting as an independent practice. However, do not repeat keywords, and do not use more than 12 words or around 65 characters. Otherwise, the full title will not been seen in search and having an overabundance of words will dilute its power anyway. Google also has a filter or penalty block for sites that repeat one word too often in titles.

What’s in a Name?

Check your meta title right now! Choose “View” and “View source code” from your browser. Does it only have the name of your firm? That is fine if you are doing other advertising and your firm has lots of name recognition, but you are leaving a lot of money on the table.

What about those prospects you are missing out on who are typing into the search engines more generic phrases without any firms or attorney names in mind? Example, a search engine user types in “Personal Injury Attorney Dallas.” If you do not have specific words that describe your practice in your meta title, your site is less likely to appear in the top then than an attorney who does.

Be Unique

Your meta title can make or break your search engine rankings for valuable placement. Use a different title for every page of your site, making sure it describes the page’s content and/or user function (such as an “About” page, use the word “About So and So Firm.”). With deeper pages further away from the homepage use varying logical keywords that not only describe the page, but are akin to the words a user might type in seeking out that specific information.

It may seem like if you repeat the same title over and over again on other pages your site will perform better for those keywords, but it will not, you will be cannibalizing your efforts. You can use your name or the name of your firm, but place it near the end of the title. Keep the most unique part toward the beginning. Proximity and density also play a role.

This one tip could warrant a whole article on best practices on its own, but for now start with recognizing your meta title’s importance. I will be publishing a more advanced “nuts and bolts” article covering how you should plan a reverse keyword pyramid for your site titles, as well as other titling recommendations.

SEO Tip Two: Acquire Relevant Backlinks

Links to your site are seen as votes in the major search engines’ eyes. Just so we are on the same page, these are links to your website from another website, not links from your website to another. In this analogy these popularity votes are similar to how voting existing before several human rights were established. Some were considered 3/5ths a person, and some not considered at all. Their votes were counted accordingly. In other words, not all backlinks are created equal. The quality of a link toward your site can be determined on multiple criterion.

a). Relevance – Does the subject matter of the page linking out reflect the subject matter of your site or is it about something completely off topic? Example would be another attorney links to your site from his/her blog unsolicited based on your site’s relevant content and merit verses a random site that sells knockoff Viagra wanting to trade links with you.

b). Link & Text Density – This speaks to the amount of other links on the page linking to yours on the other website. If the other site has a listing of 100s of links on all different topics, including yours, the link is most likely devalued in the search engines eyes, not only because of relevance, but because of perceived importance. These are commonly known as “link farms.” The opposite situation would be your link is the only one listed. The backlink could be considered even more valuable if the other site surrounds it with relevant copy before and after (for example in a blog or article). A less effective, but not completely worthless placement would be a listing on a “Links” page from another site where only a handful of other offsite links existed.

c). Second Generation Link Popularity- Your site is deemed more important in the search engines’ eyes not only by how many other sites link to you, but how many sites link to the sites that link to you. The link popularity is passed on using a formula that one search engine originated called PageRank(TM). In essence, you could have 100s of backlinks, but if no one is linking to the other sites linking to you, many of the links may be worthless from a ranking point of view (but could be valuable in other ways to be discussed in a later article). There are tools you can use to “pull up the curtain” and see just how people are linking to your site, as well as how many are linking to their’s.

This is a simplified explanation on how acquiring backlinks can help your SEO. As with titling, the topic of backlinks could also warrant its own full fledged article, or multiple articles. The important takeaway is: backlinks matter for SEO.

SEO Tip Three: Build a Legal Knowledgebase

The Internet was built on the foundation that people want authoritative, quality information fast. Instead of trying to remember the categories of the Dewy Decimal System and searching through different books’ table of contents, the search engine user uses keywords describing what he/she are looking for in order to find that information as fast as possible.

Not all Visitors are Qualified

First, as an attorney, you have to accept this fact that not all the visitors to your website are prospects. Many may be in the research mode of their buying cycle or may be looking for information for a friend or even a school report. The reality is the more original, helpful, and consistently you can put new information on your website, the more the search engines will show you preference. By high quality content I do not mean a sales pitch. You can use that type of language on your main pages, but you will appeal to a much wider audience if you use non-commercial, unbiased information presented as knowledgebase in your deeper pages.

By building a knowledgebase specific to your areas of practice, you accomplish at least two objectives, you are viewed as an expert becoming the authoritative source for that user’s legal question and you will likely pull prospects looking for those specific services right then and there. This is an indirect, but highly effective method of acquiring prospects.

One Page per Area of Practice

Example, if you practice copyright law and the prospect types in the search engine “copyright laws” you could have a page strictly devoted to explaining the different types, penalties for breaking the laws, defenses, highly popularized landmark cases, and other important information pertaining to copyright infringement. Create a page using at least 500 – 1500 words stratifying every area of your practice in fine detail, and your website will dominate the search engines, command lots of relevant traffic and, combined with other tools, bring a steady stream of leads. I will cover this in more depth giving more information on the best practices in future articles.

SEO Tip Four: Use specific Internal & External Anchor Text

Have you ever seen a link that says “Click here?” Oh course you have. That’s actually a waste of a link as far as SEO is concerned. Ok, maybe not a complete loss, but it does not use the link’s full potential. The words used in a link to another URL are called the anchor text and it can be vitally important to SEO.

There is a huge difference in how the search engines see a link with relevant text verses a non-descriptive or irrelevantly anchored link. This is even true for your site’s internal linking structure and calls to action. For example, instead of directing your website visitors to another internal page using the words “Click Here for information on copyright infringement,” make the words copyright infringement the actual link and avoid the cliché. You may have to change your verbiage schema to something similar to: “Learn more about the laws and penalties pertaining to copyright infringement,” which is better anyway.

Anchor Your Links or Site will walk the Plank

The more internal links on your site pointing to that page with those words, and even more importantly links from offsite with those words, the more likely the search engines will see your site, or that specific page, as being relevant for that term. Check your website right now.

Do you have any pointless “Click Here” links or something else just as useless? Right now, change the anchor text to words that describe the page in which they are linking. Or ask your webmaster to do it tomorrow morning. It’s worth it.

SEO Tip Five: Localize Your Content & Meta Descriptions

Are you an attorney who only operates in one city? Or can you work remotely because most of your work is out of the court room? If you operate in one city, or regional area, you need to make the search engines aware by using the most prominent DMA in your homepage title.

When prospects are using search engines, most are sophisticated enough to know, or have learned through search engine experience, to add the city onto whatever service in which he/she is searching. Example, a user types in “Dallas Commercial Real Estate Attorney.”

You may be a real estate attorney and your practice may be in Dallas, but the search engines will give another lawyer’s site preference if you do not spell it out for them. You may have your physical location in a normal 12 point text on the contact page, but that is not enough, since titles and meta descriptions hold more weight in the hierarchy.

Home Grown Meta Description

Some SEO gurus say descriptions are as defunct as the keywords section of your meta info. I say the meta description is the NEW keywords section of web 2.0, only the keywords must be used in a logical sentence form.

Secondly, you do not want to have to specify on a page describing individual areas of your practice or your knowledgebase that you are a “Dallas insert obscure and wordy law practice attorney” in the viable copy. While not terribly lethal, it’s a little awkward and contrived to the reader. You can use the description area of the meta for this SEO tactic.

Stay tuned for more Internet marketing tips for lawyers including more on SEO, pay-per-click advertising, and social media. Thanks for your time.

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Be a Backyard Mechanic

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Most people agree that owning a home based business is the way to go. In fact, for many people, it is a dream of a lifetime to get out from the 9-to-5 grind and become your own boss. One way to do this is to become a backyard mechanic.

Of course being a backyard mechanic is quite different than operating a regular shop. In fact, you may find legislative challenges to overcome in order to start your business. But there are still ways to operate a accurate mechanic shop without the expense of a regular shop.

Aside from basic repairs and oil changes, you may also be able to do some autobody work on cars that have been accidents. For all of this you will need to have a good supply of inexpensive car parts. So where are you to find them? Here are some ways to find inexpensive car parts when you’re starting out as a backyard mechanic:

· Type “wholesale auto parts” into your search engine browser and find an innumerable amount of car part suppliers who can give you great prices on parts, free delivery over a certain amount, and sometimes even a warranty.

· Use eBay to find a great deal on parts, especially parts that are difficult to find elsewhere, on just about any car imaginable. EBay offers a good warranty on car parts purchased through them and the only drawback is that if you lose an auction you have to buy the part from somewhere else and that can be time-consuming.

· Form an auto-parts buying club with other local car enthusiasts to be able to buy in large quantities and get wholesale discounts.

· Contact your local scrap yard dealers and ask them if they’ll give you a discount if you buy a lot of scrap parts from them and take them off yourself, thereby eliminating their costs for labor and storage.

· If you live in a large city and can specialize in just a handful of vehicles, you can buy several scrap vehicles quite cheaply, store them, and use them for parts.

Many people moonlight as backyard mechanics, fixing the cars of family and friends. If local laws allow it, there is little to stop you from doing the same as a full-time job. And saving money with car parts would help you earn a profit quickly.

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How to Identify Your Small Business Differentiator and Why

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When you are the owner of a small business, there are times when the scale of bigger companies can overwhelm you. At these times, you may wonder what you have that will make potential customers pick your brand over another. This particular factor is a business differentiator, and it helps consumers in the market identify you and set you apart from other brands.

Differentiating your company from the rest is an integral part in developing a brand, and it’s become even more difficult in recent years since it’s not merely enough to be just better than others; you need to be different. You may not have realized it yet, but being a small business is a differentiator on its own, you need to leverage it and market it enough. Here’s how you can identify your small business’ differentiators.

Analyze Your Competition

Finding your differentiators starts by learning what makes your competitors different. You need to maintain a neutral position and evaluate your competitor to know what their strengths and weaknesses are. What do they offer? What do they do better than you? How do they treat their customers?

Once you answer these questions, you discover their weak and strong points, as well as your own. At this point, you can decide whether you want to change the direction of your business to make it better than your competitors or market an aspect of your brand that’s already there.

Be Familiar with the Customer Experience

A benefit of being a small business owner is personally having experienced the life of an average consumer. By knowing the shortcomings of a large-scale company customer experience, you know what to develop in your own company. However, when working on differentiators, it’s time to start by scratch so you should map the various aspects of being a customer. What do they value? What dissuades them from buying?

You need to work on ways to build a consumer’s awareness of a need that your company can fulfill. It’s only after a consumer realizes that they need something that they will look towards brands that can provide them with a solution. You need to assess how your target demographic makes buying decisions, and whether your brand aligns with that thought process or not.

The wrong approach is to focus solely on your product because that’s not what customers emphasize on when buying a product. The best way is to address different aspects of the customer experience and develop all of them.

Know Your Strengths

The first and foremost strength of being a small business is giving customers the attention they need. Since you’re not managing branches everywhere, you can afford to look after a minimal customer base.

Other than that, each business has its strengths when compared to other brands. It could be your amazing marketing, your customer loyalty programs, or your approach to customer service. Also, a small business operates on values, so they understand the needs and requirements of the average person.

Get Involved in the Community

The community you operate in should be your focus when expanding your reach. By making an impact on your community, your brand automatically earns a reputation among the other brands in the area. The people in your district will be in favor of supporting your brand since it will have a positive influence on their community.

The Importance of Having Differentiators

It’s true that ever brand needs differentiators that give them a competitive edge for business rivals, but your brand needs it more as a small business. That’s because large companies can already offer better prices due to cheaper manufacturing practices and access to raw materials at lower costs.

Hence, having a fixed market differentiator will help consumers pick your brand despite the difference between what you and larger brands can offer. However, having a differentiator isn’t only necessary for setting your brand apart from the rest. By knowing what you can do better than other companies can, you’ll have a clear view of what you should focus on when planning a marketing campaign.

A well-planned and targeted marketing effort will help you retain customers and increase your rates of promotion among people outside your community. Without a strong differentiator, you won’t be able to compete with others head-on.

At the same time, you need to uphold the values of honesty and transparency by refraining from overloading your brand profile. By attesting to being better than competitors at ‘everything,’ you risk losing precious customers. That’s why; you need to test all of your differentiators to see if they’re true, provable and relevant.

Only market things about your brands that you believe to be true, and to gain the audience’s trust, you have to prove it; whether through ‘look inside our workshop’ schemes or quality tests. Lastly, your differentiators need to be relevant. Customers won’t consider an aspect of your brand that they don’t care about or if it doesn’t benefit them. To conclude, you need to reflect upon your band’s personality and find something about your small business that differentiates it from the rest.

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What’s Possible With Ebooks?

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Did you know that your first ebook is a springboard for many different products? That’s why almost every business owner is considering creating not just one ebook but several ebooks. The sooner you get started on your first ebook, the easier your second is to finish.

There are dozens of ebook spinoffs that all can contribute to generating additional revenue for your business. SOme of them are listed in this article. Your ebook can give you the content for 3 to 5 minute podcasts on your topic. It can be the source of inspiration for at least 100 different articles that are posted in article directories that drive traffic back to your site and drive people to buy your product line. It can be the source of content for a speaking engagement in front of a local club or organization, grade schools, high schools, or colleges and corporations.

Your ebook can be the source of info that is spun off into a child’s book or a book suitable for teens. If your ebook is a how-to-type of manual or scientific, it could be used as a foundation for the background knowledge needed to create a screenplay about a story relating to the topic.

Your ebook can be read into a microphone which is then recorded and burned onto a CD. It could be used with video footage and photos/text to create a DVD. You could then take bits of it and use it as a marketing device on YouTube.

Are you starting to see that creating ebooks is really an excellent way to boost your business and business presence? Your ebook could be broken into segments and used as individual articles that are given away as free reports. The individual articles could also be used to send to newspapers and magazines that are looking for filler information for their pages.

Some of these articles could be combined together in a little bundle, which makes them an attractive feature when you sell other products.

Parts of your ebook, such as interesting quotes and textboxes, can be used in some of your flyers and brochures. The table of contents can be used on your website to entice people to buy individual chapters if they don’t want to buy the whole ebook.

Your ebook can be given away as an incentive or sold for profit.

With all these possibilities, is there really any reason NOT to write your first ebook? I can show you how to do it with the least amount of stress.

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