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Why 9 Out of 10 People Fail in Pre-Paid Legal Services

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Do you need occasional access to lawyers, but don’t want to give up your life savings to get it? Do you know anyone else who might want that same kind of legal access? Among other services, Pre-Paid Legal gives you affordable access to lawyers and also gives you the chance to earn money back for using their lawyers and referring others. But the truth is, some people call it the “Pre-Paid Legal Services Scam” because so many people try to make money in the business but spend way more money than they bring in. However, as you’ll see shortly, it’s not a scam, and the reason people fail has nothing to do with the company itself.

What is Pre-Paid Legal Services?

Pre-Paid Legal Services is a company that provides specialized legal services in the United States and Canada through a network of over 50 independent provider law firms.

The company was founded by Harland C. Stonecipher who was involved in a motor vehicle accident and hospitalized. Even though the other party was at fault, they filed a lawsuit against Stonecipher. He hired a lawyer to defend himself, and in the process, used up all his life savings. Stonecipher felt that no one else should have to lose their life savings in a lawsuit, so in 1972 he created a company that would eventually become Pre-Paid Legal in 1983.

For a minimal investment of $26 per month, the company lets customers consult with a lawyer on matters such as speeding tickets, writing wills, and other potential lawsuits. They also market identity theft monitoring through a partnership with Kroll.

Why Are There Claims of a Pre-Paid Legal Services Scam?

Pre-Paid Legal Services promotes its products, services and business through network marketing. This means the company markets its products and services through independent representatives and word of mouth.

Basically, you get paid for selling the law service and identity protection packages, but you also get compensated for bringing in other independent representatives, too. According to their website, the Pre-Paid Legal compensation program allows you to be paid from $75 to $182.50 on every $26 membership you sell. Usually people who don’t know much about network marketing call this “a scam”.

Let’s look at the facts, though. The company has been around since 1983 and has been a stable company for over 25 years. Also, the company stock is publicly traded on the New York Stock Exchange, which is also a sign that the company is legitimate and committed to long-term success.

So Why Do 9 Out of 10 people Fail In Pre-Paid Legal?

In the network marketing industry, it’s a well-known fact that nine out of 10 people in multi-level marketing companies spend more money than they take in and tend to quit the business within two to four months after joining. Those industry averages also hold true for Pre-Paid Legal. Why is there such high turnover? It’s not because Pre-Paid Legal is a scam. As I’ve already pointed out, it is a legitimate company with a service that is needed in the marketplace.

One big reason new recruits fail in this business is because they don’t have any knowledge of how to effectively market the business. Every network marketing company lures in people with the same approach: it’s not “sales”, it’s “sharing”, “the product sells itself” and “start with your friends and family.”.

New recruits simply rely on their sponsor to teach them how to market Pre-Paid Legal. The result is that somewhat outdated, yet tried and true, “old school” marketing methods are taught as the preferred way to build the business.

Reps are told to share the plan with friends and family and to talk to anyone within a 3-foot radius who seems like a good candidate. They are encouraged to go to networking events, cold call leads, and put flyers on cars in shopping mall parking lots.

While some of these tactics do work for some people, the majority of people face a lot of rejection with those methods. Face it, rejection is hard to take day after day. Consequently, many new reps leave the business after just a few months, having made little to no money and calling Pre-Paid Legal a scam.

How to Become the One Pre-Paid Legal Representative Who Succeeds

If you are committed to success in Pre-Paid Legal Services, you must learn the correct ways to market your business both offline and online. You will want to start branding yourself as a knowledgeable person about the industry because you will gain position as a credible leader that others should follow.

There is a lot to learn in the area of marketing, but there a few attraction marketing systems online that can help you in this endeavor. The best systems are completely generic, let you brand yourself through customizing the system, and let you keep all the leads that you generate. When you plug into a great generic attraction marketing system, you’ll find that you will gradually become the one person out of nine who becomes wildly successful in Pre-Paid Legal Services!

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Offshore Drilling Jobs – How To Get Hired Without Drilling Experience

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So, you want to work an offshore drilling job. Do you know which companies are involved in offshore oil drilling? Besides the super-big players like Esso, BP, Shell, etc. Did you know that these big boys do not always do their own drilling? Quite often nowadays, they are forced to subcontract some of the work to smaller players.

Have you heard of these companies: Diamond Offshore (Houston, USA), Dolphin Drilling (Tananger, Norway), and Frigstad Offshore (Singapore)? How about Offrig Drilling ASA, Scorpion Offshore, Songa Offshore and Thule Drilling ASA? These are just some of the companies in the modern oil industry. In their own way, you can call them the modern wildcatters. During the last slump in oil prices, the giants like BP and Shell stopped investing in their staff and oil drilling technologies. But some smaller companies correctly predicted that prices would rise again. They invested in R&D to develop new drilling techniques and technologies. They build new oil rigs for deep-ocean drilling. These are the boys that Shell and BP are sub-contracting for oil drilling services.

If you want to work on an offshore oil drilling rig, you have two main choices. The path most people think of is to go on board as part of the drill crew. If you have prior experience, you will probably be a pumpman or derrickman. If not, you have to get in as a roughneck or roustabout. Drillers are pretty much the 2nd-in-command and assistant of the oil rig manager. Technically, a roughneck/roustabout is a laborer. On the other hand, how many laborers earn $50,000 per year for just 6 months of work every year? Unlike a normal laborer, who never gets the chance to work his way up to manager level, a roughneck with the proper attitude has a reasonable chance to become a manager on an oil rig. Of course, first he has to work his way through derrickman and driller.

This is not the only way to get an offshore drilling job. If you have some useful trade, like a cook or medic, this will be a good choice regardless of your offshore oil rig experience. You get the same generous living conditions of the drill crew, and better salary than a comparable job on dry land.

Just because it is an offshore oil rig does not mean it does not need office staff. No matter where you go, you can’t escape paperwork. You’ll still find your paper pushers. Except that on the oil rig they are called tool pushers. They work in the rig offices and rig floors.

You also have the mechanical department and electrical department. The mechanical department hires motormen, mechanics and maintenance supervisors who are responsible for all mechanical operations. The electrical department includes jobs like electrician, electronics technician and maintenance supervisors who repair and look after of all the electrical equipment.

An offshore drilling job is a very lucrative career. As you can see, you do not need drilling experience to get hired on an offshore oil rig. And now that you know there are companies other than Shell hiring people, you have many ways to get in on the action. You can get in as part of the drill crew, or as a tradesman.

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Dish Network Verses DirecTV – Which Is Better in Adult Programming?

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The two satellite TV service providers, Dish Network and DirecTV delivers a wide range of programming that includes Movies, Music, Sports and many more to their valuable subscribers. Adult programming is one such programming with lots of adult channels, adult TV shows and movies that will quench the thirst of adult subscribers. Subscribers can subscribe to the Adult programming package on monthly basis. Besides monthly packages, subscribers can order for limited hours of Adult Programming via the amazing Pay per view option also. Through this pay per view, Adult subscribers can enjoy their favorite programming without subscribing to any monthly package and they can pay less to watch what they wish, only for limited hours. This article guides the reader to know more about Adult Pay per view events in both Dish Network and DirecTV and the Comparison between them.

Adult Pay Per view in Dish Network

Dish Network delivers a wide range of the hottest adult programming via Dish Network Pay Per View. Adult Pay Per View option in Dish Network allows subscribers to purchase Adult programming only for limited hours without subscribing to any monthly package. Playboy TV, XTSY, fresh!, Hustler HD, Hustler TV SD, JUICY, Real, Reality Kings TV and Adult Showcase are the Adult channels delivered via Dish Network Pay Per View to adult subscribers.

Playboy TV is a X service channel that allows subscribers to engage in all passion and fun of playboy brand that includes late night movies, wild reality shows and late night specials. Subscribers can enjoy all these programming for just $9.99 in Dish Network.

Xtsy is a XXX adult channel that features top stars showcasing the newest talent. It also delivers adult movies without censor. This XXX channel can be ordered via pay per view for $13.99.

Hustler TV is a XX.5 service channel that delivers the hottest adult entertainment with most exclusive movies from big stars to fresh amateurs. Subscribers can experience the total reality and hilarious porn parodies in amazing high definition.

Hustler TV can be enjoyed by subscribers in both HD and SD just for $13.99. fresh! is a XX.5 service channel that focuses mainly on fresh girls and fresh themes. Newest performers in the business, groundbreaking series, casting calls and much more can be enjoyed for $13.99.

Real takes adult subscribers to a new level where they will experience real scenarios and real content without scripts and setups. It is a XX.5 service channel provided for just $13.99. With XX.5 service channel Reality Kings TV, subscribers can enjoy the new adult TV experience with variety of wild, fun sexual situations for just $13.99.

For $13.99, Juicy, the XX.5 service channel shows lots of fascinating fantasies from all around the globe. It delivers the hottest scenes from movies that cannot be enjoyed anywhere by subscribers. Adult showcase is a XX.5 and XXX service pack that delivers adult channels namely Xtsy, Hustler HD, Hustler TV, Reality kings, Juicy, Fresh and Real for about 3 hours for $17.99 only.

Adult Pay Per View in DirecTV

DirecTV is the abode for the hottest adult entertainment that delivers lots of movies and adult shows to their subscribers via Pay Per View. There is no monthly subscription is needed to view Pay Per view events. Adult Pay per view events can be viewed only for limited hours. Playboy TV, Reality Kings, Real, Juicy, fresh!, Spice: Access, Hustler TV and All Access Pass are the adult channels delivered by DirecTV via Pay Per View.

The Sensual channel that provides adult programming round the clock is Playboy TV. Programming consists of late night shows, adult movies and wild reality shows and subscribers can subscribe to this channel via pay per view for limited hours for just $9.99.

“Milf Hunter”, “In the VIP” and “Money Talks” are the shows delivered by the adult channel Reality Kings TV who are the creators of “Reality” content on Internet. Subscribers can experience a new adult programming in Reality Kings for $10.99.

Real channel showcases lots of reality shows with no scripts, no setups and no pretending shows. Subscribers can enjoy real people in real scenario with raw and uncut action for just $10.99.

The hottest sensual channel that shows lots of Eastern European hotties, Latin Ladies, Asian dolls and some other unique faces from all around the globe is the Juicy. In Juicy, Subscribers can enjoy the hottest scenes from movies for $10.99.

fresh! is the sensual weekend adult premier with fresh faces and fresh content in the business. The groundbreaking series, casting calls, reality programming and theme auditions can be enjoyed by subscribers in fresh! for $10.99.

Spice: Xcess is an exclusive and exciting weekend premier with varieties of performers and specialised content. This channel can be ordered for $10.99. Hustler TV satisfies adult subscribers by providing hottest action, new adult movies and the hottest talent round for $10.99. All Access Pass is an three hour block adult pay per view package where subscribers can enjoy 6 channels for one low price. Subscribers can subscribe to this 3 hour block package with the help of their remote for $14.99.

Comparison

Adult Pay Per view of both Dish Network and DirecTV, the two satellite TV providers delivers almost same kind of programming to their subscribers. Though the programming remains the same in many aspects but differs slightly when compared with each other. Playboy TV, Reality Kings Tv, Real, fresh!, Juicy are the adult channels available in both Dish Network and DirecTV with same programming.

Even though, they are delivering same adult channels and programming, they vary in their pricing. Dish Network provides these adult channels for $13.99 whereas DirecTV offers less than Dish Network ie $10.99. Hustler TV in Dish Network allows subscribers to experience the adult programming in both HD and SD. On the other hand, in DirecTV Hustler TV can be enjoyed only in SD. Xtsy is an adult channel that delivers adult movies without censor is available in Dish Network and not available in DirecTV. On Contrary, Spice: Xcess, the weekend adult premier is available with DirecTV and not in Dish Network. All Access Pass is a three hour block adult pay per view package with 6 channels for one lower price $14.99 is accessible in DirecTV while Dish Network delivers Adult Showcase pay per view package that also delivers three hour block adult pay per view package with 6 channels for $17.99. When comparing the adult pay per view of both Dish Network and DirecTV, they resembles the same in many aspects and differs in Pricing.

In terms of pricing, DirecTV provides adult pay per view programming for less amount than Dish Network.

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Why You Need a Bankruptcy Attorney

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If you’ve found yourself sinking in debt, bankruptcy can start to look like an attractive option. Yes, you will lose credit and assets, but you will also be able to pare down your debt and get relief from harassing creditor calls. Some people try to file bankruptcy without the help of a lawyer, but there are some very good reasons why you shouldn’t attempt that.

Bankruptcy Law is Complex

First off, there are several different types of bankruptcy: Chapter 7 and Chapter 13 for individuals, Chapter 11 for businesses, and Chapter 12 for farm owners. Knowing which type of bankruptcy to file for is imperative. Too many individuals who try to go it alone end up filing for the wrong chapter, which results in the loss of valuable assets or in some key debts not being discharged.

A bankruptcy attorney can advise you on the type of chapter that fits your situation the best. He will also be able to inform you of potential tax consequences and asset losses you will face. For example, will your house and car be taken in the bankruptcy or will you be able to keep them? A bankruptcy attorney might be able to help you exempt certain assets, such as your house, from being taken.

No one besides a lawyer is allowed to give you legal advice. If you’re trying to do it on your own, you’ll have a difficult time getting answers.

Bankruptcy Forms are Complex

Have you ever tried to fill out a legal form? It’s complicated. In a bankruptcy, it’s easy to miss required forms that affect your case. There may be up to 20 forms that you need to file. Chapter 11 bankruptcies for businesses are especially complicated.

A bankruptcy attorney can show you how to fill out forms or even fill them out for you. In the legal world, if a form is filled out incorrectly or is missing information, it can hurt your case. It can cause your case to get dropped or subject you to fraud charges, in the event that the bankruptcy trustee finds out that you left out information. Everything you state on a bankruptcy form is filed under the penalty of perjury. It’s serious business.

Bankruptcy Procedures are Complex

When you’re navigating bankruptcy court by yourself, you’re responsible to read up on the proper procedures. Which form do you file first? Where do you submit your forms? How soon do you need to file them? Have you met all the eligibility requirements? Yes, you’ll need to qualify to file bankruptcy.

Self-filed bankruptcy cases frequently get dismissed due to administrative errors-failing to file the right forms in the right time frames, failing to provide documents, failing to show up at the meeting of creditors, failing to make payments on a Chapter 13 plan, and more. A bankruptcy attorney will keep you on your toes.

Bankruptcy is a last-ditch option to resolving an insurmountable financial crisis. While it’s not an easy process by any means, it will be much easier with a lawyer at your side.

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Jase & Rodo’s Kimberley Fishing Adventure

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When I first heard of Jason Andrews and Rodney Quinton and what they were doing, I was filled with both excitement and trepidation. The question was, do we have two modern day adventurers in the making or do we have a couple of cowboys just having a laugh?

After tracking down and talking with the boys and watching their DVDs, I found my answer.

I was excited about the rawness and veracity of what they were doing, what you see is exactly what happened – no camera crew, no production company and no script. I offered to write a review series for them, detailing their adventures, so here we go.

Part One

Jase and Rodo, based in Noosa, Queensland, towed their boat through Central Queensland, into the Northern Territory and finally into West Australia to reach those special parts of Australia that remarkably, few people get to see.

The 4X4 and trailer were already showing signs of an outback adventure, but the truth was that until they leave the 4X4 behind in a safe location and launch the boat, then would the real fishing adventure begin.

Clocking up the kilometers along the Tablelands Highway and then on the Carpentaria/ Savannah Highway they finally reached King Ash Bay on the Macarthur River. After a good night’s sleep and a final check of the gear, the boys would launch the boat in King Ash Bay and then set a course for the Sir Edward Pellew group of Islands.

The early morning sun was getting higher; the temperature was a balmy 32 oC (89 F) and the breeze was barely enough to cause a ripple on the sea. Being late September, Spring in the Southern Hemisphere, the humidity was a mere 76% – a far cry from ‘The Wet Seasons’ 95+ %.

The first stop was the river mouth at a spot known locally as Sharky’s Point. There, they caught a few nice Barramundi. The fishing was ideal with calm waters, a slight breeze that helped stay cool, plenty of fish on the bite and no mozzie’s! (mozzie is Aussie slang for Mosquito) Enjoyable as the fishing was, now was not the time to stock up on fresh fish.

The next stop was David Island nestled between the much larger North Island and Vanderlin Island to the South. David Island is extremely small and belongs to the Yanyuwa Aboriginal People. The Island is essentially a rocky out-crop with a small sandy beach on one side and is only a speck in the ocean, but since they were told the fishing was outstanding, they had to give it a go.

The run from King Ash Bay out the Macarthur River to David Island was around 32Nm and since the water was glassed-out the 150hp made short work of the distance.

Once at David Island, Jase & Rodo were flicking their favorite hard body minnows pulling up Cod, Trevally, Queenfish, small sharks and the occasional Mangrove Jack although there was not many Barra about. What they actually needed was fresh bait, so they found a sandy stretch over on North Island and Jase threw the bait net while Rodo kept an eye out for crocs.

The crocs to look out for in this part of Australia are the Estuarine Saltwater Crocodile, as opposed to Johnson’s freshwater crocodile. Saltwater crocs are more than willing to swim from the mainland to any of the outer islands and North Island is no different!

With a good supply of live bait, the boys headed out to a shoal located 30 Nm out from the Sir Edward Pellew Island group and there they got stuck in to some non-stop fishing action, catching everything from Chinamen to large Trevally, Shark and Red Emperor.

The sounder was glowing with massive schools of Tea Leaf Trevally in the 6 to 8 Kg range. They were guaranteed a fish every drop! It was hot – in fact it was 42 oC hot and the Trevally were just as hot!

By late afternoon the mozzies were getting thick due to no wind so the boys found their way back to North Island to set up camp which comprised only of a fire and their swags. (a swag is a thin mattress and a sleeping bag all in one) For dinner they ate the Trevally they kept and Oysters that they found on the rocks as well as Damper that Jase made in the camp oven.

The next morning they had a proper look around the Island scouting possibilities for next time they visited before heading back to King Ash Bay.

In the next article, the boys head for the West Australian border and get in to some bother in the – now dry – Pentecost River by breaking an axle!

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Legal Practitioners

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The council should be careful in performing his professional duties. If a counsel, by his acts or omission, causes the interest of the party engaging him, in any legal proceedings to be prejudicially affected, he does so at his peril.

In India, Section 5 of the Legal Practitioners (Fees) Act, 1926 provides that “no legal practitioner i.e. advocate, vakil, pleader, mukhtar or revenue agent, who has acted or agreed to act shall, by reason only of being a legal practitioner, be exempt from liability to be sued in respect of any loss or injury due to any negligence in the conduct of his professional duties”.

In Somasundaram v. M. Julius Meichior and Co., [(1989) 1 All ER 129 (QA)1, the plaintiff who had been goaled for an assault upon his wife, sued his solicitors, alleging that they were guilty of negligence in advising him to plead guilty.

The Court of Appeal upheld the striking out of the action and found it unnecessary to decide whether the solicitor’s immunity from suit extended to the advice given.

In Manjit Kaul v. Deol Bus Service, [AIR 1989 P&H 183], plaintiff’s husband died in a road accident, filed an appeal through her counsel for enhanced compensation.

The case remained on the daily list for two weeks and then it was dismissed in default because the counsel failed to appear on behalf of the client.

The application for re-hearing of the appeal also became time-barred, because the council did not communicate with the party anything about the appeal for years.

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Affordable Search Engine Submission Optimization Service

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Sometimes it is hard for web masters especially the ones who are just starting out to promote their web sites. This is because they are short in the financial requirements of some quality search engine optimization firms. Yes, it is good to employ the top of the class S E O Company in view of the fact that they provide better service and you will garner a better result. However, it will be more of an advantage to the part of web owners if they can come across to a firm that can give an affordable search engine submission optimization service and quality results.

It is difficult to search out for credible S E O corporations that offer affordable search engine submission optimization service with top quality involve. It requires rigid attempts in the web owner,s part through thorough research and surveys to accomplish such task. The good thing is that once a web runner encounter such firm, they are fortunate enough. Aside from the attribute in which they can take advantage of an affordable search engine submission optimization service they are also assured that the results that they will realize are satisfying. Traffic to their site will surely increase thus boosting the potential of acquiring more accounts.

As we all know submitting a web site to a search engine is the first process to promote your site. However, it does not mean that you have to pass your site to a large quantity of search engines to achieve that. It is costly since not all search engine list a website for free. More often than not they require a standard fee from the site owner to carry out that task. Think this way; internet users often visit the top search engines to find what they are interested in. So it is better if the S E O Company that you will hire will target only the most important search engines that the Internet users frequented. Focus on that and you are ensured of a much inexpensive way to optimize your site and being listed. Quantity does not really matter, quality is.

No firm can guarantee a site owner that they can be on the first pages of a search engine ranking. What is vital is that the S E O firm that you will acquire will do a follow up on the registration process and would also bring in reports to you in a specific time. With that you can track down the progression of your web site into the search engines, lists and you will be able to see if they are doing their job or not.

Now you already know what to look for in order to locate an affordable search engine submission optimization service company. It is an advantage to you if you research the background of your chosen affordable search engine submission optimization service company first with the intention that you can obtain information such as if they are a fine, trusted and credible institution or not. Then if they are, compare the price difference that you can incur if you pick a particular S E O company from another. You can also inquire from your fellow web masters too.

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