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I’m a finance expert – my 9 tips if you’re going to win the $1 billion Mega Millions jackpot this week and why you need to act fast

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A Financial Advisor Shared His Tips On What To Do Immediately After Winning The Lottery

EVERYONE dreams of winning big when it comes to the lottery, but what should you do when you are incredibly lucky to win the Mega Millions?

With a massive $1 billion jackpot, a financial advisor shares his tip on what to do next.

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A financial advisor shared his tips on what to do immediately after winning the lotteryPhoto credit: AFP

Pacifica Wealth Advisors’ Robert Pagliarini revealed his nine pieces of advice that could help potential lottery winners make wise decisions with their newfound wealth.

DON’T FORGET TO BREATHE

First of all, Pagliarini says that you have to make sure you’re relaxed.

Winning the lottery is such an amazing achievement, but it comes with very important and quick decisions, and you don’t want your emotions to get the better of you.

“The last thing you want is to have your judgment clouded,” Pagliarini told the Boston Herald.

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DOCUMENT THE WINNING TICKET

“Take a picture of the ticket. Take a selfie with the ticket,” Pagliarini said.

“Sign it personally and keep it safe. Those are the things you have to do in the first ten minutes after winning.”

This is an important thing to get out of the way as soon as possible if you want to claim this prize.

There have been several horror stories of people winning the lottery only to lose the ticket immediately afterwards.

GET A LAWYER

“You need an attorney to help you with these important decisions.”

This is another easy step as there are many decisions to be made after winning the lottery.

A lawyer has the knowledge to help you with these decisions.

KEEP IT TO YOURSELF

Right after you win, it’s best to limit the number of people who know about your success.

“Just tell one family member you won,” Pagliarini said.

He suggests not spreading the news on social media or within your own group of friends or family members.

“There’s going to be so much emotion and fear going on, and you just want to keep it as simple as possible,” he said.

“Telling more people about this will only increase the fear, so you should keep things very, very secret and keep things quiet and simple.”

REMAIN ANONYMOUS

Some states allow lottery winners to remain anonymous when claiming their prize.

Others, like Massachusetts, also have loopholes to keep winners from revealing their identities.

“By all means use this if you can,” he said.

Lump sum or pension

According to Pagliarini, this is one of the most critical decisions in the entire process.

“You want a lawyer, accountant, and financial advisor to help you find the better option for you.”

Pagliarini says lottery winners opt for the lump sum 99 percent of the time, but for others an annuity — an immediate payment followed by 29 annual payments over the next 30 years — might be a better idea.

“For some people it may be better to spread the dollars over 30 years because people can run out of the lump sum,” Pagliarini said.

“There is nothing more to be done with the lump sum. When you retire, you get a new chance every year.”

DO NOT WAIT

If you’ve won the lottery, don’t waste your time redeeming the ticket.

“Do it as soon as possible after you’ve assembled your team and figured out whether you’re going to pay the lump sum or the annuity.”

Getting all your affairs in order may take a little while, but Pagliarini says he’s wrong about cashing in sooner rather than later.

BREATHE (AGAIN)

Once everything is settled, you can Yes, really Relax, said Pagliarini.

“Until then, everything is stressful. Now that you’ve actually collected the proceeds and it’s with a bank or securities firm, you can relax.”

According to Pagliarini, this is when you can figure out how your new income should improve your life.

MAKE A BUDGET

Finally, create your annual budget.

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“The biggest fear almost everyone has is that they’ll screw it up,” Pagliarini said.

“You will use up the money and lose everything. Your advisor should help you figure out how much you can withdraw each year without burning the capital.”

Make Sure You Document Your Winning Ticket As Soon As Possible Before Redeeming It

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Make sure you document your winning ticket as soon as possible before redeeming itPhoto credit: AFP

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I’m a finance expert – my 9 tips if you’re going to win the $1 billion Mega Millions jackpot this week and why you need to act fast

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Liz Cheney’s concession speech invokes Lincoln and Grant

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Liz Cheney'S Concession Speech Invokes Lincoln And Grant

Just two years ago, Rep. Liz Cheney won a primary with 73% of the vote — a point she reminded supporters of in her concession speech Tuesday night in Wyoming.

“I could have easily done the same thing again,” she said. “The path was clear. But I would have had to accept President Trump’s lie about the 2020 election. I would have had to allow his continued efforts to unravel our democratic system and attack the foundations of our republic.

“It was a path I couldn’t and didn’t want to take.”

Ms. Cheney’s path instead led to her being ousted from the House Republican conference chair, her party’s third-highest House leadership role, and being named vice-chairman of the committee. of Congress investigating the January 6, 2021 attack on the Capitol.

From a scene overlooking a field in Teton County, Wyo., with mountains in the backdrop, she said she called Ms. Hageman to admit defeat in a free and fair election. She suggested that her job now, and that of patriotic Americans, was to defend the Constitution.

Much like the remarks she made during the Jan. 6 committee hearings, it was a speech that seemed to be aimed not just at Republican voters, but at a broader national audience.

This was evident in his paraphrase of a quote popularized by the Reverend Dr. Martin Luther King Jr. – “The long arc of history has been said to bend toward justice and freedom. It’s true, but only if we bring it down” – and even more so a few minutes later, when she turned her attention to the Civil War.

In the spring of 1864, after the Union had suffered more than 17,000 casualties in the Battle of the Wilderness, General Ulysses S. Grant had a choice, Ms. Cheney said: retreat or keep fighting.

“While the fires of battles were still smoldering, Grant rode to the head of the column,” she said. “It went up to the intersection of Brock Road and Orange Plank Road. And there, as the men of his army watched and waited, instead of turning north toward Washington and safety, Grant turned his horse south toward Richmond and the heartland of Lee’s army. Refusing to retreat, he rushed to victory.



How Times reporters cover politics.
We rely on our journalists to be independent observers. So while Times staffers can vote, they are not allowed to support or campaign for political candidates or causes. This includes participating in marches or rallies in support of a movement or donating money or raising funds for any political candidate or electoral cause.

General Grant, President Abraham Lincoln “and everyone who fought in our country’s tragic civil war, including my own great-great-grandfathers, saved our union,” Ms Cheney said. “Their courage saved freedom, and if we listen carefully, they speak to us through the generations. We must not waste unnecessarily what so many people have fought and died for. »

In a centuries-old tradition of political candidates, Ms Cheney described encounters with two voters who, in her account, approached her to say exactly what she wanted to say now.

One of them, she said, was a Brazilian who told her, “I know how fragile freedom is, and we must not lose it here. The other was a woman from Jackson, Wyoming, whose grandparents survived Auschwitz and who “was afraid she would have nowhere to go if freedom died here.”

“Ladies and gentlemen, freedom must not, cannot and will not die here,” Ms Cheney said, before urging her supporters to join her in following what she had touted as the general’s path. grant.

“As we leave here, resolve that we will stand together – Republicans, Democrats and Independents – against those who would destroy our republic,” she said. “They are angry and they are determined, but they have seen nothing like the power of Americans united in defense of our Constitution and committed to the cause of freedom. There is no greater power on this earth, and with God’s help we will overcome.

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latest news Human remains found in burned area of ​​Chatsworth bushfire

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Latest News Human Remains Found In Burned Area Of ​​Chatsworth Bushfire

Skeletal human remains were found Tuesday in an area of ​​Chatsworth that was scorched by a bushfire, the Los Angeles Fire Department said.

The fire, which was first reported around 1:30 p.m. in the 11100 block of North De Soto Avenue, temporarily closed all lanes of Route 118 in the area. The fire was brought under control to just under two acres by 3:45 p.m.

As teams worked in the area, they found bones that appeared to be human remains, the department said. The remains were unrelated to the fire.

The LAFD Arson Section is working with the Los Angeles Police Department and LA County Corner Bureau to investigate the remains and determine the cause of death.

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I have traveled and worked remotely in 50 US cities. Here’s my top 4 – and they’re not in New York or LA

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I Have Traveled And Worked Remotely In 50 Us Cities. Here'S My Top 4 - And They'Re Not In New York Or La

In September 2021, my wife and I sold our house, car, and possessions to become full-time digital nomads.

But even before the pandemic made remote work a popular trend, I lived and worked remotely in over 50 US cities.

We run our two businesses – a consulting firm and a training program – online. Together they bring in $19,000 per month in revenue. High speed internet is a must everywhere we go. We also appreciate places that have gyms, grocery stores, and entertainment within walking distance.

I’ve always loved big cities: I spent six months in New York and three months in Los Angeles. But there are so many less crowded and cheaper options for a working holiday.

Here are some of my favorite cities (and what I think are the most underrated):

1. San Juan, Puerto Rico

Medium weekly cost for a traveler: $1,219
*Source: Budget your tripwhich compiles the numbers of real travelers

If you live on the east coast, Puerto Rico is only a few hours from most major airports.

San Juan gives you the vibe of the city while being on an island. The city center is within walking distance, with much of what you need within 30 minutes. And the Autoridad Metropolitana de Autobuses bus system only charges $0.75 per trip.

Agent Kimanzi and his wife explored Puerto Rico’s El Yunque National Rainforest while working remotely in San Juan.

Photo: Constable Kimanzi

There are great coworking spaces in Old San Juan and Downtown. One space we used was Cocohaus, which offers a one-day pass for $20 or a five-day pass for $90. Access includes fast Wi-Fi and free coffee.

Food in San Juan is delicious and affordable, and grocery stores carry many of the familiar brands you’ll find in the United States.

There’s plenty to do after you’ve logged off, too, like visiting the kiosks in Luquillo, taking an ATV ride through the El Yunque rainforest, walking along Old San Juan, or exploring the city’s nightlife options.

2. Milwaukee, Wis.

Average weekly cost for a traveller: $985

Milwaukee, where I was born and raised, offers work and hotel options at an attractive price. It’s also just a 90-minute drive from Chicago, making it the perfect jumping-off point for a larger trip.

Downtown is located on the coast of Lake Michigan, and the downtown area is full of cafes and coworking spaces.

Downtown Milwaukee is located on Lake Michigan and offers a variety of shops and restaurants.

Photo: Constable Kimanzi

3. Atlanta, Georgia

Average weekly cost for a traveller: $954

Our daughter attends Georgia Tech, so we visit Atlanta often.

In Midtown, you’ll find great cafes and restaurants within walking distance, as well as plenty of Airbnbs in high-rise buildings with amenities like fast internet, gyms, and offices.

The rest of the city is easily explored using Atlanta’s MARTA public transportation system.

A walk along Atlanta’s BeltLine, a network of pathways and public spaces that surround downtown neighborhoods, brings a new understanding of African American culture.

Atlanta’s BeltLine has 22 miles of trails that connect many neighborhoods in the city.

Photo: Constable Kimanzi

Atlanta is also home to the National Center for Civil and Human Rights, Martin Luther King, Jr. National Historical Park, Ebenezer Baptist Church, and several historically black colleges, all of which are worth a visit.

You’ll find incredible southern cuisine in every corner of the city. A few of my favorites are Soul Vegetarian, Paschal’s, Atlanta Breakfast Club, and the famous Mary Mac’s Tea Room.

4. Sarasota, Florida

Average weekly cost for a traveller: $1,954

My wife and I spent three years in the Sarasota-Bradenton area. Voted one of the best cities to live in for many years in a row, it’s a great place to travel and work.

Sarasota feels like a small town with lots of friendly coworking spaces and cafes. Some of our favorites are BOLD Cowork Sarasota, which offers day passes for $25 or monthly passes for $50, and Lab SRQ, which offers a $30 day pass that includes coffee and snacks.

If you prefer working in a coffee shop, I recommend checking out Breaking Wave Coffee.

Kimanzi Constable and his wife like to work at local cafes like Breaking Wave Cafe when they visit Sarasota – but sometimes they just go to Starbucks!

Photo: Constable Kimanzi

When the day’s work is done, you’re surrounded by white-sand beaches on Florida’s gulf side, most of them a short drive from town.

In addition, there is no shortage of fresh seafood. Although a bit pricey, the local restaurants are worth it. I recommend Dolce Italia, Duval’s Fresh Local Seafood and Café L’Europe.

Agent Kimanzi is an entrepreneur and freelance writer. His work has appeared in Fortune, Entrepreneur, Black Enterprise, NBC, Travel & Leisure, CBS and Parents. Follow him and his wife on Youtube follow their movements.

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Liz Cheney compares herself to Abraham Lincoln in concession speech

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Liz Cheney Compares Herself To Abraham Lincoln In Concession Speech

Rep. Liz Cheney (R-WY) compared herself to former President Abraham Lincoln during her concession speech shortly after her loss to Trump-backed Republican challenger Harriet Hageman.

Cheney claimed she lost her primary election only because she didn’t “buy into President Trump’s lie about the 2020 election.”

“I would have had to allow his continued efforts to unravel our democratic system and attack the foundations of our republic. It’s a path I couldn’t and didn’t want to take,” Cheney said.

Cheney said her opposition to former President Donald Trump is rooted in “the principles” members of Congress have sworn to protect and that she “fully understands the potential political consequences” of opposing Trump.

She then compared herself to Lincoln, who saved the nation during our Civil War.

“Our party’s original great champion, Abraham Lincoln, was defeated in the Senate and House elections before winning the most important election of all,” Cheney said. “Lincoln ultimately prevailed. He saved our union and he defined our obligation as Americans for all of history.

She also quoted Lincoln’s famous Gettysburg Address and asserted that the “highest duty” of Americans is to “protect the foundations of this constitutional republic.”

After comparing herself to Lincoln, Cheney focused on the Jan. 6 Capitol Riots and claimed that “America will never be the same” if Americans don’t “hold those responsible accountable.”

U.S. Representative Liz Cheney (R-WY), vice chair of the select committee investigating the Jan. 6 attack on the U.S. Capitol, delivers closing remarks during a hearing on the Jan. 6 inquiry at the Cannon House office building on June 13, 2022, in Washington, DC. (Photo by Chip Somodevilla/Getty Images)

“At the heart of the January 6 attack is a willingness to embrace dangerous conspiracies that attack the very foundation of our nation,” she said.

“Our nation is once again heading towards crisis, anarchy and violence,” Cheney added. “No American should support election deniers in any position of genuine responsibility, where their refusal to uphold the rule of law will corrupt our future.”

She also claimed that Trump is promoting an “insidious lie” about the recent FBI raid on his Mar-a-Lago residence, which “will provoke violence and threats of violence.”

“Trump knows that voicing these conspiracies will provoke violence and threats of violence,” Cheney said. “It happened on January 6, it’s happening again now. It’s entirely predictable that the violence will escalate further, but he and others are purposely continuing to fuel the danger.

Cheney mentioned Lincoln once again and felt that Civil War-era fighters like Lincoln and former President Ulysses S. Grant “speak to us from generation to generation”.

“Lincoln and Grant and all who fought in our country’s tragic civil war, including my own great-great-grandfathers, saved our union, their courage saved freedom,” Cheney said. “And if you listen carefully, they speak to us from generation to generation. We must not waste unnecessarily what so many people have fought and died for. »

In conclusion, Cheney pledged to “do whatever it takes” to prevent Trump from regaining control of the presidency.

“We have to be very lucid about the threat we face and what is needed to defeat it. I have said since January 6 that I will do whatever it takes to ensure Donald Trump is never near the Oval Office again,” Cheney said.

“I ask you tonight to join me as we leave here, resolve that we will stand together, Republicans, Democrats and Independents against those who will destroy our republic,” Cheney concluded. “They are angry and they are determined. But they have seen nothing like the power of Americans united in defense of our Constitution and committed to the cause of freedom.

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The monkey trade behind the Paso Robles Zoo’s 911 call, California

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The Monkey Trade Behind The Paso Robles Zoo'S 911 Call, California

SAN LUIS OBISPO, Calif. — Cops usually have a prime suspect. In this case, it’s a suspect primate.

The San Luis Obispo County Sheriff’s Office believes a small capuchin monkey called 911 from a zoo last Saturday night.

The call disconnected and dispatchers tried to call and text back, but there was no response, so deputies were dispatched to investigate, the bureau said in an article on the social networks.

The address turned out to be the Zoo to You near Paso Robles, but deputies found no one had made the call.

They eventually deduced that a capuchin monkey named Route had apparently picked up the zoo’s cell phone, which was in a golf cart used to drive around the property.

“We are told that capuchin monkeys are very curious and will grab anything and everything and start pushing buttons,” the office post said.

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Mets lose second straight to Braves, also lose another starting pitcher to injury – The Denver Post

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Mets Lose Second Straight To Braves, Also Lose Another Starting Pitcher To Injury – The Denver Post

ATLANTA – Charlie Morton is a very good pitcher, sometimes even a great pitcher.

But when the 38-year-old Braves starter picked the Mets aside on Tuesday night, it looked like there was something else tormenting the orange and blue besides Morton’s curveball.

As Atlanta cruised to a 5-0 victory, the Mets lost another starting pitcher to injury. Taijuan Walker followed Carlos Carrasco’s two-run outing on Monday with one of his own. It was a low-grade slant strain for Carrasco, while the Mets attribute Walker’s short night to back spasms.

“I tried to bend over, and when I tried to get up, it got stuck on me,” Walker said of his back. “I’ve never had anything like this before. The training staff aren’t too worried about it, so we’ll get an MRI and see how I feel tomorrow morning.

Showalter was asked if there are any concerns about Walker, whose injury does not appear to be debilitating.

“Of course there are,” he replied with a raised eyebrow. “There’s always a time when you have to take a pitcher out of play. Of course there is. But he had similar things that resolved themselves pretty quickly. I hope that is the case.

Tuesday night’s loss can also be largely attributed to those back spasms, which sent Buck Showalter rushing to the unnamed part of his bullpen. RJ Alvarez, called from Triple-A hours before the first pitch, had to take the first shift. The second hitter he faced was Robbie Grossman, a forward acquisition for Atlanta who, statistically speaking, is among the 20 worst hitters in the game this year (minimum 300 plate appearances).

Grossman’s undoubtedly dinger 105 mph certainly didn’t seem to come from one of the worst hitters in the league.

That missile into right field gave the Braves a lead, and a stellar Mets defense briefly helped limit the damage. Catcher Michael Perez lined up a wayward throw from Alvarez on the brick backstop and kicked out Ronald Acuna Jr. trying to advance to second, and second baseman Jeff McNeil finished the inning with a super running catch impressive in the shallow right.

Good defense can only get you so far, though, especially when Matt Olson connected for a two-run shot on Alvarez the following inning and the Mets hitters were zapped from their abilities. Morton looked like a much younger man on Tuesday. The right-hander who made his debut before Obama was elected (the first time ever) retired 12 Mets and only allowed four to reach base.

Four of those Ks were courtesy of his sinister curveball, which he trusted on 48 of his 97 throws. The standing ovation Morton received upon his exit was well deserved and his exit was reminiscent of the playoff performances that made him famous. Starling Marte, Pete Alonso, Daniel Vogelbach and Jeff McNeil each struck twice against Morton.

“He just performed,” Francisco Lindor said of Morton. “He’s really good. When he performs, he is even better. Hats off to him, and their entire pitching team today, they did a great job.

This season full of Mets peaks is currently stuck in one of its few valleys. Injuries will do that to you, and two starting pitchers in less than 48 hours is definitely suboptimal, which may have taken a mental toll on the offense. Again, Morton was fantastic, but some of the swings for the Mets were uncharacteristic of the group that won 75 of its first 115 games.

“Nobody is robotic,” Showalter said. “Of course, everything affects. Everyone is a human being, but we also had things like that with injuries and different things throughout the year. It’s part of the job description.

“It’s part of the adversity,” Lindor added.

Injuries also played a role in the poor offense, as the order’s eight and nine batters were both in the Mets’ starting lineup for the first time. Deven Marrero, eighth at bat, and Michael Perez, ninth, were not part of the plan as recently as three days ago.

Stephen Nogosek, better known for his handsome mustache than his throwing, took the ball past Alvarez and chewed up two innings. A slight silver lining for the Mets is the fact that they got through those first two games in Atlanta, two non-competitive losses, without completely overloading their bullpen.

“Nogo was really good tonight,” Showalter said. “It was a real boost for us.”

Edwin Diaz, Adam Ottavino and Trevor May are all fresh for the final two games, when the Mets will try to salvage a split in this series. They also don’t have the day off until next Wednesday, with the Phillies and Yankees on their way, so keeping as many relievers as fresh as possible until then will be a priority.

The Mets have been punched in the mouth the past two nights. There is no way around this. All players are human and therefore not immune to the bad feelings that come with seeing their teammates hitting the coaching table.

Luckily for them, just as they dreamed of during the cold and disorienting days of the MLB lockout, these games will be kicked off by Max Scherzer and Jacob deGrom.

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