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The Argument in Favor of Teen Driving Contracts

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Car crashes are the leading cause of death for US teens. Sixty-one percent of teen passengers are killed while riding with a teen driver. In response to those two statements, most US states and territories have adopted GDL laws. GDL is the acronym for Graduated Driver Licensing. While GDL is no guarantee your teen will avoid being cited or injured in a crash, there are ways that help evaluate the teen driver’s maturity and experience that may increase his or her safety.

GDL laws have about 5 components, but those components are based on a minimum requirement but do not provide adequate preparation for any teen driver.

Teen drivers are perfectly capable of operating the vehicle but highly disadvantaged by the slow development of pre-frontal cortex maturation skills!

The GDL framework upon which to build the driver’s skills but have nothing to do with a young driver’s emotional maturity such as judgement, logic reason and decision-making. These skills are necessary for driving and all develop in the pre-frontal cortex of the brain; the part of the brain that does not begin developing in a human until the age of 12-13 and does not reach full maturity until around the mid-late 20’s.

Tools for measuring pre-frontal cortex maturation are the missing component in GDL laws, but the most essential information to know and understand for both parent and teen.

Why Parent Participation is Important

Parents hold the key to teen driver safety! National Institute of Child Health and Human Development (NICHD) Research shows that when parents do not limit when, where and how frequently a teen can drive, teens’ traffic violations and car crashes increase. Research also shows that although parents are in a prime position to influence the teens’ driving behaviors, many parents are less involved than they could be.

According to a recent study by the NICHD, researchers found that teaching parents how to set limits on their teen’s driving greatly reduces the teen’s chances of risky driving behavior that could lead to crashes. Whenever youth learn a new skill, it is always advisable for parent(s) / guardian(s) to actively support and encourage the youth’s progress. Research concludes that the key to increased safety in families requires parental awareness and involvement. It is essential parents have an immediate plan of response upon a teen’s first violation or crash.

Children observe parents from the day they are born. Much of their attitude-in life and behind the wheel-establish early in their lives by the parents’ behaviors. Parental modeling of seat belt use and safe, law-abiding and polite driving is essential.

Adolescence can be a confusing time when many issues, ideas and opinions are developed. Extreme emotions are just as impairing as any chemical while driving. Working through disturbing situations of the day, frustrations, or disappointments while driving is dangerous because it draws attention away from the task at hand.

We encourage parents to enroll their teen in a professional driving school or the school Driver Education course however not be fooled into believing the child is an expert driver simply by attending the class. Continued practice after taking the course is essential.

Connecting the dots between Brain Development and Driving for Teens

The American Medical Association (AMA) studies show the pre-frontal Cortex of the brain begins to function in a human being around the age of 12-13 years and reaches full maturity near the mid-to-late 20’s. Parents sometimes ask teens, “Why would you do something like this?” and a teen responds, “I don’t know!” Guess what? They don’t know because the immature brain can send some confusing messages at times.

The PBS series THE SECRET LIFE OF THE BRAIN describes the kind of activities chosen by teens determines how the pre-frontal Cortex develops. If a chemical is introduced during these formative years, it will inhibit the development of the pre-frontal Cortex. If teens choose healthy activities and build new skills during this period, the brain develops ways to hold on to the information and remembers how to learn.

Ways to measure developing maturity:

  • Consistently wearing safety equipment correctly when going faster than running or walking (properly positioned, secured and used with or without parental supervision)
  • Taking responsibility for school homework and chores without reminding
  • Successfully keeping agreements
  • Money management and organizational skills
  • Offering to help with home chores and projects without request
  • Increased cooperation

Caution: Work with youth with behavior issues in a safe and controlled environment but postpone licensing until the issues are well managed.

In this article lets learn how to utilize the Driving Log component of the GDL effectively.

The Importance of Keeping an Accurate Driving Log

Most GDL laws require documentation of the driving practice hours. While this documentation is a requirement, the importance of the purpose is useful to understand.

First: The hours of driving practice only applies to skill development. Once understood, teens are very good at operating a vehicle but has nothing to do with developing proficient driving habits.

To build a ‘habit’ a sequence of actions must be correctly repeated a minimum of 21 times in a row.

Second: Noting the time of day, traffic and weather conditions under which driving practice occurs is essential to keep track of varying the driving circumstances.

For example-if the teen has never driven in heavy traffic in challenging weather, a teen DOES NOT know how to drive under those conditions.

Tip: Every time it looks as if the weather may be less than desirable driving conditions, make time to supervise the teen’s driving.

Periodically check the driving log to see when a weather-related driving lesson occurred. If the log shows the lesson occurred in the early supervisory time, relying on the teen’s ability to recall the lesson would be misguided, especially if he/she has had little or no recent driving experience under the circumstance.

Caution: Driving at night takes an additional skill set. 55% of teen crashes occur on Friday, Saturday and Sunday nights. Developing a good day time teen driver and postponing SOLO night-time driving for the first two years of holding a license is a great choice!

Can you guess how many skills a driver uses while behind the wheel? Approximately 1,500! These skills include: observation, perception, interpretation, and anticipation-all occurring in the pre-frontal cortex! Teens are capable of operating a vehicle, but DISADVANTAGED simply because of the way the human brain develops.

GDL is effective only if parents understand, support and know how to implement it, and if youth have well-practiced driving skills, experience, maturity and a highly developed personal integrity.

Insurance Institute for Highway Safety Recommends:

200 hours or 6000 miles of driving practice before licensing a teen, plus an additional 500 miles of supervised driving after licensing to be logged by the teen before being granted the privilege as principle driver. It takes 5-7 years to become driving proficient.

Understand the Basics Then Go Beyond The GDL Law Requirements-Keep in mind just because something is legal doesn’t make it SAFE!

Next: Are Technology Devices Valuable for Monitoring Teen Driving Behavior?

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Budget Car Insurance – How to Save Some Money

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Before you proceed to obtain car insurance, you may need to consider how much you have on car insurance budget. In the present economic meltdown, I am sure you will not mind saving a couple of dollars on car insurance.

The first place to really start is getting quotes from all the insurance companies in your area. The quotes can be compared to find out which insurance company really charges the lowest. This is where people get pissed off thinking how stressful it will be to call up every insurance company in their area. Well, you do not have to do all that anymore. Right in the comfort of your room, using the internet, you can call up car insurance quotes for all the companies in your area within minutes.

This will really help you in making budgets for your car insurance. You really do not just have to settle for any quote, you will only settle for the cheapest quote and most interestingly, you may be surprised that the difference between the quotes may be as high as $800 to $1000.

Are you getting excited? Wait a bit, you can still lessen the quotes you get from an insurance company much more by putting some things in place.

1. Keep your driving history clean: If you keep your driving history clean, you are telling the insurance company that you are less likely to be involved in any kind of auto crash and the reward is a lower quote, much lower than someone who doesn’t have a clean driving history.

2. Don’t drive cars that are too expensive: Expensive cars are expensive to repair when damaged and much more expensive to replace when stolen. This is why insurance companies will not give lower quotes on expensive cars. The only way to avoid getting hooked is finding out how much insurance is paid on the cars of your choice before purchasing such cars.

By the time you get all the above in place, I am sure you would have cut low on your budget for car insurance, much more than you would ever imagine. If you are ready, all you need is your zip code and the most competitive quotes will be displayed on your screen.

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Alcohol Addiction and Alternative Medicine – New Forms of Treatment That Show Promise

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There are many traditional methods to combat alcohol abuse, such as rehabilitation, medication, psychotherapy, and 12 steps programs. Yet, given the limited success of these options, alternative medicine is receiving newfound attention. Indeed, herbal supplements, also known as botanical medicine or phytotherapy, are the most ancient form of healthcare known to humankind. In fact, herbs have been used in nearly every culture in history as an integral part of the practice of medicine and healing.

The word drug actually derives from the old Dutch word droog meaning ”to dry” — as pharmacists, physicians, and ancient healers often dried plants for use as medicines. Even today, about 25% of all prescription drugs are still derived from trees, shrubs, or herbs. The World Health Organization notes that, of 119 plant-derived pharmaceuticals, about 74% are used in modern medicine in ways which correlate directly with their traditional uses as plant medicines by native cultures.

The earliest known texts, with instructions on how to use herbs as medicines, were written by the Chinese around 2800 BC. It is believed that Shen Nung wrote The Great Herbal (Pen Ts’ao) around this time. In this text he cites some 350 plants, many of which are still being used today. Over in India the first Sanskrit medical texts, Caraka Sambita and Sushrata Sambita, similar in age to the Chinese texts, describe the use of 700 plants. Three primary herbs are listed here as having been studied in relation to alcohol addiction.

Many conventional medicines also are derived from herbs such as aspirin, codeine, ephedrine, morphine and quinine, among others. Even the contraceptive pill was originally derived from the Mexican yam. Altogether, there are an estimated 250,000 to 500,000 plants on earth today but only about 5,000 have been extensively studied for their medicinal applications.

One reason for the lack of herbal medical studies may be that herbs, by their very nature, cannot be patented. Hence, drug companies cannot hold the exclusive right to sell a particular one and as a result are not motivated to invest in testing or promoting them. Yet, herbs are readily available everywhere, and many have been studied for their effectiveness in alcohol addiction.

Kudzu (Pueraria Lobata) is an herb that is cooked with food in China, and is also used in traditional Chinese medicine. Its use dates back to an ancient Chinese text entitled Ben Cho Gang Mu (Li, 1590–1596 AD). It is a naturally growing weed, and its root contains three major isoflavones: puerarin, daidzin, and daidzein. Kudzu was introduced in North America in 1876 in the Southeastern US. It was initially used to prevent soil erosion, and it spread quickly overtaking farms and buildings.

Preliminary research suggests that heavy drinkers who take kudzu extract consume less beer when given an opportunity to drink. So kudzu may minimize the chance that a slip will result in a full relapse by reducing total alcohol intake and binge drinking patterns. Yet, kudzu does not seem to decrease the craving for alcohol.

Women with hormone sensitive conditions should avoid kudzu. Some of these conditions include breast cancer, uterine cancer, ovarian cancer, endometriosis, and uterine fibroids. Kudzu may increase the risk of bleeding when used with other drugs that have antiplatelet or anticoagulant effects.

Another promising herb is milk thistle (Silybum marianum), which has been used for centuries in Europe as a remedy for liver problems. This herb has the remarkable ability to protect the liver from damage resulting from alcohol and other poisonings. Milk thistle safeguards the liver and stimulates secretion of bile. It has been used in the treatment of hepatitis and jaundice, plus in conditions where the liver is under stress from infection, excess alcohol, or chemotherapy.

Milk thistle is also known for its ability to clean and rejuvenate a damaged liver. It is widely used to treat alcoholic hepatitis, alcoholic fatty liver, liver cirrhosis, liver poisoning, and viral hepatitis, as well as to protect the liver from the effects of liver-toxic medications.

The active ingredient in milk thistle is silymarin, a substance contained in the seeds. Clinical research suggests that when taken orally, milk thistle may be beneficial for decreasing mortality and improving liver function tests in patients with alcoholic liver disease. Silymarin has successfully opposed alcoholic cirrhosis in baboons and was found to be effective against various liver injuries in rodents. Silymarin was studied under controlled conditions in primates, and was found to oppose the alcohol-induced oxidative stress and to retard the development of alcohol-induced hepatic fibrosis.

In human patients with alcoholic liver disease, controlled trials with silymarin showed beneficial effects such as improved survival. Silymarin has been studied most exhaustively in alcohol-induced liver diseases. Total mortality was lower in silymarin-treated patients compared with those receiving placebo. Therefore it may be useful as an adjuvant in the therapy of alcoholic liver disease.

Milk thistle may cause an allergic reaction in people who are sensitive to ragweed, chrysanthemums, marigold, and daisies. Women with hormone sensitive conditions such as breast cancer, uterine cancer, ovarian cancer, endometriosis, and uterine fibroids should avoid it. Milk thistle should not be taken with glucuronidated drugs such as acetaminophen (Tylenol), atorvastatin (Lipitor), diazepam (Valium), digoxin, entacapone (Comtan), irinotecan (Camptosar), lamotrigine (Lamictal), lorazepam (Ativan), lovastatin (Mevacor), meprobamate, morphine and oxazepam (Serax).

Passionflower (Passiflora incarnata) is a woody, hairy, climbing vine. The European world did not learn about it till after the Spanish conquest of America. In 1569, Spanish explorers discovered passionflowers in Peru and called them granadillas (small pomegranates). They believed the flowers symbolized Christ’s passion. Native Americans used them primarily as a mild sedative, and knew these plants by various names¬ such as maracock. The sedative and sleep-inducing effects of passionflower were described as early as the 17th century. The first reports of the analgesic effects of passionflower came from North America in 1867.

Although several species have been used for its sedative effect, including Passiflora quadrangularis, only Passiflora incarnata is processed into medications and teas on a broad, economic scale. It is typically used for insomnia, gastrointestinal upset related to anxiety or nervousness, generalized anxiety disorder (GAD), and symptoms of opiate withdrawal. GAD is the most common anxiety disorder. Its primary symptoms are anxiety, motor tension, autonomic hyperactivity, and cognitive vigilance.

In a study on passionflower and anxiety, the medication Oxazepam showed significantly more problems related to job performance impairment than passionflower. Results suggest passionflower is an effective agent for the management of GAD, and its low incidence of job performance impairment, compared to Oxazepam, is a distinct advantage. Hence passionflower shows promise as an aid for anxiety associated with alcohol recovery.

More than 500 species of passionflower have been identified, and more than 400 artificial hybrids have been created. In 1995, Germany’s Commission E approved passionflower as an over-the-counter drug for states of nervous unrest. Its worldwide clinical applications are evident in that Passiflora incarnata is cited as an official plant drug in the British Herbal Pharmacopoeia 1983, the United States Homoeopathic Pharmacopoeia 1981, the Homoeopathic Pharmacopoeia of India 1974, and in the pharmacopoeias of Egypt, France, Germany, and Switzerland. In the US, passionflower is listed on the Food and Drug Administration (FDA), Center for Food Safety and Applied Nutrition’s (CFSAN) Generally Recognized As Safe (GRAS) list.

Another therapy clonidine medication has been utilized as the main protocol for opiate detoxification for several years. Yet, clonidine has its limitations, including lack of efficacy for mental symptoms. However, recent studies have shown clonidine and passionflower together are significantly superior to clonidine alone in the management of mental symptoms. These findings suggest passionflower can be an effective agent in the management of opiate withdrawal.

Altogether, the recent findings on the effectiveness of herbal supplements in treating alcohol addiction are promising. Ultimately, a comprehensive approach to recovery — including traditional medicine and nontraditional techniques — offers the greatest chance for a complete recovery. When you consider the lack of successful alcohol recovery programs available, all viable options must be utilized in order to help millions who are suffering worldwide.

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How Car Accident Lawyers Protect Your Rights After an Accident

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Car accident lawyers in Albuquerque are often called out in the middle of the night to help clients who are involved in a car accident and accused of being intoxicated. The arresting officer may request you to take the field sobriety test, but this test is not always conclusive, and some people cannot pass it even if they are not drinking. Residents of Albuquerque, New Mexico and visitors alike are all wondering what their rights are when they are involved in an auto accident and the police have charged them with driving while intoxicated (DWI).

Albuquerque Attorneys Protect Your Rights

Albuquerque attorneys may advise you that refusing the field sobriety test is ok, but you should make it plain that you are not refusing to take the a breath or blood test. The officer will possibly take you to jail and you should immediately request to call your choice of Albuquerque attorneys. The attorney will make sure that you are tested properly and not charged with DWI if you are not drinking. This is very important when you are involved in a car accident where someone has been hurt.

The attorneys may advise you that after your arrest, you will need to submit a request for an administrative hearing regarding the revocation of your driver’s license to the Motor Vehicle Division of New Mexico. In Albuquerque this procedure must be done immediately in order to save your driver’s license from being revoked by the state of New Mexico. This is a necessary step even if you are not guilty of DWI in order to save your New Mexico driver’s license.

Penalty for DWI in New Mexico You will find that the penalty can be rather stiff if convicted of DWI in New Mexico. That is why it is necessary to contact lawyers immediately from the Albuquerque area to represent you. If this is your first offense you could spend up to 90 days in jail with a fine of about $500. Then there is an additional Bernalillo county court cost of $200. This means that you could end up spending around $700 in fines and penalty costs and losing ninety days of freedom. In some cases the Bernalillo county judge will order you to attend a first offender class, do community service, and serve your time in the form of probation. When you select from car accident attorneys in the Albuquerque area to defend you, then it is more likely that you will get the lesser of punishments. Car accident attorneys in Albuquerque know the judges of Bernalillo County and this will go a long way towards helping settle your case. This is true especially if this is your first time and if you are innocent the attorney will get the DWI charges dropped.

Car Accident attorneys are available for you most any time day, or night and you should not hesitate to call one if ever involved in an accident where someone has been hurt. You will find that in order to prevent unnecessary charges against you, the car accident attorneys will work very hard to make sure that you are treated properly. Your lawyers can work to help you if you have a personal injury and also to make your claim with your insurance company for damages against your vehicle. It is very important to have car accident lawyers help you whenever you are involved in an auto accident.

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Cheap Car Insurance and How to Lower Your Auto Insurance Costs

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Car insurance is required in most of the states of the U.S. The reason for this is that driving can prove to be very costly in case of an accident, so what companies decided to do is to charge premiums that meet a yearly rate in order for a driver to be covered if anything bad was to happen. The cost of having car insurance however, keeps rising and with the premiums as expensive as they are we wonder if there is ever a way of getting low-cost car insurance.

The cost of having car insurance can depend on many things. The thing is that with every car insurance company advertising their lower rates it’s hard for Americans to see the differences between them. Phrases like “GEICO can save you a bunch of money on your car insurance” or “with Progressive you can see the rates of all the other companies, and you will pick us” have gotten to our head, and the honest truth is that the public cannot decide what cheap car insurance is to them.

As said before automobile insurance has different factors in order to be cheap. One is the type of coverage that you have. You can purchase the basic coverage (for most states is Bodily Injury and Property Liability), full coverage (which included everything from paying the damage of your vehicle and sometimes even giving you a rented car in order for you to keep driving after an accident) or somewhere in between.

Most Americans tend to buy their cars through credit that is given to them by the car dealerships. If you have a vehicle that you are still making monthly payments it’s important to know that more than likely you will be required to have full coverage (in case of an accident). For those people that have their cars paid already, they can go with any coverage they want, which would make it less expensive.

Another factor in car insurance is the year, make and model of the vehicle. SUV’s have a better safety rating that sport cars and for this reason insurance on SUV’s would be less expensive. However, SUV’s like Cadillac Escalade’s are stolen more often than any other vehicle and this might make the price a little higher. If you have a family compact car, a mini-van or a pick-up truck, expect to pay less money on automobile insurance than those who have luxury cars, nice looking SUV’s and fast sports cars.

There are many ways of looking for the low-cost car insurance that you need. Before even thinking about getting car insurance you must first do your homework. This requires finding out your state’s auto insurance requirements which include types of coverage required and if your state is a “no fault” state. You can also write your auto insurance profile specifying what kind of car you have, who else will be in your policy, where you drive, what your driver record is and what optional safety features your automobile has.

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Personal Injury Lawsuits: Getting Justice Against Burn Injuries

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According to an estimate by American Burn Association, there are about 1 million burn injury cases in USA every year. Moreover, 45000 of such injury patients require hospitalization. There are burn centers in hospitals specializing in treating patients with burn injuries.

Center for Disease Control and Prevention in 2005 stated that burn related injuries are the 5th most common cause of unintentional death in USA. Here, in USA in the year 2005 there were about 1602000 reported fire cases resulting in death and injuries. Everyday people sustain minor burn injuries from hot oil and handling cooking related utensils. But they hardly make it to a court of law.

However, negligence on the part of a manufacturer, employer, etc. resulting in injury or death will surely cause personal injury lawsuit. This is the jurisdiction of a Personal injury attorney. The cause and other related factors will give rise to a strong case of personal injury. The causes of fire may also vary as well as the magnitude of injury-

  • Building fires especially in tall buildings can be catastrophic. Strategies tend to fail as the height of the building increases. However, lawsuit can be filed if the builder or property owner hasn’t complied with government safety standards.
  • Chemical burns can take place in a school laboratory as well as a factory environment. Certain chemical burns are not obvious but can cause deep tissue damage. In case of workplace related burns the plaintiff needs to prove that the employer has failed to provide safety gear, etc. The process of injury can also determine the fate of the case. In case the chemical was inhaled or consumed the defense can say that the plaintiff tried to commit suicide. In case of negligence on the part of plaintiff will weaken his/her case.
  • Negligence is not always necessary to get harmed by a defective product. In case of defective product (design, manufacturing defect or inappropriate marketing) fire injuries, the plaintiff has to prove the product was defective. Injuries can be result of electrocution too. As per US Consumer Product Safety Commission, there are about 400 electrocution related victims every year.
  • Flammable Fabrics Act (1953) regulates the production of flammable clothes. Presence of flammable material in clothing can be proved as mark of negligence.
  • National Fire Protection Association estimated majority of fire related cases occurs in homes without fire alarms.

There are several other types of fires. In any case a legal evaluation is required before claiming compensation from an offender. Denver residents approach a local Denver Personal Injury Attorney who specializes in fire related lawsuits. The lawsuit will be initially filed in the lowest court under the jurisdiction of which the accident occurred.

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Why You Should Choose Online Car Insurance

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The boom of the Internet has driven car insurers to present their insurance plans online. Most traditional procedures of purchasing coverage required a lot of assessment and documentation. With online options, a car owner may save time as well as money.

It is possible for a person to acquire information about suitable plans and quotes easily through online services. Auto insurers directly sell their plans using this service. These online car insurance services serve the public on a 24/7 basis.

A majority of online insurer web sites offer complete and simple information to help the common person. These help clients to acquire more knowledge about many different types of car plans and policies, deductibles, terms and limits. Most car insurer web sites use a secure connection and therefore are safe to use to buy online.

Online Car Insurance Quotes:

A person has to pay a monthly premium for any purchased car policy. Car insurance quotes show a probable premium amount that an owner may have to pay. Online care insurance quotes are estimated values of plans by different insurers, provided on the Internet on their official web sites.

A car is a costly asset in a person’s life. Therefore, the best car quote needs to be easy to choose and the ideal place to search for this quote is an online service. Any car insurance quotes online depend on information provided by vehicle owners.

All online quote comparison web sites offer an online application forms. A vehicle owner needs to fill up this application form with correct information. This information includes all personal details of the owner and any details associated with the car purchase. Car details include the vehicle’s license plate number, other insurance policies on it, and the period of car usage.

How can someone get the cheapest car insurance quotes online? This is a common question arising in every car owner’s mind. A process of comparison helps to obtain the cheapest quotes. Car insurer comparison web sites allow users to compare more than five quotes from different companies at a time. Customers save time and money with the help of these comparison web sites.

A person may get lower car insurance rates with appropriate knowledge and safety measures. If the car is in good condition and set up with safety measures, a car owner may get numerous cheap car quotes.

Conclusion:

In brief, an online car insurance purchase helps car owners to get an insurance plan much more easily, compared to the traditional way of purchasing. There are no worries associated with these online services, because in most cases, insurers advertising on the Internet are recognized companies with good financial stability.

A client may also fix direct appointments with car insurer associates if there are further questions that need answers. Compare as many online car insurance company quotes as possible and get the best car insurance policy. You can get started with any of the resources listed below.

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