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Mortgage demand rises for first time in six weeks despite sharply rising interest rates

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Mortgage Demand Rises For First Time In Six Weeks Despite Sharply Rising Interest Rates
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The volume of mortgage applications rose last week for the first time in six weeks, according to the Mortgage Bankers Association, despite rising interest rates.

Sharp swings in rates and uncertainty about the general direction of the housing market are likely at play.

The average contractual interest rate for 30-year fixed-rate mortgages with conforming loan balances ($647,200 or less) fell from 6.01% to 6.25%, with points rising from 0.76 at 0.71 (including origination fees) for loans with a 20% decline. Payment.

“Treasury yields continued to climb last week ahead of the Federal Reserve’s September meeting, where they are expected to announce – in their efforts to rein in inflation – another hike. short-term rates,” said MBA economist Joel Kan. , in a press release.

Applications for refinancing a home loan, which are usually very sensitive to large swings in rates, actually rose 10% on the week, although they were still 83% lower than the same week a year ago. . Part of this may be due to the vacation adjustment the previous week.

It may also be that the very few remaining borrowers who could benefit from refinancing have finally come out of the close, seeing that rates could climb even higher for the foreseeable future.

“The weekly gain in applications, despite higher rates, underscores the overall volatility at the moment as well as the Labor Day-adjusted results the previous week,” Kan said.

Mortgage applications for the purchase of a home rose 1% for the week, but were 30% lower than in the same week a year ago. Buyers are now seeing less competition in today’s expensive market, so some may jump in when they get the chance. Homes are on the market longer and sellers are much more willing to negotiate than they were three months ago.

Yet prices haven’t come down much yet, and with rates as high as they are now, affordability is historically low. The small weekly gain in demand for mortgages does not really represent the sharp correction underway in home buying.

Mortgage rates have risen again this week, according to a separate Mortgage News Daily survey. It showed the 30-year average rate set just below 6.5% on Tuesday, ahead of the highly anticipated Federal Reserve meeting on Wednesday. Investors will specifically watch comments not about a current rate hike, but about what may be to come.

“The forecast will amplify the volatility we’ve already seen with the rate hike decision. In addition, [Fed Chairman Jerome] Powell’s press conference still has the potential to add additional volatility,” wrote Matthew Graham, COO of Mortgage News Daily.

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Furious conscripts go after commander: Senior officer ‘beaten after saying ‘you’re all cannon fodder”

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Furious Conscripts Go After Commander: Senior Officer 'Beaten After Saying 'You'Re All Cannon Fodder''
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A senior Russian officer reportedly had his face shattered in a scuffle with furious conscripts after telling them their lives were going to be wasted on the front lines in Ukraine.

The mobilized recruits turned against the Russian lieutenant colonel after he said bluntly: “You are all cannon fodder, you are going to be slaughtered”.

The high-ranking officer had his face ‘smashed’ and facial bones shattered in a fight in which ‘everyone of them was drunk’, according to reports.

Many reservists – among hundreds of thousands thrown into the war under a decree by Vladimir Putin – were left devastated after learning they would die at the front.

However, the commander was probably right that Putin’s appeal will lead to mass deaths of untrained reservists sent to the front.

This is just the latest story of chaos, fighting and drunkenness among newly mobilized Russian conscripts, with reports that many have been sent to the front with little or no training while being told to buy their own supplies and equipment.

Fight In A Barracks

Fight In A Barracks

Fight In A Barracks

A senior Russian officer reportedly had his face shattered in a scuffle with furious conscripts after he told them their lives would be thrown on the front lines in Ukraine -MailOnline have been unable to verify whether these images capture the moment

The Scuffle Took Place At Moscow's Rubin Sports Palace In The Russian Town Of Penza, Where The Men Were Stationed In A Makeshift Barracks Before Being Sent To Fight In Ukraine.

The Scuffle Took Place At Moscow's Rubin Sports Palace In The Russian Town Of Penza, Where The Men Were Stationed In A Makeshift Barracks Before Being Sent To Fight In Ukraine.

The scuffle took place at Moscow’s Rubin Sports Palace in the Russian town of Penza, where the men were stationed in a makeshift barracks before being sent to fight in Ukraine.

After A Counteroffensive By Ukraine This Month Caused Heavy Setbacks For Moscow's Forces On The Battlefield, Putin Called On 300,000 Reservists To Join The Fight.

After A Counteroffensive By Ukraine This Month Caused Heavy Setbacks For Moscow's Forces On The Battlefield, Putin Called On 300,000 Reservists To Join The Fight.

After a counteroffensive by Ukraine this month caused heavy setbacks for Moscow’s forces on the battlefield, Putin called on 300,000 reservists to join the fight.

Russian officers – often conscripts themselves – advised new recruits to bring their own sleeping bags, tourniquets, medicine and mats.

Video shows a punch, but it’s unclear if it was the scuffle in which the officer was punched in the face, or just another scuffle between disgruntled grunts.

The recruits turned to the senior officer at the Rubin Palace of Sports in the Russian city of Penza, where the men were stationed in a makeshift barracks before being sent to fight in Ukraine.

Later reports said the face of the unnamed lieutenant colonel was “all shattered” with broken bones.

The brother of a conscript said: ‘My brother messaged me just now.

‘There was a lieutenant-colonel walking among [the newly-mobilised]telling them: “You are all cannon fodder, you are going to be massacred”.

“There was a fight, the Colonel’s face was shattered.

“They could barely separate them. A person fell ill [after the cannon cannon fodder threat].

“Two ambulances rushed there within an hour. Many people felt sick, many were in tears.

“One tried to escape, they caught him. It’s a fucking nightmare what’s going on there.

‘There were 1,080 people there now, in Rubin [sports palace]. They will end up in knife fights, it’s a complete mess there.

“They are all drunk. Each of them.’

Meanwhile, another footage showed what appeared to be a female quartermaster talking to new recruits and advising them to bring tampons.

Russian Troops In Ukraine

Russian Troops In Ukraine

Russian Troops In Ukraine

Russian Troops In Ukraine

A Russian soldier claiming to be already in a fox hole in Ukraine says he and his comrade (right) have been left without food or water and are bombarded

Sanitary products can be used to plug gunshot wounds and stop bleeding in the absence of a medical kit, the woman tells new recruits.

“They won’t give it to us?” asks one of the new recruits.

“It’s all up to us boys,” the woman shouts back. “You will receive a uniform and armor, nothing else.”

Yet other videos have emerged showing a newly recruited tank commander who was told he would deploy to the Kherson front line in just two days without even firing a shot at a training range.

Other footage shows two soldiers sitting in a field in Ukraine complaining that they were abandoned by their commanders without food or water, and that they had better fight for the other side.

These are just the latest examples of poor morale and preparedness in Russian ranks after Putin’s army was exhausted in seven months of war in Ukraine.

In images posted online, the tank commander says: “Officials told us that there would be no training before we were sent to the conflict zone.

Our commander has officially confirmed that we will be sent to Kherson on September 29. Make your own decisions on what to do with this moving forward…

“There was no training – no shooting, no theory training…nothing. F***.’

Mark Krutov, a journalist with Radio Free Europe, managed to track down the commander and confirmed that he was in a barracks called Kalininets in Moscow.

The man said he was a night shift worker from Moscow who was sleeping at home when soldiers knocked on his door and ordered him to the front.

Asked to elaborate on his complaints, he replied, “I can’t speak now, things have changed drastically, hopefully for the better”, and lost contact.

Russian Tank Captain

Russian Tank Captain

Russian Tank Captain

Russian Tank Captain

A newly enlisted Russian tank commander complains that he and his crew were told they would deploy to Kherson within two days of not receiving any training

Meanwhile, other footage showed two men claiming to be Russian soldiers sitting in a foxhole in a forest, allegedly in Ukraine.

“We are here in the forest,” the man says to the camera as his comrade sits behind him.

“We were just shelled, they hit us from meters away. We were left in the forest… Like cannon fodder sent to the fucking forest.

‘What [are our commanders] mess with this army that just doesn’t work? It’s worse than working in the Ukrainian Armed Forces.

‘F***ing f***ers… And none of our team commanders are here, they all fucked up, they were the first to go. Now it’s just us, the “entrepreneurs”.

“There’s nothing on our machines, no supplies, no electronics. No binoculars, no thermal cameras, nothing at all. Machine gun and ammunition. And the bayonet. But there’s nothing screwed up Here we sit, waiting. Let’s see what will happen.

“At night, we sit on the battlefield, in the front line. It’s just across the field. Those bastards left us with no fucking water. No food. Let’s see what will happen next.

In an attempt to solve Russia’s chronic manpower problem, Putin ordered what he called the “partial mobilization” of Russian military reserves on September 21.

Since then, hundreds of thousands of men have been rushed to military bases where they have been hastily outfitted and given minimal training before being rushed onto the battlefield.

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How Raymond Antrobus’ Spoken Poetry Offers a Variety of Sounds: NPR

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How Raymond Antrobus' Spoken Poetry Offers A Variety Of Sounds: Npr
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Album cover for The first time I wore hearing aids.

Ian Brenan


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Ian Brenan

How Raymond Antrobus' Spoken Poetry Offers A Variety Of Sounds: Npr

Album cover for The first time I wore hearing aids.

Ian Brenan

Raymond Antrobus was born deaf. When it came to poetry, much of his work was built on the history and foundations of poetry slams and spoken word performance.

“I really felt a lineage of poets in music, poets in voice, poets in performance,” says Antrobus.

Author of two collections of poetry – The Perseverance and All given names – Antrobus has just released a spoken word album titled The first time I wore hearing aids. It was produced by Grammy-winning music producer Ian Brennan.

Brennan had read poems by Antrobus before, but it wasn’t until a few months ago – in June this year – that he heard the poet perform on stage. “It was such a beautiful night,” he said.

Realizing that he and Antrobus were both going to be at a festival in London the following month, he wrote to the poet to collaborate. And Antrobus was excited about that.

“I came to poetry thanks to so many poets who also record their work,” says Antrobus. The poet played some of Brennan’s past works to his then 10-month-old son, who responded well. “I wanted to be part of this company with this album and with my poetry.”

Antrobus’ poems often reflect a person’s experience of hearing sound in different ways. Brennan – whose own sister was born with Down syndrome and is deaf in her left ear – became interested in these dimensions.

“[Music] was always one of the things she was most connected to, and certainly more sensitive than others who had full hearing,” Brennan says of her sister. I don’t have the same sound for Raymond as for another individual or vice versa.”

In July, when Brennan and Antrobus met to record his spoken word album, they recorded enough to fill two discs.

“Most of what’s out there is Raymond,” Brennan said. “So even the sound elements you hear are Raymond, it’s his voice.”

Of the 16 tracks that make up the album, some – like the track “Closer Captions” – recreate sound as it is experienced by the hearing impaired.

“We were at a festival and that meant I had a limited load on my hearing aids,” says Antrobus. “And there were times when between takes I had to take off my earpiece and sort of sit down – not quite silence, but kind of a quieter, muffled sound.”

How Raymond Antrobus' Spoken Poetry Offers A Variety Of Sounds: Npr

Poet Raymond Antrobus

Marilena Umuhoza Delli/Ian Brennan


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How Raymond Antrobus' Spoken Poetry Offers A Variety Of Sounds: Npr

Poet Raymond Antrobus

Marilena Umuhoza Delli/Ian Brennan

The artists recorded most of the tracks in one take. This meant that Brennan sometimes played music in the background. Speaking of the track “Captions & a dream for John T Williams of Nuu-Chah-Nulth tribe”, the producer recalls a special moment from the festival. He had met a musical group the day before the recording of the album by the artists.

“[The group’s] luthiers built me ​​a Ndzendze. It’s a very rare instrument – ​​a two-sided guitar. So it’s eight strings, four strings on each side,” Brennan says. “I could kind of play it intuitively because it’s a string instrument.”

Here is an excerpt from the poem:

He fell in front of the policeman,
four bullet holes on the left side of his body,
hands holding a block of cedar wood
and a three inch blade he used to whittle
canoes and faces in totem poles.

(announcing that it’s not over)

The policeman said:
I yelled at him to drop the knife.

(sound of something left out)

It took five seconds to shoot.

“The poem is about a deaf individual killed by the police who was a sculptor, who lived by the water and carved canoes,” Brennan says. “And I play this instrument that was handmade and carved by someone who carves canoes.”

Antrobus, who is Jamaican-British, often captures the experience of police brutality in his work.

“The boundaries of identity are so heavily guarded, guarded and patrolled,” Antrobus says of these poems. “And look how dangerous it is for some people when we cross those borders. You could literally end up with a gun in your face, a bullet in your back.”

He also often writes about how this experience can be particularly traumatic for deaf people, who, without trained interpreters, stand a high chance of being misinterpreted by law enforcement.

“That’s why so many elements of the record are Raymond’s voice, but Raymond’s voice changes — maybe double-track or triple-track,” Brennan explains.

How Raymond Antrobus' Spoken Poetry Offers A Variety Of Sounds: Npr

Poet Raymond Antrobus

Marilena Umuhoza Delli/Ian Brennan


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Marilena Umuhoza Delli/Ian Brennan

How Raymond Antrobus' Spoken Poetry Offers A Variety Of Sounds: Npr

Poet Raymond Antrobus

Marilena Umuhoza Delli/Ian Brennan

Other sound elements on the album include sounds recorded underwater, such as on the track “Miami Airport Immigration”.

“When you think about the amount of land covered in water, that’s perhaps the majority of the soundscape on the planet,” Brennan says. “Yet this is something largely unknown to many people.”

To this, Antrobus adds that the human body is made up mostly of water, which then creates an atmosphere where we wonder exactly what we are made of. “Where do we belong? What is really being questioned? What are the real reasons for this confinement of identity, of language, of experience, of ideas?”

The artists hope that bringing listeners to these questions with the album will show them that the experience of sound – like most experiences – is not binary.

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Democrats blame climate change for Hurricane Ian at odds with science, experts say

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Democrats Blame Climate Change For Hurricane Ian At Odds With Science, Experts Say
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Several experts contacted by Fox News Digital argued that there was not enough evidence to suggest that climate change caused Hurricane Ian or any individual natural disaster.

The expert comments come as a slew of media, Democrats and progressive commentators continue to blame the hurricane on man-made global warming. Hurricane Ian slammed into southwest Florida on Wednesday as a Category 4 storm, knocking out power to more than a million residents and prompting stern safety warnings from Florida officials.

“What they’re trying to do is politicize the pain and suffering of these people to promote their green agenda,” Gregory Wrightstone, executive director of climate policy think tank CO2 Coalition, told Fox News. Digital in an interview. “Well, their policies and program promoting renewable energy will result in far greater economic destruction for the country and for Florida.”

In the past few days, news outlets including The New York Times, Associated Press, Politico, NPR and Axios have run stories reporting that climate change is behind Hurricane Ian and the intensifying fast from the storm. A Time magazine article said “the science is well known” that climate change created the conditions for Hurricane Ian.

NASA: VIDEO OF HURRICANE IAN CAPTURED FROM SPACE STATION AS IT HITS FLORIDA

The city of Naples, Florida is pictured during Hurricane Ian on Wednesday.
(City of Naples)

Also, Sen. Amy Klobuchar, D-Minn., appeared to suggest that Americans should vote for Democrats to avoid future hurricanes during an interview Tuesday. Rep. Raja Krishnamoorthi, D-Ill., tweeted Thursday that “the rapidly intensifying storms we are seeing with Hurricane Ian will become more common and more dangerous” as the climate changes.

And a string of progressive commentators and climate activists have taken to social media to similarly link the hurricane to global warming.

MIDTERM CANDIDATES HOSTING RACES IN HURRICANE IAN’S PATH REACT TO DISASTING STORM

“Ian is a climate change hurricane,” Pam Keith, a former Democratic Senate candidate and founder of the left-leaning Center for Employment Justice, tweeted on Wednesday.

“[Hurricane Ian] is a classic example of the impact of climate change on people,” added Nina Turner, senior fellow at the progressive think tank Institute on Race, Power and Political Economy. “Climate change is not politics, it is reality.

However, Wrightstone and the other experts contacted by Fox News Digital dismissed those arguments, arguing that individual storms cannot be linked to climate change.

“If you read this [the National Oceanic and Atmospheric Administration (NOAA)] said about hurricanes, there just isn’t enough data,” Steve Milloy, senior legal officer at the Energy & Environment Legal Institute, told Fox News Digital.

“There is nothing to back up what they say,” he continued. “There were about 16 major hurricanes between 1916 and 1965, but only six since 1965. So clearly major hurricanes are happening with lower levels of carbon dioxide. That doesn’t matter to them.”

BIDEN SUGGESTS AMERICANS ARE NOT PROUD OF US IN DIVIDING FUNDRAISING SPEECH AS FLORIDA PUMPS BY HURRICANE IAN

A NOAA study last reviewed in July concluded that its models and analysis did not support the idea that greenhouse gas-induced warming is driving a sharp increase in the number of tropical storms or hurricanes. in the Atlantic. The study, authored by NOAA senior scientist Tom Knutson, added that it was “premature to conclude with great confidence” that the increase in human-made greenhouse gases had an impact on the world. hurricane activity in the Atlantic.

Jamie Rhome, acting director of NOAA’s National Hurricane Center, echoed the study’s findings in an interview with CNN on Tuesday, pushing back against presenter Don Lemon’s argument that Hurricane Ian’s intensification is related to climate change. Rhome said he would “warn against” associating a storm with climate change.

A Satellite Image Of Hurricane Ian Approaching The Florida Coast.

A satellite image of Hurricane Ian approaching the Florida coast.
(NOAA via Getty Images)

“Trying to blame global warming for Hurricane Ian not only defies scientific evidence – the clear weight of scientific evidence – but it is a despicable politicization of a real tragedy that requires our attention and focus on those negatively affected. “, James Taylor, the president of the conservative think tank Heartland Institute, said in an interview with Fox News Digital.

“These types of hurricanes existed before the invention of SUVs and coal-fired power plants,” Taylor added. “In fact, they were much more frequent and severe before coal-fired power plants and SUVs.”

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Wrightstone, who is also an expert reviewer for the United Nations’ Intergovernmental Panel on Climate Change (IPCC), added that the number of hurricanes this year has actually been lower than in previous years.

“The IPCC sees no correlation between warming temperatures and more hurricanes,” he told Fox News Digital. “And we’ve seen it this year. Until this hurricane, which is massive, the number of hurricanes was almost historically low.”

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Sensex rises 1200 points and Nifty50 above 17,100 after Rbi announces 50 bps rate hike

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Sensex Rises 1200 Points And Nifty50 Above 17,100 After Rbi Announces 50 Bps Rate Hike
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By CNBCTV18.com Sep 30, 2022, 2:23 PM STI (Update)

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SStock Market LIVE Updates: Indian equity benchmarks BSE Sensex and NSE Nifty50 opened on Friday with minor cuts before turning green after the Reserve Bank of India announced a 50 basis point hike in repo rates. The market will enter the October futures and options series after the Nifty50 fell 4% in the September series – its worst performance in a series since May 2022. This will hamper the world’s largest economy. Catch the latest updates on RBI policy updates with CNBCTV18.com’s blog.

Live stock market updates

: Indian equity benchmarks BSE Sensex and NSE Nifty50 opened with minor cuts on Friday before turning green after the Reserve Bank of India announced a 50 basis point hike in repo rates. The market will enter the October futures and options series after the Nifty50 fell 4% in the September series – its worst performance in a series since May 2022. This will hamper the world’s largest economy. Catch the latest updates on RBI policy updates with CNBCTV18.com’s blog.

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Putin calls ‘unprecedented sabotage’ of Nord Stream pipeline an ‘act of international terrorism’

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Putin Calls 'Unprecedented Sabotage' Of Nord Stream Pipeline An 'Act Of International Terrorism'
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Russian President Vladimir Putin.Getty Images

  • Russian President Putin compares the damage caused by Nord Stream pipelines to “international terrorism”.

  • NATO said pipelines carrying natural gas from Russia to Europe have been sabotaged.

  • A Russian Foreign Ministry spokeswoman said the United States would benefit from the leaks.

Russian President Vladimir Putin called the “unprecedented sabotage” of the Nord Stream gas pipelines an “act of international terrorism”, according to a Kremlin statement on Thursday.

Putin made the comment during a phone call with Turkish President Tayyip Erdoğan, according to the reading.

Leaks on the main Nord Stream 1 and 2 pipelines carrying natural gas from Russia to Europe were first detected in Denmark’s Baltic Sea region on Monday. Other leaks have since been discovered, with Sweden announcing on Wednesday that it had detected a fourth leak.

The North Atlantic Treaty Organization (NATO) said in a statement on Thursday that the damage was the “result of deliberate, reckless and irresponsible acts of sabotage”. He threatened to retaliate, stating, “Any deliberate attack on Allied critical infrastructure would be met with a united and determined response.”

The charges continue, with Kremlin spokesman Dmitry Peskov saying the damage to Nord Stream appeared to be caused by state-sponsored terrorism, Reuters reported on Thursday.

“It looks like an act of terrorism, possibly at the state level,” Peskov said, according to Reuters. “It is very difficult to imagine that such an act of terrorism could have happened without the involvement of any state.”

Russian Foreign Ministry spokeswoman Maria Zakharova told a pro-Kremlin online broadcast on Thursday that the United States would benefit from the leaks because it would be able to export more liquefied natural gas if the pipelines could not operate, according to Reuters.

The leaks occurred in areas “fully under the control of US intelligence,” Zakharova told Soloviev Live, according to the news agency. “It happened in the trade and economic areas of Denmark and Sweden. There are NATO-centric countries,” Zakharova said. She did not provide evidence for this claim, according to Reuters.

Denmark is a member of NATO, while Sweden has applied to join the political and military alliance.

Zakharova also demanded an explanation from President Joe Biden on “whether the US followed through on its threat” to “terminate #Nordstream”, the Russian Foreign Ministry tweeted. September 28.

She was referring to Biden’s Feb. 7 statement that the Nord Stream 2 gas pipeline would be disrupted if Russia invaded Ukraine.

White House press secretary Karine Jean-Pierre said at a press briefing on Wednesday that Biden was referring to the Nord Stream 2 not starting to operate and dismissed claims that states United States is believed to be responsible for the leaks, according to an official transcript.

“The president said NS2 would not become operational and we would work with Germany on that,” Jean-Pierre said. “And he was right, because Germany took the decision in February to freeze him, which was widely reported by all of you. And so that’s what the president was talking about at the time.”

The Nord Stream 2 never began commercial operations because Germany suspended the project in February, days before Russia invaded Ukraine on February 24.

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Tom Brady: Tampa Bay Buccaneers quarterback and team owners to donate to Hurricane Ian relief efforts

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Tom Brady: Tampa Bay Buccaneers Quarterback And Team Owners To Donate To Hurricane Ian Relief Efforts
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Tampa Bay Buccaneers quarterback Tom Brady and team owners, the Glazer family, both announced Thursday that they will be making donations to Hurricane Ian relief efforts.

Hurricane Ian made landfall along the southwest coast of Florida near Cayo Costa as a powerful Category 4 storm on Wednesday. It strengthened in the Atlantic after killing at least 19 people in Florida and leaving millions without power, driving winds of nearly 85 mph on its way to the South Carolina coast.

Brady said in a Posting on Twitter“Happy was able to go home Sunday night, but so many people in Florida won’t be able to do the same.

“I will donate to the Florida Disaster Fund to get things started, and I hope the rest of the NFL family in our state follows suit.”

The Glazer family will donate $1 million allocated to “organizations that provide support to those most affected by the storm in Southwest Florida and across the state.

“The destruction experienced in Southwest Florida and the damage inflicted across our state will be felt for some time to come,” Bucs co-owner Darcie Glazer Kassewitz said in a statement. “It will take whole communities working together resiliently for an extended period and our family is committed to helping the recovery.

“Our thoughts and prayers are with the countless people affected, the heroic first responders and all those helping to keep others safe.”

The Bucs moved football operations to Miami, South Florida earlier this week in the wake of the storm. Earlier Thursday, the Buccaneers announced Sunday night’s home game against the Kansas City Chiefs would be played as scheduled at Raymond James Stadium in Tampa.

Brady, 45, spoke of the positive impact hosting Sunday’s game in Tampa could have had on the sport’s unifying ability.

“I always feel like sports have brought people together over a long period of time,” the seven-time Super Bowl champion told the media. “Looking at different adversities, whether it’s 9/11 or Katrina, sport has an amazing way of healing wounds and bringing people together and bringing communities together and starting to encourage a common interest for the common good.”

He added: “I think anytime you can be a part of things like that it’s a great feeling. I know it means a lot to us to always have the opportunity to come out and play for our fans. But after what so many people have been through in the state, it’s great to go out there and give them something to cheer about.

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