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Killed, Then Billed! Nightmares Part Two

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This is part two in a series on the health care systems all over the world.

So many times, patients are victims of malpractice, negligence and worse than that and then after they die, their families are sent thousands of dollars in bills. Killed, then billed is what is happening all around the world, in countries where people pay highly for their health care, even when the health care is what kills them. Patients in hospitals should not have to pay for care that is grossly negligent nor pay for care that was obviously negligent or the cause of the patient’s death. Imagine going into a nursing home with a clean body, free of sores and ending up with sores all over your body due to lack of care or negligent care. Just imagine that. Then imagine dying as a result of the bedsores that lead to infection, and to other things that caused your death. You probably can not imagine that. But you can see it for real if you do enough research and speak with enough families about health care that happens inside of rehab centers and nursing homes. I am not condemning all of these places but rather trying to bring to light the places that are doing harm to patients, as we speak. There are some places that should be closed down. There are some places that need to be inspected on a weekly basis. And perhaps the saddest part of this true tale is that some of these horrible places are not even on the list of the “worst” health care facilities. They have not made it to the list so that you cannot protect yourself by checking the list out.

Here is the rest of the story regarding healthcare, healthcare systems, and nursing homes and hospitals.

I have heard from patients about improper billing and incorrect billing and overcharging, but worse than that is hearing from patients that some hospital employees allowed billing workers more access to patients than they allowed their own families access. What is wrong with that picture? It appears, yes, just seems to appear that some hospitals first concern is with their bills not with their patients’ health and well-being. And what about the bills? What are some of the errors in bills that patients and families are not catching due to codes? Check your bills. They are usually not itemized and there are many items marked as miscellaneous or codes that you do not understand. Check this out from the book that I recommend that everyone buy. The book is called, Take This Book To The Hospital With You.

Though I mention this book, this article that I write is not a book review, but more an article about what happens inside the health care systems across the world. Here is a quote from the book:

“What I have found through the years is a system so convoluted that it actually discourages accuracy and encourages errors: Just what kinds of errors am I talking about? Consider these examples:

  • One Virginia hospital billed a couple for the circumcision of their newborn. Not an unreasonable charge, really, except for the fact that the couple had a baby girl.

  • An Illinois hospital billed a man $186,000 for “heart valves” . Two hundred heart valves, that is.

  • Another Virginia hospital billed a patient for the use of its delivery room. Odd, since the man was in the hospital for heart surgery. “

So, why do I write this article? I write this article as a personal experience article because too many people have come to me with their own stories and with their own personal experiences of horrible care at the hands of health care professionals that simply are not doing their jobs and then added insult, patients and families are being billed for things that they should not be billed for.

Right now, this very week, another family member of a patient who recently died has been telling me about their story, their true story of the malpractice of some health care professionals and yet they cannot complain about it, because they are grieving, they are still in pain and they are still trying to get over the shock of how their family member died. Yes, there are unnecessary deaths happening every day in hospitals.

Yes, too, many people die in hospitals of natural causes that is already known. But the part that is unknown is that many times people are dying, and people are losing their health, limbs and sanity at the hands of unscrupulous workers, and under the hidden protection of administrators who have money in mind but not patient health care in mind.

So, we write because the grieving families cannot write or have no time to write or they just simply emotionally cannot handle complaining. So we write here to let you know what is happening in the American Health Care system. To anyone saying, “STOP!” your article is wrong!, let me assure you that this article is not about ALL hospitals but only about those parts of some hospitals that are totally offending and totally not taking care of patients. And, to make matters worse, these offending hospitals are billing patients and families for their errors.

Is that not adding insult to injury? Can you imagine yourself as such a victim. Could you even imagine going to a hospital with an ordinary emergency, perhaps a severe asthma attack or minor heart problem, and then ending up with illnesses or injuries ten times worse than those and then getting billed for the care in the hospital? You probably could not imagine that unless you have had the experience. But know, that as you are reading these words, there are some health care workers killing patients and then the hospitals and doctors are billing families and getting paid for their errors. Wow. What an sad statement that is. But it is a true statement of fact. Negligence kills patients. It might take a while, perhaps weeks or months for a patient to die from negligence, and you will never see “negligence” written on the death certificate, but when a patient goes into the hospital for one thing and dies of a totally unrelated -another thing, then you need to really examine what is happening in those hospitals and medical centers. Has that happened, probably, possibly , and yes, it has happened. Where has it happened? Check the Google section of your computer and search the words negligence and names of some hospitals and see what you come up with.

Here are some things that you can do to help yourself at times when you are having a long stay in the hospital. Some of these things might be helpful to you:

  1. Always know the name of the doctor or hospital staff person that you are speaking to. (It is easy to shift blame and responsibility when the patient or family does not know the name of the person who is treating them.
  2. Write everything down. You will not remember staff names or happenings. Hospital stays are entirely too complicated for that. Get a notebook for each time that you are in a hospital and write every single thing down. Write down the names of the medicines or treatments that you are receiving and write down the names of everyone. If you are in a rehabilitation and care center or nursing home, insist on using the recreation computer and write your things in there on a flash drive or on removable storage. Always keep records. Residents are permitted to use that computer, so go with the patient to the computer and assist them in making journal records or any records they need that detail their stay at the center.
  3. Ask for spelling of names. So many doctors shorten their names, “Dr. V” , or so many doctors use their first names as their names. If something happens and you later need to know which doctor that is , try finding Dr. G, in a hospital that has 100 doctors whose names begin with “G”. (These names are only examples and not real doctors’ names).
  4. If you can safely do this, insist on an immediate copy of any paper that you sign, this includes release forms and consent forms. This saves you the problem of trying to find copies or paying for copies later on . Ask your lawyer if you are entitled to immediate copies. Don’t leave these copies in the hospital but send them home with your family or your friends. I would tend to think that any paper you sign is a legal contract (otherwise they would not need your signature, correct)? And usually , it used to be that you were entitled to an immediate copy of any legal contracts that you sign. I do not know if the medical doctors or hospitals are exempt from this but ask your lawyer who can give you correct advice. ATTENTION: all lawyers, can you please advise me and let me know if a patient is allowed or permitted to have an immediate copy of any release forms or papers that a patient signs while at the hospital? My readers and I would love to know the details regarding this point. And, meanwhile, readers, consult with your own lawyers to find out the truth in this matter.
  5. If you have a person in serious condition who is weak, undernourished and cannot communicate well, wait for that person to be out of the hospital before you complain to the HHC, because if you complain while they are in there, they will just bother the patient with questions and interviews while the patient is trying to recuperate from their illness. That will not be a fair investigation as when you interview or question people who are weak , in pain and malnourished, most likely that person will not want to speak at great length and probably is not in good physical condition to give any information. So if you can, wait until the patient is stronger –released from the facility before you complain to the HCC.

So what came up when I googled some hospital names? First, Google with intelligence. Use many words in your search of the hospital name or you will probably just come up with hospital publicity (articles that hospitals pay for – to make the hospitals sound good). Do your search like this, take a hospital name and add the word negligent to it. Then search for those terms. For example, (and this is just an example – a sample , instructions on how to search and the results of my search). I put in the words “woodhull negligent” into the search bar, and this is what I came up with (this one article and some other articles),

If you value the life and finances of anyone that you love or of yourself, you owe it to yourself to get that book for yourself. There is another book that is quite helpful; please get this book from the bookstores or libraries:

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Forex Broker Admiral Markets Review

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Why You Should Consider A Forex White Label Solution
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Founded in 2001, Admiral Markets is a reliable broker, with market leadership and a modern and simple trading experience for its users. Admiral Markets is a globally recognized broker, with a large number of Australian and international clients, flexible trading account types, competitive trading conditions and comprehensive educational materials, they are an attractive choice for both novice and experienced traders. Admiral Markets has a close relationship with MetaQuotes software, which is the developer of the platform that is now the most recognized in the Forex industry, namely MetaTrader. This relationship allows Admiral Markets to build its own custom version for the platform, namely the MetaTrader Supreme Edition, which is compatible with both MT4 and MT5.

In addition, most Admiral Markets accounts get free access to the Trading Central feature—which provides independent market information and technical analysis—and they also trade cryptocurrencies with this company which is among the most lucrative among Forex brokers. Admiral Markets has put a lot of effort into helping novice traders start trading by publishing a myriad of educational articles, guides and webinars. For clients seeking active support, the MetaTrader Supreme Edition software provides users with chart analysis of Trading Central and analyst recommendations.

Admiral markets reviews are many and varied. These materials are divided into several sections, including structured courses, basic knowledge, and reviews on risk management and webinars that are often held. Admiral Markets provides free and structured Forex and CFD trading material called Forex 101. It is specially designed to teach beginners how to trade. This material contains nine chapters divided into beginner, intermediate and advanced stages, all taught by professional traders. This material covers everything in trading, from how to set up MT4 to how to manage risk. This material is a very useful resource for novice traders.

In order for a client to trade on the admiral market site, he must have an account which you can get by registering for it. Admiral Markets has three different accounts according to usage or experience. When used, we have demo accounts and experience, are under retail or professional requirements. Below, we have admiral, prime admiral, mt5 admiral, and invest admiral market trading accounts. Account designed for new clients with no experience at all in trading. Most of the clients who choose this account do not want to risk their funds until they are convinced of the concept. This account will allow clients to learn the basics in no time due to the use of real trading conditions.
Please visit best forex broker uk for more information about admiral markets review.

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Benefits of Bing and Yahoo Pay Per Click

Avatar Of Rajesh Khanna



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With today’s very competitive online marketing, it is important that a business creates a strong marketing effort to build qualified traffic to their website. Pay per click marketing is one great way of advertising on the Internet. It can bring a steady flow of traffic that can result to potential leads and new sales. Over the years, it has been proven profitable, especially if the business is targeting a segment of audience. Adding Bing and Yahoo to your Google pay per click marketing is worth considering.

Pay per click campaign is based on keyword selection specifically designed to revolve around search terms that are relevant for the site. They are normally the ads that show up at the top and right corner of a search page. Generally, search engines do not charge when displaying these ads, but when a visitor clicks on the ad or the link which lands back to the business’ site, only then, is the advertiser charged.

All throughout the pay per click marketing world, Google is leading all other search engines with their 67% market share. However, what most advertisers do not realize is that with the growing amount of traffic on Google, also comes a number of competitors, still making it hard to hit on search result targets.

So, what is the alternative? Over the last couple of years, Bing and Yahoo pay per click have emerged as Google’s number one competitor. Although, Yahoo’s market share only comes up to 11.6% and Bing’s to 16.7%. When combined, they total of over 30% and this can still make a dent with Google’s share. And for any advertisers who overlooks these numbers could be ignoring a large population of potential customers.

Other advantages of Bing and Yahoo pay per click, include:

  • Pay per click with Bing and Yahoo does not cost as much as with Google. – Many advertisers say that taking Google as their host for paid search is a complete campaign suicide, mainly because of their high costs. Relevant keywords being bid with Bing and Yahoo do not cost as much as $2 to $5 per click as with Google. For instance, one of the most expensive keywords in Google includes “insurance,” “loans,” “mortgage,” “trading,” which usually ranges from $30 to $50 per click. So, if you run a business about loans and need to bid on “house loans” keyword, a business can pay as much as $3500 a month for that particular keyword alone with Google. However, Bing and Yahoo give much more reasonable prices. They have the lowest cost per click, even with the most expensive keywords in AdWords that normally ranges from $0.10 to $2, but still lands in the first pages. More so, they offer long-tail keywords of four or more words, but still at a very reasonable price bid.
  • Bing and Yahoo have demographic advantages. – Although recently, Bing removed their feature to target ads by gender and age as they say they improve it to become more accurate. Bing and Yahoo still have a statistical advantage because 58% of their users are women, and their audiences are from an age group of 35-45 and 55-64, which are definite age groups that can afford to buy as much in the Internet. Furthermore, this is probably because Bing is owned by Microsoft, and they normally put default web browsers that come with the computer a user has bought, not unless of course, if they are tech savvy and knows how to change web search engines in their computers.
  • Bing and Yahoo allow their users to import campaigns from Google – most advertisers admit that they are always having a hard time running separate campaigns in Google, and with Bing and Yahoo as they do their best to update each. Now, AdCenter with Bing and Yahoo allows users to import their campaign from AdWords with Google, without even exporting a single file. This is perfect for advertisers who do not want to spend time editing, exporting, and re-uploading spreadsheets from one account to another.
  • Bing and Yahoo pay per click does not run on Internet Explorer alone – Recently, many adCenter users of Bing and Yahoo requested to expand their service outside Internet Explorer. Now, pay per click may also be run through Mac and Chrome users, including all other web browsers.
  • Bing and Yahoo for mobile – paid search through Bing and Yahoo is made easy as they launched Bing on mobile devices through WAP or GPRS connections. Not only will users enjoy “Find My Location,” applications, as well as driving directions and maps, but they will also be able to search for new information through their smart phones, and this means that pay per click campaigns will reach a much wider audience.
  • Bing and Yahoo have representatives to talk to for free, 24/7. – Microsoft has dedicated customer representatives who are specifically assigned to help Bing and Yahoo AdCenter users, even those that are starting with their Bing and Yahoo ads. They have a range of topics that they can help with, from starting up, to billing, managing campaigns, editorial questions, and campaign reports. In fact, they are even open to suggestions and comments, which is the main reason why Microsoft brought about the freedom for users to use their Bing pay per click campaign on other web browsers. More so, these representatives are always active in social media, so it could be easy to reach them in Twitter or Facebook.
  • Cross-Platform Analytic Reports – With Bing and Yahoo’s adCenter report, it becomes easy for users to compare keyword performance for their pay per click campaign with other search engines, so that they can make the most of their budget.
  • Potentially Better Return of Investments – any pay per click campaign is useless if it does not get positive results. Numerous advertisers have vouched that adCenter pay per click campaigns through Bing and Yahoo drove more traffic than keywords run with AdWords of Google, which significantly gives a better return on investment.

Even with the 67% market share of Google, if combined with costly prices for their pay per click campaign, and with their other seemingly flaws, Bing and Yahoo still strike as a better alternative to Google, and as they make a dent to Google’s ad campaign, soon more and more advertisers will realize the benefits and power of what Bing and Yahoo can offer with the increase of their sales and rapid growth of their business.

Additional Resources

  • Pay Per Click on Bing
  • Pay Per Click on Google
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Top Three Attributes of the Car Accident Lawyer You Should Retain

Avatar Of Rajesh Khanna



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Car accidents, including motorcycle and truck accidents, are serious business. They happen every day and, even if you’re the safest driver in the world, they can still happen to you. If you suffer serious injuries from a car, motorcycle, or truck accident, it is vital that you first speak to a car accident lawyer before you reach any settlement with the insurance company, which would like nothing more than to pay you the least amount possible. However, choosing the right lawyer is not as simple as the decision to consult with one. Here are the top three attributes that you should look for in a prospective car accident lawyer to retain.


One of the most critical attributes to look for in a prospective auto injury lawyer is whether he or she actually specializes in car, motorcycle, and truck accident law. As an injured accident victim, you will be relying on lawyer you retain to maximize your recovery from the insurance company. Do yourself a big favor and make sure you retain a lawyer who specializes exclusively in representing auto accident victims.

There are many attorneys in each state practicing personal injury law. However, personal injury law can cover a wide-range of injuries. You don’t want a personal injury lawyer that handles a wide variety of personal injury lawsuits. You want a lawyer that specializes exclusively in car, motorcycle and truck accident law; someone who day-to-day represents auto accident victims.

For example, if needed heart sugary, would you want a general surgeon operating on you or a heart surgeon? Retain a lawyer specializing in representing auto accident victims. This can make a significant difference in how much you recover from the insurance company. You do not have to worry about expert auto lawyers being too expensive for you, because they generally do not charge hourly fees but, rather, a contingency fee.


The second most critical attribute to look for in a prospective car injury lawyer is his or her experience level. It’s not just a matter of being an experienced lawyer, you want an attorney who is very experienced in representing auto accident injury victims.

Following a car accident, the injuries you sustain may change your life drastically. Now is not the time to put your life and the way you are able to lead it in the hands of a rookie. Try to find a car accident attorney with at least five years of experience, ideally someone with experience representing car accident victims against the same insurance company. Consult with a seasoned lawyer who has many years of experience going up against the insurance companies.

However, it’s not just a matter of experience in car accident law. You want an attorney with years of trial experience, because your case may require going to trial.


Finally, when considering a prospective car accident lawyer, you want to make sure he or she has been successful in the past and in the present. There is no point selecting a specialized lawyer with years of experience if he or she has not been successful against the auto insurance companies. It should not be difficult finding out how successful your prospective car lawyer is in representing auto accident injury victims. Just ask! If he or she has a proven track record of success, they will tell you and give you examples. Ideally, they will have been successful for past clients with similar injuries that you have sustained in the car accident.

In the end, you want a car accident lawyer who is an expert, experienced, and successful with respect to auto accident law in your state. Do not settle for anything less. There is absolutely no reason why you would need to.

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Sales Force Automation Software: Business Need

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Sales Force Automation Software was a major challenge before some decades that is successfully superseded by our techno-giants. The entire business community was longing for a system that could control; and monitor the track of sales and marketing activities. Things were getting tougher for an executive or an entrepreneur to manually handle the entire sales process and organizational activities. Moreover, the interaction with the clients was worsened. The answer to all those worries came in the form of this Software.

Streamlines Sales tasks

Sales Force Automation Software basically is another name for Customer Relationship Management Software. Its prime motto is to provide one-to-one interaction of organization executives with their customers. The primitive form of this Software was just for maintaining contacts. But rapid advancement of technology and rigorous endeavors from the technocrats has made it capable of overpowering the entire sales stage.

Online Sales Software handles all the sales tasks easily and gives you accurate sales reports on time. It is easy to use software which fulfills all the needs of the organization. It saves the precious time of the sales team and sales managers.

Web Based Technology

Online CRM Software encompasses cloud computing technology to perform the sales force automation. From Cloud Computing, we basically mean data to be stored in servers that are remotely located and are connected through network. Cloud Computing uses the SaaS module to provide this technology. SaaS stands for Software-As-A-Service. That means, the software needs not to be installed at the client’s computer. It is hosted from a remote server and its complete package can be accessed from there itself.

This Software has sorted out most of the problems faced by the entrepreneurs handling small to big organizations. Its easy usability, portability and anywhere operable flexibility have proved its worth over the previously launched hosted application.

Some Benefits of Online CRM Software over the premise hosted software are:

1) Premise hosted need to be installed to a computer. Thus it gets system specific. You can’t avail the software once you change the software. It can be used anywhere and at anytime, you can access the software any time you required.

2) Online CRM Softwares are cost effective. Whereas premise hosted software are much costlier than that.

3) There is a lot of extra IT infrastructure needed to successfully run premise hosted application. Whereas online application provide all kinds of functional service on a remote access basis.

4) The entire data load in case of premise hosted is upon your system. So, any time, there are chances of data crash and hardware failure. While in case of cloud computing, entire data load is upon the server. So your system is always safe from the impending dangers.

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Addition To The Control of Asbestos Regulations 2006 Proposed By HSE

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It was only in 1983 that Asbestos (Licencing) Regulations introduced the requirement for companies or individuals working with asbestos coating or asbestos insulation products to possess a Health and Safety Executive (HSE) licence.

Another twenty years elapsed before the 2003 Regulations instructed that the relevant authority must be notified of the details to any asbestos work which required a license, at least 14 days prior to the commencement of work. The Control of Asbestos Regulations, 2006 unified all previous prohibition and licencing regulations into one comprehensive reference document.

Following correspondence with the European Commission, the HSE is presently in consultation on plans to once again modify aspects of the 2006 Regulations. The aim is to more accurately reflect current levels of health risk concerns to companies and organisations who come into working contact with chrysotile white asbestos, estimated to be still present in a half a million premises around the UK.

Despite the continuing asbestos awareness campaigns of HSE, inconsistency of working knowledge and methods by construction firms and premises owners to the necessary actions required when first inspecting site building, encountering, containing and disposing of asbestos material.

Despite being banned from the 1980s onwards, white asbestos continued to be used in insulating materials such as wall board, wall coatings and cement products found in a wide variety of commercial and domestic building applications.

Currently, there are two existing categories of asbestos work:

1. Licensed asbestos work

2. Non-Licensed asbestos work

Currently, non-licensed work is exempt from requirements to:

– Notify work with asbestos to the relevant enforcing authority

– Carry out medical (respiratory) examinations

– Maintain registers of work (health records)

– Hold an asbestos licence

– Have arrangements to deal with accidents, incidents and emergencies

– Designate asbestos areas

While the licensed asbestos work category remains unchanged, HSE propose to modify non-licensed asbestos work by introducing additional measures for short duration exposure to ‘friable’ ( fragile and disintegrating) or ‘damaged or degraded’ asbestos. A new category of asbestos work is to be introduced in addition to the two existing categories.

3. Notifiable Non-Licensed Work (NNLW).

Work under this new category will be exempt from requirements to:

– Hold an asbestos licence.

– Have arrangements for accidents, incidents and emergencies.

– Designate asbestos areas.

However, work under the new category will require employers to:

– Notify their work with asbestos to the “relevant enforcing authority”.

– Carry out medical (respiratory) examinations.

– Maintain registers of work (health records).

HSE propose that requirements for notifying work with asbestos, health records and medical surveillance will not apply where:

a) Exposure of employees to asbestos is sporadic and of low intensity.

b) It is clear from the risk assessment that the exposure of any employee to asbestos will not exceed the control limitwhere the work involves –

(i) Short, non-continuous maintenance activities in which only non-friable materials are handled.

(ii) Removal without deterioration of non-degraded materials in which the asbestos fibres are firmly bonded in a matrix.

(iii) Encapsulation/sealing of asbestos-containing materials which are in good condition.

(iv) Air monitoring/control, and the collection /analysis of samples to confirm whether a material contains asbestos.

Existing regulations do not specifically require the asbestos to be ‘non-friable’ or ‘non-degraded’ and the European Commission also seems to require a respiratory examination of industry personnel every three years due to uncertainty of not will knowing if there has been an encounter with asbestos in ‘notifiable’ situations.

Throughout the twentieth century and right up until the present day, dangers of asbestos exposure were continually ignored by building trade personnel or building owners. As a result, joiners, plasterers, plumbers, electricians and other operatives would be constantly at fatal risk of inhaling deadly asbestos fibre dust, which remains permanently embedded within the linings of the lungs and would develop into asbestosis disease or the malignant incurable cancer, mesothelioma.

The first asbestosis symptoms would not appear until some 15 to 50 years later, often at an advanced stage when prognosis would be between 4 to 18 months.

In the UK, the number of deaths from mesothelioma has risen to 2, 250 in 2008 and over 2,000 diagnosed cases are recorded each year.

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Outsourcing Your Plastic Surgery Marketing

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As a plastic surgeon you set yourself apart from other doctors. Every day you prove your expertise and skill by sculpting and shaping clients into the people they want to be. That is why it is a good idea for you to do what you do best and let marketing experts do what they do best. Hire a professional plastic surgery marketing team and let them increase your client base.

What an SEO Professional Can Do For You

An internet marketer is skilled at optimizing your website for higher search engine ranking. The whole idea behind marketing is being seen and a professional knows how to get you seen better than anyone. He has spent years creating ways to grab the attention of the consumer. Just as you have spent years perfecting your skills.

It would take you just as long to learn how to successfully market your business. You didn’t learn how to be a plastic surgeon just by watching the techniques on television or by reading a few books. You learned hands on with the guidance of a professional. A marketing expert learned in much the same way.

Don’t Try to Do Everything

When you try to do everything on your own you end up stressing out and making mistakes. A few plastic surgery marketing mistakes can cost you quite a few clients. But, if your stress causes mistakes in your practice, then you are really in trouble. You could even lose your license. Outsourcing your marketing strategies takes away all of that stress.

A marketing expert can create a social media marketing campaign, an email campaign, create online videos and a slew of other effective promotional techniques to get your name out on the internet and a high search engine ranking. An SEO expert knows how reach a targeted audience that have already shown an interest in having plastic surgery.

Another good reason for hiring a professional is that the industry is constantly evolving. Once you think you know everything about plastic surgery marketing, things change. The techniques that worked yesterday may not work today. A professional marketer stays on top these changes and changes with them.

People like getting instant answers and that is what Google is all about. They just type in what they are looking for and in an instant they see over a hundred thousands results. If your website is down near the one hundred thousand mark, no will click on your link. If you are in the top five, you will have much more success. A marketing expert can get you into that top five.

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