Children
Building an Emergency Fund with Mutual Funds
Financial planning not only entails saving for long term goals like retirement, higher education of your children, etc but also preparing for short term goals like creating an emergency fund, to tackle unforeseen expenses. While most individuals use their current savings account as an emergency fund, owing to the ease of access to money, a disadvantage of doing so is the poor appreciation of money. However, mutual funds offer a better avenue to park savings for emergencies with high liquidity as well. Covered ahead is how to build an emergency fund with mutual funds in detail.
Why is it important to have an emergency fund?
There are many instances in life when we need emergency funds to tackle financial demands. It can be a job loss, medical emergency, car accident or breakdown, or urgent travel plan. This can be fulfilled either by borrowing money or by saving money. A wiser move would be to plan in advance will plan to generate his emergency savings fund through savings done via investment. Investment helps to add an extra source of income for the investors.
Why select mutual funds for an emergency fund creation?
Investors can inculcate a good habit of making regular investments. Ideally, an emergency fund must have an amount six times. The conventional process of making an investment in savings banks and fixed deposit is a good idea, but the interest offered by the banks are meager. Besides, some traditional investment products will hoard the surplus amount with a fixed lock-in period on withdrawal. No investors will like to compromise on the liquidity aspect in case of an emergency fund.
Whenever an emergency scenario arises, one has to resort to availing loans or borrowing from friends and family. This is the situation that most people do not prefer to go to. If you are ready with your emergency kitty, it saves you from facing the dire consequences. Therefore, to park the surplus monetary resources, mutual funds can be regarded as the best emergency fund investment in India. It provides a lucrative option for contingency fund creation with overnight funds and liquid funds. The best emergency fund will act as a lifesaver and instill confidence in the investor by granting him the power to deal with the undesired event. Even if an individual is a frivolous spendthrift, it will ultimately develop an inclination towards savings.
Investors can consider schemes like liquid funds and overnight funds, which are debt funds and the money is invested in securities that have a maturity period of one day. Another best emergency fund investment in India is the liquid fund that is channelized towards debt and money market security and has a short-term maturity duration of just 91 days. The shorter investment period of these mutual fund schemes also keeps the investors insulated from both the interest risk and credit risk. The liquid funds earn better returns than most banks offer on a savings bank account. Alongside this, the investors have nothing to worry about the availability of funds and compromise on liquidity. The overnight funds have earned their name from the investment in overnight securities, and the liquid funds get their name from the liquidity offered in such funds. When compared to the debt funds and regular equity, it processes the redemption request more swiftly, and any request before 3:00 pm will help the investors to credit the redemption process in the registered bank account in the following working day.
What can be the ideal size of the emergency corpus with a mutual fund investment?
We have already mentioned that the ideal size of the emergency corpus needs to thrice-six times of the monthly expenditure of an individual. Some financial planners recommend that debt funds are the best emergency fund to build and manage this corpus. This allows the investor to create the corpus over a period of time. It can be gained through the routes of Systematic Investment Plan (SIP) or the lump sum investments. All you have to do is select the AMC of your choice, for instance, Kotak Mutual fund and then go through the overnight funds and liquid funds available under the selected AMC. The windfall gain will help to achieve the desired funds to create this corpus. The overnight liquid funds or ultra short-term mutual funds are indeed the ideal emergency fund India due to its liquidity aspect. Only 1-2 working days are required to process the money.
How to build an emergency fund with a mutual fund?
Investors can select from the range of mutual funds like debt funds, liquid funds and overnight funds. All these emergency funds India can be created through a regular contribution with SIP. The small quantities will create a steady savings plan over a time period and accumulate a sizeable emergency corpus. The reason behind opting for a mutual fund as an emergency fund India is the power of compounding within itself. The compounding phenomenon revolves around reinvesting the returns to generate higher return value.
A longer duration of investment means experiencing a better effect on compounding on returns.
Hence, investors need to stay focused on their financial goals for a longer time to get the rewards over the years. By this power of compounding, funds can grow exponentially and reap bigger benefits to the investment players. Generally, people make an investment in mutual funds through professional fund managers. For this purpose, they can invest in growth plans which automatically reinvest the returns. Moreover, investors can gain benefit from it if they start to invest at an early age to create a robust financial future that can even be used in contingency situations. For instance, Investors can purchase mutual funds schemes from AMCs such as UTI Mutual Fund and others that provide viable options for emergency fund creation.
It is better to select mutual funds plans like liquid funds and overnight funds. The combination of these with debts funds renders it a risk-free option. Investors can invest in these plans by making a consistent contribution with SIP over a long term to obtain benefit from compounding effect as well. The better potential returns along with liquidity the aspect, leave no doubt that these plans are undoubtedly the best avenues for the investors. In the wake of the emergency, the funds developed through mutual funds will provide the much needed monetary cushion.
Children
Tommee Tippee: A Trusted Brand for Baby Feeding Essentials

Tommee Tippee, a name synonymous with baby care and feeding, has earned the trust of parents around the world. Since its inception, this brand has dedicated itself to providing top-quality baby feeding essentials, and in this article, we will delve into what makes Tommee Tippee a trusted choice for parents worldwide.
Welcoming a new member into your family is a momentous occasion, and ensuring that your little one receives the best care and nourishment is of paramount importance. Tommee Tippee, a leading brand in the world of baby care, has been a reliable companion to parents for decades.
Tommee Tippee: A Brief Overview
Founded in 1965, Tommee Tippee has consistently set high standards in creating innovative baby products. Their mission revolves around making parents’ lives easier while ensuring the utmost comfort and safety for infants.
History of Tommee Tippee
With a rich history spanning over half a century, Tommee Tippee has become a household name. The company’s journey is marked by constant innovation, and its products have evolved to meet the changing needs of parents and babies.
Product Range
Tommee Tippee offers a diverse range of baby feeding essentials, from baby bottles and pacifiers to breast pumps and sterilizers. Their products are designed to simplify the challenges that come with raising an infant.
Why Parents Trust Tommee Tippee
The trust parents place in Tommee Tippee is well-founded. This brand has consistently delivered high-quality, safe, and reliable products that cater to the needs of both babies and parents.
Innovative Design and Technology
Tommee Tippee’s commitment to innovation is evident in their product designs. The brand is known for introducing features like anti-colic valves, ergonomic bottle shapes, and easy-to-use breast pumps, making life easier for parents.
Safety and Quality Standards
Tommee Tippee adheres to the most stringent safety and quality standards. Their products are free from harmful chemicals like BPA, ensuring that babies receive the purest nourishment.
Tommee Tippee’s Commitment to Sustainability
In a world where environmental consciousness is essential, Tommee Tippee is taking steps to reduce its carbon footprint. They are committed to creating sustainable and eco-friendly baby products.
Awards and Recognition
Tommee Tippee has received numerous awards and accolades for its exceptional products. These accolades serve as a testament to the brand’s dedication to excellence.
The Importance of Baby Feeding Essentials
Baby feeding essentials play a crucial role in the early stages of an infant’s life. Choosing the right products is essential for the child’s well-being and the parents’ convenience.
Choosing the Right Products
Selecting the appropriate baby feeding essentials can be overwhelming. Tommee Tippee’s wide range of products allows parents to make choices tailored to their baby’s unique needs.
Where to Purchase Tommee Tippee Products
Tommee Tippee products are readily available in stores and online. Their accessibility ensures that parents can find the necessary items with ease.
Real-Life Testimonials
Let’s hear from some real-life parents who have experienced the benefits of Tommee Tippee products firsthand. Their stories reflect the trust and satisfaction the brand has instilled in parents.
Conclusion
In conclusion, Tommee Tippee’s legacy of trust, innovation, safety, and quality makes it the go-to brand for baby feeding essentials. When it comes to providing the best for your little one, Tommee Tippee is a name you can rely on.
Bollywood
What you Need to Consider Before Choosing a Dance School?
Do you want to take your love for dancing to another level? Then it is time that you find the right dance school that can help you polish your skills and help you emerge as a great dancer.
For people, dancing is a form of art and for some; it is a way to relieve stress. Whatever the case, if you want to enhance your skills and learn new techniques the proper way, the instructor you choose will play a crucial role.
People have lots of choices when it comes to choosing a dance school. However, with more options, the more overwhelming it gets when selecting a dance school. The Best Dance School in Kolkata will provide your child with all the amenities to develop his/her skill.
With that said, here are some pointers to keep in mind when choosing a dance school to pursue the hobby further.
Let’s get started.
#1 The quality of dance education
In the modern-day and age, the majority of the dance schools in Kolkata aren’t just limited to teaching and practicing just a single dance form. The best schools offer classes for a variety of dance forms and types including Bollywood Dance, Creative Dance Forms like Rabindra Nritya, and Indian Classical Dance Forms like Kathak and Bharatanatyam. Since the forms are diverse, it is important to determine whether the dance school you are opting for is capable of teaching you the dance form you want with perfection.
Dance education requires the skill of highly trained, motivated, and qualified choreographers and educators to teach and get the most out of the students. That means it requires a well-developed, age-appropriate curriculum. The majority of the dance classes rely on the skills of the choreographers and dance teachers to create guidelines, structure, choreography, and curriculum for individual classes of different types.
Thus, it is important that the dance school you choose for you or your child must incorporate experienced and quality educators. The role of experienced educators becomes highly important if there’s a specific dance form that you want to learn or master with perfection.
#2 Choose a dance school based on your goals
This is the most important aspect to consider when choosing a dance school in Kolkata. Why do you want to learn dancing? Is it to take part in dance competitions? Or want to upgrade or polish on skills that you are already aware of? Most dance schools prepare students for competitions where they enter into local, regional, and national dancing events. If you want to take part in dancing events, you would need a dance school with instructors who are dedicated to training you for the competition. On the other hand, if you just want to pursue dancing as a hobby and want to learn as many forms as you want, you can look for a dance studio, which deals in this aspect.
Some dance schools provide opportunities for young dancers to take part in top-notch training that prepares the students for a professional career in performing arts. Such schools are renowned for training critically acclaimed dancers who are now spreading the dance form in various parts of the country.
#3 The size of the class also matters
If you were training for the competition, you would want an environment where you could spend more time with the instructor. However, if the class you are in have plenty of other students as well, it will be difficult for the instructor to focus on you. So the size of the class also matters. Before you enrol for a dance class, ensure that the strength of the class is under the minimum so that you can
practice in a better environment.
On the other hand, if you are just learning how to dance, or as part of your exercise regime, the strength of the class doesn’t matter. In such type of classes, the instructors focus more on making every student move rather than correcting them. The goal of such classes is to make students sweat while having fun.
So, you need to be clear which class you will be taking.
#4 Can I watch the dance class
For parents, who are concerned about their children’s daily progress, some dance studios allow them to sit in on each and every class. This is especially for children who are just toddlers or still too small for the platform. Parents can keep an eye on their children and make sure that they are adapting the change that has been implemented in their lifestyle. Well, it doesn’t require parents to be in each and every class of their child. They are relieved once their child starts getting used to the environment and make a few friends. But still, if you are concerned about this aspect, you need to search for a dance school that allows parents to be there, at least for a couple of weeks.
Children
Coronavirus: Centers for Disease Control and Prevention and Public health
CDC experts say that China’s lack of data on the Wuhan coronavirus limits international efforts to quench the outbreak.
Although the consultants commended Chinese researchers in just a few weeks ‘ time to map the genome of the virus, there was clearly a lack of epidemiological evidence as to who is infected by the virus and how the virus spreads.
A woman eats a whole bat in disturbing footage which has recently surfaced on the internet, as scientists link the deadly #coronavirus to the flying mammals.
Bat soup is a popular dish in #Wuhan, #China, where the virus originated. pic.twitter.com/HzEMcqNr9e
— RT (@RT_com) January 24, 2020
“It is Epi 101,” said Dr. William Schaffner, medical director of the National Infectious Diseases Foundation and a long-standing CDC consultant. The Wuhan virus spreads as China locks up cities and scraps New Year’s celebrations. The Wuhan virus spreads as China locks cities and scraps cities and festivities the virus spreads, as China locked cities and scraps new year’s celebrations.
On 31 December the first cases were reported to the World Health Organization, with 44 cases in China by 3 January. Currently, not even three weeks later, over 600 cases have occurred, and the epidemic has spread to Thailand, South Korea, Japan, Singapore, Saudi Arabia and the USA, where there is only one case.
As no vaccine is available against this new virus, the advice of the CDC indicated that public health measures such as early capture cases and quarantine rules are important. Yet they agree it is difficult to know who can be quarantined, and how long without understanding how infected people are, how long they are able to spread the virus to others.
“This knowledge is extremely important. It shows you how to treat an outbreak and what you should look for and who to think about,” said Dr. Paul Offit, a specialist in pediatric infectious diseases at the University of Pennsylvania’s Perelman School of Medicine and a longtime CDC advisor.
Disease detectives searching for more details on Wuhan Coronavirus’s’ super spreading tools ‘ Disease detectives search for more information regarding Wuhan coronavel virus’s’ super spreader’ At a press conference on Wednesday in Beijing, Li Bin, the Chinese Vice Minister of National Health, said his country is’ engaged’ in the public and international disclosure of information
On Thursday, Chinese authorities provided new epidemiological information to top officials from the World Health Organization, which reported a growing number of cases, suspected cases, the affected Provinces and the proportion of fatalities. They have reported cases of the fourth generation in Wuhan— which means that a person infected can give the virus to a third person who can give it to a fourth person. According to a WHO media release, they reported second-generation cases outside Wuhan, and also clusters outside Hubei province.
But the advisors of the CDC said that wasn’t almost enough. They said that there are still very specific pieces of information missing on the spread of the Wuhan coronavirus.
Of these: how many of the 600 cases were contracted by the virus from the handling of animals on the farm where that virus emerged and how many were contracted by people on the street?
Were they family members of people who are sick on the street or colleagues sitting beside each other at work, among those who never went to the market? Or perhaps they don’t know anyone who is sick, and where they caught it isn’t clear?
Googled bout the #Wuhan #Coronavirus just to find out the world had a new plague starting around the same date for the last few centuries. pic.twitter.com/fTCUe4nIPp
— Victor (@BTCVector) January 24, 2020
Looking at the chain of infection, do people spread the disease before they have symptoms or are they recovering?
Wuhan: The main coronaviral outbreak Wuhan: Answers to these concerns will help authorities assess the length of time they should isolate diseased patients and who must be quarantined to determine if symptoms grow. Wuhan:
Inside the Chinese city at the core of coronavirus outbreak Wuhan:
Patricia Stinchfield, Vice President of the National Foundation for Infectious Diseases and CDC Advisor said “You have to consider how this is spreading. Stinchfield, a pediatric infectious healthcare nurse, and senior infection control specialist at Minnesota Children’s Hospital, and Schaffner, an infectious disease doctor at Vanderbilt University Medical Center, are both linkers to the CDC’s advertisement center, who has moderate or severe disease. How many people are hospitalised?
Between 1998 to 2003, Offit was a voting member of this group and has been working on CDC working groups since then.
How about Coronavirus do you need to know?
02:29 A CDC spokesman declined to comment on the story.
A WHO official has said he acknowledges the frustration of a lack of epidemiological knowledge, but it is likely that some CDC workers know the answers and have not yet transmitted them to the public or advisors.
“Nobody’s come to manage this.”
This video allegedly shows dead bodies lying in hospital aisles in Wuhan Red Cross Hospital, the city where the #coronavirus originated.
The virus has killed 26 people and infected at least 830 https://t.co/ThQQSVQHKX pic.twitter.com/qgs0E1GdgU
— Al Jazeera English (@AJEnglish) January 24, 2020
At the start of the outbreak, Dr. David Heymann, Chair of the WHO Infectious Risk Strategic and Technical Advisory Group, said that sometimes different groups know different pieces of information.
“The CDC may have access to WHO-free information, and vice versa,” he said.
Generally speaking, the more detail public health officials learn, the better.
“The more you learn, the more you can identify and control what the problem is,” he said.
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