Welcome to half 5 of our eight-part evaluation of Mint.com. Within the final publish, we coated the best way to use the Budgets web page. On this publish, we take a more in-depth have a look at Mint’s Objectives and Tendencies pages.

Objectives

Clicking on the “Objectives” hyperlink within the high navigation bar takes you to a web page the place you may arrange a wide range of financial savings targets. Under, you will discover extra info on this web page’s performance.

The targets web page of the Mint.com website permits you to arrange financial savings targets. It comes stocked with an inventory of default financial savings targets together with “Repay Credit score Card Debt,” “Repay Loans,” “Save for an Emergency,” “Save for Retirement”, “Purchase a House,” “Purchase a Automobile,” “Save for Faculty,” “Take a Journey,” and “Enhance My House.” You can even arrange your personal customized targets.

Setting Up a Aim

Once you create a aim, Mint takes you thru a three-step course of. Step one asks you to provide your aim a title, select a class on your aim, and enter the quantity you want to save. The second step asks you to affiliate a monetary account together with your aim. You possibly can select to open a brand new monetary account, use an present account, or select an account at a later time. Lastly, step three asks you for the date you want to attain your aim and calculates the month-to-month contribution obligatory to satisfy your aim in time.

Objectives Particulars Web page

Once you view your targets from the targets web page, you get a standing bar, or price range, for every aim. At a look, this bar tells you the way a lot you have saved in the direction of your aim and whether or not you are forward of schedule, delayed, or proper on observe.

Clicking on the “View Particulars” tab of any aim takes you to that aim’s particulars web page. Right here, you will see a rundown itemizing the aim quantity, each day steadiness, deliberate date of completion, projected date of completion, and the way a lot you have contributed in the direction of the aim for the present month. You can even delete the aim, mark it full, or add a activity to be accomplished in affiliation with the aim.

Tendencies

Clicking on the “Tendencies” button within the high navigation directs you to a web page that gives helpful information and evaluation of your private monetary developments. Learn extra on this beneath.

The developments web page lets you get helpful information in your spending and revenue historical past. This web page is about up in three sections—set your timeframe, select a graph, and get the report.

Set Your Timeframe

This part permits you to outline the time interval of your report. You possibly can choose a single month, a complete yr, or all time. You can even spotlight and choose a sequence of months.

Select a Graph

This part asks you to pick what you need to observe and the way you need to observe it. You possibly can select to trace spending, revenue, internet revenue, belongings, money owed or internet value. You possibly can observe your choice over time, by class, by service provider, or by tag.

As soon as you have chosen what you need to observe and the way you need to observe it, buttons within the higher proper of this part allow you to visualize your outcomes as a bar graph or pie chart. You should use the drop-down field subsequent to these buttons to check the outcomes together with your outcomes from final yr or the final three months. You can even examine your outcomes with outcomes from a selected metropolis, state, or your complete United States.

Get the Report

For every graph or chart you generate, you will see a report within the final part on the backside of the web page. Stories listing the quantities you have spent, obtained, or netted by class. In addition they inform you which class had the best greenback quantity and which had essentially the most transactions. You can even export a report back to a CSV file to be used in different functions.

This concludes half 5 of this eight-part sequence. Subsequent time we’ll check out Mint.com’s Investments web page.